UNest

UNest is a Los Angeles-based fintech app that helps parents and families save and invest for their children's futures through UTMA/UGMA custodial investment accounts, with brand rewards contributions, gifting, financial literacy content, and term life insurance offered through Ladder. UNest Advisers, LLC is an SEC-registered investment adviser, with brokerage through UNest Securities, LLC (FINRA/SIPC) and clearing through Apex Clearing. The company is a consumer mobile-app business and publishes no public developer API, though its site ships a real llms.txt. Surfaced as a 500 Global portfolio company in the API Evangelist network.

UNest is profiled on the APIs.io network. Tagged areas include Company, Fintech, Investing, Custodial Accounts, and Savings.

UNest’s developer surface includes pricing, engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.6/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Investing Custodial Accounts Savings InsuranceFamily Finance

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 12.6/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 5.4 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 3.2 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/unest: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Unest Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: unest
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/unest.png
name: UNest
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 3
  pass: local-v1
description: UNest is a Los Angeles-based fintech app that helps parents and families save and invest for their children's
  futures through UTMA/UGMA custodial investment accounts, with brand rewards contributions, gifting, financial literacy content,
  and term life insurance offered through Ladder. UNest Advisers, LLC is an SEC-registered investment adviser, with brokerage
  through UNest Securities, LLC (FINRA/SIPC) and clearing through Apex Clearing. The company is a consumer mobile-app business
  and publishes no public developer API, though its site ships a real llms.txt. Surfaced as a 500 Global portfolio company
  in the API Evangelist network.
url: https://raw.githubusercontent.com/api-evangelist/unest/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Investing
- Custodial Accounts
- Savings
- Insurance
- Family Finance
tags_raw:
- Company
- FinTech
- Investing
- Custodial Accounts
- Savings
- Insurance
- Family Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/unest-domain-security.yml
- type: Website
  url: https://unest.co
- type: WellKnown
  url: well-known/unest-well-known.yml
- type: LLMsTxt
  url: llms/unest-llms.txt
- type: Pricing
  url: https://unest.co/pricing
- type: TermsOfService
  url: https://unest.co/terms
- type: PrivacyPolicy
  url: https://unest.co/privacy
- type: Blog
  url: https://unest.co/insights
- type: Support
  url: https://unest.co/faq
- type: SignUp
  url: https://web.unest.co

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