99Bill

99Bill Corporation (快钱, Kuaiqian) is one of China's leading independent third-party electronic payment service providers, offering a comprehensive suite of online payment, mobile payment, and settlement solutions for merchants and enterprises. Its Kuaiqian Merchant Open Platform (open.99bill.com) exposes standardized payment interfaces over common internet protocols, covering protocol/agreement (card-free) payments, online banking (B2C and B2B) payments, and WeChat Official Account and Mini-Program payments, with SDKs and demo code published for Java, PHP, and .NET. Developers select a product in the Product Center, build against a sandbox using provided demos, then contact 99Bill business staff to activate a production merchant account (issued MerchantAcctID and product keys) before going live. 99Bill was surfaced as a portfolio company of DCM Ventures and is profiled here in the API Evangelist network. No public OpenAPI, AsyncAPI, or package-registry SDK was found during enrichment; developer resources are distributed through the authenticated open platform and help center.

99Bill is profiled on the APIs.io network. Tagged areas include Company, Fintech, Payments, Payment Processing, and Online Payment.

99Bill’s developer surface includes documentation, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

7.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-10 · rubric v0.20.0

0 APIs

Company Fintech Payments Payment ProcessingOnline PaymentMobile PaymentChina Merchant Services

Kin Score

Kin Score How this is scored →
scored 2026-09-10 · rubric v0.20.0

Composite quality — 7.0/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 1.4 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/99bill: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

99Bill Domain Security

TLSv1.2 · HSTS

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: 99bill
name: 99Bill
description: 99Bill Corporation (快钱, Kuaiqian) is one of China's leading independent third-party electronic payment service
  providers, offering a comprehensive suite of online payment, mobile payment, and settlement solutions for merchants and
  enterprises. Its Kuaiqian Merchant Open Platform (open.99bill.com) exposes standardized payment interfaces over common internet
  protocols, covering protocol/agreement (card-free) payments, online banking (B2C and B2B) payments, and WeChat Official
  Account and Mini-Program payments, with SDKs and demo code published for Java, PHP, and .NET. Developers select a product
  in the Product Center, build against a sandbox using provided demos, then contact 99Bill business staff to activate a production
  merchant account (issued MerchantAcctID and product keys) before going live. 99Bill was surfaced as a portfolio company
  of DCM Ventures and is profiled here in the API Evangelist network. No public OpenAPI, AsyncAPI, or package-registry SDK
  was found during enrichment; developer resources are distributed through the authenticated open platform and help center.
url: https://raw.githubusercontent.com/api-evangelist/99bill/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- dcm-ventures
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
image: https://www.99bill.com/favicon.ico
tags:
- Company
- Fintech
- Payments
- Payment Processing
- Online Payment
- Mobile Payment
- China
- Merchant Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.99bill.com/
- type: DeveloperPortal
  url: https://open.99bill.com/
- type: Documentation
  url: https://open.99bill.com/menu!access.do
- type: Support
  url: https://help.99bill.com/
- type: DomainSecurity
  url: security/99bill-domain-security.yml
- type: LLMsTxt
  url: llms/99bill-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/99bill"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/99bill/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/99bill/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.