Kabbage

Kabbage was an Atlanta-based financial technology company (founded 2009) that pioneered fully automated, data-driven cash-flow lending to small businesses, offering flexible lines of credit, online bill payment, cash-flow visualization, and business checking. It exposed a B2B "Kabbage Platform" lending-as-a-service API (formerly documented at kabbageplatform.com) and was backed by the SoftBank Vision Fund. American Express announced its acquisition of substantially all of Kabbage in August 2020; the products were folded into American Express Business Blueprint and the standalone Kabbage developer platform was discontinued. As of this enrichment pass no independent Kabbage public API, developer portal, or specification is reachable — kabbage.com redirects to americanexpress.com/business/blueprint and the former developer hosts no longer resolve.

Kabbage is profiled on the APIs.io network. Tagged areas include Company, Fintech, Small Business Lending, Cash Flow, and Working Capital.

📡 Source on GitHub

0.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

0 APIs

Company Fintech Small Business Lending Cash Flow Working Capital Payments Financial-Services Acquired

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 0.1/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 0.0 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/kabbage: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Source (apis.yml)

aid: kabbage
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/kabbage.png
name: Kabbage
description: Kabbage was an Atlanta-based financial technology company (founded 2009) that pioneered fully automated, data-driven
  cash-flow lending to small businesses, offering flexible lines of credit, online bill payment, cash-flow visualization,
  and business checking. It exposed a B2B "Kabbage Platform" lending-as-a-service API (formerly documented at kabbageplatform.com)
  and was backed by the SoftBank Vision Fund. American Express announced its acquisition of substantially all of Kabbage in
  August 2020; the products were folded into American Express Business Blueprint and the standalone Kabbage developer platform
  was discontinued. As of this enrichment pass no independent Kabbage public API, developer portal, or specification is reachable
  — kabbage.com redirects to americanexpress.com/business/blueprint and the former developer hosts no longer resolve.
url: https://raw.githubusercontent.com/api-evangelist/kabbage/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-status-detail: Acquired by American Express (Aug 2020); folded into American Express Business Blueprint. Standalone Kabbage
  developer platform discontinued; no independent public API surface reachable.
x-acquired-by: american-express
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Small Business Lending
- Cash Flow
- Working Capital
- Payments
- Financial-Services
- Acquired
tags_raw:
- Company
- Fintech
- Small Business Lending
- Cash Flow
- Working Capital
- Payments
- Financial Services
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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