Billhop

Billhop provides a platform to supercharge corporate card programs, enabling businesses to pay suppliers with credit cards, extend payment terms, and improve cash flow. The solution offers working capital optimization, tail‑spend management, international payments, and automated reconciliation, all SOC 2 Type II compliant. Billhop was recently acquired by Ramp, expanding its reach in the European market.

Billhop is listed with 1 API on the APIs.io network. Tagged areas include Fintech, Payments, Working Capital, Supplier Management, and Corporate Cards.

Billhop’s developer surface includes documentation, support, engineering blog, pricing, signup flow, and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

11.3/100 emerging ▼ -7.0 Agent 3/100 human only Heartbeat 0/100 dormant Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Fintech Payments Working Capital Supplier Management Corporate Cards

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 11.3/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.4 / 17

Access Clarity 3.8 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.5 / 9

Regulatory Posture 1.3 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

12 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 8.3 — up to +18.3 composite points
Access Clarity scores 22.4 — up to +15.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/billhop/apis.yml: open an issue on github.com/api-evangelist/billhop to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Billhop API

API for Billhop platform

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Billhop Domain Security

TLSv1.3 · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Vendors

Vendors

Hosts

Hosts

Source (apis.yml)

aid: billhop
name: Billhop
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  probe_state: unreadable
  source:
  - security
  generated: '2026-11-06'
  method: derived
image: https://billhop.com/api/og?slug=home
description: Billhop provides a platform to supercharge corporate card programs, enabling businesses to pay suppliers with
  credit cards, extend payment terms, and improve cash flow. The solution offers working capital optimization, tail‑spend
  management, international payments, and automated reconciliation, all SOC 2 Type II compliant. Billhop was recently acquired
  by Ramp, expanding its reach in the European market.
url: https://raw.githubusercontent.com/api-evangelist/billhop/refs/heads/main/apis.yml
x-type: company
x-source: harvest:stockholm-trip
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-15 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-15'
modified: '2026-10-15'
tags:
- Fintech
- Payments
- Working Capital
- Supplier Management
- Corporate Cards
tags_raw:
- FinTech
- Payments
- Working Capital
- Supplier Management
- Corporate Cards
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Vendors
  url: vendors/billhop-vendors.yml
- type: LLMsTxt
  url: llms/billhop-llms.txt
- type: Hosts
  url: hosts/billhop-hosts.yml
- type: Documentation
  url: https://docs.billhop.com/
- type: GitHubOrganization
  url: https://github.com/Billhop
- type: DomainSecurity
  url: security/billhop-domain-security.yml
- type: Website
  url: https://billhop.com/
- type: Support
  url: https://billhop.com/contact-us
- type: Blog
  url: https://billhop.com/blog
- type: Pricing
  url: https://billhop.com/working-capital-solution
- type: SignUp
  url: https://billhop.com/
- type: TermsOfService
  url: https://billhop.com/legal-information
- type: PrivacyPolicy
  url: https://billhop.com/legal-information/privacy-policy
apis:
- name: Billhop API
  description: API for Billhop platform
  humanURL: https://docs.billhop.com/
  baseURL: null
  aid: billhop:billhop-api
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Docs site renders via JavaScript and provides no machine‑readable spec.
  evidence:
  - url: https://docs.billhop.com/
    status: 200
  checked: '2026-10-15'
x-enrichment:
  date: '2026-10-15'
  status: enriched
  artifacts_added: 7
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Billhop API — frequently asked questions

Does Billhop have an API?

Yes. APIs.io lists 1 API from Billhop, including Billhop API.

Is the Billhop API ready for AI agents?

Billhop has a Kin Score of 11.3 out of 100 (emerging) and an Agent Readiness score of 2.9 (human-only), scored by API Evangelist on 2026-11-06.

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get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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