MyFatoorah

MyFatoorah is a Kuwait-based online payment gateway and invoicing platform serving merchants across the GCC and wider MENA region (Kuwait, Saudi Arabia, UAE, Qatar, Egypt, Bahrain, Oman, and Jordan). Its REST API lets businesses create invoices and payment links, execute and direct-charge card payments, run embedded checkout sessions, issue refunds, manage recurring payments, onboard marketplace suppliers, calculate shipping, and receive webhook notifications. MyFatoorah aggregates regional and international payment methods including KNET, mada, Benefit, Meeza, OmanNet, Visa, Mastercard, American Express, Apple Pay, Google Pay, and STC Pay. The API is region-scoped - a shared test host plus per-country live hosts - and authenticated with a Bearer API token.

MyFatoorah publishes 9 API contracts indexed on the APIs.io network, including Invoicing API, Payment Status API, Payments API, and 6 more. Tagged areas include Payments, Payment Gateway, Kuwait, GCC, and MENA.

The MyFatoorah catalog on APIs.io includes 1 Spectral governance ruleset.

MyFatoorah’s developer surface includes authentication, documentation, and 9 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

27.4/100 thin ▬ flat Agent 21/100 agent aware Front door AI 1/6 silent Heartbeat 0/100 dormant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract

Payments Payment Gateway Kuwait GCC MENAKNETmada Invoices Cards Fintech

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Financial Management

BC-200

InvoicingPayment StatusPayments

POST /SendPayment POST /GetPaymentStatus POST /InitiatePayment POST /ExecutePayment

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 27.4/100 · thin

Contract Quality 9.5 / 19

Developer Ergonomics 4.5 / 15

Access Clarity 1.2 / 15

Operational Transparency 0.8 / 10

Contract Governance 1.2 / 9

Discoverability 5.0 / 8

Regulatory Posture 1.6 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 21/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 6 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 7.9 — up to +18.4 composite points
Developer Ergonomics scores 29.8 — up to +14.0 composite points
Contract Quality scores 50.4 — up to +12.4 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/myfatoorah/apis.yml: open an issue on github.com/api-evangelist/myfatoorah to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

measured — observed by APIs.io (published)

APIs 9

Individual APIs this provider publishes, each with its own machine-readable definition.

MyFatoorah Invoicing API

Create invoices and payment links.

MyFatoorah Payment Status API

Inquire on invoice and transaction status.

MyFatoorah Payments API

Discover payment methods and execute payments against a gateway.

MyFatoorah Recurring API

Recurring card payment management.

MyFatoorah Refunds API

Full and partial refunds.

MyFatoorah Sessions API

Embedded card-entry sessions and saved-card tokens.

MyFatoorah Shipping API

Shipping lookups, charges, and pickups.

MyFatoorah Suppliers API

Marketplace supplier onboarding and split settlement.

MyFatoorah Webhooks API

Retrieve webhook events triggered by MyFatoorah.

Scroll for all 9

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

MyFatoorah Invoicing API

OPEN COLLECTION

MyFatoorah Invoicing Payment Status API

OPEN COLLECTION

MyFatoorah Invoicing Payments API

OPEN COLLECTION

MyFatoorah Invoicing Recurring API

OPEN COLLECTION

MyFatoorah Invoicing Refunds API

OPEN COLLECTION

MyFatoorah Invoicing Sessions API

OPEN COLLECTION

MyFatoorah Invoicing Shipping API

OPEN COLLECTION

MyFatoorah Invoicing Suppliers API

OPEN COLLECTION

MyFatoorah Invoicing Webhooks API

OPEN COLLECTION

MyFatoorah API

OPEN COLLECTION

Scroll for all 10

MyFatoorah API pricing

Not yet checked against MyFatoorah's own pricing page. Compiled by API Evangelist on 2026-07-12 from myfatoorah.com/; confirm before you rely on a figure. A free plan or tier is listed.

Plan	Price
Sandbox / Test free	—
Merchant (Per-Transaction) usage	—
Enterprise / Negotiated enterprise	—

Plan details, limits and sources →

Rate limits

GetPaymentStatus Inquiries: rate limited (numeric cap not published) requests
General API Requests: not published requests

Compiled by API Evangelist, not yet checked against MyFatoorah's documentation. Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Myfatoorah Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Myfatoorah Rate Limits

