SentiLink

SentiLink is an identity fraud prevention platform that empowers financial institutions to transact confidently by stopping synthetic identity fraud, account takeover, and first-party fraud at the point of account application and beyond. The platform provides a REST API delivering real-time scores and signals derived from behavioral and identity data, enabling lenders, banks, credit unions, and fintechs to make instant, accurate decisions without adding friction to the onboarding experience.

SentiLink is listed with 2 APIs on the APIs.io network. Tagged areas include Fraud Prevention, Identity Verification, Synthetic Identity, Account Takeover, and First-Party Fraud.

The SentiLink catalog on APIs.io includes 1 JSON-LD context.

SentiLink’s developer surface includes documentation, engineering blog, pricing, sandbox, and 10 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

20.2/100 emerging ▬ flat Agent 1/100 human only Front door AI 2/6 trace saas Full breakdown ↓
scored 2026-10-23 · rubric v0.25.0 · Show this score on your site →

AccessFreemiumApproval

2 APIs

Fraud Prevention Identity VerificationSynthetic IdentityAccount TakeoverFirst-Party FraudFinancial Services Risk Scoring Fintech KYC AML

Kin Score

Kin Score How this is scored →
scored 2026-10-23 · rubric v0.25.0

Composite quality — 20.2/100 · emerging

Contract Quality 3.1 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 4.0 / 17

Operational Transparency 2.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 2.4 / 15

Agent readiness — 1/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/sentilink/"><img src="https://apis.io/badge/sentilink/card.svg" alt="SentiLink on APIs.io — Kin Score by API Evangelist"></a>

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Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/sentilink: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Biometrics Testing (biometric recognition vendors, identity verification depth)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

SentiLink Fraud Scores API

REST API providing real-time fraud risk scores including Synthetic Abuse Score, ID Theft Score, First-Party Fraud Score, and PII Risk Scores. Returns a numeric score (0–999) alo...

SentiLink TCVS API

REST API providing programmatic access to the U.S. Treasury Check Verification Service (TCVS), enabling real-time, high-volume Treasury check validation for financial institutio...

Pricing Plans 1

Published pricing tiers and plan structures.

Sentilink Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Sentilink Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Sentilink Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Sentilink Context

8 classes · 18 properties

JSON-LD

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Sentilink Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Sentilink Trust Center

SOC 2

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Sandbox

Sandbox

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 2

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

Plans

Plans

FinOps

FinOps

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: sentilink
name: SentiLink
description: SentiLink is an identity fraud prevention platform that empowers financial institutions to transact confidently
  by stopping synthetic identity fraud, account takeover, and first-party fraud at the point of account application and beyond.
  The platform provides a REST API delivering real-time scores and signals derived from behavioral and identity data, enabling
  lenders, banks, credit unions, and fintechs to make instant, accurate decisions without adding friction to the onboarding
  experience.
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Freemium · Requires approval
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/sentilink.png
url: https://raw.githubusercontent.com/api-evangelist/sentilink/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Fraud Prevention
- Identity Verification
- Synthetic Identity
- Account Takeover
- First-Party Fraud
- Financial Services
- Risk Scoring
- Fintech
- KYC
- AML
tags_raw:
- Fraud Detection
- Identity Verification
- Synthetic Identity
- Account Takeover
- First-Party Fraud
- Financial Services
- Risk Scoring
- Fintech
- KYC
- AML
- Financial-Services
apis:
- aid: sentilink:sentilink-fraud-scores-api
  name: SentiLink Fraud Scores API
  description: REST API providing real-time fraud risk scores including Synthetic Abuse Score, ID Theft Score, First-Party
    Fraud Score, and PII Risk Scores. Returns a numeric score (0–999) along with reason codes explaining the fraud risk factors
    for each identity submitted during account application or onboarding. Integrates via a single endpoint serving all application
    risk products.
  humanURL: https://www.sentilink.com/product-overview
  baseURL: https://api.sentilink.com
  tags:
  - Fraud Scores
  - Synthetic Identity
  - Identity Theft
  - First-Party Fraud
  - Risk Scoring
  properties:
  - type: Documentation
    url: https://www.sentilink.com/product-overview
  - type: Sandbox
    url: https://api.sandbox-sentilink.com
- aid: sentilink:sentilink-tcvs-api
  name: SentiLink TCVS API
  description: REST API providing programmatic access to the U.S. Treasury Check Verification Service (TCVS), enabling real-time,
    high-volume Treasury check validation for financial institutions. Accepts check symbol number, serial number, amount,
    bank routing number, and optional payee name, and returns match results against Treasury department records. Free for
    all financial institutions.
  humanURL: https://resources.sentilink.com/blog/sentilink-tcvs-api
  baseURL: https://api.sentilink.com
  tags:
  - Treasury Check
  - Check Verification
  - TCVS
  - Check Fraud
  properties:
  - type: Documentation
    url: https://resources.sentilink.com/blog/sentilink-tcvs-api
common:
- type: TrustCenter
  url: security/sentilink-trust-center.yml
- type: DomainSecurity
  url: security/sentilink-domain-security.yml
- type: Website
  url: https://www.sentilink.com/
- type: Documentation
  url: https://www.sentilink.com/product-overview
- type: Blog
  url: https://resources.sentilink.com/blog
- type: GitHubOrg
  url: https://github.com/sentilink
- type: LinkedIn
  url: https://www.linkedin.com/company/sentilink/
- type: X
  url: https://x.com/sentilink
- type: Pricing
  url: https://www.sentilink.com/product-overview
- type: StatusPage
  url: https://status.sentilink.com/
- type: Sandbox
  url: https://api.sandbox-sentilink.com
- type: Plans
  url: plans/sentilink-plans-pricing.yml
- type: RateLimits
  url: rate-limits/sentilink-rate-limits.yml
- type: FinOps
  url: finops/sentilink-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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