Debitura

Debitura is an API-first international debt collection platform covering cross-border B2B and B2C receivables. It publishes three separate public REST APIs, one per role in the network rather than one API with role-gated endpoints: the Customer API for creditors uploading invoices to collection and tracking cases, the Referral Partner API for platforms embedding collection as a referral and tracking revenue share, and the Collection Partner API for collection agencies operating cases on the platform. All three are OpenAPI 3.0.4, each on its own host, and each authenticates with an API key in the XApiKey header; the Customer API additionally accepts a bearer token, and the Referral Partner API exposes OAuth operations for minting them. Webhooks appear in all three, each with a paired test surface for exercising events before going live. Debitura publishes its own APIs.json at docs.debitura.com, which is how this profile was built.

Debitura publishes 20 APIs on the APIs.io network, including Cases API, Clients API, Contracts API, and 17 more. Tagged areas include Debt Collection, Accounts Receivable, Debt Recovery, Fintech, and Payments.

📡 Source on GitHub

18.4/100 emerging ▬ flat Agent 36/100 agent ready saas Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

3 APIs

Debt Collection Accounts ReceivableDebt RecoveryFintech Payments Invoicing Webhook

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 18.4/100 · emerging

Contract Quality 10.5 / 19

Developer Ergonomics 1.4 / 15

Access Clarity 0.0 / 15

Operational Transparency 0.0 / 10

Contract Governance 0.0 / 9

Discoverability 5.3 / 8

Regulatory Posture 0.0 / 15

Create-or-Update Ergonomics 1.1 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/debitura: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 20

Individual APIs this provider publishes, each with its own machine-readable definition.

Debitura Cases API

Cases

Debitura Clients API

Clients

Debitura Contracts API

Debt-collection contract status and signing URLs for your account.

Debitura Coverage API

Jurisdiction coverage — query which countries and debt types Debitura can collect in, and check case eligibility.

Debitura Divisions API

Divisions

Debitura Filter Options API

Referral Partners

Debitura Ingestion Jobs API

IngestionJobs

Debitura Managed Cases API

Managed Cases

Debitura Me API

Collection Partner Profile

Debitura O Auth API

The OAuth API from Debitura — 1 operation(s) for oauth.

Debitura Payments API

Payments

Debitura Preview Cases API

Cases

Debitura Referral Partners API

Referral Partners

Debitura Reporting API

Reporting

Debitura Tasks API

Tasks

Debitura Test Cases API

Test Cases

Debitura Test Webhooks API

Test Webhooks

Debitura Users API

Users

Debitura Webhook Events API

Webhooks

Debitura Webhooks API

Manage webhook subscriptions and inspect the delivery event log. Create subscriptions to receive real-time notifications for case lifecycle events, payments, and chats. Use GET ...

Scroll for all 20

Open Collections 3

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Debitura Collection Partner API

OPEN COLLECTION

Debitura Customer API

OPEN COLLECTION

Debitura Referral Partner API

OPEN COLLECTION

Source (apis.yml)

