Closinglock

Closinglock is an Austin, Texas fintech and fraud-prevention company whose platform secures the money movement and identity checks inside a residential real estate closing. Title companies, real estate attorneys, agents, underwriters and their buyers and sellers use it to share wire instructions over an authenticated channel instead of email, verify identity and bank-account ownership before funds move, collect and disburse funds through SecurePay digital payments, retrieve and verify mortgage payoff statements, manage and e-sign closing documents, run two-way text messaging with the parties to a file, and evidence FinCEN and ALTA Best Practices obligations. The company announced SOC 2 Type II certification in August 2023 and raised a $34M Series B led by Sageview Capital in January 2025. Closinglock ships integrations into the major title production systems — SoftPro, RamQuest and ResWare — plus a DocuSign e-signature partnership, but those integrations are built bilaterally with each vendor: as of this profile Closinglock publishes no public developer portal, API reference, or machine-readable contract.

Closinglock is profiled on the APIs.io network. Tagged areas include Real Estate, Title Insurance, Fraud Prevention, Payments, and Identity Verification.

Closinglock’s developer surface includes engineering blog, support, signup flow, and 12 more developer resources.

🌐 Visit website 📡 Source on GitHub

21.2/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

0 APIs

Real EstateTitle InsuranceFraud PreventionPaymentsIdentity VerificationDocument ManagementFinTechComplianceSecurityCompany

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 21.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 1.1 / 17

Commercial Clarity 7.2 / 17

Operational Transparency 1.2 / 11

Governance 1.3 / 10

Discoverability 4.9 / 9

Regulatory Posture 5.6 / 15

Agent readiness — 3/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 3 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/closinglock: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 4

Authentication, authorization, and security posture

Security

SecurityTxt

DomainSecurity

Compliance

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

Other 1

Properties that don't map to a standard resource type

SecondaryMarketListing

SecondaryMarketListing

Source (apis.yml)

aid: closinglock
name: Closinglock
description: 'Closinglock is an Austin, Texas fintech and fraud-prevention company whose platform secures the money movement
  and identity checks inside a residential real estate closing. Title companies, real estate attorneys, agents, underwriters
  and their buyers and sellers use it to share wire instructions over an authenticated channel instead of email, verify identity
  and bank-account ownership before funds move, collect and disburse funds through SecurePay digital payments, retrieve and
  verify mortgage payoff statements, manage and e-sign closing documents, run two-way text messaging with the parties to a
  file, and evidence FinCEN and ALTA Best Practices obligations. The company announced SOC 2 Type II certification in August
  2023 and raised a $34M Series B led by Sageview Capital in January 2025. Closinglock ships integrations into the major title
  production systems — SoftPro, RamQuest and ResWare — plus a DocuSign e-signature partnership, but those integrations are
  built bilaterally with each vendor: as of this profile Closinglock publishes no public developer portal, API reference,
  or machine-readable contract.'
url: https://raw.githubusercontent.com/api-evangelist/closinglock/refs/heads/main/apis.yml
image: https://www.closinglock.com/wp-content/uploads/2025/12/closing_lock_thumb.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-09'
modified: '2026-08-09'
tags:
- Real Estate
- Title Insurance
- Fraud Prevention
- Payments
- Identity Verification
- Document Management
- FinTech
- Compliance
- Security
- Company
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.closinglock.com/
- type: Blog
  url: https://www.closinglock.com/blog/
- type: BlogRSS
  url: https://www.closinglock.com/feed/
- type: Support
  url: https://www.closinglock.com/contact/
- type: SignUp
  url: https://closinglock.com/login
- type: TermsOfService
  url: https://www.closinglock.com/legal/
- type: PrivacyPolicy
  url: https://www.closinglock.com/privacy-policy/
- type: Security
  url: security/closinglock-vulnerability-disclosure.yml
- type: SecurityTxt
  url: well-known/closinglock-security.txt
- type: WellKnown
  url: well-known/closinglock-well-known.yml
- type: DomainSecurity
  url: security/closinglock-domain-security.yml
- type: Compliance
  url: conformance/closinglock-conformance.yml
- type: Conformance
  url: conformance/closinglock-conformance.yml
- type: LLMsTxt
  url: llms/closinglock-llms.txt
- type: SecondaryMarketListing
  url: https://forgeglobal.com/closinglock_stock/
x-enrichment:
  date: '2026-08-09'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Closinglock ships an end-user closing platform only — its 55-page sitemap contains no developer, API, or integration
    page, api./docs./developer.closinglock.com do not resolve at all, and its SoftPro, RamQuest, ResWare and DocuSign integrations
    are built bilaterally by those vendors rather than through any published API program.
  evidence:
  - url: https://api.closinglock.com/
    status: 0
  - url: https://docs.closinglock.com/
    status: 0
  - url: https://closinglock.com/openapi.json
    status: 404
  - url: https://closinglock.com/graphql
    status: 404
  - url: https://www.closinglock.com/page-sitemap.xml
    status: 200
  - url: https://www.closinglock.com/llms.txt
    status: 404
  - url: https://www.closinglock.com/.well-known/security.txt
    status: 200
  checked: '2026-08-09'