Plan4All z.s.

Plan4All z.s. is a European fintech company offering a comprehensive platform for financial planning, budgeting, and investment management. The service integrates personal and corporate finance tools, enabling users to create detailed financial plans, track expenses, and optimize investment portfolios. Their API provides access to account data, transaction histories, budgeting categories, and forecasting models, supporting developers to build custom financial applications and services. Plan4All emphasizes data security, regulatory compliance, and seamless integration with banking institutions across the EU.

Plan4All z.s. is profiled on the APIs.io network. Tagged areas include Company, Fintech, Financial-Planning, API, and EU.

Plan4All z.s.’s developer surface includes authentication, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

11.8/100 emerging Agent 3/100 human only Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

0 APIs

Company FintechFinancial-PlanningAPIEU

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 11.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 1.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.1 / 9

Regulatory Posture 2.4 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Access Clarity scores 10.5 — up to +17.9 composite points
Developer Ergonomics scores 23.8 — up to +15.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/plan4all-z-s/apis.yml: open an issue on github.com/api-evangelist/plan4all-z-s to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Plan4All Z S Authentication

1 scheme

SECURITY

Plan4All Z S Domain Security

TLSv1.3

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: plan4all-z-s
name: Plan4All z.s.
image: https://www.plan4all.eu/media/images/plan4all_logo_4black_bg.original.png
description: Plan4All z.s. is a European fintech company offering a comprehensive platform for financial planning, budgeting,
  and investment management. The service integrates personal and corporate finance tools, enabling users to create detailed
  financial plans, track expenses, and optimize investment portfolios. Their API provides access to account data, transaction
  histories, budgeting categories, and forecasting models, supporting developers to build custom financial applications and
  services. Plan4All emphasizes data security, regulatory compliance, and seamless integration with banking institutions across
  the EU.
url: https://raw.githubusercontent.com/api-evangelist/plan4all-z-s/refs/heads/main/apis.yml
x-type: company
x-source: harvest:vc-portfolio
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-23 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-23'
modified: '2026-10-23'
tags:
- Company
- Fintech
- Financial-Planning
- API
- EU
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Authentication
  url: authentication/plan4all-z-s-authentication.yml
- type: Hosts
  url: hosts/plan4all-z-s-hosts.yml
- type: DomainSecurity
  url: security/plan4all-z-s-domain-security.yml
- type: Website
  url: https://www.plan4all.eu/
- type: DeveloperPortal
  url: https://www.plan4all.eu/
- type: Blog
  url: https://www.plan4all.eu/news-and-events/
- type: PrivacyPolicy
  url: https://www.plan4all.eu/about/data-protection-policy/
apis: []
x-enrichment:
  date: '2026-10-23'
  status: enriched
  artifacts_added: 9
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Plan4All z.s. API — frequently asked questions

How do I authenticate with the Plan4All z.s. API?

Plan4All z.s. uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Plan4All Z S Authentication.

Is the Plan4All z.s. API ready for AI agents?

Plan4All z.s. has a Kin Score of 11.8 out of 100 (emerging) and an Agent Readiness score of 2.5 (human-only), scored by API Evangelist on 2026-10-31.

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