finology-tech

Finology Software provides student loan assistance tools for financial advisors, integrating AI chat platforms like Claude and ChatGPT. The service offers free loan answers, liability planning, and automated calculations via an API and MCP, with pricing plans starting at $49 per month. It aims to help advisors save clients thousands by forecasting tax liabilities and loan forgiveness outcomes.

finology-tech publishes 1 API contract indexed on the APIs.io network: Finology.Public API. Tagged areas include Company, FinTech, StudentLoans, AIIntegration, and FinancialAdvisors.

The finology-tech catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

finology-tech’s developer surface includes sandbox, authentication, documentation, pricing, engineering blog, support, and 22 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

52.0/100 developing Agent 41/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

1 published contract 1 Agent Skills

CompanyFinTechStudentLoansAIIntegrationFinancialAdvisors

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 52.0/100 · developing

Contract Quality 11.6 / 21

Developer Ergonomics 9.2 / 17

Access Clarity 13.0 / 17

Operational Transparency 1.2 / 11

Contract Governance 2.2 / 10

Discoverability 5.8 / 9

Regulatory Posture 3.7 / 15

Agent readiness — 41/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 0 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/finology-tech/"><img src="https://apis.io/badge/finology-tech/card.svg" alt="finology-tech on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Operational Transparency scores 10.5 — up to +11.6 composite points
Contract Quality scores 54.6 — up to +11.4 composite points
Contract Governance scores 22.0 — up to +9.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/finology-tech/apis.yml: open an issue on github.com/api-evangelist/finology-tech to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

finology-tech Finology.Public API

The Finology.PublicApi API from finology-tech — 16 operation(s) for finology.publicapi.

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

finology-tech-run-loan-projection

AGENT SKILL

Pricing Plans 1

Published pricing tiers and plan structures.

Finology Tech Plans Pricing

4 plans

PLANS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Finology Tech Context

35 classes · 132 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

finology-tech API Rules

13 rules · 8 errors 1 warnings 4 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

AgentPackResponse

11 properties

JSON SCHEMA

ComparisonRequest

2 properties

JSON SCHEMA

KeylessLoanRequest

14 properties

JSON SCHEMA

ProjectionRequest

3 properties

JSON SCHEMA

ProjectionResult

13 properties

JSON SCHEMA

SandboxKeyResponse

12 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Finology Tech Authentication

2 schemes

SECURITY

Finology Tech Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Finology Tech Agentic Access

16 operations · 6 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Login

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Build 2

SDKs, sample code, and the tooling you integrate with

SDKs

SDKs

Packages

Packages

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans

Pricing

TermsOfService

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Hosts

Hosts

Source (apis.yml)

aid: finology-tech
name: finology-tech
image: https://finology.tech/wp-content/uploads/2026/10/mike-matheny-headshot.jpg
description: Finology Software provides student loan assistance tools for financial advisors, integrating AI chat platforms
  like Claude and ChatGPT. The service offers free loan answers, liability planning, and automated calculations via an API
  and MCP, with pricing plans starting at $49 per month. It aims to help advisors save clients thousands by forecasting tax
  liabilities and loan forgiveness outcomes.
url: https://artifacts.apis.io/finology-tech/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-30 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-30'
modified: '2026-10-30'
tags:
- Company
- FinTech
- StudentLoans
- AIIntegration
- FinancialAdvisors
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/finology-tech-agentic-access.yml
- type: Plans
  url: plans/finology-tech-plans-pricing.yml
- type: Spectral
  url: rules/finology-tech-rules.yml
- type: JSONLD
  url: json-ld/finology-tech-context.jsonld
- type: Vocabulary
  url: vocabulary/finology-tech-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/finology-tech-data-model.yml
- type: Sandbox
  url: sandbox/finology-tech-sandbox.yml
- type: Authentication
  url: authentication/finology-tech-authentication.yml
- type: ErrorCatalog
  url: errors/finology-tech-problem-types.yml
- type: Conformance
  url: conformance/finology-tech-conformance.yml
- type: LLMsTxt
  url: llms/finology-tech-llms.txt
- type: SecurityTxt
  url: well-known/finology-tech-chatgpt-security.txt
- type: WellKnown
  url: well-known/finology-tech-well-known.yml
- type: Hosts
  url: hosts/finology-tech-hosts.yml
- type: SDKs
  url: packages/finology-tech-packages.yml
- type: Packages
  url: packages/finology-tech-packages.yml
- type: Newsroom
  url: https://finology.tech/press/
- type: Login
  url: https://identity.finology.tech/Account/Login
- type: DomainSecurity
  url: security/finology-tech-domain-security.yml
- type: Website
  url: https://finology.tech/
- type: DeveloperPortal
  url: https://finology.tech/developers/
- type: Documentation
  url: https://finology.tech/developers/
- type: Pricing
  url: https://finology.tech/pricing/
- type: Blog
  url: https://finology.tech/finology-software-blog-and-news/
- type: Support
  url: https://finology.tech/faq/
- type: TermsOfService
  url: https://finology.tech/terms-of-service/
- type: PrivacyPolicy
  url: https://finology.tech/privacy-policy/
apis:
- aid: finology-tech:finology-tech-finology-publicapi-api
  name: finology-tech Finology.Public API
  description: The Finology.PublicApi API from finology-tech — 16 operation(s) for finology.publicapi.
  humanURL: https://finology.tech/developers/
  baseURL: https://api.finology.tech
  tags:
  - Finology.PublicApi
  properties:
  - type: OpenAPI
    url: openapi/finology-tech-finology-publicapi-api-openapi.yml
  - type: JSONSchema
    url: json-schema/finology-tech-projection-result-schema.json
  - type: JSONSchema
    url: json-schema/finology-tech-keyless-loan-request-schema.json
  - type: JSONSchema
    url: json-schema/finology-tech-projection-request-schema.json
  - type: JSONSchema
    url: json-schema/finology-tech-comparison-request-schema.json
  - type: JSONSchema
    url: json-schema/finology-tech-sandbox-key-response-schema.json
  - type: JSONSchema
    url: json-schema/finology-tech-agent-pack-response-schema.json
x-coverage:
  state: gated
  reason: partner-login
  method: derived
  generated: '2026-10-30'
  generator: derive-coverage.py (pre-flight evidence)
  detail: the company serves an API surface but requires credentials before any description of it can be read
  evidence:
  - url: https://finology.tech/openapi.json
    status: null
  - url: https://api.finology.tech/swagger/v1/swagger.json
    status: null
  - url: https://mcp.finology.tech/mcp
    status: 401
  - url: https://finology.tech/
    status: 200
x-enrichment:
  date: '2026-10-30'
  status: enriched
  artifacts_added: 31
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

finology-tech API — frequently asked questions

Does finology-tech have an API?

Yes. APIs.io lists 1 API from finology-tech, including finology-tech Finology.Public API.

Is there an OpenAPI specification for the finology-tech API?

Yes. APIs.io indexes 1 OpenAPI specification for finology-tech, each linked for download from this page.

How do I authenticate with the finology-tech API?

finology-tech documents its authentication (2 schemes). The details are profiled on APIs.io as Finology Tech Authentication.

How much does the finology-tech API cost?

APIs.io lists 4 pricing plans for finology-tech, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the finology-tech API ready for AI agents?

finology-tech has a Kin Score of 52.0 out of 100 (developing) and an Agent Readiness score of 40.6 (agent-ready), scored by API Evangelist on 2026-10-31.

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