Request Finance

Request Finance is a crypto and fiat invoicing, payments, and payroll platform that lets businesses issue invoices, accept payments in crypto and fiat, pay contractors and employees, and manage accounts payable and receivable. Its Accounts Payable and Receivable (AP/AR) REST API lets developers programmatically create and send invoices, run off-chain and on-chain payroll payments, track invoice status without polling blockchains or bank accounts, manage organizations and clients, and download invoice PDFs. Invoices are settled through the Request Network protocol across many EVM chains and stablecoins, with crypto-to-fiat settlement via banking partners. The API uses Bearer authentication (API keys for quick starts, OAuth 2.0 / OIDC via Auth0 for production), real-time webhooks with HMAC-signed payloads, and a Sepolia testnet sandbox. Request Finance is backed by Balderton Capital.

Request Finance is listed with 1 API on the APIs.io network: AP and AR API. Tagged areas include Company, Payments, Invoicing, Cryptocurrency, and Web3.

The Request Finance catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Request Finance’s developer surface includes documentation, API reference, getting-started guide, support, signup flow, authentication, sandbox, and 21 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

51.5/100 developing ▬ flat Agent 23/100 agent aware Front door AI 1/6 silent saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 API 2 Agent Skills

Company Payments Invoicing Cryptocurrency Web3 Payroll Stablecoins Accounts Payable Accounts Receivable Fintech Blockchain REST API

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 51.5/100 · developing

Contract Quality 8.3 / 21

Developer Ergonomics 9.6 / 17

Access Clarity 9.4 / 17

Operational Transparency 7.3 / 11

Contract Governance 1.9 / 10

Discoverability 6.2 / 9

Regulatory Posture 4.3 / 15

Agent readiness — 23/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 39.0 — up to +15.3 composite points
Contract Governance scores 18.2 — up to +9.8 composite points
Access Clarity scores 55.3 — up to +8.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/request/apis.yml: open an issue on github.com/api-evangelist/request to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Stablecoins and Tokenization (stablecoin issuers, tokenized assets)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Postman Collections

measured — observed by APIs.io (published)

OAuth 2.0

measured — observed by APIs.io (declared)

OpenID Connect

measured — observed by APIs.io (declared)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Request Finance AP and AR API

The Accounts Payable and Receivable REST API for issuing invoices, accepting crypto and fiat payments, running payroll, and managing organizations and clients. JSON request and ...

Agent Skills 2

Packaged agent skills for driving this provider's APIs from an AI assistant.

Create and send a crypto/fiat invoice

AGENT SKILL

Run a payroll payment

AGENT SKILL

Request Finance API pricing

Prices published by Request Finance, read 2026-10-28 from www.requestfinance.com/pricing.

Plan	Price
Free	$0 Includes: Invoicing, unlimited invoices in stablecoins or fiat, CSV export, help center and async email suppor
Starter	$50 USD per month Includes: 1 virtual account, free stablecoin payouts, unlimited fiat payouts, batch payments, payroll, 1 team
Growth	$300 USD per month Includes: Up to 3 virtual accounts, approval workflows, QuickBooks/Xero, automated reconciliation, unlimited t
Pro	$600 USD per month Includes: Expense management, up to 15 virtual accounts, up to 3 entities, API access, dedicated senior CSM, S
Enterprise	Talk to sales Includes: Multi entity setups, NetSuite and custom workflows
Off-ramp to bank account	0.5% + fixed fee Includes: Starter: 1% · Growth and above: 0.5%
USDT top-up	0.30%
Bank top-up (EUR, BRL, MXN & GBP)	0.60%

Plan details, limits and sources →

Rate limits

Unauthenticated users: 500 requests per hour
Authenticated users (API key): 5000 requests per hour
Applications using OAuth: 15000 requests per hour

Rate-limit details →

Billed by: top-up · FinOps profile →

Pricing Plans 2

Published pricing tiers and plan structures.

Request Plans Pricing

8 plans

PLANS

Request Price Estimates

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Request Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Request Finops