name: Debitura
description: 'Debitura is an API-first international debt collection platform covering cross-border B2B and B2C receivables.
  It publishes three separate public REST APIs, one per role in the network rather than one API with role-gated endpoints:
  the Customer API for creditors uploading invoices to collection and tracking cases, the Referral Partner API for platforms
  embedding collection as a referral and tracking revenue share, and the Collection Partner API for collection agencies operating
  cases on the platform. All three are OpenAPI 3.0.4, each on its own host, and each authenticates with an API key in the
  XApiKey header; the Customer API additionally accepts a bearer token, and the Referral Partner API exposes OAuth operations
  for minting them. Webhooks appear in all three, each with a paired test surface for exercising events before going live.
  Debitura publishes its own APIs.json at docs.debitura.com, which is how this profile was built.'
url: https://raw.githubusercontent.com/api-evangelist/debitura/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
created: '2026-08-01'
modified: '2026-08-01'
specificationVersion: '0.23'
tags:
- Debt Collection
- Accounts Receivable
- Debt Recovery
- Fintech
- Payments
- Invoicing
- Webhook
tags_raw:
- Debt Collection
- Accounts Receivable
- Debt Recovery
- FinTech
- Payments
- Invoicing
- Webhooks
apis:
- aid: debitura:debitura-cases-api
  name: Debitura Cases API
  description: Cases
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Cases
  properties:
  - type: OpenAPI
    url: openapi/debitura-cases-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-clients-api
  name: Debitura Clients API
  description: Clients
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Clients
  properties:
  - type: OpenAPI
    url: openapi/debitura-clients-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-contracts-api
  name: Debitura Contracts API
  description: Debt-collection contract status and signing URLs for your account.
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Contracts
  properties:
  - type: OpenAPI
    url: openapi/debitura-contracts-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-coverage-api
  name: Debitura Coverage API
  description: Jurisdiction coverage — query which countries and debt types Debitura can collect in, and check case eligibility.
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Coverage
  properties:
  - type: OpenAPI
    url: openapi/debitura-coverage-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-divisions-api
  name: Debitura Divisions API
  description: Divisions
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Divisions
  properties:
  - type: OpenAPI
    url: openapi/debitura-divisions-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-filteroptions-api
  name: Debitura Filter Options API
  description: Referral Partners
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - FilterOptions
  properties:
  - type: OpenAPI
    url: openapi/debitura-filteroptions-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-ingestionjobs-api
  name: Debitura Ingestion Jobs API
  description: IngestionJobs
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - IngestionJobs
  properties:
  - type: OpenAPI
    url: openapi/debitura-ingestionjobs-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-managedcases-api
  name: Debitura Managed Cases API
  description: Managed Cases
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - ManagedCases
  properties:
  - type: OpenAPI
    url: openapi/debitura-managedcases-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-me-api
  name: Debitura Me API
  description: Collection Partner Profile
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Me
  properties:
  - type: OpenAPI
    url: openapi/debitura-me-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-oauth-api
  name: Debitura O Auth API
  description: The OAuth API from Debitura — 1 operation(s) for oauth.
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Authentication
  tags_raw:
  - OAuth
  properties:
  - type: OpenAPI
    url: openapi/debitura-oauth-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-payments-api
  name: Debitura Payments API
  description: Payments
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/debitura-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-previewcases-api
  name: Debitura Preview Cases API
  description: Cases
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - PreviewCases
  properties:
  - type: OpenAPI
    url: openapi/debitura-previewcases-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-referralpartners-api
  name: Debitura Referral Partners API
  description: Referral Partners
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - ReferralPartners
  properties:
  - type: OpenAPI
    url: openapi/debitura-referralpartners-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-reporting-api
  name: Debitura Reporting API
  description: Reporting
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Reporting
  properties:
  - type: OpenAPI
    url: openapi/debitura-reporting-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-tasks-api
  name: Debitura Tasks API
  description: Tasks
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Task
  tags_raw:
  - Tasks
  properties:
  - type: OpenAPI
    url: openapi/debitura-tasks-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-testcases-api
  name: Debitura Test Cases API
  description: Test Cases
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Test Cases
  tags_raw:
  - TestCases
  properties:
  - type: OpenAPI
    url: openapi/debitura-testcases-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-testwebhooks-api
  name: Debitura Test Webhooks API
  description: Test Webhooks
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - TestWebhooks
  properties:
  - type: OpenAPI
    url: openapi/debitura-testwebhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-users-api
  name: Debitura Users API
  description: Users
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - User
  tags_raw:
  - Users
  properties:
  - type: OpenAPI
    url: openapi/debitura-users-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-webhookevents-api
  name: Debitura Webhook Events API
  description: Webhooks
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Webhook Events
  tags_raw:
  - WebhookEvents
  properties:
  - type: OpenAPI
    url: openapi/debitura-webhookevents-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
- aid: debitura:debitura-webhooks-api
  name: Debitura Webhooks API
  description: Manage webhook subscriptions and inspect the delivery event log. Create subscriptions to receive real-time
    notifications for case lifecycle events, payments, and chats. Use GET /webhooks/events to verify deliveries and POST /webhooks/events/{id}/replay
    to re-deliver a specific event.
  humanURL: https://docs.debitura.com/clients
  baseURL: https://customer-api.debitura.com
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/debitura-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.debitura.com/clients
  - type: SignUp
    url: https://app.debitura.com/CreditorApiKey
  - type: Documentation
    url: https://docs.debitura.com/referral-partners
  - type: Documentation
    url: https://docs.debitura.com/collection-partners
properties:
- type: Documentation
  url: https://docs.debitura.com
- type: APIsJSON
  url: https://docs.debitura.com/apis.json
maintainers:
- FN: Debitura
  url: https://debitura.com
  email: robin@debitura.com
x-evidence:
  source: https://docs.debitura.com/apis.json
  source_specification_version: '0.20'
  harvested: '2026-08-01'
  request: api-evangelist/api-evangelist-network#1
  probes:
  - https://docs.debitura.com/apis.json -> HTTP 200 (2026-08-01)
  - https://docs.debitura.com/openapi/customer-api.json -> HTTP 200, 44 paths / 53 ops / 81 schemas
  - https://docs.debitura.com/openapi/referral-partner-api.json -> HTTP 200, 17 paths / 22 ops / 81 schemas
  - https://docs.debitura.com/openapi/collection-partner-api.json -> HTTP 200, 38 paths / 48 ops / 68 schemas
  note: Built from the provider's own published APIs.json. Every API, documentation URL, OpenAPI URL and the signup link come
    from that document; operation, path and schema counts were measured from the fetched specs. Pricing, plans and rate limits
    are not asserted — nothing published was found to support them, so they are left for the enrichment pipeline rather than
    guessed.
x-refine-exempt:
  reason: NOT split one-per-tag. Debitura ships three APIs on three different hosts that share tag names (Cases, Webhooks,
    Me, Users, Coverage). refine-openapis merges a shared tag across source specs into one document, which collapses the three
    hosts into whichever server it processed last — the merged Cases document carried 31 operations from all three APIs under
    a single collectionpartner-api server, so two thirds of them pointed at a host that does not serve them. The specs are
    registered whole, exactly as Debitura publishes them, until the splitter can carry per-operation servers. See api-evangelist/roadmap#6.

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