MoneyGram

MoneyGram is a global money transfer and payment services company, enabling individuals and businesses to send and receive funds across more than 200 countries and territories. Founded in 1940, MoneyGram offers online, in‑app, and in‑person transfer options, with a network of agents and retail locations worldwide. The platform emphasizes security, competitive exchange rates, and multiple payout methods, including bank deposits, cash pickup, and digital wallets.

MoneyGram is listed with 9 APIs on the APIs.io network, including Accounts API, Amend API, Fx Rate API, and 6 more. Tagged areas include Money, Payments, Transfer, Fintech, and Global.

The MoneyGram catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

MoneyGram’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

27.8/100 thin ▼ -9.7 Agent 23/100 agent aware Heartbeat 100/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

9 APIs

Money Payments Transfer Fintech Global

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 27.8/100 · thin

Contract Quality 4.8 / 19

Developer Ergonomics 5.2 / 15

Access Clarity 3.2 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.8 / 9

Discoverability 5.5 / 8

Regulatory Posture 3.2 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 25.6 — up to +18.6 composite points
Access Clarity scores 21.1 — up to +15.8 composite points
Developer Ergonomics scores 34.5 — up to +13.1 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/moneygram/apis.yml: open an issue on github.com/api-evangelist/moneygram to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

MoneyGram Accounts API

The Accounts API from MoneyGram — 1 operation(s) for accounts.

MoneyGram Amend API

The Amend API from MoneyGram — 1 operation(s) for amend.

MoneyGram Fx Rate API

The Fx Rate API from MoneyGram — 1 operation(s) for fx rate.

MoneyGram OAuth API

The Oauth API from MoneyGram — 1 operation(s) for oauth.

MoneyGram Partnerconnect API

The Partnerconnect API from MoneyGram — 1 operation(s) for partnerconnect.

MoneyGram Reference Data API

The Reference Data API from MoneyGram — 2 operation(s) for reference data.

MoneyGram Transactions API

The Transactions API from MoneyGram — 1 operation(s) for transactions.

MoneyGram Transfer API

The Transfer API from MoneyGram — 3 operation(s) for transfer.

MoneyGram Transfers API

The Transfers API from MoneyGram — 1 operation(s) for transfers.

Scroll for all 9

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Moneygram Context

11 classes · 70 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

MoneyGram API Rules

11 rules · 10 errors 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

GetOauthOauthidResponse

14 properties

JSON SCHEMA

GetReferenceDataV1V1IdResponse

11 properties

JSON SCHEMA

PostV1AccountsValidateRequest

14 properties

JSON SCHEMA

PostV1AccountsValidateResponse

9 properties

JSON SCHEMA

PostV1TransfersRequest

16 properties

JSON SCHEMA

PutTransactionsMgitransactionidStatusRequest

3 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Moneygram Authentication

1 scheme

SECURITY

Moneygram Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Login

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

Lifecycle

Conformance

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Deprecation

Deprecation

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Newsroom

Newsroom

Website

Website

Blog

Blog

Other 3

Properties that don't map to a standard resource type

Hosts

Hosts

Vendors

Vendors

Leadership

Leadership

Source (apis.yml)

aid: moneygram
name: MoneyGram
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://images.ctfassets.net/toryt1tt0roy/7MomRYb1LV2WMrv0u49W3u/78ea6116322787a764201f68e3802091/MoneyGram_Social_Share_Glyph_New.png
description: MoneyGram is a global money transfer and payment services company, enabling individuals and businesses to send
  and receive funds across more than 200 countries and territories. Founded in 1940, MoneyGram offers online, in‑app, and
  in‑person transfer options, with a network of agents and retail locations worldwide. The platform emphasizes security, competitive
  exchange rates, and multiple payout methods, including bank deposits, cash pickup, and digital wallets.
url: https://raw.githubusercontent.com/api-evangelist/moneygram/refs/heads/main/apis.yml
x-type: company
x-source: harvest:tag-qc
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-15 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-14'
modified: '2026-10-14'
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-17
tags:
- Money
- Payments
- Transfer
- Fintech
- Global
tags_raw:
- Money
- Payments
- Transfer
- FinTech
- Global
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Spectral
  url: rules/moneygram-rules.yml
- type: JSONLD
  url: json-ld/moneygram-context.jsonld
- type: Vocabulary
  url: vocabulary/moneygram-vocabulary.yml
- type: DataModel
  url: data-model/moneygram-data-model.yml
- type: Authentication
  url: authentication/moneygram-authentication.yml
- type: Deprecation
  url: lifecycle/moneygram-lifecycle.yml
- type: Lifecycle
  url: lifecycle/moneygram-lifecycle.yml
- type: Conformance
  url: conformance/moneygram-conformance.yml
- type: WellKnown
  url: well-known/moneygram-well-known.yml
- type: Hosts
  url: hosts/moneygram-hosts.yml
- type: Vendors
  url: vendors/moneygram-vendors.yml
- type: TrustCenter
  url: https://trust.moneygram.com/
- type: Newsroom
  url: https://corporate.moneygram.com/news
- type: Login
  url: https://www.moneygram.com/gb/en/log-in
- type: Leadership
  url: https://corporate.moneygram.com/leadership
- type: DomainSecurity
  url: security/moneygram-domain-security.yml
- type: Website
  url: https://www.moneygram.com
- type: DeveloperPortal
  url: https://developer.moneygram.com
- type: Documentation
  url: https://developer.moneygram.com/moneygram-developer/docs
- type: APIReference
  url: https://developer.moneygram.com/moneygram-developer/reference
- type: GettingStarted
  url: https://developer.moneygram.com/moneygram-developer/docs/get-started
- type: Support
  url: https://www.moneygram.com/us/en/help-center
- type: Blog
  url: https://www.moneygram.com/blog
- type: TermsOfService
  url: https://www.moneygram.com/us/en/help-center/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.moneygram.com/us/en/privacy-center
apis:
- aid: moneygram:moneygram-accounts-api
  name: MoneyGram Accounts API
  description: The Accounts API from MoneyGram — 1 operation(s) for accounts.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/moneygram-accounts-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-amend-api
  name: MoneyGram Amend API
  description: The Amend API from MoneyGram — 1 operation(s) for amend.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Amend
  properties:
  - type: OpenAPI
    url: openapi/moneygram-amend-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-fx-rate-api
  name: MoneyGram Fx Rate API
  description: The Fx Rate API from MoneyGram — 1 operation(s) for fx rate.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - FXRate
  tags_raw:
  - Fx Rate
  properties:
  - type: OpenAPI
    url: openapi/moneygram-fx-rate-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-oauth-api
  name: MoneyGram OAuth API
  description: The Oauth API from MoneyGram — 1 operation(s) for oauth.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - OAuth
  - Authentication
  tags_raw:
  - Oauth
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/moneygram-oauth-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-partnerconnect-api
  name: MoneyGram Partnerconnect API
  description: The Partnerconnect API from MoneyGram — 1 operation(s) for partnerconnect.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Partnerconnect
  properties:
  - type: OpenAPI
    url: openapi/moneygram-partnerconnect-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-reference-data-api
  name: MoneyGram Reference Data API
  description: The Reference Data API from MoneyGram — 2 operation(s) for reference data.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Reference Data
  properties:
  - type: OpenAPI
    url: openapi/moneygram-reference-data-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-transactions-api
  name: MoneyGram Transactions API
  description: The Transactions API from MoneyGram — 1 operation(s) for transactions.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/moneygram-transactions-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-transfer-api
  name: MoneyGram Transfer API
  description: The Transfer API from MoneyGram — 3 operation(s) for transfer.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Transfer
  properties:
  - type: OpenAPI
    url: openapi/moneygram-transfer-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
- aid: moneygram:moneygram-transfers-api
  name: MoneyGram Transfers API
  description: The Transfers API from MoneyGram — 1 operation(s) for transfers.
  humanURL: https://developer.moneygram.com/moneygram-developer/docs/fxrate-api
  baseURL: https://sandboxapi.moneygram.com
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/moneygram-transfers-api-openapi.yml
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-transfers-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-oauth-oauthid-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-post-v1-accounts-validate-response-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-put-transactions-mgitransactionid-status-request-schema.json
  - type: JSONSchema
    url: json-schema/moneygram-get-reference-data-v1-v1-id-response-schema.json
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Developer portal pages render only via JavaScript, no machine‑readable spec was found.
  evidence:
  - url: https://www.moneygram.com
    status: 200
  checked: '2026-10-15'
x-enrichment:
  date: '2026-10-15'
  status: enriched
  artifacts_added: 21
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

MoneyGram API — frequently asked questions

Does MoneyGram have an API?

Yes. APIs.io lists 9 APIs from MoneyGram, including MoneyGram Accounts API, MoneyGram Amend API and MoneyGram Fx Rate API, and 6 more.

Is there an OpenAPI specification for the MoneyGram API?

Yes. APIs.io indexes 9 OpenAPI specifications for MoneyGram, each linked for download from this page.

How do I authenticate with the MoneyGram API?

MoneyGram uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Moneygram Authentication.

Is the MoneyGram API ready for AI agents?

MoneyGram has a Kin Score of 27.8 out of 100 (thin) and an Agent Readiness score of 22.5 (agent-aware), scored by API Evangelist on 2026-11-06.

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