Financial Technology in Europe

230 financial technology providers across Europe, publishing 337 APIs.

230 providers 337 published APIs 1388 indexed documents

Financial Technology across Europe — 230 providers on the APIs.io network sit in both cohorts, and between them they publish 337 indexed APIs.

96 of the 230 publish at least one machine-readable API; 134 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 78 minimal, 62 emerging, 41 developing, 39 thin, 7 strong, and 3 exemplar.

Leading by rating: Klarna, Qonto, AlgoVoi, Bancontact, Super Payments, Kota, and 224 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (230)

Provider	Description	APIs	Rating
Klarna	Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ...	6	exemplar
Qonto	Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institution licence. Its Bus...	1	exemplar
AlgoVoi	AlgoVoi (AlgoVoi Ltd, UK; founder Christopher Hopley) builds compliance-aware, offline-verifiable payment and evidence infrastructure for AI agents across twelve mainnet chains,...	5	exemplar
Bancontact	Bancontact Company nv/sa (formerly Bancontact Payconiq Company) operates Belgium's national debit card scheme and the Bancontact Pro merchant acceptance service (the rebranded P...	3	strong
Super Payments	Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards m...	1	strong
Kota	Kota is a Dublin-headquartered employee benefits platform that gives payroll, HR and employer-of-record platforms embedded access to health insurance, workplace pensions, life a...	2	strong
Smart Pension	Smart Pension is a UK defined contribution workplace pension master trust operated by Smart Pension Limited (Smart Group), managing pensions for millions of UK savers on behalf ...	2	strong
Mollie	Mollie B.V. is a Dutch payment service provider headquartered in Amsterdam that lets businesses across Europe accept online, point-of-sale and recurring payments through a singl...	2	strong
Pennylane	Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy...	1	strong
Moneyhub	Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insu...	1	strong
Northmill	Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and...	1	developing
73 Strings	73 Strings is an AI-powered financial technology company serving alternative asset managers in private equity, private credit, venture capital, infrastructure and multi-strategy...	6	developing
Upvest	Upvest is a Berlin-based API-first investment infrastructure provider that enables banks, brokers, and wealth managers to build and launch investment experiences through a singl...	1	developing
Algbra	Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution authorised by the Financi...	1	developing
Yapily	Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account I...	5	developing
Agicap	Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps businesses forecast cas...	19	developing
Allica Bank	Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current accounts, savings, commerci...	2	developing
Deutsche Bank	Deutsche Bank is a global financial institution headquartered in Frankfurt, providing retail, corporate and investment banking, asset management and wealth management. Its devel...	36	developing
Safello	Safello is a Swedish cryptocurrency brokerage founded in 2013, registered with the Swedish Financial Supervisory Authority (Finansinspektionen) and listed on Nasdaq First North ...	2	developing
first direct	first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offers personal current ...	4	developing
Qover	Qover is a Brussels-based insurtech providing an API-first embedded insurance orchestration platform used across 32 European countries. Its modular platform lets brands, fintech...	1	developing
Ramp Network	Ramp Network (Ramp Swaps Ltd) is a London-headquartered fiat-to-crypto on-ramp and off-ramp provider that lets wallets, dApps, exchanges and consumer apps embed crypto purchase,...	2	developing
Strise	Strise is an Oslo-based (founded 2019) AI platform for financial-crime compliance — "The Autonomous FinCrime Department" that European fincrime teams run on. It automates AML an...	1	developing
Fipto	Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin payments, hold multi-as...	2	developing
Satispay	Satispay is an Italian mobile payment network and e-money institution, founded in 2013 and headquartered in Milan, that lets consumers pay merchants directly from a bank account...	3	developing
inFakt	inFakt is a Polish fintech platform that combines invoicing software, online accounting, and dedicated bookkeeper services for sole proprietors (JDG), limited-liability companie...	1	developing
