Tratta website screenshot

Tratta

Tratta is a debt collection and payment experience platform that provides REST APIs and webhooks for integrating payment plans, billing, customer session management, and collections workflows into existing tech stacks. The platform supports OAuth 2.0 / bearer token authentication and offers sandbox and production environments.

Tratta publishes 10 APIs on the APIs.io network, including Bulk Operations API, Charges API, Customer Sessions API, and 7 more. Tagged areas include Billing, Collections, Payments, Debt Collection, and Fintech.

The Tratta catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Tratta’s developer surface includes authentication, documentation, signup flow, engineering blog, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
48.0/100 developing ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
AccessFreemiumSelf serve⚡ Free to try
10 APIs
BillingCollectionsPaymentsDebt CollectionFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 48.0/100 · developing
Contract Quality 19.3 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 4.8 / 13
Governance 7.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tratta: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Tratta Bulk Operations API

Bulk import and export operations

Tratta Charges API

Charge processing and management

Tratta Customer Sessions API

Secure customer session management

Tratta Customers API

Customer account management

Tratta Debt Accounts API

Debt account operations and management

Tratta Payment Methods API

Payment method storage and management

Tratta Payment Plans API

Payment plan creation and management

Tratta Tickets API

Support ticket management

Tratta Transactions API

Transaction history and reporting

Tratta Webhooks API

Webhook configuration for event notifications

Scroll for all 10

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Tratta API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Tratta Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Tratta Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Tratta Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Tratta Context

35 classes · 0 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Tratta API Rules

5 rules · 4 warnings 1 info

SPECTRAL

Tratta API Rules

12 rules · 4 errors 8 warnings

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Tratta Debt Account

8 properties

JSON SCHEMA

Tratta Payment Plan

10 properties

JSON SCHEMA

JSON Structure 1

JSON Structure definitions describing this provider's data shapes.

Tratta Payment Plan Structure

0 properties

JSON STRUCTURE

Examples 2

Example request and response payloads for these APIs.

Tratta Create Customer Session Example

2 fields

EXAMPLE

Tratta Create Payment Plan Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Tratta Authentication

http · 1 scheme

SECURITY

Tratta Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Tratta Agentic Access

27 operations · 13 acting

27 operations · 13 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

Signup
Signup

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: tratta
name: Tratta
description: Tratta is a debt collection and payment experience platform that provides REST APIs and webhooks for integrating
  payment plans, billing, customer session management, and collections workflows into existing tech stacks. The platform supports
  OAuth 2.0 / bearer token authentication and offers sandbox and production environments.
type: Index
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
position: Consumer
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tratta.png
tags:
- Billing
- Collections
- Payments
- Debt Collection
- Fintech
created: '2025-02-24'
modified: '2026-05-19'
url: https://raw.githubusercontent.com/api-evangelist/tratta/refs/heads/main/apis.yml
specificationVersion: '0.19'
apis:
- aid: tratta:tratta-bulk-operations-api
  name: Tratta Bulk Operations API
  description: Bulk import and export operations
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Bulk Operations
  properties:
  - type: OpenAPI
    url: openapi/tratta-bulk-operations-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-charges-api
  name: Tratta Charges API
  description: Charge processing and management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Charges
  properties:
  - type: OpenAPI
    url: openapi/tratta-charges-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-customer-sessions-api
  name: Tratta Customer Sessions API
  description: Secure customer session management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Customer Sessions
  properties:
  - type: OpenAPI
    url: openapi/tratta-customer-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-customers-api
  name: Tratta Customers API
  description: Customer account management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/tratta-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-debt-accounts-api
  name: Tratta Debt Accounts API
  description: Debt account operations and management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Debt Accounts
  properties:
  - type: OpenAPI
    url: openapi/tratta-debt-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-payment-methods-api
  name: Tratta Payment Methods API
  description: Payment method storage and management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/tratta-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-payment-plans-api
  name: Tratta Payment Plans API
  description: Payment plan creation and management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Payment Plans
  properties:
  - type: OpenAPI
    url: openapi/tratta-payment-plans-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-tickets-api
  name: Tratta Tickets API
  description: Support ticket management
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Tickets
  properties:
  - type: OpenAPI
    url: openapi/tratta-tickets-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-transactions-api
  name: Tratta Transactions API
  description: Transaction history and reporting
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/tratta-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
- aid: tratta:tratta-webhooks-api
  name: Tratta Webhooks API
  description: Webhook configuration for event notifications
  humanURL: https://docs.tratta.io/
  baseURL: https://api.tratta.io
  tags:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/tratta-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.tratta.io/api.html
  - type: JSONSchema
    url: json-schema/tratta-payment-plan-schema.json
  - type: JSONSchema
    url: json-schema/tratta-debt-account-schema.json
  - type: JSONStructure
    url: json-structure/tratta-payment-plan-structure.json
  - type: JSONLD
    url: json-ld/tratta-context.jsonld
  - type: SpectralRules
    url: rules/tratta-rules.yml
  - type: Vocabulary
    url: vocabulary/tratta-vocabulary.yml
common:
- type: AgenticAccess
  url: agentic-access/tratta-agentic-access.yml
- type: DomainSecurity
  url: security/tratta-domain-security.yml
- type: Authentication
  url: authentication/tratta-authentication.yml
- type: GitHubOrganization
  url: https://github.com/tratta
- type: LinkedIn
  url: https://www.linkedin.com/company/tratta
- type: Website
  url: https://www.tratta.io/
- type: Documentation
  url: https://docs.tratta.io/
- type: Signup
  url: https://www.tratta.io/
- url: https://www.tratta.io/blog/rss.xml
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com