Novicap

Novicap is a Spanish working-capital and supply-chain-finance fintech that helps companies optimize their circulating capital. Its REST API (base URL https://api.novicap.com/v1) lets partners programmatically register suppliers, submit and manage invoices, and create payment instructions and adjustments across two products: Dynamic Discounting and Confirming Standard (reverse factoring). The API uses Bearer API-key authentication with a required product_id scope, JSON payloads, and URI-path versioning, and is documented in a public developer reference. Novicap is backed by Partech and Techstars.

Novicap publishes 2 APIs on the APIs.io network: Confirming Standard API and Dynamic Discounting API. Tagged areas include Company, Financial Services, Fintech, Working Capital, and Invoice Finance.

Novicap’s developer surface includes engineering blog, support, authentication, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub
36.9/100 thin ▬ flat Agent 58/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
2 APIs 1 MCP Servers
CompanyFinancial ServicesFintechWorking CapitalInvoice FinanceSupply Chain FinanceDynamic DiscountingConfirmingReverse FactoringSpain

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 36.9/100 · thin
Contract Quality 13.3 / 25
Developer Ergonomics 8.3 / 20
Commercial Clarity 4.7 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/novicap: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

Novicap Confirming Standard API

Confirming (reverse factoring) invoices and payment instructions.

Novicap Dynamic Discounting API

Dynamic discounting suppliers, invoices, payment instructions and adjustments.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

novicap-mcp.yml

MCP SERVER

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Novicap Authentication

http/oauth2 · 2 schemes

SECURITY

Novicap Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 Login
Login

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill
 WellKnown
WellKnown

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 DataModel
DataModel
 Conformance
Conformance

Access & Security 4

Authentication, authorization, and security posture

Authentication
Authentication
 SecurityTxt
SecurityTxt
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 1

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: novicap
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/novicap.png
name: Novicap
description: 'Novicap is a Spanish working-capital and supply-chain-finance fintech that helps companies optimize their circulating
  capital. Its REST API (base URL https://api.novicap.com/v1) lets partners programmatically register suppliers, submit and
  manage invoices, and create payment instructions and adjustments across two products: Dynamic Discounting and Confirming
  Standard (reverse factoring). The API uses Bearer API-key authentication with a required product_id scope, JSON payloads,
  and URI-path versioning, and is documented in a public developer reference. Novicap is backed by Partech and Techstars.'
url: https://raw.githubusercontent.com/api-evangelist/novicap/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
- techstars
x-tier: enriched
x-tier-reason: portfolio-lead-with-public-api
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Financial Services
- Fintech
- Working Capital
- Invoice Finance
- Supply Chain Finance
- Dynamic Discounting
- Confirming
- Reverse Factoring
- Spain
apis:
- aid: novicap:novicap-confirming-standard-api
  name: Novicap Confirming Standard API
  description: Confirming (reverse factoring) invoices and payment instructions.
  humanURL: https://developer.novicap.com/
  baseURL: https://api.novicap.com/v1
  tags:
  - Confirming Standard
  properties:
  - type: OpenAPI
    url: openapi/novicap-confirming-standard-api-openapi.yml
  - type: APIReference
    url: https://developer.novicap.com/
  - type: Documentation
    url: https://developer.novicap.com/
- aid: novicap:novicap-dynamic-discounting-api
  name: Novicap Dynamic Discounting API
  description: Dynamic discounting suppliers, invoices, payment instructions and adjustments.
  humanURL: https://developer.novicap.com/
  baseURL: https://api.novicap.com/v1
  tags:
  - Dynamic Discounting
  properties:
  - type: OpenAPI
    url: openapi/novicap-dynamic-discounting-api-openapi.yml
  - type: APIReference
    url: https://developer.novicap.com/
  - type: Documentation
    url: https://developer.novicap.com/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://novicap.com/
- type: DeveloperPortal
  url: https://developer.novicap.com/
- type: Blog
  url: https://novicap.com/blog/
- type: Login
  url: https://app.novicap.com/users/sign_in
- type: Support
  url: mailto:support@novicap.com
- type: TermsOfService
  url: https://novicap.com/aviso-legal/
- type: Authentication
  url: authentication/novicap-authentication.yml
- type: Conventions
  url: conventions/novicap-conventions.yml
- type: ErrorCatalog
  url: errors/novicap-problem-types.yml
- type: Lifecycle
  url: lifecycle/novicap-lifecycle.yml
- type: DataModel
  url: data-model/novicap-data-model.yml
- type: Conformance
  url: conformance/novicap-conformance.yml
- type: MCPServer
  url: mcp/novicap-mcp.yml
- type: LLMsTxt
  url: llms/novicap-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: WellKnown
  url: well-known/novicap-well-known.yml
- type: SecurityTxt
  url: well-known/novicap-security.txt
- type: VulnerabilityDisclosure
  url: security/novicap-vulnerability-disclosure.yml
- type: Security
  url: https://novicap.com/.well-known/security.txt
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 16
  pass: local-v1