Bud Financial Limited

Bud Financial Limited is a financial technology company offering digital banking solutions, including personal and business accounts, budgeting tools, and API-driven services for developers. The company focuses on providing seamless, secure, and user-friendly financial experiences through modern APIs, enabling integration with third‑party applications and services. Bud Financial aims to empower users with real‑time insights, automated savings, and flexible payment options, positioning itself as an innovative player in the fintech ecosystem.

Bud Financial Limited publishes 39 API contracts indexed on the APIs.io network, including Aggregation Buckets API, Client Secrets API, Correct Financial Data API, and 36 more. Tagged areas include Company, Fintech, Digital Banking, API Platform, and Financial Services.

The Bud Financial Limited catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

Bud Financial Limited’s developer surface includes changelog, sandbox, authentication, support, engineering blog, API reference, getting-started guide, and 29 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

53.6/100 developing Agent 47/100 agent native Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

16 published contracts

Company Fintech Digital Banking API Platform Financial Services

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 53.6/100 · developing

Contract Quality 15.7 / 21

Developer Ergonomics 9.6 / 17

Access Clarity 3.6 / 17

Operational Transparency 7.0 / 11

Contract Governance 1.8 / 10

Discoverability 5.9 / 9

Regulatory Posture 5.4 / 15

Agent readiness — 47/100 · agent native

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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APIs 39

Individual APIs this provider publishes, each with its own machine-readable definition.

Bud Financial Limited Aggregation Buckets API

Manage virtual "buckets" for grouping and aggregating transactions by their underlying categories. Use this for retrieving financial data for customers of the Assess Dashboard (...

Bud Financial Limited Client Secrets API

Create, list, and revoke Client Secrets used, alongside the `client_id`, to authenticate to the Bud platform via OAuth2.

Bud Financial Limited Correct Financial Data API

Manipulate Transactions held on the Bud platform by finding similar transactions and submitting corrections.

Bud Financial Limited Create a Connection API

Create a new connection to an Open Banking provider by using either: (i) Bud's configurable frontend UI (__Bud Connect__), built to maximise conversion; or (ii) Bud's individual...

Bud Financial Limited Custom Insights API

Understand and target messaging to your customers more effectively by defining your own custom insights.

Bud Financial Limited Customer Application Links API

Create a link for a customer to follow, which will allow them to connect their bank accounts and submit their financial data for the application.

Bud Financial Limited Customer Applications API

Create, retrieve and manage financial applications for customers using the Assess product. Applications created on this platform can be viewed using the Assess Dashboard to obse...

Bud Financial Limited Customer-Level Insights API

Retrieve flags and facts calculated in real time from a customer's financial data.

Bud Financial Limited Debt Collection Finder API

Find information regarding your customer's debts.

Bud Financial Limited Drive Campaigns API

Create and manage campaigns — by hand, or by describing a business goal for Drive's campaign agent to build one from — track their performance, and retrieve the customer-facing ...

Bud Financial Limited Drive MCP API

Connection URLs for Drive's remote Model Context Protocol servers, for use with AI/LLM driven agents — the general Drive copilot, and dedicated servers for segments and campaign...

Bud Financial Limited Drive Segments API

Create and manage customer segments — Drive's V1 model (fixed customer lists, criteria copied from an existing segment) and V2 model (a recursive criteria tree of flags, segment...

Bud Financial Limited Enrichment Resources API

Obtain greater context to Bud's enrichment services.

Bud Financial Limited Enrichment Totals API

Breakdown your customer's income and expenditure based on Bud's enrichments to help orientate their financial world.

Bud Financial Limited Frontend Widgets API

A collection of frontend widgets representing customer financial data.

Bud Financial Limited Income Finder API

Find information regarding your customer's income.

Bud Financial Limited Ingest First Party Data API

Initiate the asynchronous process of pushing a customer's account information (i.e. first party data) onto the Bud platform. These asynchronous requests create a task to store t...

Bud Financial Limited Initiate Payment - Bud license API

Authenticates and securely creates a new payment from a customer’s chosen account(s) using Bud's regulatory licence as a [Third Party Provider (TPP)](https://www.openbanking.org...

Bud Financial Limited Initiate Payment - Client license API

Authenticates and securely creates a new payment from a customer’s chosen account(s) using your organisation's regulatory permission as a Payment Initiation Service Provider (PI...

Bud Financial Limited Loan Finder API

Find information regarding your customer's loans.

Bud Financial Limited Manage a Connection API

Different endpoints that allow to to manage an existing customer connection. This includes the ability to: (i) Refresh the data associated with a given connection, pulling in th...

Bud Financial Limited Manage Customers API

Manage the number of customers registered onto the Bud platform.

Bud Financial Limited Manage Financial Data API

Manipulate Transactions held on the Bud platform by removing data, submitting corrections, or adding tags through different rulesets.

Bud Financial Limited Manage Payments API

Manage payments to initiated through Bud's Payments API

Bud Financial Limited Manage Transaction Labels API

Create, list, rename, and delete customer-authored labels that can be attached to transactions. Labels are customer-defined strings used to group transactions in ways that are m...

Bud Financial Limited MCP (Model Context Protocol) API

Allows an MCP Client to connect to Bud API endpoints as tools. Currently in beta

Bud Financial Limited O Auth2 API

Retrieve and manage access and refresh tokens to authenticate to the Bud platform via OAuth2 protocol.

Bud Financial Limited Product Finder API

Find information regarding your customer's financial products.

Bud Financial Limited Regular Payments Finder API

Find information relating to any regularity found across certain groups of transactions within your customer's accounts.

Bud Financial Limited Retrieve Actionable Insights API

Retrieve a customer's actionable insights generated from their financial data.

Bud Financial Limited Retrieve Affordability Report API

Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals.

Bud Financial Limited Retrieve Affordability Report V2 API

Breakdown your customer's transactions by fixed/flexible spend and discretionary vs non discretionary high-level totals. Retrieve Affordability Report V2 endpoints are designed ...

Bud Financial Limited Retrieve Affordability Risk Insights API

Retrieve a customer's report insights generated from their financial data. In contrast to the alert style actionable insights, these insights should be used more as a summary.

Bud Financial Limited Retrieve Customer Characteristics API

Retrieve Characteristics associated with an individual Customer based on their financial data.

Bud Financial Limited Retrieve Financial Data API

Retrieve a customer's financial data from a range of sources.

Bud Financial Limited Savings Goals V2 API

Savings goals management API V2.

Bud Financial Limited Spending Budgets API

Spending budgets management API.

Bud Financial Limited Subscription Finder API

Find information regarding your customer's subscriptions.

Bud Financial Limited Transaction Search API

Allows customers to search & ask questions about their financial transactions.

Scroll for all 39

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Thisisbud Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Thisisbud Context

85 classes · 155 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Bud Financial Limited API Rules

17 rules · 11 errors 2 warnings 4 info

SPECTRAL

JSON Schema 8

Standalone JSON Schema definitions for this provider's data models.

Authorisation Gateweay URL Request Payload

11 properties

JSON SCHEMA

Get Balances Response

3 properties

JSON SCHEMA

Get Balances Response

3 properties

JSON SCHEMA

Retrieve Financial Products V2 Response Structure

3 properties

JSON SCHEMA

Patch Spending Budget

4 properties

JSON SCHEMA

Transaction

21 properties

JSON SCHEMA

Transaction

21 properties

JSON SCHEMA

Authorisation Gateweay URL Request Payload

7 properties

JSON SCHEMA

Scroll for all 8

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Thisisbud Authentication

1 scheme

SECURITY

Thisisbud Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Thisisbud Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Thisisbud Agentic Access

216 operations · 97 acting · 2 human-in-the-loop

216 operations · 97 acting

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

Sandbox

Sandbox

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

APIReference

APIReference

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

WellKnown

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Lifecycle

ErrorCatalog

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 8

Authentication, authorization, and security posture

Authentication

SecurityTxt

SecurityTxt

SecurityTxt

SecurityTxt

SecurityTxt

SecurityTxt

DomainSecurity

Scroll for all 8

Operate 5

Status, limits, changes, and where to get help

ChangeLog

Deprecation

Support

StatusPage

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Blog

Blog

Website

Website

Other 2

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: thisisbud
name: Bud Financial Limited
description: Bud Financial Limited is a financial technology company offering digital banking solutions, including personal
  and business accounts, budgeting tools, and API-driven services for developers. The company focuses on providing seamless,
  secure, and user-friendly financial experiences through modern APIs, enabling integration with third‑party applications
  and services. Bud Financial aims to empower users with real‑time insights, automated savings, and flexible payment options,
  positioning itself as an innovative player in the fintech ecosystem.
url: https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/apis.yml
x-type: company
x-source: harvest:g2-catalog
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-21 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-21'
modified: '2026-10-21'
tags:
- Company
- Fintech
- Digital Banking
- API Platform
- Financial Services
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/thisisbud-agentic-access.yml
- type: Spectral
  url: rules/thisisbud-rules.yml
- type: JSONLD
  url: json-ld/thisisbud-context.jsonld
- type: Vocabulary
  url: vocabulary/thisisbud-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: asyncapi/thisisbud-webhooks.yml
- type: DataModel
  url: data-model/thisisbud-data-model.yml
- type: ChangeLog
  url: changelog/thisisbud-changelog.yml
- type: Sandbox
  url: sandbox/thisisbud-sandbox.yml
- type: Authentication
  url: authentication/thisisbud-authentication.yml
- type: Deprecation
  url: https://docs.thisisbud.com/docs/versioning.md
- type: Lifecycle
  url: lifecycle/thisisbud-lifecycle.yml
- type: ErrorCatalog
  url: errors/thisisbud-problem-types.yml
- type: LLMsTxt
  url: llms/thisisbud-llms.txt
- type: SecurityTxt
  url: well-known/thisisbud-trust-security.txt
- type: SecurityTxt
  url: well-known/thisisbud-status-security.txt
- type: SecurityTxt
  url: well-known/thisisbud-console-us-security.txt
- type: SecurityTxt
  url: well-known/thisisbud-console-security.txt
- type: SecurityTxt
  url: well-known/thisisbud-api-security.txt
- type: SecurityTxt
  url: well-known/thisisbud-api-sandbox-security.txt
- type: WellKnown
  url: well-known/thisisbud-well-known.yml
- type: Hosts
  url: hosts/thisisbud-hosts.yml
- type: Vendors
  url: vendors/thisisbud-vendors.yml
- type: TermsOfService
  url: https://www.thisisbud.com/terms-conditions
- type: Support
  url: https://support.thisisbud.com/hc/en-gb
- type: StatusPage
  url: https://status.thisisbud.com/access/login
- type: PrivacyPolicy
  url: https://www.thisisbud.com/en-us/legal/privacy-policy
- type: Newsroom
  url: https://www.thisisbud.com/en-us/company/press
- type: ChangeLog
  url: https://docs.thisisbud.com/changelog
- type: Blog
  url: https://www.thisisbud.com/en-us/company/blog
- type: APIReference
  url: https://docs.thisisbud.com/reference
- type: GettingStarted
  url: https://docs.thisisbud.com/docs/postman-collection
- type: Documentation
  url: https://docs.thisisbud.com/
- type: GitHubOrganization
  url: https://github.com/thisisbud
- type: DomainSecurity
  url: security/thisisbud-domain-security.yml
- type: Website
  url: https://thisisbud.com/
apis:
- aid: thisisbud:thisisbud-aggregation-buckets-api
  name: Bud Financial Limited Aggregation Buckets API
  description: 'Manage virtual "buckets" for grouping and aggregating transactions by their

    underlying categories.


