PayGlocal

PayGlocal provides a full‑stack cross‑border payments infrastructure authorised by the RBI in India. It enables merchants to accept international payments in multiple currencies, offering high success rates, real‑time FX, and biometric‑secured checkout. Serving over 12,000 merchants and 1 million global customers, PayGlocal supports Apple Pay, Google Pay, and a range of payment methods, helping businesses expand globally.

PayGlocal is listed with 2 APIs on the APIs.io network. Tagged areas include Company, Payments, FinTech, Cross-Border, and RBI-Authorized.

The PayGlocal catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 1 Spectral governance ruleset.

PayGlocal’s developer surface includes authentication, documentation, getting-started guide, support, engineering blog, pricing, and 24 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

42.7/100 developing Agent 30/100 agent ready Full breakdown ↓
scored 2026-10-31 · rubric v0.25.0 · Show this score on your site →

2 APIs

Company PaymentsFinTechCross-BorderRBI-Authorized

Kin Score

Kin Score How this is scored →
scored 2026-10-31 · rubric v0.25.0

Composite quality — 42.7/100 · developing

Contract Quality 6.9 / 21

Developer Ergonomics 8.5 / 17

Access Clarity 9.8 / 17

Operational Transparency 2.0 / 11

Contract Governance 2.2 / 10

Discoverability 5.6 / 9

Regulatory Posture 4.3 / 15

Agent readiness — 30/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 0 / 3

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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<a href="https://apis.io/providers/payglocal/"><img src="https://apis.io/badge/payglocal/card.svg" alt="PayGlocal on APIs.io — Kin Score by API Evangelist"></a>

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 32.6 — up to +16.9 composite points
Operational Transparency scores 18.4 — up to +10.6 composite points
Developer Ergonomics scores 50.0 — up to +10.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/payglocal/apis.yml: open an issue on github.com/api-evangelist/payglocal to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 2

Individual APIs this provider publishes, each with its own machine-readable definition.

PayGlocal API

PayGlocal API provides endpoints for cross‑border payment operations as documented in the API Reference.

PayGlocal API

PayGlocal API as documented publicly: 26 operations. Contract generated from the documentation by API Evangelist (2026-10-26); not the provider's own document.

Pricing Plans 1

Published pricing tiers and plan structures.

Payglocal Plans Pricing

4 plans

PLANS

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Payglocal Webhooks

ASYNCAPI

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Payglocal Context

13 classes · 27 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

PayGlocal API Rules

11 rules · 9 errors 1 warnings 1 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

PostGccV2PartnerMerchantOnboardResponse

4 properties

JSON SCHEMA

PostGlV1PaymentsGidRefundResponse

5 properties

JSON SCHEMA

PostGlV1PaymentsInitiatePaycollectRequest

15 properties

JSON SCHEMA

PostGlV1PaymentsInitiateRequest

6 properties

JSON SCHEMA

PostGlV1PaymentsSiSaleRequest

6 properties

JSON SCHEMA

PutGlV1PaymentsSiStatusRequest

4 properties

JSON SCHEMA

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Payglocal Authentication

1 scheme

SECURITY

Payglocal Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Payglocal Vulnerability Disclosure

