Wompi

Wompi is the payment gateway of Grupo Bancolombia, serving Colombia (COP). Its REST API creates and tracks transactions across local payment methods - CARD, NEQUI (mobile wallet), PSE (online bank debit), and Bancolombia Transfer / Collect - plus card and Nequi tokenization, reusable payment sources, and hosted payment links. Public-key endpoints are browser-safe; private-key endpoints are server-side.

Wompi publishes 7 API contracts indexed on the APIs.io network, including Merchants API, Payment Links API, Payment Sources API, and 4 more. Tagged areas include Payments, Fintech, Colombia, Latin America, and Payment Gateway.

The Wompi catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.

Wompi’s developer surface includes authentication, documentation, sandbox, API reference, getting-started guide, signup flow, and 28 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

46.0/100 developing ▬ flat Agent 28/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract 3 Agent Skills

Payments Fintech Colombia Latin America Payment Gateway PSENequi

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Consumer Commerce

AE-140

Payment LinksPayment SourcesTokenizationTransactions

POST /transactions POST /transactions/{id}/void POST /payment_links POST /payment_sources

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 46.0/100 · developing

Contract Quality 10.4 / 19

Developer Ergonomics 7.6 / 15

Access Clarity 4.7 / 15

Operational Transparency 3.9 / 10

Contract Governance 1.6 / 9

Discoverability 5.0 / 8

Regulatory Posture 5.4 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 28/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 0 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 31.6 — up to +13.7 composite points
Contract Quality scores 55.7 — up to +11.1 composite points
Developer Ergonomics scores 50.6 — up to +9.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/wompi/apis.yml: open an issue on github.com/api-evangelist/wompi to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

Wompi Events (Webhooks)

Server-to-server webhook notifications (HTTP POST) for transaction and payment-source state changes, validated with an asymmetric integrity checksum carried in the X-Event-Check...

Wompi Merchants API

Merchant info and presigned acceptance tokens.

Wompi Payment Links API

Hosted, shareable payment links.

Wompi Payment Sources API

Reusable payment sources for recurring charges.

Wompi PSE API

PSE financial institution catalog.

Wompi Tokenization API

Tokenize cards and Nequi accounts.

Wompi Transactions API

Plan	Price
API Access (included) free	—
Transaction Commission usage	—

Plan details, limits and sources →

Rate limits

API Request Rate: not published requests

Compiled by API Evangelist, not yet checked against Wompi's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Wompi Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Wompi Rate Limits

1 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Wompi

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Wompi Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Wompi Webhooks

ASYNCAPI

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Wompi API Rules

64 rules · 61 errors 2 warnings 1 info

SPECTRAL

OpenAPI Overlays 1

Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.

Wompi Openapi Overlay

3 actions · update · wompi-openapi.yml

DERIVED

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wompi Authentication

http · 2 schemes

SECURITY

Wompi Domain Security

HSTS · DMARC

SECURITY

Wompi Vulnerability Disclosure

contact published

SECURITY

Wompi Trust Center

PCI DSS, Grupo Bancolombia security & risk controls

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Wompi Agentic Access

11 operations · 6 acting · 3 human-in-the-loop

11 operations · 6 acting

AGENTIC

Resources

Get Started 4

Portal, sign-up, and the first successful call

Sandbox

DeveloperPortal

GettingStarted

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Webhooks

Components

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Scroll for all 7

Build 4

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

DeclineCodes

Packages

Postman

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Authentication

Authentication

Compliance

Compliance

Operate 2

Status, limits, changes, and where to get help

RateLimits

RateLimits

StatusPage

StatusPage

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Other 2

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Overlay

Overlay

Source (apis.yml)