    Use this for retrieving financial data for customers of the Assess Dashboard

    (where the `bucket_id` is `assess-dashboard`) as it appears in said dashboard.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Aggregation Buckets
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-aggregation-buckets-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-client-secrets-api
  name: Bud Financial Limited Client Secrets API
  description: Create, list, and revoke Client Secrets used, alongside the `client_id`, to authenticate to the Bud platform
    via OAuth2.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Client Secrets
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-client-secrets-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-correct-financial-data-api
  name: Bud Financial Limited Correct Financial Data API
  description: Manipulate Transactions held on the Bud platform by finding similar transactions and submitting corrections.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Correct Financial Data
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-correct-financial-data-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-create-a-connection-api
  name: Bud Financial Limited Create a Connection API
  description: 'Create a new connection to an Open Banking provider by using either: (i) Bud''s configurable frontend UI (__Bud
    Connect__), built to maximise conversion; or (ii) Bud''s individual API endpoints to help you build your own connect flow.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Create a Connection
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-create-a-connection-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-custom-insights-api
  name: Bud Financial Limited Custom Insights API
  description: Understand and target messaging to your customers more effectively by defining your own custom insights.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Custom Insights
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-custom-insights-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-customer-application-links-api
  name: Bud Financial Limited Customer Application Links API
  description: 'Create a link for a customer to follow, which will allow them to connect

    their bank accounts and submit their financial data for the application.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Customer Application Links
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-customer-application-links-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-customer-applications-api
  name: Bud Financial Limited Customer Applications API
  description: 'Create, retrieve and manage financial applications for customers using the

    Assess product. Applications created on this platform can be viewed using

    the Assess Dashboard to observe application statuses.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Customer Applications
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-customer-applications-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-customer-level-insights-api
  name: Bud Financial Limited Customer-Level Insights API
  description: Retrieve flags and facts calculated in real time from a customer's financial data.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Customer-Level Insights
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-customer-level-insights-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-debt-collection-finder-api
  name: Bud Financial Limited Debt Collection Finder API
  description: Find information regarding your customer's debts.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Debt Collection Finder
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-debt-collection-finder-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-drive-campaigns-api-api
  name: Bud Financial Limited Drive Campaigns API
  description: 'Create and manage campaigns — by hand, or by describing a business goal for Drive''s campaign

    agent to build one from — track their performance, and retrieve the customer-facing banner

    widgets and templates that back them.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Drive Campaigns API
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-drive-campaigns-api-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-drive-mcp-api-api
  name: Bud Financial Limited Drive MCP API
  description: 'Connection URLs for Drive''s remote Model Context Protocol servers, for use with AI/LLM driven agents — the
    general Drive copilot, and dedicated servers for segments and campaigns. They authenticate the same way as the rest of
    the Drive API.


    **Connecting a client**: these endpoints are the MCP servers themselves, not a URL-minting step — point your MCP client
    directly at the endpoint''s URL, configuring it to send an OAuth2 access token (see Authentication) as a bearer token
    and `X-Client-Id` as a static header on every request, the same as any other Drive API call.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Drive MCP API
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-drive-mcp-api-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-drive-segments-api-api
  name: Bud Financial Limited Drive Segments API
  description: 'Create and manage customer segments — Drive''s V1 model (fixed customer lists, criteria

    copied from an existing segment) and V2 model (a recursive criteria tree of flags, segment

    dependencies, and logical combinations). `Get Criteria Options` is the single source of

