Chargezoom

Chargezoom provides an AI‑powered autonomous accounts receivable (AR) platform that automates the entire invoice‑to‑cash cycle. Their solution combines AR outreach, payment processing, and customer portal features into a single graph‑based system, reducing manual work and exceptions for enterprises. With integrations for major accounting software, credit‑card vaults, and recurring billing, Chargezoom helps businesses accelerate cash flow, improve collection rates, and deliver a seamless payment experience for both B2B and B2C customers.

Chargezoom is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Automation, and Artificial Intelligence.

Chargezoom’s developer surface includes documentation, getting-started guide, support, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

17.2/100 emerging ▼ -7.5 Agent 11/100 agent aware Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemium

0 APIs

Company Fintech Payments Automation Artificial Intelligence

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 17.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 8.1 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.1 / 9

Regulatory Posture 2.0 / 15

Agent readiness — 11/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

11 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 19.0 — up to +16.2 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/chargezoom/apis.yml: open an issue on github.com/api-evangelist/chargezoom to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Chargezoom API pricing

Prices published by Chargezoom, read 2026-10-08 from www.chargezoom.com/pricing.

Plan	Price
Free	$0/month
Plus	$95/month
Enterprise	$995/month

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Chargezoom Plans Pricing

3 plans

PLANS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Chargezoom Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: chargezoom
name: Chargezoom
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: low
  probe_state: unreadable
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://cdn.prod.website-files.com/67d327cda5426471be9ac016/67fedf3cf84d192cf458371d_chargezoom.com.jpg
description: Chargezoom provides an AI‑powered autonomous accounts receivable (AR) platform that automates the entire invoice‑to‑cash
  cycle. Their solution combines AR outreach, payment processing, and customer portal features into a single graph‑based system,
  reducing manual work and exceptions for enterprises. With integrations for major accounting software, credit‑card vaults,
  and recurring billing, Chargezoom helps businesses accelerate cash flow, improve collection rates, and deliver a seamless
  payment experience for both B2B and B2C customers.
url: https://raw.githubusercontent.com/api-evangelist/chargezoom/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-08 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-08'
modified: '2026-10-08'
tags:
- Company
- Fintech
- Payments
- Automation
- Artificial Intelligence
tags_raw:
- Company
- FinTech
- Payments
- Automation
- AI
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/chargezoom-plans-pricing.yml
- type: WellKnown
  url: well-known/chargezoom-well-known.yml
- type: Hosts
  url: hosts/chargezoom-hosts.yml
- type: Vendors
  url: vendors/chargezoom-vendors.yml
- type: Documentation
  url: https://developer.chargezoom.com/
- type: DomainSecurity
  url: security/chargezoom-domain-security.yml
- type: Website
  url: https://www.chargezoom.com/
- type: DeveloperPortal
  url: https://chargezoom.com/developer-resources
- type: GettingStarted
  url: https://www.chargezoom.com/signup
- type: Support
  url: https://support.chargezoom.com/support/home
- type: Blog
  url: https://www.chargezoom.com/blog
- type: Pricing
  url: https://www.chargezoom.com/pricing
- type: TermsOfService
  url: https://www.chargezoom.com/terms-of-service
- type: PrivacyPolicy
  url: https://www.chargezoom.com/privacy-policy
apis: []
x-coverage:
  state: unreadable
  reason: no-machine-readable-spec
  detail: Chargezoom's documentation pages return HTML and no OpenAPI, AsyncAPI, GraphQL, or other machine-readable contract
    was found.
  evidence:
  - url: https://api.chargezoom.com/openapi.json
    status: 404
  - url: https://www.chargezoom.com/openapi.json
    status: 404
  checked: '2026-10-08'
x-enrichment:
  date: '2026-10-08'
  status: enriched
  artifacts_added: 9
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Chargezoom API — frequently asked questions

How much does the Chargezoom API cost?

Chargezoom publishes its prices; its Free plan is $0/month as of 2026-10-08. APIs.io lists 3 pricing plans for Chargezoom, with each plan's price, limits and inclusions under Pricing on this page.

Is the Chargezoom API ready for AI agents?

Chargezoom has a Kin Score of 17.2 out of 100 (emerging) and an Agent Readiness score of 10.8 (agent-aware), scored by API Evangelist on 2026-11-06.

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