Spenmo

Spenmo was a Singapore-based spend management platform for businesses, offering corporate Visa debit cards (physical and virtual), bill and invoice management with smart scanning, employee reimbursements and claims, and accounting integrations with Xero, NetSuite, QuickBooks and Jurnal. Operated by Digital Services SG Five Pte Ltd, it worked with MAS-licensed payment partners rather than providing regulated payment services directly. The company ceased operations on 14 August 2025 and permanently disabled customer access. No public API or developer program was ever published.

Spenmo is profiled on the APIs.io network. Tagged areas include Company, Spend Management, Expense Management, Corporate Cards, and Fintech.

🌐 Visit website 📡 Source on GitHub
7.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanySpend ManagementExpense ManagementCorporate CardsFintechPaymentsAccountingSingaporeDefunct

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 7.7/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.0 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/spenmo: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Spenmo Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: spenmo
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/spenmo.png
name: Spenmo
description: Spenmo was a Singapore-based spend management platform for businesses, offering corporate Visa debit cards (physical
  and virtual), bill and invoice management with smart scanning, employee reimbursements and claims, and accounting integrations
  with Xero, NetSuite, QuickBooks and Jurnal. Operated by Digital Services SG Five Pte Ltd, it worked with MAS-licensed payment
  partners rather than providing regulated payment services directly. The company ceased operations on 14 August 2025 and
  permanently disabled customer access. No public API or developer program was ever published.
url: https://raw.githubusercontent.com/api-evangelist/spenmo/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
x-tier: stub
x-tier-reason: portfolio-lead
x-status: defunct
x-defunct-date: '2025-08-14'
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Spend Management
- Expense Management
- Corporate Cards
- Fintech
- Payments
- Accounting
- Singapore
- Defunct
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/spenmo-domain-security.yml
- type: Website
  url: https://spenmo.com/
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1