Xoom

Xoom is PayPal's international money transfer (remittance) service, operating since 2001. Consumers use Xoom to send money to bank accounts, debit cards, mobile wallets, UPI, and PIX, send cash for pickup or delivery, and reload mobile phones in countries around the world, with up-front fees and exchange rates. U.S. transfers are provided by PayPal, Inc., a licensed money transmitter; UK/EEA service is provided by PayPal (Europe) S.a r.l., regulated by the Luxembourg CSSF. Xoom is a consumer service and publishes no public developer API on the xoom.com domain.

Xoom is profiled on the APIs.io network. Tagged areas include Company, Fintech, Money Transfer, Remittances, and Cross-Border Payments.

Xoom’s developer surface includes support, pricing, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.9/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Money Transfer Remittances Cross-Border Payments Payments PayPal

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 18.9/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 7.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 4.9 / 9

Regulatory Posture 5.6 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/xoom: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 2

Authentication, authorization, and security posture

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: xoom
name: Xoom
description: Xoom is PayPal's international money transfer (remittance) service, operating since 2001. Consumers use Xoom
  to send money to bank accounts, debit cards, mobile wallets, UPI, and PIX, send cash for pickup or delivery, and reload
  mobile phones in countries around the world, with up-front fees and exchange rates. U.S. transfers are provided by PayPal,
  Inc., a licensed money transmitter; UK/EEA service is provided by PayPal (Europe) S.a r.l., regulated by the Luxembourg
  CSSF. Xoom is a consumer service and publishes no public developer API on the xoom.com domain.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.paypalobjects.com/xoom/static/img/open-graph-logo/xoom-og-en-US.png
url: https://raw.githubusercontent.com/api-evangelist/xoom/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- craft-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Money Transfer
- Remittances
- Cross-Border Payments
- Payments
- PayPal
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.xoom.com
- type: Support
  url: https://help.xoom.com/s/?language=en_US
- type: Pricing
  url: https://www.xoom.com/en-us/usd/send-money/transfer/select-country
- type: Login
  url: https://www.xoom.com/sign-in
- type: TermsOfService
  url: https://www.xoom.com/user-agreement
- type: PrivacyPolicy
  url: https://www.xoom.com/privacy
- type: Compliance
  url: https://www.xoom.com/state-licensing
- type: Conformance
  url: conformance/xoom-conformance.yml
- type: LLMsTxt
  url: llms/xoom-llms.txt
- type: DomainSecurity
  url: security/xoom-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 4
  pass: local-v1

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