ClearBank	ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licence in December 2016 ...	11	developing
Sibill	Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electronic invoicing (subm...	1	developing
Starling Bank	Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and authorised and regulated ...	1	developing
Payt	Payt (Payt B.V.) is a Netherlands-based accounts receivable management platform that automates invoice follow-up and payment collection while keeping personal contact with custo...	1	developing
Bokio	Bokio is a Swedish cloud accounting and bookkeeping platform (a Visma company) for small businesses, sole traders and their accountants, combining automated bookkeeping, invoici...	2	developing
Solaris	Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets partners embed regulat...	1	developing
Defacto	Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST API, partners (mark...	1	developing
Nopan	Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wallet payment methods...	1	developing
Cobee by Pluxee	Cobee is a Madrid-based flexible employee benefits and compensation platform, acquired by Pluxee (Sodexo group) in 2024. It lets companies manage a modular multi-benefit program...	1	developing
WealthKernel	WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies the building blocks ...	1	developing
Yorkshire Building Society	Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rather than a shareholde...	4	developing
Wagestream	Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial wellbeing platform that gives hourly and salaried employees earned ...	2	developing
Atlar	Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ...	1	developing
Pliant	Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (Baa...	1	developing
Holvi	Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I...	1	developing
Candis	Candis is a Berlin-based fintech (founded 2015) offering an AI-driven financial process automation and accounts-payable platform for SMEs. It captures incoming invoices, reads i...	1	developing
Adfin	Adfin is a London-based fintech that combines payment collection and AI-powered credit control so businesses get paid faster. Its developer platform exposes invoicing, payments ...	1	developing
The Co-operative Bank	The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking policy. Following its 2...	1	developing
Przelewy24	Przelewy24 is Poland's leading online payment gateway, providing REST APIs for bank transfer payments, card processing, BLIK mobile payments, and multi-currency payment processi...	4	developing
Teya	Teya (formerly SaltPay) is a European payments and business-services provider serving local businesses with card machines, online and in-person card acquiring, a business accoun...	4	developing
Danske Bank (UK)	Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly own...	11	developing
Interhyp	Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing options by comparing o...	2	developing
Mangopay	European payment infrastructure platform providing REST APIs for marketplace payments, digital wallet management, user KYC/KYB verification, fund transfers, currency conversion,...	1	developing
Causa Prima	Causa Prima is an AI-native fintech building an agent-to-agent network for finance teams — automating invoicing, dispute resolution, and dynamic (early-payment) discounting betw...	1	developing
TietoEVRY	TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p...	48	developing
UK Open Banking	UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial serv...	7	thin
Topi	topi is a European hardware-as-a-service (HaaS) fintech that lets B2B sellers and retailers offer tech devices, IT hardware, and equipment as flexible monthly rental subscriptio...	1	thin
lemon.markets	lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and platforms embed investi...	1	thin
Bud Financial	Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment, categorization, af...	1	thin
Paysend	Paysend is a London-headquartered global fintech, founded in 2017, building a cross-border digital payments network that moves money to bank accounts, cards, and wallets across ...	1	thin
Coventry Building Society	Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, England, offering savings...	4	thin
Kroo	Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), that launched its di...	3	thin
Mettle	Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and originally built with Capco...	1	thin
Chase UK	Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consu...	3	thin
Cashplus Bank	Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew from a prepaid-card iss...	3	thin