2 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

MyFatoorah

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Myfatoorah Finops

FINOPS

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

MyFatoorah API Rules

56 rules · 53 errors 1 warnings 2 info

SPECTRAL

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Myfatoorah Authentication

http · 1 scheme

SECURITY

Myfatoorah Domain Security

HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Myfatoorah Agentic Access

14 operations · 9 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits

RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

FinOps

FinOps

Company 2

The organization behind the API

LinkedIn

Website

Website

Other 1

Properties that don't map to a standard resource type

CapabilityMap

CapabilityMap

Source (apis.yml)

aid: myfatoorah
url: https://raw.githubusercontent.com/api-evangelist/myfatoorah/refs/heads/main/apis.yml
name: MyFatoorah
kind: company
description: MyFatoorah is a Kuwait-based online payment gateway and invoicing platform serving merchants across the GCC and
  wider MENA region (Kuwait, Saudi Arabia, UAE, Qatar, Egypt, Bahrain, Oman, and Jordan). Its REST API lets businesses create
  invoices and payment links, execute and direct-charge card payments, run embedded checkout sessions, issue refunds, manage
  recurring payments, onboard marketplace suppliers, calculate shipping, and receive webhook notifications. MyFatoorah aggregates
  regional and international payment methods including KNET, mada, Benefit, Meeza, OmanNet, Visa, Mastercard, American Express,
  Apple Pay, Google Pay, and STC Pay. The API is region-scoped - a shared test host plus per-country live hosts - and authenticated
  with a Bearer API token.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/myfatoorah.png
x-docs-platform: readme
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Payments
- Payment Gateway
- Kuwait
- GCC
- MENA
- KNET
- mada
- Invoices
- Cards
- Fintech
tags_raw:
- Payments
- Payment Gateway
- Kuwait
- GCC
- MENA
- KNET
- mada
- Invoices
- Cards
- Fintech
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.23'
apis:
- aid: myfatoorah:myfatoorah-invoicing-api
  name: MyFatoorah Invoicing API
  description: Create invoices and payment links.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Invoicing
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-invoicing-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-payment-status-api
  name: MyFatoorah Payment Status API
  description: Inquire on invoice and transaction status.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Payment Status
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-payment-status-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-payments-api
  name: MyFatoorah Payments API
  description: Discover payment methods and execute payments against a gateway.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-recurring-api
  name: MyFatoorah Recurring API
  description: Recurring card payment management.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Recurring
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-recurring-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-refunds-api
  name: MyFatoorah Refunds API
  description: Full and partial refunds.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-sessions-api
  name: MyFatoorah Sessions API
  description: Embedded card-entry sessions and saved-card tokens.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Sessions
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-sessions-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-shipping-api
  name: MyFatoorah Shipping API
  description: Shipping lookups, charges, and pickups.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Shipping
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-shipping-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-suppliers-api
  name: MyFatoorah Suppliers API
  description: Marketplace supplier onboarding and split settlement.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Suppliers
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-suppliers-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
- aid: myfatoorah:myfatoorah-webhooks-api
  name: MyFatoorah Webhooks API
  description: Retrieve webhook events triggered by MyFatoorah.
  humanURL: https://docs.myfatoorah.com/docs/execute-payment
  baseURL: https://api.myfatoorah.com/v2
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/myfatoorah-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-payment
  - type: APIReference
    url: https://docs.myfatoorah.com/reference
  - type: PostmanCollection
    url: collections/myfatoorah.postman_collection.json
  - type: OpenCollection
    url: collections/myfatoorah.opencollection.json
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/send-payment
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/get-payment-status
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/make-refund
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/initiate-session
  - type: Documentation
    url: https://docs.myfatoorah.com/docs/shipping-sample-code
common:
- type: CapabilityMap
  url: capabilities/myfatoorah-capability-edges.yml
  name: MyFatoorah Business Capability Map
- type: AgenticAccess
  url: agentic-access/myfatoorah-agentic-access.yml
- type: DomainSecurity
  url: security/myfatoorah-domain-security.yml
- type: Authentication
  url: authentication/myfatoorah-authentication.yml
- type: GitHubOrganization
  url: https://github.com/MyFatoorahHub
- type: LinkedIn
  url: https://www.linkedin.com/company/myfatoorah
- type: Website
  url: https://myfatoorah.com/
- type: Documentation
  url: https://docs.myfatoorah.com/
- type: Plans
  url: plans/myfatoorah-plans-pricing.yml
- type: RateLimits
  url: rate-limits/myfatoorah-rate-limits.yml
- type: FinOps
  url: finops/myfatoorah-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-tags-removed:
- Benefits

MyFatoorah API — frequently asked questions

Does MyFatoorah have an API?

Yes. APIs.io lists 9 APIs from MyFatoorah, including MyFatoorah Invoicing API, MyFatoorah Payment Status API and MyFatoorah Payments API, and 6 more.

Is there an OpenAPI specification for the MyFatoorah API?

Yes. APIs.io indexes 9 OpenAPI specifications for MyFatoorah, each linked for download from this page.

How do I authenticate with the MyFatoorah API?

MyFatoorah uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Myfatoorah Authentication.

How much does the MyFatoorah API cost?

APIs.io lists 3 pricing plans for MyFatoorah, with each plan's price, limits and inclusions under Pricing on this page.

Is the MyFatoorah API ready for AI agents?

MyFatoorah has a Kin Score of 27.4 out of 100 (thin) and an Agent Readiness score of 21.3 (agent-aware), scored by API Evangelist on 2026-11-06.

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