CrowdHealth

CrowdHealth is an Austin, Texas company offering community-powered health care crowdfunding as an alternative to traditional health insurance. Members pay a monthly membership (advocacy) fee and commit a monthly contribution amount that is used to fund other members' eligible medical bills peer-to-peer, without premiums, networks, or claim denials. The platform bundles bill negotiation, personal care advocates, provider search, prescription discounts and care navigation into a consumer web app and iOS/Android mobile apps. CrowdHealth is a consumer product company: it operates a private Apollo GraphQL backend at api.joincrowdhealth.com that serves its own apps, but publishes no public API, SDK, developer portal, or machine-readable contract of any kind.

CrowdHealth is profiled on the APIs.io network. Tagged areas include Company, Health, Healthcare, Health Insurance, and Health Sharing.

CrowdHealth’s developer surface includes pricing, signup flow, engineering blog, support, FAQ, and 13 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

26.9/100 thin ▬ flat Agent 11/100 agent aware Front door AI 1/6 silent Heartbeat 4/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessPaid

0 APIs 1 MCP Servers

Company Health Healthcare Health InsuranceHealth SharingCrowdfunding Medical Billing Consumer HealthInsurance AlternativeFintech

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 26.9/100 · thin

Contract Quality 0.0 / 21

Developer Ergonomics 1.2 / 17

Access Clarity 12.5 / 17

Operational Transparency 1.5 / 11

Contract Governance 1.9 / 10

Discoverability 4.4 / 9

Regulatory Posture 3.5 / 15

Agent readiness — 11/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Health regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/crowdhealth/"><img src="https://apis.io/badge/crowdhealth/card.svg" alt="CrowdHealth on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

11 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 7.1 — up to +18.6 composite points
Operational Transparency scores 13.2 — up to +11.3 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/crowdhealth/apis.yml: open an issue on github.com/api-evangelist/crowdhealth to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (verified)

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

CrowdHealth MCP Server

Remote MCP server at api.joincrowdhealth.com over HTTP.

MCP SERVER

CrowdHealth API pricing

Prices published by CrowdHealth.

Plan	Price
CrowdHealth Membership	$60 per member

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Crowdhealth Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Crowdhealth Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Crowdhealth Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Crowdhealth Vulnerability Disclosure

Hackerone

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Compliance

Compliance

VulnerabilityDisclosure

VulnerabilityDisclosure

Operate 3

Status, limits, changes, and where to get help

Support

Support

FAQ

FAQ

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

TermsOfService

PrivacyPolicy

Plans

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: crowdhealth
name: CrowdHealth
description: 'CrowdHealth is an Austin, Texas company offering community-powered health care crowdfunding as an alternative
  to traditional health insurance. Members pay a monthly membership (advocacy) fee and commit a monthly contribution amount
  that is used to fund other members'' eligible medical bills peer-to-peer, without premiums, networks, or claim denials.
  The platform bundles bill negotiation, personal care advocates, provider search, prescription discounts and care navigation
  into a consumer web app and iOS/Android mobile apps. CrowdHealth is a consumer product company: it operates a private Apollo
  GraphQL backend at api.joincrowdhealth.com that serves its own apps, but publishes no public API, SDK, developer portal,
  or machine-readable contract of any kind.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  probe_state: none
  source:
  - plans
  - rate-limits
  - security
  generated: '2026-11-06'
  method: derived
image: https://cdn.prod.website-files.com/60db2ced4a27795173580197/65bba6a83a452a08f68cd220_Open%20Graph%20Image%20V2.png
url: https://raw.githubusercontent.com/api-evangelist/crowdhealth/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enriched
specificationVersion: '0.23'
created: '2026-08-11'
modified: '2026-08-12'
tags:
- Company
- Health
- Healthcare
- Health Insurance
- Health Sharing
- Crowdfunding
- Medical Billing
- Consumer Health
- Insurance Alternative
- Fintech
tags_raw:
- Company
- Health
- Health Care
- Health Insurance
- Health Sharing
- Crowdfunding
- Medical Billing
- Consumer Health
- Insurance Alternative
- Fintech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/crowdhealth-domain-security.yml
- type: Website
  url: https://www.joincrowdhealth.com/
- type: Pricing
  url: https://www.joincrowdhealth.com/pricing
- type: SignUp
  url: https://app.joincrowdhealth.com/registration/new
- type: Login
  url: https://app.joincrowdhealth.com/users/sign_in
- type: TermsOfService
  url: https://www.joincrowdhealth.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.joincrowdhealth.com/privacy-policy
- type: Blog
  url: https://www.joincrowdhealth.com/resources/blog
- type: Support
  url: https://www.joincrowdhealth.com/contact
- type: FAQ
  url: https://www.joincrowdhealth.com/resources/faq
- type: GitHubOrganization
  url: https://github.com/JoinCrowdHealth
- type: Security
  url: https://www.joincrowdhealth.com/data-security
- type: Compliance
  url: https://www.joincrowdhealth.com/data-security
- type: Plans
  url: plans/crowdhealth-plans-pricing.yml
- type: RateLimits
  url: rate-limits/crowdhealth-rate-limits.yml
- type: Conformance
  url: conformance/crowdhealth-conformance.yml
- type: VulnerabilityDisclosure
  url: security/crowdhealth-vulnerability-disclosure.yml
- type: LLMsTxt
  url: llms/crowdhealth-llms.txt
x-enrichment:
  date: '2026-08-12'
  status: minimal
  artifacts_added: 7
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: CrowdHealth is a consumer health-crowdfunding app with no developer program at all — its only API is a private Apollo
    GraphQL endpoint at api.joincrowdhealth.com/graphql that backs its own web and mobile apps, and that endpoint answers
    introspection with INTROSPECTION_DISABLED, so no contract exists to read even for its own clients.
  evidence:
  - url: https://api.joincrowdhealth.com/graphql
    status: 400
  - url: https://api.joincrowdhealth.com/openapi.json
    status: 404
  - url: https://www.joincrowdhealth.com/.well-known/agent-card.json
    status: 404
  - url: https://www.joincrowdhealth.com/llms.txt
    status: 404
  checked: '2026-08-12'

CrowdHealth API — frequently asked questions

How much does the CrowdHealth API cost?

CrowdHealth publishes its prices; its CrowdHealth Membership plan is $60 per member as of 2026-08-12. APIs.io lists 1 pricing plan for CrowdHealth, with each plan's price, limits and inclusions under Pricing on this page.

Does CrowdHealth have an MCP server?

Yes. APIs.io lists 1 MCP server for CrowdHealth: Remote MCP server at api.joincrowdhealth.com over HTTP.

Is the CrowdHealth API ready for AI agents?

CrowdHealth has a Kin Score of 26.9 out of 100 (thin) and an Agent Readiness score of 11.2 (agent-aware), scored by API Evangelist on 2026-11-06.

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Tools for providers

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find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

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