Kriya	Kriya (Kriya Finance Limited, London) is a UK B2B embedded-finance and working-capital provider that lets merchants offer trade credit to their business buyers. Its products spa...	2	thin
TSB Bank	TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards, and insurance to pe...	2	thin
Worldline	European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and authentication, and mer...	9	thin
Billie	Billie is a Berlin-based B2B "buy now, pay later" (BNPL) payment provider that lets merchants offer business buyers invoice purchase, pay-after-delivery, and installment terms a...	1	thin
Muse Finance	Muse Finance is a UK embedded-finance platform (Muse Finance Limited, London & Hastings) providing modular working-capital infrastructure — invoice finance, trade finance and su...	1	thin
Tandem Bank	Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England, with offices in Car...	3	thin
Bank of Ireland (UK)	Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listing on Euronext Dublin...	4	thin
bunq	bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, sandbox https://publi...	1	thin
Handelsbanken UK	Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 ...	7	thin
Metro Bank	Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London and listed on the L...	1	thin
Recognise Bank	Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings acco...	4	thin
Hnry	Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and freelancers, operating in New Zealand, Australia and the United K...	1	thin
zopa	Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current account. As a registere...	2	thin
Finmid	finmid is a Berlin-based embedded lending and B2B payments infrastructure provider that lets software platforms and marketplaces offer financing — cash advances, term loans, and...	2	thin
HiPay	HiPay is a European omnichannel payment platform headquartered in Levallois-Perret, France, offering REST APIs for online payments, in-store terminal management, fraud preventio...	9	thin
LIQID Investments	LIQID Investments GmbH (Berlin, founded 2016) is one of Europe's largest digital wealth managers, serving affluent private clients with more than EUR 4 billion in assets under m...	0	thin
Insurely	Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, savings, and credit....	1	thin
Number26	Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 European markets. Founde...	1	thin
Silverfin	Silverfin is a cloud connected-accounting platform for accountancy firms and finance teams that standardises and automates the financial close. It pulls ledger data from bookkee...	1	thin
GB Bank	GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and privately backed rathe...	4	thin
Taurus	Taurus SA (Taurus HQ) is a Geneva-based digital asset infrastructure provider for banks and financial institutions. Its platform spans four institutional products exposed throug...	3	thin
Greenly	Greenly is a Paris-headquartered (with offices in London and New York) carbon accounting platform focused on small and mid-sized businesses, helping companies measure, reduce, a...	1	thin
Thought Machine	Thought Machine is a London-headquartered cloud-native core banking technology company founded in 2014 by Paul Taylor, with offices in New York and Singapore. It builds Vault Co...	2	thin
Swan	Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SEPA payments into the...	7	thin
Koalaboox	Koalaboox is a Belgian cloud invoicing and cash-flow platform for small businesses, self-employed professionals and their accountants, now operating as Cegid Invoice & Financing...	1	thin
10x Banking Technology Services	10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose SuperCore and "meta cor...	1	thin
Flanks	Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investment and banking data ...	1	thin
Lightyear	Lightyear is a European retail investing platform founded by former Wise (TransferWise) employees Martin Sokk and Mihkel Aamer, offering commission-light access to roughly 6,000...	0	thin
Goodvest	Goodvest is a French mission-driven fintech (entreprise à mission) based in Paris that sells climate-aligned retail savings and investment products: an ISR assurance-vie (Goodvi...	0	thin
Novicap	Novicap is a Spanish working-capital and supply-chain-finance fintech that helps companies optimize their circulating capital. Its REST API (base URL https://api.novicap.com/v1)...	1	emerging
Flatpay	Flatpay is a Copenhagen-headquartered payments company founded in 2022 that sells card acceptance to small and medium-sized European merchants on a single flat per-transaction r...	0	emerging
Bitstack	Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitcoin through automati...	0	emerging
Hokodo	Hokodo is a London-based B2B payments and embedded trade-credit fintech that lets merchants and B2B marketplaces offer digital trade accounts and Buy Now, Pay Later at checkout....	1	emerging
Freetrade	Freetrade is a UK retail investment platform, founded in 2018 and headquartered in London, that offers commission-free investing in more than 8,600 stocks, ETFs, investment trus...	0	emerging
LendInvest	LendInvest is a London-based fintech property finance platform and mortgage lender, founded in 2013 after spinning out of Montello Bridging Finance, and listed on the London Sto...	0	emerging
Kantox	Kantox is a foreign-exchange (FX) risk management and Currency Management Automation software company, headquartered in London and Barcelona and part of BNP Paribas. Its flagshi...	0	emerging
LemFi	LemFi (formerly Lemonade Finance) is a London-headquartered cross-border payments and remittance fintech built for immigrant communities, operating as a regulated Electronic Mon...	0	emerging
Symmetrical	Symmetrical.ai is a Polish-British HR and payroll fintech, founded in 2019 in Warsaw with offices in London and Barcelona and backed by Partech. It provides payroll and HR burea...	0	emerging
helios	helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a green savings passbo...	0	emerging
Tide	Tide is a UK business finance and administration platform ("built by business owners for business owners") serving over two million small businesses, sole traders, freelancers, ...	0	emerging
Ylookup	Ylookup is a London-based fintech (founded 2025, EQT Ventures-backed) building an agentic workflow engine for fund administration, corporate services, tax, audit, and deal advis...	0	emerging
Globacap	Globacap is a London-based private capital markets technology company, founded in 2017, that builds workflow-automation software-as-a-service for issuance, share register manage...	0	emerging
Juni	Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency...	0	emerging
LiqPay	LiqPay is a Ukrainian payment platform operated by PrivatBank that provides REST APIs for accepting card payments, creating hosted payment pages, processing subscriptions, manag...	9	emerging
Gilion (formerly ArK)	Gilion (formerly ArK) is an AI-powered financial platform, headquartered in Stockholm, that sits between founders and investors to streamline how growth capital is allocated. Fo...	0	emerging
Tranched	Tranched is a London-based fintech building an embedded, on-chain securitisation platform that connects fintech lenders and loan originators directly to professional investors. ...	0	emerging
Investly	Investly is a European fintech invoice-financing marketplace that helps growing small and medium-sized businesses unlock working capital by financing their outstanding 30-180 da...	1	emerging
Satago	Satago is a UK financial-technology platform offering a three-in-one cash flow management solution for small and medium-sized businesses: Risk Insights (real-time credit checks,...	0	emerging
Tem	Tem (Tem-Energy Limited) is a UK-based energy technology company building AI-native transaction infrastructure for a modern energy market. Its RED platform is a modern utility t...	1	emerging
Wayhome	Wayhome (formerly Unmortgage) is a London-based property technology company founded in 2016 by Nigel Purves and Josef Wasinski. It offers "Gradual Homeownership" — a part-buy, p...	0	emerging
Briefcase	Briefcase is an AI-native accounting and bookkeeping automation platform for UK accounting firms and businesses. Founded in 2024 in London by Reuben Steenkamp and Ján Stehlík, a...	0	emerging
Moneybox	Moneybox is a London-based digital wealth management company, operating as Digital Moneybox Limited, whose mobile app helps people in the United Kingdom save and invest — round-...	0	emerging
ANNA Money	ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app...	0	emerging
Xelix	Xelix is a London-based company (with a US office in Wilmington, DE) providing an AI-powered Accounts Payable control platform that bolts onto existing ERP, P2P, and email syste...	0	emerging
Graneet	Graneet is a French vertical-SaaS ERP for the construction and public-works (BTP) sector, built for small and mid-sized contractors (roughly EUR 2M to 100M in revenue) to protec...	0	emerging
Afori	Afori is a Barcelona- and Germany-based insurtech building an AI software platform designed specifically for insurance brokers (Versicherungsmakler). Its first product is an AI ...	0	emerging
Navro	Navro (formerly Paytrix) is a London-based payments curation platform that lets large businesses move money globally through a single contract and API integration. Rather than s...	0	emerging
