Grace

Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods such as watches, jewelry, and accessories. Founded in 2022 and backed by Speedinvest and FinTech Collective, Grace pairs a top-tier underwriter with a technology platform that handles instant coverage, fraud detection, claims processing, and logistics through the Grace app, and integrates into a brand's existing purchase journeys via a customizable API. The company raised a €5.9M seed round in 2025 and operates across Europe and beyond. Grace publishes no public developer portal or API specification; its API is a private, partner-facing integration offered to luxury brands.

Grace is profiled on the APIs.io network. Tagged areas include Company, Insurance, Insurtech, Fintech, and Luxury.

🌐 Visit website 📡 Source on GitHub

4.7/100 minimal ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Insurance Insurtech Fintech Luxury Embedded Insurance Claims France

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 4.7/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.0 / 17

Access Clarity 1.1 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 5.2 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/grace: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: grace
name: Grace
description: Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded
  protection against theft, loss, and damage for high-value goods such as watches, jewelry, and accessories. Founded in 2022
  and backed by Speedinvest and FinTech Collective, Grace pairs a top-tier underwriter with a technology platform that handles
  instant coverage, fraud detection, claims processing, and logistics through the Grace app, and integrates into a brand's
  existing purchase journeys via a customizable API. The company raised a €5.9M seed round in 2025 and operates across Europe
  and beyond. Grace publishes no public developer portal or API specification; its API is a private, partner-facing integration
  offered to luxury brands.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://framerusercontent.com/images/PhaXwIuTAl3eB9UAKF2bxCO02fM.png
url: https://raw.githubusercontent.com/api-evangelist/grace/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Insurance
- Insurtech
- Fintech
- Luxury
- Embedded Insurance
- Claims
- France
apis: []
common:
- type: DomainSecurity
  url: security/grace-domain-security.yml
- type: Website
  url: https://grace.io/en/
- type: PrivacyPolicy
  url: https://products.privasee.io/privacy-portal/6597e943af79c00013320b0e
- type: Login
  url: https://app.grace.io
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence