WayPay

WayPay was a cloud-based B2B payments and accounts-payable-automation fintech headquartered in Burlington, Ontario, Canada. Its platform let businesses pay any supplier by any method (EFT, cheque, credit card, wire) from a single dashboard, reconciling against accounting and ERP software to automate the accounts-payable workflow. Royal Bank of Canada (RBC) announced its acquisition of WayPay in July 2019, after which the independent brand was retired. As of this enrichment pass the domain waypay.ca resolves via DNS (behind Akamai, enterprise mail) but serves no public site (HTTP 503), and there is no reachable public developer portal, API, or documentation surface.

WayPay is profiled on the APIs.io network. Tagged areas include Company, Payments, Fintech, Accounts Payable, and B2B.

🌐 Visit website 📡 Source on GitHub
1.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
0 APIs
CompanyPaymentsFintechAccounts PayableB2BCanadaFinancial-ServicesAcquired

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 1.5/100 · minimal
Contract Quality 0.0 / 21
Developer Ergonomics 0.0 / 17
Access Clarity 0.0 / 17
Operational Transparency 0.0 / 11
Contract Governance 0.0 / 10
Discoverability 4.3 / 9
Regulatory Posture 1.4 / 15
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/waypay: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Waypay Domain Security

no transport/DNS hardening detected

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Company 1

The organization behind the API

Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: waypay
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/waypay.png
name: WayPay
description: WayPay was a cloud-based B2B payments and accounts-payable-automation fintech headquartered in Burlington, Ontario,
  Canada. Its platform let businesses pay any supplier by any method (EFT, cheque, credit card, wire) from a single dashboard,
  reconciling against accounting and ERP software to automate the accounts-payable workflow. Royal Bank of Canada (RBC) announced
  its acquisition of WayPay in July 2019, after which the independent brand was retired. As of this enrichment pass the domain
  waypay.ca resolves via DNS (behind Akamai, enterprise mail) but serves no public site (HTTP 503), and there is no reachable
  public developer portal, API, or documentation surface.
url: https://raw.githubusercontent.com/api-evangelist/waypay/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-status: acquired
x-acquired-by: Royal Bank of Canada
x-acquired-date: 2019-07
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Payments
- Fintech
- Accounts Payable
- B2B
- Canada
- Financial-Services
- Acquired
tags_raw:
- Company
- Payments
- Fintech
- Accounts Payable
- B2B
- Canada
- Financial Services
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/waypay-domain-security.yml
- type: Website
  url: https://waypay.ca
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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