Sumary	Sumary is a Denmark-based fintech building an AI-native workflow engine for finance and accounting teams. Its platform layers autonomous accounting agents, anomaly detection, an...	0	emerging
Tab	Tab (tab.travel) is a London-based payment platform built specifically for independent tourism and hospitality businesses — hotels, hostels, tour operators, retreat centers and ...	0	emerging
Prodigy Finance	Prodigy Finance is a fintech lender providing collateral-free, no-cosigner postgraduate education loans to international master's students at top business, engineering, and STEM...	0	emerging
Sumeria	Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers free online banking acc...	0	emerging
Zilch	Zilch is a London-headquartered "buy now, pay later" and ad-subsidised payments network founded in 2018, and one of the United Kingdom's most prominent BNPL brands. Rather than ...	0	emerging
Lendable	Lendable Ltd is a UK consumer lending fintech founded in 2014 and headquartered in London, offering unsecured personal loans directly to borrowers through a fully digital applic...	0	emerging
DoorFeed	DoorFeed is a technology-led residential real estate investment platform, founded in 2021 and headquartered in Paris, that helps institutional investors, funds, and family offic...	0	emerging
Comstruct	Comstruct is a Munich-based construction technology company that provides AI-powered agents to automate the procurement of construction materials. Its platform runs the full pro...	0	emerging
BUX	BUX is a European neobroker and mobile-first investing app operated by BUX B.V., a subsidiary of ABN AMRO. It lets retail investors across Europe buy and sell individual stocks ...	0	emerging
Grandhood	Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me...	0	emerging
Invesdor	Invesdor is a pan-European crowdinvesting and digital investment platform that connects private and professional investors with companies raising capital through equity, subordi...	0	emerging
Mimo	Mimo (short for "Money In, Money Out") is a London- and Stockholm-based B2B fintech that gives small and medium-sized businesses a single platform to manage, understand and cont...	0	emerging
Sidekick	Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-wealthy, delivered thr...	0	emerging
Lendorse	Lendorse GmbH is a Berlin-based education-finance company that funds international master's students studying in Europe through Income Share Agreements (ISAs) instead of traditi...	0	emerging
Eunice	Eunice is a London-based AI fintech building institutional-grade due diligence and monitoring infrastructure for digital assets and private markets. Its platform automates token...	0	emerging
Factris	Factris is a European fintech that provides invoice financing (factoring) for small and medium-sized enterprises, converting unpaid B2B invoices into working capital within 24 h...	0	emerging
Wikifolio	wikifolio (wikifolio Financial Technologies AG) is a European social- and copy-trading platform that lets everyday investors follow, compare, and invest in the strategies of exp...	0	emerging
Nutmeg (J.P. Morgan Personal Investing)	Nutmeg is a UK digital wealth manager and robo-advisor founded in 2011 and acquired by JPMorgan Chase in 2021, now operating as J.P. Morgan Personal Investing. It offers consume...	0	emerging
Taxfix	Taxfix is a Berlin-based fintech that lets individuals and self-employed people in Germany prepare and file their annual income tax return from a mobile app or web browser. User...	0	emerging
Monese	Monese is a London-founded fintech that provides mobile money accounts to consumers across Europe. Operating as a licensed Electronic Money Institution (EMI) rather than a tradi...	0	emerging
Murphy	Murphy is a Barcelona-based fintech building AI voice and omnichannel agents that automate debt collection and servicing for banks, fintechs, utilities, telecoms and debt collec...	0	emerging
Cino	Cino (getcino.com) is a European consumer fintech that offers the first shared virtual card that splits and pays a group bill at the same time. Members connect their existing de...	0	emerging
Ottonova	Ottonova is a Munich-based digital private health insurance provider (private Krankenversicherung) founded in 2015, positioned as "the insurance for the mobile age." It sells pr...	0	emerging
Trade Republic	Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and crypto, ETF and stoc...	0	emerging
flatfair	flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit administration products. It...	0	emerging
Hrmony	Hrmony is a Berlin-based employee-benefits platform that lets German employers offer modern, tax-advantaged perks to their staff — meal allowances (Essenszuschuss), the 50 euro ...	0	emerging
London House Exchange (Property Partner)	London House Exchange, formerly Property Partner, is an FCA-regulated online platform that operates the world's only regulated exchange for individual residential, student and c...	0	emerging
Regular Finance	Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50% annual interest pa...	0	emerging
Curve	Curve is a London-based fintech, founded in 2015 by Shachar Bialick, that consolidates multiple debit and credit cards into a single smart card and mobile wallet. Its "over-the-...	0	emerging
Apis Partners	Apis Partners is a London-headquartered private equity asset manager investing in tech-enabled financial infrastructure and financial services businesses across Europe and Growt...	0	emerging
Fincompare	Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the ...	0	emerging
rekord	Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platform unifies data fro...	0	emerging
Plus Simple	+Simple (Plus Simple) is a French digital insurance underwriting agency (agence de souscription) founded in 2015 and headquartered in Marseille. Operating as one of France's lar...	0	emerging
Onafriq	Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand...	9	emerging
AAZZUR	AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financial services into thei...	0	minimal
Bunch	Bunch is a Berlin-based financial technology company building AI-native infrastructure for private markets. Its all-in-one platform combines secure data infrastructure, AI-power...	0	minimal
Calastone	Calastone operates the world's largest global funds network, connecting asset managers, distributors, custodians and platforms to automate and digitalize the investment funds ma...	0	minimal
Exporo	Exporo is a Hamburg, Germany-based digital investment platform for real estate and renewable-energy infrastructure, operating as a regulated European Crowdfunding Service Provid...	0	minimal
Timeless	Timeless (Timeless Investments GmbH) is a Berlin-based fintech that lets people invest in fractions of authenticated collectibles - luxury watches, classic cars, sneakers, fine ...	0	minimal
Epsor	Epsor is a French fintech, founded in 2017, that manages employee savings and retirement plans (épargne salariale et retraite) for companies and helps them turn that benefit int...	0	minimal
Matera	Matera is a French proptech company providing a digital platform for condominium management (syndic de copropriété), rental property management (gestion locative), and real esta...	0	minimal
Happypal	Happypal (HappyPal) is a Paris-based HR-tech and fintech company, founded in 2019, that operates the most widely used digital platform for French works councils (Comite Social e...	0	minimal
Loctax	Loctax is a collaborative tax compliance, risk, and governance platform built for global in-house tax teams. Founded in 2020 and based in Gent, Belgium, its Global Tax Intellige...	0	minimal
RockFi	RockFi is a French private wealth management firm positioning itself as a modern family office, pairing experienced private-banking advisors with technology to serve high-net-wo...	0	minimal
Anyfin	Anyfin is a Swedish consumer-fintech company that helps people lower the cost of their existing debt. Through its mobile app, customers photograph or import a current loan, cred...	0	minimal
Carmoola	Carmoola is a UK-based, mobile-first car finance platform that lets consumers get a pre-approved budget in minutes through its app, then pay dealers or private sellers directly ...	0	minimal
Joko	Joko is a French fintech company operating a consumer cashback, rewards, and savings application that connects shoppers with more than 3,500 partner brands online and in physica...	0	minimal
ProGrad	ProGrad (prograd.uk) is a UK-based consumer mobile app that lets users earn money by playing games and completing online tasks such as surveys and offers, positioning itself as ...	0	minimal
Auxmoney	Auxmoney (auxmoney GmbH) is a Düsseldorf-based German fintech operating one of Europe's largest online lending marketplaces, connecting consumer and small-business borrowers wit...	0	minimal
Reposit	Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash deposit, tenants pay a ...	0	minimal
Superscript	Superscript is a UK- and Netherlands-based business insurance provider offering flexible, subscription-based cover for small and growing businesses, sole traders, landlords, and...	0	minimal
Finoa	Finoa is a Berlin-based, BaFin-regulated digital asset infrastructure provider serving institutional investors, asset managers, family offices, venture capital funds, and regula...	0	minimal
Wollit	Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial C...	0	minimal
