Wayhome

Wayhome (formerly Unmortgage) is a London-based property technology company founded in 2016 by Nigel Purves and Josef Wasinski. It offers "Gradual Homeownership" — a part-buy, part-rent alternative to a traditional mortgage in which a customer buys at least 5% of a home and pays rent on the remainder, gradually increasing their ownership stake over time. Wayhome pairs aspiring homeowners with institutional investors (including Allianz), letting people who can afford rent but cannot secure a conventional mortgage move into a home of their choice with a deposit as low as 5%. Wayhome is authorised and regulated in the United Kingdom. It is backed by fintech venture investors including Anthemis, Augmentum Fintech, Allianz X and Accelerated Digital Ventures. Wayhome operates as a consumer-facing service and does not publish a public developer API; this profile captures its public web, security, and domain-security surface.

Wayhome is profiled on the APIs.io network. Tagged areas include Company, Proptech, Fintech, Real Estate, and Homeownership.

Wayhome’s developer surface includes engineering blog, support, signup flow, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
16.3/100 emerging ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyProptechFintechReal EstateHomeownershipMortgage AlternativeShared OwnershipUnited Kingdom

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wayhome: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wayhome Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wayhome Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown

Access & Security 4

Authentication, authorization, and security posture

SecurityTxt
SecurityTxt
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: wayhome
name: Wayhome
description: Wayhome (formerly Unmortgage) is a London-based property technology company founded in 2016 by Nigel Purves and
  Josef Wasinski. It offers "Gradual Homeownership" — a part-buy, part-rent alternative to a traditional mortgage in which
  a customer buys at least 5% of a home and pays rent on the remainder, gradually increasing their ownership stake over time.
  Wayhome pairs aspiring homeowners with institutional investors (including Allianz), letting people who can afford rent but
  cannot secure a conventional mortgage move into a home of their choice with a deposit as low as 5%. Wayhome is authorised
  and regulated in the United Kingdom. It is backed by fintech venture investors including Anthemis, Augmentum Fintech, Allianz
  X and Accelerated Digital Ventures. Wayhome operates as a consumer-facing service and does not publish a public developer
  API; this profile captures its public web, security, and domain-security surface.
url: https://raw.githubusercontent.com/api-evangelist/wayhome/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- anthemis
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
image: https://wayhome.co.uk/opengraph-image.png
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Proptech
- Fintech
- Real Estate
- Homeownership
- Mortgage Alternative
- Shared Ownership
- United Kingdom
apis: []
common:
- type: Website
  url: https://wayhome.co.uk
- type: Blog
  url: https://wayhome.co.uk/blog
- type: Support
  url: https://wayhome.co.uk/faqs
- type: SignUp
  url: https://wayhome.co.uk/auth
- type: PrivacyPolicy
  url: https://wayhome.co.uk/privacy-policy
- type: TermsOfService
  url: https://wayhome.co.uk/terms-conditions
- type: WellKnown
  url: well-known/wayhome-well-known.yml
- type: SecurityTxt
  url: well-known/wayhome-security.txt
- type: VulnerabilityDisclosure
  url: security/wayhome-vulnerability-disclosure.yml
- type: Security
  url: https://wayhome.co.uk/security-policy.html
- type: DomainSecurity
  url: security/wayhome-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 4
  pass: local-v1