    truth for what''s available to build a criteria from.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Drive Segments API
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-drive-segments-api-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-enrichment-resources-api
  name: Bud Financial Limited Enrichment Resources API
  description: Obtain greater context to Bud's enrichment services.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Enrichment Resources
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-enrichment-resources-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-enrichment-totals-api
  name: Bud Financial Limited Enrichment Totals API
  description: Breakdown your customer's income and expenditure based on Bud's enrichments to help orientate their financial
    world.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Enrichment Totals
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-enrichment-totals-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-frontend-widgets-api
  name: Bud Financial Limited Frontend Widgets API
  description: A collection of frontend widgets representing customer financial data.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Frontend Widgets
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-frontend-widgets-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-income-finder-api
  name: Bud Financial Limited Income Finder API
  description: Find information regarding your customer's income.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Income Finder
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-income-finder-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-ingest-first-party-data-api
  name: Bud Financial Limited Ingest First Party Data API
  description: Initiate the asynchronous process of pushing a customer's account information (i.e. first party data) onto
    the Bud platform. These asynchronous requests create a task to store the given accounts or transactions against the specified
    customers. The Task ID returned by this request can be used to verify the current status of the process.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Ingest First Party Data
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-ingest-first-party-data-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-initiate-payment-bud-license-api
  name: Bud Financial Limited Initiate Payment - Bud license API
  description: 'Authenticates and securely creates a new payment from a customer’s chosen account(s) using Bud''s regulatory
    licence as a

    [Third Party Provider (TPP)](https://www.openbanking.org.uk/providers/third-party-providers/) of Payment Initiation Services.'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Initiate Payment - Bud license
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-initiate-payment-bud-license-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-initiate-payment-client-license-api
  name: Bud Financial Limited Initiate Payment - Client license API
  description: 'Authenticates and securely creates a new payment from a customer’s chosen account(s) using your organisation''s
    regulatory

    permission as a Payment Initiation Service Provider (PISP).'
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Initiate Payment - Client license
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-initiate-payment-client-license-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-loan-finder-api
  name: Bud Financial Limited Loan Finder API
  description: Find information regarding your customer's loans.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Loan Finder
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-loan-finder-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-manage-a-connection-api
  name: Bud Financial Limited Manage a Connection API
  description: "Different endpoints that allow to to manage an existing customer connection. This includes the ability to:\n\
    \  (i) Refresh the data associated with a given connection, pulling in the latest account\n      information into the\
    \ Bud platform;\n  (ii) Renew an existing consent  by-passing the need to go through Strong Customer\n      Authentication\
    \ (SCA) with their bank;\n  (iii) Revoke a consent, removing the ability for Bud to fetch any further data associated\n\
    \      with that consent."
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage a Connection
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-manage-a-connection-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-manage-customers-api
  name: Bud Financial Limited Manage Customers API
  description: Manage the number of customers registered onto the Bud platform.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Customers
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-manage-customers-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-manage-financial-data-api
  name: Bud Financial Limited Manage Financial Data API
  description: Manipulate Transactions held on the Bud platform by removing data, submitting corrections, or adding tags through
    different rulesets.
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Financial Data
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-manage-financial-data-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-products-response-v2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-v3-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-get-balances-response-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-schemas-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-usauth-gateway-urlrequestv2-schema.json
- aid: thisisbud:thisisbud-manage-payments-api
  name: Bud Financial Limited Manage Payments API
  description: Manage payments to initiated through Bud's Payments API
  humanURL: https://github.com/thisisbud/bud-public-developer-resources
  baseURL: https://api-sandbox.thisisbud.com
  tags:
  - Manage Payments
  properties:
  - type: OpenAPI
    url: openapi/thisisbud-manage-payments-api-openapi.yml
  - type: JSONSchema
    url: json-schema/thisisbud-transaction-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-auth-gateway-urlrequestv2-schema.json
  - type: JSONSchema
    url: json-schema/thisisbud-patch-spending-budget-schema.json


# --- truncated at 32 KB (50 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/thisisbud/refs/heads/main/apis.yml

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