Taxdoo	Taxdoo is a Hamburg-based fintech providing real-time e-commerce accounting software for online retailers and tax advisors. The platform automatically captures sales, fees, paym...	0	minimal
Donnerstag Ai	Donnerstag.ai (Donnerstag.ai Technologies GmbH) is a Frankfurt-based enterprise fintech building an AI Reconciliation Layer for enterprise finance. Its platform automates financ...	0	minimal
Atlantic Money	Atlantic Money is a London-based fintech, founded in 2020 by Robinhood alumni and backed by Index Ventures, offering international money transfers at a flat GBP 3 fee with the l...	0	minimal
Finom	Finom is a European fintech headquartered in Amsterdam that provides business banking, invoicing, and financial management for entrepreneurs, freelancers, and SMEs. Operating as...	0	minimal
Yonder	Yonder is a UK-based financial technology company offering rewards credit and debit cards — a "financial membership" that earns points on everyday spending, redeemable across 30...	0	minimal
Habito	Habito is a UK-based digital mortgage broker that lets people research, compare, and apply for mortgages online across the whole of the market, pairing self-serve digital tools ...	0	minimal
Proportunity	Proportunity is a London-based proptech/fintech mortgage lender, founded in 2016 by Vadim Toader and Stefan Boronea, that helps first-time buyers get onto the property ladder wi...	0	minimal
Taxscouts	TaxScouts is a UK online tax-return and Self Assessment service that pairs individuals, sole traders, landlords and investors with accredited accountants to prepare, review and ...	0	minimal
Edgefolio	Edgefolio is a London-based financial technology company providing a digital capital-raising and fund-marketing platform for the hedge fund industry. Its SaaS products connect h...	0	minimal
N26	N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics...	0	minimal
Vivid	Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated entities Vivid Money S...	0	minimal
PortF	PortF is an AI-powered portfolio monitoring platform for private equity, venture capital, and institutional investors. It automates investment data collection and reporting by e...	0	minimal
Goin	Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less....	0	minimal
Atom Bank	Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web banking). Authorised ...	0	minimal
Trezy	Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe...	0	minimal
Plumery	Plumery is an Amsterdam, Netherlands-based fintech that provides a headless, mobile-first digital banking engagement platform it markets as the "Digital Success Fabric" — a "Dig...	0	minimal
Alterest	Alterest is the operating platform for asset-based finance (ABF), giving credit funds, banks, specialty lenders, and loan originators verification-first workflows, a unified dat...	0	minimal
Chipper Cash	Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment...	0	minimal
Pollinate	Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment processors reinvent ...	0	minimal
Pollen	Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no code and a fully ma...	0	minimal
ExpressSteuer (fka Express Group)	ExpressSteuer (formerly Express Group) is a German tax-technology company, originally a Hamburg-based fintech backed by Insight Partners that offered an app-based, largely autom...	0	minimal
Crosslend	CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analytics for loan-level da...	0	minimal
Check24	CHECK24 is Germany's largest online comparison portal (Vergleichsportal), founded in 1999 and headquartered in Munich. It lets more than 20 million customers compare prices and ...	0	minimal
Fintech Farm	Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded...	0	minimal
IMP Software	IMP Software builds MAT-first financial management software for the UK education sector. Its flagship product, IMP Planner, is a single-database, trust-wide platform for budgeti...	0	minimal
Balance Re	Balance Re is a fully licensed German life reinsurance company headquartered in Cologne, with an office in London, offering asset-liability management (ALM) reinsurance solution...	0	minimal
NaroIQ	NaroIQ is a European ETF issuance and infrastructure platform that lets capital management companies and ETF initiators launch and operate their own exchange-traded funds while ...	0	minimal
Scalable Capital	Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands. It offers a self-di...	0	minimal
Tulyp	Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visibility into their fo...	0	minimal
Grace	Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods suc...	0	minimal
ValueCo	ValueCo (ValueCo Metrics SAS) is a Paris-based fintech building an objective ESG market view from the proprietary ESG scores of asset managers and institutional investors. Its p...	0	minimal
