Clarafintech

Clarafintech provides spend management and financial automation solutions for businesses in Latin America. The platform offers corporate cards, vendor payments, expense reporting, and AI‑driven insights to help companies control costs, improve compliance, and streamline financial operations across Brazil, Colombia, Mexico and other markets.

Clarafintech publishes 10 API contracts indexed on the APIs.io network, including Accounts Payable API, Authentication API, Billing Statements API, and 7 more. Tagged areas include Fintech, Spend Management, Latin America, Corporate Cards, and Financial Automation.

The Clarafintech catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Clarafintech’s developer surface includes sandbox, authentication, documentation, API reference, getting-started guide, support, pricing, and 25 more developer resources.

🌐 Visit website 📡 Source on GitHub
64.5/100 strong Agent 47/100 agent ready Full breakdown ↓
scored 2026-10-09 · rubric v0.23.0
1 published contract 1 MCP Servers
FintechSpend ManagementLatin AmericaCorporate CardsFinancial AutomationCompany

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-10-09 · rubric v0.23.0
Composite quality — 64.5/100 · strong
Contract Quality 13.5 / 21
Developer Ergonomics 11.6 / 17
Access Clarity 11.3 / 17
Operational Transparency 2.9 / 11
Contract Governance 8.1 / 10
Discoverability 5.7 / 9
Regulatory Posture 5.1 / 15
Agent readiness — 47/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 8 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/clarafintech: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Clarafintech Accounts Payable API

Create, cancel, and track Pix payments from the Clara digital account. Brazil only.

Clarafintech Authentication API

OAuth token exchange. Requests also require mutual TLS.

Clarafintech Billing Statements API

Retrieve billing statements and statement transactions for reconciliation.

Clarafintech Cards API

Create, list, retrieve, lock, unlock, update, and cancel corporate cards.

Clarafintech Digital Account API

Brazil-only digital account movement search.

Clarafintech Extracted Documents API

Retrieve structured invoice, receipt, and other document data extracted from transactions.

Clarafintech Invoices API

Retrieve Mexico CFDI invoice metadata linked to transactions.

Clarafintech Reimbursements API

Retrieve reimbursement data for out-of-pocket expenses.

Clarafintech Transactions API

Search card transactions and retrieve linked documents or fiscal data.

Clarafintech Users API

Create, update, retrieve, delete, and filter users by identity, role, status, manager, or location.

Scroll for all 10

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Clarafintech MCP Server

Remote MCP server at developers.clara.team.

MCP SERVER

Pricing Plans 1

Published pricing tiers and plan structures.

Clarafintech Plans Pricing

2 plans

PLANS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Clarafintech Context

50 classes · 114 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Clarafintech API Rules

17 rules · 12 errors 1 warnings 4 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

CardV3

10 properties

JSON SCHEMA

CreatePixPaymentRequestV3

5 properties

JSON SCHEMA

PixPaymentV3

11 properties

JSON SCHEMA

ReimbursementV3

12 properties

JSON SCHEMA

TransactionV3

16 properties

JSON SCHEMA

UpdateUserRequestV3

13 properties

JSON SCHEMA

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Clarafintech Authentication

2 schemes

SECURITY

Clarafintech Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Clarafintech Trust Center

ISO 27001, PCI DSS

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Clarafintech Agentic Access

29 operations · 11 acting

29 operations · 11 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Sandbox
Sandbox
 DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt
 MCPServer
MCPServer
 WellKnown
WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral
Spectral
 JSONLD
JSONLD
 Vocabulary
Vocabulary
 DataModel
DataModel
 ErrorCatalog
ErrorCatalog
 Conformance
Conformance

Access & Security 5

Authentication, authorization, and security posture

Compliance
Compliance
 Authentication
Authentication
 Security
Security
 TrustCenter
TrustCenter
 DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 Support
Support

Commercial 4

Pricing, plans, and the legal terms of use

Plans
Plans
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy
 Pricing
Pricing

Company 2

The organization behind the API

Newsroom
Newsroom
 Website
Website

Other 3

Properties that don't map to a standard resource type

AgentCard
AgentCard
 Hosts
Hosts
 Vendors
Vendors

Source (apis.yml)