aid: wompi
url: https://raw.githubusercontent.com/api-evangelist/wompi/refs/heads/main/apis.yml
name: Wompi
kind: company
description: Wompi is the payment gateway of Grupo Bancolombia, serving Colombia (COP). Its REST API creates and tracks transactions
  across local payment methods - CARD, NEQUI (mobile wallet), PSE (online bank debit), and Bancolombia Transfer / Collect
  - plus card and Nequi tokenization, reusable payment sources, and hosted payment links. Public-key endpoints are browser-safe;
  private-key endpoints are server-side.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/wompi.png
x-docs-platform: docusaurus
x-docs-platform-confidence: medium
x-docs-platform-checked: 2026-10-17
tags:
- Payments
- Fintech
- Colombia
- Latin America
- Payment Gateway
- PSE
- Nequi
tags_raw:
- Payments
- Fintech
- Colombia
- LatAm
- Payment Gateway
- PSE
- Nequi
created: '2026-07-17'
modified: '2026-07-17'
specificationVersion: '0.23'
apis:
- aid: wompi:wompi-events-webhooks
  name: Wompi Events (Webhooks)
  tags:
  - Webhook
  - Event
  - Notification
  tags_raw:
  - Webhooks
  - Events
  - Notifications
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://docs.wompi.co/en/docs/colombia/eventos/
  baseURL: https://production.wompi.co/v1
  properties:
  - url: https://docs.wompi.co/en/docs/colombia/eventos/
    type: Documentation
  description: Server-to-server webhook notifications (HTTP POST) for transaction and payment-source state changes, validated
    with an asymmetric integrity checksum carried in the X-Event-Checksum header and the event signature object.
- aid: wompi:wompi-merchants-api
  name: Wompi Merchants API
  description: Merchant info and presigned acceptance tokens.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/wompi-merchants-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
- aid: wompi:wompi-payment-links-api
  name: Wompi Payment Links API
  description: Hosted, shareable payment links.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/wompi-payment-links-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
- aid: wompi:wompi-payment-sources-api
  name: Wompi Payment Sources API
  description: Reusable payment sources for recurring charges.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - Payment Sources
  properties:
  - type: OpenAPI
    url: openapi/wompi-payment-sources-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
- aid: wompi:wompi-pse-api
  name: Wompi PSE API
  description: PSE financial institution catalog.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - PSE
  properties:
  - type: OpenAPI
    url: openapi/wompi-pse-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
- aid: wompi:wompi-tokenization-api
  name: Wompi Tokenization API
  description: Tokenize cards and Nequi accounts.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - Tokenization
  properties:
  - type: OpenAPI
    url: openapi/wompi-tokenization-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
- aid: wompi:wompi-transactions-api
  name: Wompi Transactions API
  description: Create and track payment transactions.
  humanURL: https://docs.wompi.co/en/docs/colombia/transacciones/
  baseURL: https://production.wompi.co/v1
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/wompi-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/transacciones/
  - type: APIReference
    url: https://docs.wompi.co/en/docs/colombia/inicia-una-transaccion-desde-cero/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/fuentes-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/metodos-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/links-de-pago/
  - type: Documentation
    url: https://docs.wompi.co/en/docs/colombia/tokens-de-aceptacion/
common:
- type: CapabilityMap
  url: capabilities/wompi-capability-edges.yml
  name: Wompi Business Capability Map
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/wompi/overview
- type: AgenticAccess
  url: agentic-access/wompi-agentic-access.yml
- type: TrustCenter
  url: security/wompi-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/wompi-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/wompi-domain-security.yml
- type: Authentication
  url: authentication/wompi-authentication.yml
- type: Website
  url: https://wompi.co/
- type: Documentation
  url: https://docs.wompi.co/
- type: Plans
  url: plans/wompi-plans-pricing.yml
- type: RateLimits
  url: rate-limits/wompi-rate-limits.yml
- type: FinOps
  url: finops/wompi-finops.yml
- type: Sandbox
  url: sandbox/wompi-sandbox.yml
- type: Webhooks
  url: asyncapi/wompi-webhooks.yml
- type: Components
  url: components/wompi-components.yml
- type: Conventions
  url: conventions/wompi-conventions.yml
- type: ErrorCatalog
  url: errors/wompi-problem-types.yml
- type: DeclineCodes
  url: errors/wompi-decline-codes.yml
- type: Lifecycle
  url: lifecycle/wompi-lifecycle.yml
- type: StatusPage
  url: https://wompi.statuspage.io/
- type: Conformance
  url: conformance/wompi-conformance.yml
- type: Compliance
  url: security/wompi-trust-center.yml
- type: DataModel
  url: data-model/wompi-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/wompi-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/wompi-llms.txt
- type: Overlay
  url: overlays/wompi-openapi-overlay.yaml
- type: Packages
  url: packages/wompi-packages.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DeveloperPortal
  url: https://comercios.wompi.co/developers
- type: APIReference
  url: https://docs.wompi.co/en/docs/colombia/referencia/
- type: GettingStarted
  url: https://docs.wompi.co/en/docs/colombia/inicio-rapido/
- type: SignUp
  url: https://comercios.wompi.co/
- type: TermsOfService
  url: https://wompi.co/es/co/terminos-y-condiciones
- type: Postman
  url: collections/wompi.postman_collection.json
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Wompi API — frequently asked questions

Does Wompi have an API?

Yes. APIs.io lists 7 APIs from Wompi, including Wompi Events (Webhooks), Wompi Merchants API and Wompi Payment Links API, and 4 more.

Is there an OpenAPI specification for the Wompi API?

Yes. APIs.io indexes 6 OpenAPI specifications for Wompi, each linked for download from this page.

How do I authenticate with the Wompi API?

Wompi uses bearer-token authentication (http · 2 schemes). The details are profiled on APIs.io as Wompi Authentication.

How much does the Wompi API cost?

APIs.io lists 2 pricing plans for Wompi, with each plan's price, limits and inclusions under Pricing on this page.

Is the Wompi API ready for AI agents?

Wompi has a Kin Score of 46.0 out of 100 (developing) and an Agent Readiness score of 28.2 (agent-aware), scored by API Evangelist on 2026-11-06.

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