Payhawk website screenshot

Payhawk

Payhawk is a spend management platform that enables finance teams to issue corporate cards, capture and manage expenses, process invoices, enforce budget controls, and integrate with ERP and accounting systems. The platform serves businesses across Europe, the US, and the UK in over 32 countries. Payhawk exposes a RESTful Developer API at https://api.payhawk.io/api/v3 that allows custom integrations over expenses, transactions, cards, employees, custom fields, fund accounts, and bank statements. The API is authenticated via API key, supports real-time webhooks for event-driven automation, and is rate-limited to 15 requests per second. The API is free to use for all Payhawk account holders, with no separate developer tier required.

Payhawk publishes 1 API on the APIs.io network. Tagged areas include Spend Management, Corporate Cards, Expense Management, Invoice Management, and Budget Controls.

The Payhawk catalog on APIs.io includes 1 JSON-LD context.

Payhawk’s developer surface includes documentation, engineering blog, pricing, and 14 more developer resources.

27.8/100 thin ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
AccessPaid
1 APIs
Spend ManagementCorporate CardsExpense ManagementInvoice ManagementBudget ControlsERP IntegrationAccounts PayableFintechFinance AutomationWebhook

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 27.8/100 · thin
Contract Quality 2.3 / 21
Developer Ergonomics 2.8 / 17
Access Clarity 9.8 / 17
Operational Transparency 2.6 / 11
Contract Governance 0.0 / 10
Discoverability 5.8 / 9
Regulatory Posture 5.2 / 15
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/payhawk: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Payhawk API

RESTful API for programmatic access to Payhawk spend management features including expenses, corporate cards, transactions, employees, custom fields, fund accounts, bank stateme...

Pricing Plans 1

Published pricing tiers and plan structures.

Payhawk Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Payhawk Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Payhawk Context

12 classes · 0 properties

JSON-LD

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Payhawk Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Payhawk Vulnerability Disclosure

security.txt · contact published

SECURITY

Payhawk Trust Center

SOC 2, ISO 27001, PCI DSS, GDPR, CSA STAR

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 3

Authentication, authorization, and security posture

Operate 3

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 4

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: payhawk
name: Payhawk
type: Index
accessModel:
  pricing: paid
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Paid
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/payhawk.png
url: https://raw.githubusercontent.com/api-evangelist/payhawk/refs/heads/main/apis.yml
created: 2026-06-12
modified: 2026-06-12
specificationVersion: '0.23'
description: 'Payhawk is a spend management platform that enables finance teams to issue corporate cards, capture and manage
  expenses, process invoices, enforce budget controls, and integrate with ERP and accounting systems. The platform serves
  businesses across Europe, the US, and the UK in over 32 countries. Payhawk exposes a RESTful Developer API at https://api.payhawk.io/api/v3
  that allows custom integrations over expenses, transactions, cards, employees, custom fields, fund accounts, and bank statements.
  The API is authenticated via API key, supports real-time webhooks for event-driven automation, and is rate-limited to 15
  requests per second. The API is free to use for all Payhawk account holders, with no separate developer tier required.

  '
tags:
- Spend Management
- Corporate Cards
- Expense Management
- Invoice Management
- Budget Controls
- ERP Integration
- Accounts Payable
- Fintech
- Finance Automation
- Webhook
tags_raw:
- Spend Management
- Corporate Cards
- Expense Management
- Invoice Management
- Budget Controls
- ERP Integration
- Accounts Payable
- FinTech
- Finance Automation
- Webhooks
apis:
- aid: payhawk:payhawk-api
  name: Payhawk API
  type: REST
  description: 'RESTful API for programmatic access to Payhawk spend management features including expenses, corporate cards,
    transactions, employees, custom fields, fund accounts, bank statements, and webhook subscriptions.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developers.payhawk.com/
  baseURL: https://api.payhawk.io/api/v3
  tags:
  - Expenses
  - Corporate Cards
  - Transaction
  - Employees
  - Webhook
  - Fund Accounts
  - Bank Statements
  tags_raw:
  - Expenses
  - Corporate Cards
  - Transactions
  - Employees
  - Webhooks
  - Fund Accounts
  - Bank Statements
  properties:
  - type: Documentation
    url: https://developers.payhawk.com/
  - type: Authentication
    url: https://payhawk.com/help/overview-of-the-payhawk-developer-api
common:
- type: TrustCenter
  url: security/payhawk-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/payhawk-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/payhawk-domain-security.yml
- type: Website
  url: https://payhawk.com
- type: Documentation
  url: https://developers.payhawk.com/
- type: HelpCenter
  url: https://payhawk.com/help/payhawk-for-developers
- type: GitHubOrganization
  url: https://github.com/payhawk
- type: LinkedIn
  url: https://www.linkedin.com/company/payhawk
- type: X
  url: https://x.com/payhawk
- type: Blog
  url: https://payhawk.com/blog
- type: Pricing
  url: https://payhawk.com/pricing
- type: StatusPage
  url: https://status.payhawk.com
- type: Plans
  url: plans/payhawk-plans-pricing.yml
- type: RateLimits
  url: rate-limits/payhawk-rate-limits.yml
- type: FinOps
  url: finops/payhawk-finops.yml
- type: Blog
  url: blogs/blogs.json
- type: JSONLDContext
  url: json-ld/payhawk-context.jsonld
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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