security.txt · contact published

SECURITY

Payglocal Trust Center

SOC 2, ISO 27001, PCI DSS

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

Webhooks

DataModel

Conformance

Access & Security 11

Authentication, authorization, and security posture

Compliance

Security

Authentication

SecurityTxt

SecurityTxt

SecurityTxt

SecurityTxt

SecurityTxt

TrustCenter

VulnerabilityDisclosure

VulnerabilityDisclosure

DomainSecurity

DomainSecurity

Scroll for all 11

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

Plans

Plans

Pricing

Pricing

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 3

Properties that don't map to a standard resource type

AgentCard

AgentCard

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: payglocal
name: PayGlocal
image: https://static.payglocal.in/icons/PayGlocalIconSquare.png
description: PayGlocal provides a full‑stack cross‑border payments infrastructure authorised by the RBI in India. It enables
  merchants to accept international payments in multiple currencies, offering high success rates, real‑time FX, and biometric‑secured
  checkout. Serving over 12,000 merchants and 1 million global customers, PayGlocal supports Apple Pay, Google Pay, and a
  range of payment methods, helping businesses expand globally.
url: https://raw.githubusercontent.com/api-evangelist/payglocal/refs/heads/main/apis.yml
x-type: company
x-source: harvest:new-submission
x-tier: profiled
x-tier-reason: enrichment pass 2026-10-26 (modular-v1; was harvest)
specificationVersion: '0.20'
created: '2026-10-26'
modified: '2026-10-26'
tags:
- Company
- Payments
- FinTech
- Cross-Border
- RBI-Authorized
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/payglocal-plans-pricing.yml
- type: Spectral
  url: rules/payglocal-rules.yml
- type: JSONLD
  url: json-ld/payglocal-context.jsonld
- type: Vocabulary
  url: vocabulary/payglocal-vocabulary.yml
- type: Webhooks
  url: asyncapi/payglocal-webhooks.yml
- type: DataModel
  url: data-model/payglocal-data-model.yml
- type: Compliance
  url: https://payglocal.in/compliance
- type: Security
  url: security/payglocal-vulnerability-disclosure.yml
- type: Authentication
  url: authentication/payglocal-authentication.yml
- type: Conformance
  url: conformance/payglocal-conformance.yml
- type: LLMsTxt
  url: llms/payglocal-llms.txt
- type: AgentCard
  url: a2a/payglocal-a2a.yml
- type: SecurityTxt
  url: well-known/payglocal-security.txt
- type: SecurityTxt
  url: well-known/payglocal-partner-security.txt
- type: SecurityTxt
  url: well-known/payglocal-merchant-security.txt
- type: SecurityTxt
  url: well-known/payglocal-dashboard-security.txt
- type: SecurityTxt
  url: well-known/payglocal-api-security.txt
- type: WellKnown
  url: well-known/payglocal-well-known.yml
- type: Hosts
  url: hosts/payglocal-hosts.yml
- type: Vendors
  url: vendors/payglocal-vendors.yml
- type: TrustCenter
  url: security/payglocal-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/payglocal-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/payglocal-domain-security.yml
- type: Website
  url: https://payglocal.in/
- type: DeveloperPortal
  url: https://payglocal.in/developers
- type: Documentation
  url: https://payglocal.in/docs/integration/api-overview
- type: GettingStarted
  url: https://payglocal.in/
- type: Support
  url: https://payglocal.in/contact
- type: Blog
  url: https://payglocal.in/blog
- type: Pricing
  url: https://payglocal.in/pricing
apis:
- name: PayGlocal API
  description: PayGlocal API provides endpoints for cross‑border payment operations as documented in the API Reference.
  humanURL: https://payglocal.in/docs/api-reference/onboarding-overview
  baseURL: https://api.payglocal.in
  aid: payglocal:payglocal-api-2
- aid: payglocal:payglocal-api
  name: PayGlocal API
  description: 'PayGlocal API as documented publicly: 26 operations. Contract generated from the documentation by API Evangelist
    (2026-10-26);

    not the provider''s own document.'
  humanURL: https://payglocal.in/docs/api-reference/get-status
  baseURL: https://api.onboard.payglocal.in
  properties:
  - type: OpenAPI
    url: openapi/_ae-authored/payglocal-openapi-generated.yml
    x-provenance: generated
  - type: JSONSchema
    url: json-schema/payglocal-post-gl-v1-payments-initiate-paycollect-request-schema.json
  - type: JSONSchema
    url: json-schema/payglocal-post-gl-v1-payments-si-sale-request-schema.json
  - type: JSONSchema
    url: json-schema/payglocal-post-gl-v1-payments-initiate-request-schema.json
  - type: JSONSchema
    url: json-schema/payglocal-post-gcc-v2-partner-merchant-onboard-response-schema.json
  - type: JSONSchema
    url: json-schema/payglocal-put-gl-v1-payments-si-status-request-schema.json
  - type: JSONSchema
    url: json-schema/payglocal-post-gl-v1-payments-gid-refund-response-schema.json
x-submission-probe: 200 2026-10-25
x-coverage:
  state: unreadable
  reason: js-rendered-docs
  detail: Documentation pages are rendered via JavaScript and no machine‑readable spec was found.
  evidence:
  - url: https://payglocal.in/docs/api-reference/onboarding-overview
    status: 200
  checked: '2026-10-26'
x-enrichment:
  date: '2026-10-26'
  status: enriched
  artifacts_added: 35
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

PayGlocal API — frequently asked questions

Does PayGlocal have an API?

Yes. APIs.io lists 2 APIs from PayGlocal, including PayGlocal API and PayGlocal API.

Is there an OpenAPI specification for the PayGlocal API?

Yes. APIs.io indexes 1 OpenAPI specification for PayGlocal, each linked for download from this page.

How do I authenticate with the PayGlocal API?

PayGlocal uses bearer-token authentication (1 scheme). The details are profiled on APIs.io as Payglocal Authentication.

How much does the PayGlocal API cost?

APIs.io lists 4 pricing plans for PayGlocal, with each plan's price, limits and inclusions under Pricing Plans on this page.

Is the PayGlocal API ready for AI agents?

PayGlocal has a Kin Score of 42.7 out of 100 (developing) and an Agent Readiness score of 30.3 (agent-ready), scored by API Evangelist on 2026-10-31.

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