apis.yml Raw ↑ 
aid: clarafintech
name: Clarafintech
image: https://cdn.prod.website-files.com/68ffa900bd486e7d9f3183da/6a29c454934463f06d822c93_Share_Clara%20Global%201200.png
description: Clarafintech provides spend management and financial automation solutions for businesses in Latin America. The
  platform offers corporate cards, vendor payments, expense reporting, and AI‑driven insights to help companies control costs,
  improve compliance, and streamline financial operations across Brazil, Colombia, Mexico and other markets.
url: https://raw.githubusercontent.com/api-evangelist/clarafintech/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-08 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-08'
modified: '2026-10-08'
tags:
- Fintech
- Spend Management
- Latin America
- Corporate Cards
- Financial Automation
- Company
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/clarafintech-agentic-access.yml
- type: Plans
  url: plans/clarafintech-plans-pricing.yml
- type: Spectral
  url: rules/clarafintech-rules.yml
- type: JSONLD
  url: json-ld/clarafintech-context.jsonld
- type: Vocabulary
  url: vocabulary/clarafintech-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/clarafintech-data-model.yml
- type: Sandbox
  url: sandbox/clarafintech-sandbox.yml
- type: Compliance
  url: https://trust.clara.com/
- type: Authentication
  url: authentication/clarafintech-authentication.yml
- type: ErrorCatalog
  url: errors/clarafintech-problem-types.yml
- type: Conformance
  url: conformance/clarafintech-conformance.yml
- type: LLMsTxt
  url: llms/clarafintech-llms.txt
- type: AgentCard
  url: a2a/clarafintech-a2a.yml
- type: MCPServer
  url: mcp/clarafintech-mcp.yml
- type: WellKnown
  url: well-known/clarafintech-well-known.yml
- type: Hosts
  url: hosts/clarafintech-hosts.yml
- type: Vendors
  url: vendors/clarafintech-vendors.yml
- type: TermsOfService
  url: https://www.clara.com/global/terms
- type: StatusPage
  url: https://status.clara.com/
- type: Security
  url: https://www.clara.com/platform/security
- type: PrivacyPolicy
  url: https://www.clara.com/global/privacy
- type: Newsroom
  url: https://www.clara.com/resources/newsroom
- type: TrustCenter
  url: security/clarafintech-trust-center.yml
- type: DomainSecurity
  url: security/clarafintech-domain-security.yml
- type: Website
  url: https://www.clara.com
- type: Documentation
  url: https://www.clara.com/blog
- type: DeveloperPortal
  url: https://developers.clara.team
- type: APIReference
  url: https://www.clara.com/products/developers
- type: GettingStarted
  url: https://www.clara.com/resources/switch
- type: Support
  url: https://trust.clara.com/
- type: Pricing
  url: https://www.clara.com/pricing
apis:
- aid: clarafintech:clarafintech-accounts-payable-api
  name: Clarafintech Accounts Payable API
  description: Create, cancel, and track Pix payments from the Clara digital account. Brazil only.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Accounts Payable
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-accounts-payable-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-authentication-api
  name: Clarafintech Authentication API
  description: OAuth token exchange. Requests also require mutual TLS.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-authentication-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-billing-statements-api
  name: Clarafintech Billing Statements API
  description: Retrieve billing statements and statement transactions for reconciliation.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Billing Statements
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-billing-statements-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-cards-api
  name: Clarafintech Cards API
  description: Create, list, retrieve, lock, unlock, update, and cancel corporate cards.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-cards-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-digital-account-api
  name: Clarafintech Digital Account API
  description: Brazil-only digital account movement search.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Digital Account
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-digital-account-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-extracted-documents-api
  name: Clarafintech Extracted Documents API
  description: Retrieve structured invoice, receipt, and other document data extracted from transactions.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Extracted Documents
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-extracted-documents-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-invoices-api
  name: Clarafintech Invoices API
  description: Retrieve Mexico CFDI invoice metadata linked to transactions.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-invoices-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-reimbursements-api
  name: Clarafintech Reimbursements API
  description: Retrieve reimbursement data for out-of-pocket expenses.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Reimbursements
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-reimbursements-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-transactions-api
  name: Clarafintech Transactions API
  description: Search card transactions and retrieve linked documents or fiscal data.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-transactions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
- aid: clarafintech:clarafintech-users-api
  name: Clarafintech Users API
  description: Create, update, retrieve, delete, and filter users by identity, role, status, manager, or location.
  humanURL: https://developers.clara.team
  baseURL: https://public-api.mx.clara.com
  tags:
  - Users
  properties:
  - type: OpenAPI
    url: openapi/clarafintech-users-api-openapi.yml
  - type: JSONSchema
    url: json-schema/clarafintech-pix-payment-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-transaction-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-reimbursement-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-update-user-request-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-card-v3-schema.json
  - type: JSONSchema
    url: json-schema/clarafintech-create-pix-payment-request-v3-schema.json
x-coverage:
  state: gated
  reason: partner-login
  method: derived
  generated: '2026-10-08'
  generator: derive-coverage.py (pre-flight evidence)
  detail: the company serves an API surface but requires credentials before any description of it can be read
  evidence:
  - url: https://developers.clara.team/openapi.json
    status: null
  - url: https://developers.clara.team/mcp
    status: null
  - url: https://api.clara.team/mcp
    status: 401
  - url: https://trust.clara.com/mcp
    status: 403
  - url: https://www.clara.com
    status: 200
  - url: https://equityzen.com/company/clarafintech
    status: 403
x-enrichment:
  date: '2026-10-08'
  status: enriched
  artifacts_added: 33
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

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