FINOPS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Request Webhooks

ASYNCAPI

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Request Authentication

apiKey/oauth2/openIdConnect · 3 schemes

SECURITY

Request Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Request Trust Center

SOC 2

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Request Scopes

5 scopes · authorizationCode/clientCredentials

5 scopes

SCOPES

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Webhooks

Conventions

Lifecycle

Conformance

DataModel

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Postman

Postman

Access & Security 5

Authentication, authorization, and security posture

TrustCenter

DomainSecurity

Authentication

OAuthScopes

Compliance

Operate 5

Status, limits, changes, and where to get help

StatusPage

Support

HelpCenter

Deprecation

RateLimits

Commercial 1

Pricing, plans, and the legal terms of use

Plans

Plans

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: request
name: Request Finance
description: Request Finance is a crypto and fiat invoicing, payments, and payroll platform that lets businesses issue invoices,
  accept payments in crypto and fiat, pay contractors and employees, and manage accounts payable and receivable. Its Accounts
  Payable and Receivable (AP/AR) REST API lets developers programmatically create and send invoices, run off-chain and on-chain
  payroll payments, track invoice status without polling blockchains or bank accounts, manage organizations and clients, and
  download invoice PDFs. Invoices are settled through the Request Network protocol across many EVM chains and stablecoins,
  with crypto-to-fiat settlement via banking partners. The API uses Bearer authentication (API keys for quick starts, OAuth
  2.0 / OIDC via Auth0 for production), real-time webhooks with HMAC-signed payloads, and a Sepolia testnet sandbox. Request
  Finance is backed by Balderton Capital.
url: https://raw.githubusercontent.com/api-evangelist/request/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - scopes
  - rate-limits
  - security
  - sandbox
  - url: https://www.request.finance/
    status: 302
    note: declared website redirects to https://www.requestfinance.com/ — a different registrable domain (request.finance
      -> requestfinance.com), possible rename or acquisition (probed 2026-09-03, roadmap#169)
  generated: '2026-11-06'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
x-docs-platform: gitbook
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Company
- Payments
- Invoicing
- Cryptocurrency
- Web3
- Payroll
- Stablecoins
- Accounts Payable
- Accounts Receivable
- Fintech
- Blockchain
- REST API
tags_raw:
- Company
- Payments
- Invoicing
- Crypto
- Web3
- Payroll
- Stablecoins
- Accounts Payable
- Accounts Receivable
- Fintech
- Blockchain
- REST API
image: https://www.request.finance/
apis:
- name: Request Finance AP and AR API
  description: The Accounts Payable and Receivable REST API for issuing invoices, accepting crypto and fiat payments, running
    payroll, and managing organizations and clients. JSON request and response bodies, Bearer/OAuth authentication, standard
    HTTP status codes, webhooks, and a Sepolia testnet sandbox.
  humanURL: https://docs.request.finance/
  baseURL: https://api.request.finance/
  tags:
  - Payments
  - Invoicing
  - Payroll
  - Cryptocurrency
  tags_raw:
  - Payments
  - Invoicing
  - Payroll
  - Crypto
  properties:
  - type: Documentation
    url: https://docs.request.finance/
  - type: GettingStarted
    url: https://docs.request.finance/getting-started
  - type: APIReference
    url: https://docs.request.finance/invoices
  - type: Authentication
    url: authentication/request-authentication.yml
  - type: OAuthScopes
    url: scopes/request-scopes.yml
  - type: Sandbox
    url: sandbox/request-sandbox.yml
  - type: Conventions
    url: conventions/request-conventions.yml
  - type: Webhooks
    url: asyncapi/request-webhooks.yml
  - type: Lifecycle
    url: lifecycle/request-lifecycle.yml
  - type: Deprecation
    url: lifecycle/request-lifecycle.yml
  - type: Conformance
    url: conformance/request-conformance.yml
  - type: DataModel
    url: data-model/request-data-model.yml
  - type: Postman
    url: https://www.postman.com/request-finance/workspace/request-finance-api-public/documentation/24913360-b5105a65-a6bd-4247-b3b1-ed60e5c8f5cb
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/request-plans-pricing.yml
- type: X-MCPServerCandidate
  url: mcp/request-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: TrustCenter
  url: security/request-trust-center.yml
- type: DomainSecurity
  url: security/request-domain-security.yml
- type: Website
  url: https://www.request.finance/
- type: DeveloperPortal
  url: https://app.request.finance/developers/apps
- type: Documentation
  url: https://docs.request.finance/
- type: APIReference
  url: https://docs.request.finance/invoices
- type: GettingStarted
  url: https://docs.request.finance/getting-started
- type: LLMsTxt
  url: llms/request-llms.txt
- type: StatusPage
  url: https://status.request.finance/
- type: Support
  url: mailto:support@request.finance
- type: HelpCenter
  url: https://help.request.finance/
- type: GitHubOrganization
  url: https://github.com/RequestFinance
- type: Postman
  url: https://www.postman.com/request-finance/workspace/request-finance-api-public/
- type: SignUp
  url: https://app.request.finance/
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: asyncapi/request-webhooks.yml
- type: Authentication
  url: authentication/request-authentication.yml
- type: OAuthScopes
  url: scopes/request-scopes.yml
- type: Sandbox
  url: sandbox/request-sandbox.yml
- type: Conventions
  url: conventions/request-conventions.yml
- type: Lifecycle
  url: lifecycle/request-lifecycle.yml
- type: Deprecation
  url: lifecycle/request-lifecycle.yml
- type: Conformance
  url: conformance/request-conformance.yml
- type: Compliance
  url: security/request-trust-center.yml
- type: DataModel
  url: data-model/request-data-model.yml
- type: RateLimits
  url: rate-limits/request-rate-limits.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 15
  pass: local-v1

Request Finance API — frequently asked questions

Does Request Finance have an API?

Yes. APIs.io lists 1 API from Request Finance, including Request Finance AP and AR API.

How do I authenticate with the Request Finance API?

Request Finance uses bearer-token authentication (apiKey/oauth2/openIdConnect · 3 schemes). The details are profiled on APIs.io as Request Authentication.

How much does the Request Finance API cost?

Request Finance publishes its prices; its Free plan is $0 as of 2026-10-28. APIs.io lists 8 pricing plans for Request Finance, with each plan's price, limits and inclusions under Pricing on this page.

Is the Request Finance API ready for AI agents?

Request Finance has a Kin Score of 51.5 out of 100 (developing) and an Agent Readiness score of 23.2 (agent-aware), scored by API Evangelist on 2026-11-06.

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