Arf

Arf is a Switzerland-regulated liquidity and settlement platform for cross-border payments, providing short-term, receivable-backed, revolving working capital to licensed payment institutions and money-transfer operators. Its core product, Arf Liquidity, lets payment companies settle across any corridor 24/7 without prefunding destination accounts, using regulated real-world-asset-backed digital assets and stablecoins (including USDC) for native on-ramp/off-ramp value transfer and real-time treasury management. Arf is a compliance-first, VQF self-regulatory-organization member serving only licensed financial institutions, and partners with Circle, Stellar, and Visa. This profile was surfaced as a 500 Global portfolio company and enriched from Arf's public web presence; Arf does not currently publish a public developer portal or API.

Arf is profiled on the APIs.io network. Tagged areas include Company, Payments, Cross-Border Payments, Settlement, and Liquidity.

Arf’s developer surface includes engineering blog, signup flow, support, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

18.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyPaymentsCross-Border PaymentsSettlementLiquidityStablecoinsFintechTreasury Management

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 18.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 6.3 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/arf: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 2

Authentication, authorization, and security posture

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 5

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

LinkedIn

Twitter

Twitter

Source (apis.yml)

aid: arf
name: Arf
description: Arf is a Switzerland-regulated liquidity and settlement platform for cross-border payments, providing short-term,
  receivable-backed, revolving working capital to licensed payment institutions and money-transfer operators. Its core product,
  Arf Liquidity, lets payment companies settle across any corridor 24/7 without prefunding destination accounts, using regulated
  real-world-asset-backed digital assets and stablecoins (including USDC) for native on-ramp/off-ramp value transfer and real-time
  treasury management. Arf is a compliance-first, VQF self-regulatory-organization member serving only licensed financial
  institutions, and partners with Circle, Stellar, and Visa. This profile was surfaced as a 500 Global portfolio company and
  enriched from Arf's public web presence; Arf does not currently publish a public developer portal or API.
url: https://raw.githubusercontent.com/api-evangelist/arf/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://arf.one/wp-content/uploads/2024/08/arf.jpg
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Cross-Border Payments
- Settlement
- Liquidity
- Stablecoins
- Fintech
- Treasury Management
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://arf.one
- type: Blog
  url: https://arf.one/blog/
- type: BlogRSS
  url: https://arf.one/blog/feed/
- type: PrivacyPolicy
  url: https://arf.one/privacy-policy/
- type: SignUp
  url: https://arf.one/credit-line-waitlist/
- type: Support
  url: mailto:info@arf.one
- type: Compliance
  url: https://arf.one/membership/
- type: Conformance
  url: conformance/arf-conformance.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/arf-one
- type: Twitter
  url: https://twitter.com/arf_one
- type: DomainSecurity
  url: security/arf-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Arf