Cowrywise

aid: cowrywise
name: Cowrywise
description: Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment
  portfolios, dollar accounts, and financial goal tracking for individuals. The Embed API provides investment-as-a-service
  capabilities, enabling developers to integrate regulated African investment products — including savings, mutual funds,
  treasury bills, Eurobonds, and equities — into their own applications via a single REST API with OAuth 2.0 authentication.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/cowrywise/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
type: Index
tags:
- Fintech
- Wealth Management
- Investments
- Savings
- Mutual Funds
- Nigeria
- Africa
- Financial Services
- REST API
apis:
- aid: cowrywise:embed-api
  name: Cowrywise Embed API
  description: Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual
    funds, treasury bills, Eurobonds, equities) into their applications. Supports user account creation, identity verification,
    portfolio management, funding, liquidation, withdrawals, transactions, and webhooks. Available in NGN and USD.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.cowrywise.com/
  baseURL: https://production.embed.cowrywise.com
  tags:
  - Investments
  - Savings
  - Mutual Funds
  - Portfolios
  - Wallets
  - Fintech
  - Nigeria
  properties:
  - type: Documentation
    url: https://developers.cowrywise.com/
  - type: Authentication
    url: https://developers.cowrywise.com/guides/authentication
  - type: GettingStarted
    url: https://developers.cowrywise.com/guides/welcome
  - type: Reference
    url: https://developers.cowrywise.com/reference
  - type: SDKs
    url: https://developers.cowrywise.com/libraries
  - type: GitHubOrg
    url: https://github.com/cowrywise
  - type: NodeJSSDK
    url: https://github.com/cowrywise/embed-node
  - type: PythonSDK
    url: https://github.com/cowrywise/embedpy
  contact:
  - FN: Cowrywise Support
    email: support@cowrywise.com
common:
- type: Website
  url: https://cowrywise.com/
- type: Documentation
  url: https://developers.cowrywise.com/
- type: GitHubOrg
  url: https://github.com/cowrywise
- type: LinkedIn
  url: https://ng.linkedin.com/company/cowrywise
- type: Blog
  url: https://cowrywise.com/blog/
- type: Pricing
  url: https://cowrywise.com/embed
- type: X
  url: https://twitter.com/cowrywise
- type: Plans
  url: plans/cowrywise-plans-pricing.yml
- type: RateLimits
  url: rate-limits/cowrywise-rate-limits.yml
- type: FinOps
  url: finops/cowrywise-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com