FinDefend

FinDefend provides a SaaS platform that helps businesses identify and cancel recurring subscription charges they no longer need. By importing CSV bank statements or connecting financial data, the service automatically detects recurring vendor payments, alerts users to price hikes, and offers step‑by‑step cancellation guidance. It targets founders, small agencies, and any organization looking to reduce wasteful software spend, delivering weekly or daily scans and a clear savings projection. The platform emphasizes data privacy, processing transactions in memory without storing credentials, and promises easy opt‑out at any time.

FinDefend publishes 5 API contracts indexed on the APIs.io network, including Alerts API, Export API, Health API, and 2 more. Tagged areas include Fintech, Software-as-a-Service, Subscription Management, Expense Tracking, and Automation.

The FinDefend catalog on APIs.io includes 1 Spectral governance ruleset.

FinDefend’s developer surface includes changelog, pricing, engineering blog, API reference, authentication, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

33.5/100 thin Agent 25/100 agent aware Full breakdown ↓
scored 2026-11-13 · rubric v0.28.0 · Show this score on your site →

1 published contract 1 MCP Servers

Fintech Software-as-a-Service Subscription Management Expense Tracking Automation

Kin Score

Kin Score How this is scored →
scored 2026-11-13 · rubric v0.28.0

Composite quality — 33.5/100 · thin

Contract Quality 8.4 / 21

Developer Ergonomics 3.6 / 17

Access Clarity 6.2 / 17

Operational Transparency 3.2 / 11

Contract Governance 1.9 / 10

Discoverability 4.8 / 9

Regulatory Posture 2.8 / 15

Agent readiness — 25/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented) Ask about this →
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented) Ask about this →
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link Ask about this →
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document Ask about this →
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented) Ask about this →
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks Ask about this →

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 21.4 — up to +15.7 composite points Ask about this →
Contract Quality scores 39.6 — up to +15.1 composite points Ask about this →
Access Clarity scores 36.2 — up to +12.8 composite points Ask about this →

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Not sure how this applies to your stack? Ask about any one item. Kin Lane reads every question, looks at your profile and your situation, and replies with what a fix would take — scoped to that one area, priced up front, yours whether you ship it or not. Ask a question →

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/findefend-com/apis.yml: open an issue on github.com/api-evangelist/findefend-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Agent2Agent

measured — observed by APIs.io (flavored)

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

OpenAPI

measured — observed by APIs.io (published)

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

FinDefend Alerts API

The Alerts API from FinDefend — 2 operation(s) for alerts.

FinDefend Export API

The Export API from FinDefend — 1 operation(s) for export.

FinDefend Health API

The Health API from FinDefend — 1 operation(s) for health.

FinDefend Summary API

The Summary API from FinDefend — 1 operation(s) for summary.

FinDefend Vendors API

The Vendors API from FinDefend — 2 operation(s) for vendors.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

FinDefend MCP Server

Remote MCP server at www.findefend.com.

MCP SERVER

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs. Counts are the severity each rule declares, not results of running them.

FinDefend API Rules

29 rules · 25 error-severity 1 warn-severity 3 info-severity

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

FinDefend Authentication

http · 1 scheme

SECURITY

FinDefend Domain Security

TLSv1.3

SECURITY

Agentic Access (API Evangelist recommendations) 1

Recommended x-agentic-access execution contracts for AI agents.

FinDefend Agentic Access

7 operations · 2 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Documentation 1

Reference material describing how the API behaves

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

LLMsTxt

MCPServer

WellKnown

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Spectral

Spectral

ErrorCatalog

ErrorCatalog

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

ToolCrosswalk

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

ChangeLog

ChangeLog

StatusPage

StatusPage

ChangeLog

ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 2

The organization behind the API

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

AgentCard

AgentCard

Hosts

Hosts

Source (apis.yml)

aid: findefend-com
name: FinDefend
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  generated: '2026-11-13'
  method: derived
image: https://www.findefend.com/og.png
description: FinDefend provides a SaaS platform that helps businesses identify and cancel recurring subscription charges they
  no longer need. By importing CSV bank statements or connecting financial data, the service automatically detects recurring
  vendor payments, alerts users to price hikes, and offers step‑by‑step cancellation guidance. It targets founders, small
  agencies, and any organization looking to reduce wasteful software spend, delivering weekly or daily scans and a clear savings
  projection. The platform emphasizes data privacy, processing transactions in memory without storing credentials, and promises
  easy opt‑out at any time.
url: https://artifacts.apis.io/findefend-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-08 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-11-08'
modified: '2026-11-08'
tags:
- Fintech
- Software-as-a-Service
- Subscription Management
- Expense Tracking
- Automation
tags_raw:
- FinTech
- SaaS
- SubscriptionManagement
- ExpenseTracking
- Automation
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/findefend-com-agentic-access.yml
- type: Spectral
  url: rules/findefend-com-rules.yml
- type: ChangeLog
  url: changelog/findefend-com-changelog.yml
- type: ErrorCatalog
  url: errors/findefend-com-problem-types.yml
- type: Conformance
  url: conformance/findefend-com-conformance.yml
- type: LLMsTxt
  url: llms/findefend-com-llms.txt
- type: AgentCard
  url: a2a/findefend-com-a2a.yml
- type: ToolCrosswalk
  url: mcp/findefend-com-tool-crosswalk.yml
- type: MCPServer
  url: mcp/findefend-com-mcp.yml
- type: WellKnown
  url: well-known/findefend-com-well-known.yml
- type: Hosts
  url: hosts/findefend-com-hosts.yml
- type: TermsOfService
  url: https://www.findefend.com/terms
- type: StatusPage
  url: https://www.findefend.com/status
- type: PrivacyPolicy
  url: https://www.findefend.com/privacy
- type: Pricing
  url: https://www.findefend.com/pricing
- type: Login
  url: https://www.findefend.com/login
- type: ChangeLog
  url: https://www.findefend.com/changelog
- type: Blog
  url: https://www.findefend.com/blog
- type: APIReference
  url: https://www.findefend.com/llms.txt
- type: Authentication
  url: authentication/findefend-com-authentication.yml
- type: DomainSecurity
  url: security/findefend-com-domain-security.yml
- type: Website
  url: https://findefend.com/
apis:
- aid: findefend-com:findefend-com-alerts-api
  name: FinDefend Alerts API
  description: The Alerts API from FinDefend — 2 operation(s) for alerts.
  humanURL: https://www.findefend.com/openapi.json
  tags:
  - Alerts
  properties:
  - type: OpenAPI
    url: openapi/findefend-com-alerts-api-openapi.yml
- aid: findefend-com:findefend-com-export-api
  name: FinDefend Export API
  description: The Export API from FinDefend — 1 operation(s) for export.
  humanURL: https://www.findefend.com/openapi.json
  tags:
  - Export
  properties:
  - type: OpenAPI
    url: openapi/findefend-com-export-api-openapi.yml
- aid: findefend-com:findefend-com-health-api
  name: FinDefend Health API
  description: The Health API from FinDefend — 1 operation(s) for health.
  humanURL: https://www.findefend.com/openapi.json
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/findefend-com-health-api-openapi.yml
- aid: findefend-com:findefend-com-summary-api
  name: FinDefend Summary API
  description: The Summary API from FinDefend — 1 operation(s) for summary.
  humanURL: https://www.findefend.com/openapi.json
  tags:
  - Summary
  properties:
  - type: OpenAPI
    url: openapi/findefend-com-summary-api-openapi.yml
- aid: findefend-com:findefend-com-vendors-api
  name: FinDefend Vendors API
  description: The Vendors API from FinDefend — 2 operation(s) for vendors.
  humanURL: https://www.findefend.com/openapi.json
  tags:
  - Vendors
  properties:
  - type: OpenAPI
    url: openapi/findefend-com-vendors-api-openapi.yml
x-enrichment:
  date: '2026-11-08'
  status: enriched
  artifacts_added: 24
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

FinDefend API — frequently asked questions

Does FinDefend have an API?

Yes. APIs.io lists 5 APIs from FinDefend, including FinDefend Alerts API, FinDefend Export API and FinDefend Health API, and 2 more.

Is there an OpenAPI specification for the FinDefend API?

Yes. APIs.io indexes 5 OpenAPI specifications for FinDefend, each linked for download from this page.

How do I authenticate with the FinDefend API?

FinDefend uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as FinDefend Authentication.

Does FinDefend have an MCP server?

Yes. APIs.io lists 1 MCP server for FinDefend: Remote MCP server at www.findefend.com.

Is the FinDefend API ready for AI agents?

FinDefend has a Kin Score of 33.5 out of 100 (thin) and an Agent Readiness score of 24.5 (agent-aware), scored by API Evangelist on 2026-11-13.

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