Divvy website screenshot

Divvy

Divvy is a corporate card and spend-management platform (free software plus business credit cards) that was acquired by BILL and now operates as BILL Spend & Expense; getdivvy.com redirects to bill.com. Its API for budgets, users, virtual cards, transactions, and reimbursements is delivered through the BILL developer platform (developer.bill.com) as part of the BILL v3 API, authenticated with a Spend & Expense API token, with a documented webhook event surface, dated changelog, sandbox environment, and per-token rate limits. This profile was surfaced as an Insight Partners portfolio company and has been enriched from BILL's public developer surface.

Divvy is profiled on the APIs.io network. Tagged areas include Company, Payments, Spend Management, Corporate Cards, and Expense Management.

The Divvy catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Divvy’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 19 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.4/100 thin ▬ flat Agent 30/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
0 APIs
CompanyPaymentsSpend ManagementCorporate CardsExpense ManagementFintechBILL

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 42.4/100 · thin
Contract Quality 5.7 / 25
Developer Ergonomics 12.6 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 8.2 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 30/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 6 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/divvy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Rate Limits 1

Documented rate limits and quota policies.

Divvy Rate Limits

5 limits

RATE LIMITS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Divvy Spend Expense Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Divvy Authentication

apiKey · 3 schemes

SECURITY

Divvy Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Webhooks
Webhooks
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 DataModel
DataModel

Build 1

SDKs, sample code, and the tooling you integrate with

Postman
Postman

Access & Security 2

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity

Operate 5

Status, limits, changes, and where to get help

Support
Support
 ChangeLog
ChangeLog
 ChangeLog
ChangeLog
 RateLimits
RateLimits
 Deprecation
Deprecation

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: divvy
name: Divvy
description: Divvy is a corporate card and spend-management platform (free software plus business credit cards) that was acquired
  by BILL and now operates as BILL Spend & Expense; getdivvy.com redirects to bill.com. Its API for budgets, users, virtual
  cards, transactions, and reimbursements is delivered through the BILL developer platform (developer.bill.com) as part of
  the BILL v3 API, authenticated with a Spend & Expense API token, with a documented webhook event surface, dated changelog,
  sandbox environment, and per-token rate limits. This profile was surfaced as an Insight Partners portfolio company and has
  been enriched from BILL's public developer surface.
url: https://raw.githubusercontent.com/api-evangelist/divvy/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.bill.com/product/spend-and-expense
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
x-parent: bill
x-status: acquired-by-bill (now BILL Spend & Expense)
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Spend Management
- Corporate Cards
- Expense Management
- Fintech
- BILL
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://getdivvy.com/
- type: DeveloperPortal
  url: https://developer.bill.com/docs/home
- type: Documentation
  url: https://developer.bill.com/docs/spend-expense-api
- type: APIReference
  url: https://developer.bill.com/reference
- type: GettingStarted
  url: https://developer.bill.com/docs/bill-v3-api-get-started
- type: Support
  url: https://help.bill.com/direct/s/
- type: Blog
  url: https://www.bill.com/blog
- type: Pricing
  url: https://www.bill.com/product/pricing
- type: SignUp
  url: https://www.bill.com/signup
- type: Login
  url: https://login.us.bill.com/neo/login
- type: TermsOfService
  url: https://www.bill.com/legal/spend-expense-terms-of-service
- type: PrivacyPolicy
  url: https://www.bill.com/privacy
- type: Postman
  url: https://developer.bill.com/docs/bill-v3-api-postman-collection
- type: ChangeLog
  url: https://developer.bill.com/changelog
- type: ChangeLog
  url: changelog/divvy-changelog.yml
- type: Authentication
  url: authentication/divvy-authentication.yml
- type: RateLimits
  url: rate-limits/divvy-rate-limits.yml
- type: Webhooks
  url: asyncapi/divvy-spend-expense-webhooks.yml
- type: Conventions
  url: conventions/divvy-conventions.yml
- type: ErrorCatalog
  url: errors/divvy-error-codes.yml
- type: Lifecycle
  url: lifecycle/divvy-lifecycle.yml
- type: Deprecation
  url: lifecycle/divvy-lifecycle.yml
- type: Sandbox
  url: sandbox/divvy-sandbox.yml
- type: DataModel
  url: data-model/divvy-data-model.yml
- type: LLMsTxt
  url: llms/divvy-llms.txt
- type: DomainSecurity
  url: security/divvy-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence