Murphy

Murphy is a Barcelona-based fintech building AI voice and omnichannel agents that automate debt collection and servicing for banks, fintechs, utilities, telecoms and debt collection agencies. Founded in 2024 by Borja Sole and Marc Sanchez, the platform runs 24/7 AI agents across voice, SMS and email in 15+ languages, handling inbound and outbound recovery with human escalation, behavioural personalisation and fully audited, compliance-bounded interactions (ISO 27001, GDPR and EU AI Act aligned). Murphy claims materially higher recovery rates and 50-70% lower operational cost. It raised roughly $15M (seed + pre-seed) led by Northzone with ElevenLabs, Lakestar, Seedcamp and Enzo Ventures. Added to the API Evangelist network as a company profile; no public developer API, SDK or documentation surface is currently published.

Murphy is profiled on the APIs.io network. Tagged areas include Company, Fintech, Artificial Intelligence, Debt Collection, and Voice AI.

🌐 Visit website 📡 Source on GitHub
16.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechArtificial IntelligenceDebt CollectionVoice AIFinancial ServicesCollections

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/murphy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Murphy Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Murphy Trust Center

ISO 27001

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login
Login

Access & Security 4

Authentication, authorization, and security posture

Compliance
Compliance
 TrustCenter
TrustCenter
 TrustCenter
TrustCenter
 DomainSecurity
DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: murphy
name: Murphy
description: Murphy is a Barcelona-based fintech building AI voice and omnichannel agents that automate debt collection and
  servicing for banks, fintechs, utilities, telecoms and debt collection agencies. Founded in 2024 by Borja Sole and Marc
  Sanchez, the platform runs 24/7 AI agents across voice, SMS and email in 15+ languages, handling inbound and outbound recovery
  with human escalation, behavioural personalisation and fully audited, compliance-bounded interactions (ISO 27001, GDPR and
  EU AI Act aligned). Murphy claims materially higher recovery rates and 50-70% lower operational cost. It raised roughly
  $15M (seed + pre-seed) led by Northzone with ElevenLabs, Lakestar, Seedcamp and Enzo Ventures. Added to the API Evangelist
  network as a company profile; no public developer API, SDK or documentation surface is currently published.
url: https://raw.githubusercontent.com/api-evangelist/murphy/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.getmurphy.ai/_assets/v11/88ab241b598686483a364ba6ba165444a6731235.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- northzone
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Artificial Intelligence
- Debt Collection
- Voice AI
- Financial Services
- Collections
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.getmurphy.ai
- type: Login
  url: https://web.getmurphy.ai/signin
- type: TermsOfService
  url: https://www.getmurphy.ai/terms-of-service
- type: PrivacyPolicy
  url: https://www.getmurphy.ai/privacy-policy
- type: Compliance
  url: https://www.getmurphy.ai/security-compliance
- type: TrustCenter
  url: https://app.eu.vanta.com/getmurphy.ai/trust/0j2gt1tccqbflqfnuaubk3
- type: TrustCenter
  url: security/murphy-trust-center.yml
- type: DomainSecurity
  url: security/murphy-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 2
  pass: local-v1