Zeni

Zeni is an AI-powered bookkeeping and finance platform for startups and growing businesses, combining machine-learning automation with a dedicated human finance team. It connects to bank accounts, credit cards, payment platforms, and accounting systems to automatically capture and categorize transactions, reconcile accounts, and produce real-time financial dashboards and reports. Alongside AI bookkeeping, Zeni offers bill pay, employee reimbursements, business checking accounts and credit cards, payroll, tax accounting, and fractional CFO services. Zeni also ships a hosted, read-only MCP (Model Context Protocol) server that lets AI assistants such as Claude, OpenAI Codex, and Google Antigravity securely read a company's live Zeni financials via OAuth. The company reports managing more than $20B in transactions annually.

Zeni is profiled on the APIs.io network. Tagged areas include Company, Fintech, Bookkeeping, Accounting, and Financial Operations.

Zeni’s developer surface includes documentation, pricing, engineering blog, signup flow, authentication, and 12 more developer resources.

26.3/100 emerging ▬ flat Agent 25/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
0 APIs 1 MCP Servers
CompanyFintechBookkeepingAccountingFinancial OperationsStartupsMCPAI Agents

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 26.3/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 6.1 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 25/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/zeni: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

zeni-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Zeni Authentication

oauth2 · 1 scheme

SECURITY

Zeni Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Zeni Trust Center

SOC 2 Type II

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Access & Security 5

Authentication, authorization, and security posture

Commercial 3

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: zeni
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/zeni.png
name: Zeni
description: Zeni is an AI-powered bookkeeping and finance platform for startups and growing businesses, combining machine-learning
  automation with a dedicated human finance team. It connects to bank accounts, credit cards, payment platforms, and accounting
  systems to automatically capture and categorize transactions, reconcile accounts, and produce real-time financial dashboards
  and reports. Alongside AI bookkeeping, Zeni offers bill pay, employee reimbursements, business checking accounts and credit
  cards, payroll, tax accounting, and fractional CFO services. Zeni also ships a hosted, read-only MCP (Model Context Protocol)
  server that lets AI assistants such as Claude, OpenAI Codex, and Google Antigravity securely read a company's live Zeni
  financials via OAuth. The company reports managing more than $20B in transactions annually.
url: https://raw.githubusercontent.com/api-evangelist/zeni/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- sierra-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Bookkeeping
- Accounting
- Financial Operations
- Startups
- MCP
- AI Agents
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://zeni.ai/
- type: Documentation
  url: https://www.zeni.ai/product/zeni-mcp
- type: Pricing
  url: https://www.zeni.ai/pricing
- type: Blog
  url: https://www.zeni.ai/blog
- type: Login
  url: https://app.zeni.ai/
- type: SignUp
  url: https://www.zeni.ai/demo/request
- type: TermsOfService
  url: https://www.zeni.ai/legal/terms-of-service
- type: PrivacyPolicy
  url: https://www.zeni.ai/legal/privacy-policy
- type: Security
  url: https://www.zeni.ai/security
- type: Compliance
  url: https://www.zeni.ai/security
- type: TrustCenter
  url: security/zeni-trust-center.yml
- type: MCPServer
  url: mcp/zeni-mcp.yml
- type: WellKnown
  url: well-known/zeni-well-known.yml
- type: LLMsTxt
  url: llms/zeni-llms.txt
- type: Authentication
  url: authentication/zeni-authentication.yml
- type: Conformance
  url: conformance/zeni-conformance.yml
- type: DomainSecurity
  url: security/zeni-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 8
  pass: local-v1