Monnai

Monnai is a global consumer-insights infrastructure company that delivers real-time, AI-ready data for decisioning across the entire customer lifecycle. Its Insights API unifies fragmented identity, device, phone, email, and behavioral signals from a proprietary data consortium into clean, contextual 360-degree profiles, enabling financial institutions, fintechs, ecommerce, and marketplaces to power acquisition, onboarding (KYC/AML), risk assessment and fraud detection, credit decisioning, and collections. Monnai provides localized coverage across 190+ countries with a privacy-first, encryption-backed approach. The API is secured with OAuth 2.0. Monnai is backed by 500 Global.

Monnai publishes 1 API on the APIs.io network. Tagged areas include Company, Consumer Insights, Fintech, Financial-Services, and Fraud Detection.

Monnai’s developer surface includes developer portal, signup flow, authentication, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.7/100 emerging ▬ flat Agent 9/100 agent aware Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessSelf serve

1 APIs

Company Consumer Insights Fintech Financial-Services Fraud Detection Identity Verification KYC AML Credit Decisioning Risk Assessment Collection Emerging Markets Decisioning Authentication

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 16.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 4.3 / 20

Access Clarity 2.6 / 20

Operational Transparency 0.0 / 13

Contract Governance 2.2 / 12

Discoverability 7.6 / 10

Agent readiness — 9/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/monnai: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

SignUp

SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: monnai
name: Monnai
description: Monnai is a global consumer-insights infrastructure company that delivers real-time, AI-ready data for decisioning
  across the entire customer lifecycle. Its Insights API unifies fragmented identity, device, phone, email, and behavioral
  signals from a proprietary data consortium into clean, contextual 360-degree profiles, enabling financial institutions,
  fintechs, ecommerce, and marketplaces to power acquisition, onboarding (KYC/AML), risk assessment and fraud detection, credit
  decisioning, and collections. Monnai provides localized coverage across 190+ countries with a privacy-first, encryption-backed
  approach. The API is secured with OAuth 2.0. Monnai is backed by 500 Global.
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/675348f1c32d2b2d94ca4ff7/6779efb03e354eaf71050a44_apple-touch-icon%20(1).webp
url: https://raw.githubusercontent.com/api-evangelist/monnai/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: profiled
x-tier-reason: enriched-from-stub
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Consumer Insights
- Fintech
- Financial-Services
- Fraud Detection
- Identity Verification
- KYC
- AML
- Credit Decisioning
- Risk Assessment
- Collection
- Emerging Markets
- Decisioning
- Authentication
tags_raw:
- Company
- Consumer Insights
- Fintech
- Financial Services
- Fraud Detection
- Identity Verification
- KYC
- AML
- Credit Decisioning
- Risk Assessment
- Collections
- Emerging Markets
- Decisioning
- OAuth2
apis:
- name: Monnai Insights API
  description: Real-time consumer-insights and decisioning API. Accepts consumer identifiers (phone, email, device, name,
    address) and returns enriched, AI-ready insights used for onboarding/KYC-AML, fraud and risk assessment, credit decisioning,
    acquisition, and collections across 190+ countries. Secured with OAuth 2.0.
  humanURL: https://www.monnai.com/product
  baseURL: https://dev.monnai.com/api
  tags:
  - Consumer Insights
  - Risk
  - Identity
  - Decisioning
  properties:
  - type: Authentication
    url: authentication/monnai-authentication.yml
common:
- type: Website
  url: https://monnai.com
- type: Portal
  url: https://dev.monnai.com
- type: SignUp
  url: https://www.monnai.com/get-started
- type: LinkedIn
  url: https://www.linkedin.com/company/monnai/
- type: Authentication
  url: authentication/monnai-authentication.yml
- type: DomainSecurity
  url: security/monnai-domain-security.yml
- type: Conformance
  url: conformance/monnai-conformance.yml
- type: WellKnown
  url: well-known/monnai-well-known.yml
- type: LLMsTxt
  url: llms/monnai-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 5
  pass: local-v1

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