Estateguru	Estateguru is a pan-European property-backed crowdfunding and P2P lending platform headquartered in Tallinn, Estonia. Founded in 2013, it connects retail and institutional inves...	0	minimal
Tulipshare	Tulipshare is a London-based impact investor and shareholder advocacy group that uses activist investing to push for ethical and sustainable change at the world's largest compan...	0	minimal
Bluebook	Bluebook is a Stockholm, Sweden based software company building AI agents for accounting firms, accountants, and CFOs. The platform automates accounting workflows — reconciliati...	0	minimal
Lydia	Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills, and pay merchants f...	0	minimal
Getground	GetGround is a London-based property investment platform that lets UK and international buy-to-let investors set up and run their rental businesses through a limited company. Th...	0	minimal
Smava	Smava (smava GmbH) is a Berlin-based German consumer-finance marketplace, founded in 2007, that lets borrowers compare personal, auto, and mortgage loan offers from more than 20...	0	minimal
AssetVault	AssetVault is a London-based consumer fintech platform that helps individuals and families catalogue, protect, and grow their valuable assets in one secure digital vault. It spa...	0	minimal
crowdcube	Crowdcube is a UK-based equity crowdfunding platform that lets everyday and professional investors buy shares in early-stage and growth-stage private companies, and lets founder...	0	minimal
PrimaryBid	PrimaryBid was a UK-based fintech that gave retail investors access to public capital markets — IPOs, follow-on equity raises, and public offerings that were historically restri...	0	minimal
Alassio	Alassio is a French financial-technology company building a next-generation payroll software platform (logiciel de paie nouvelle generation) for businesses. Alassio positions it...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
Finiata	Finiata was a Berlin-founded fintech providing working-capital and invoice financing to small businesses, freelancers and micro-enterprises, operating principally in Germany and...	0	minimal
Fortu	Fortu (Fortu Wealth Ltd) is a London-based fintech, founded in 2019, offering digital private banking for high-net-worth individuals and their businesses, including borderless m...	0	minimal
Nimble AppGenie	Nimble AppGenie is a fintech- and AI-focused custom software development agency based in London, UK, offering mobile app, web, and software development services worldwide. It ex...	1	minimal
Fluidly	Fluidly was a London-based intelligent cashflow forecasting fintech founded in 2016 by Caroline Plumb, providing SME cash-flow prediction, scenario planning, and working-capital...	0	minimal
Trussle	Trussle was a UK online mortgage broker founded in 2015 and backed by Seedcamp, offering a consumer-facing mortgage comparison, application and monitoring service. It was acquir...	0	minimal
Tuza	Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally launched in the UK ...	0	minimal
Zepz	Zepz (formerly WorldRemit Group) is a London-headquartered cross-border payments and remittance fintech that operates the consumer money-transfer brands WorldRemit and Sendwave....	0	minimal
Standard Chartered	A British multinational banking and financial services company headquartered in London with a strong focus on Asia, Africa, and the Middle East. Provides corporate, institutiona...	0	minimal
Myriad	Myriad AG is a Zurich-based financial technology company, founded in 2001 by Jean Andre and backed by Earlybird Venture Capital, that provides integrated, secure platforms and o...	0	minimal
Payworks	Payworks was a Munich-based payment-infrastructure company backed by Speedinvest, building a mobile point-of-sale (mPOS) payment-gateway platform that let acquirers, PSPs and IS...	0	minimal
Fidor Bank	Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS / bankOS middleware p...	1	minimal
Kevin.	kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information services to merchants acr...	1	minimal
Lanistar	Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa...	0	minimal
Monedo	Monedo, founded in Hamburg in 2012 as Kreditech and renamed Monedo in March 2020, was a German online consumer lender that underwrote short-term and installment credit in Poland...	0	minimal
Savedo	Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European partner banks from ...	0	minimal
Vyne	Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instant refunds, no-code p...	0	minimal
Zeitgold	Zeitgold was a Berlin-based fintech that automated bookkeeping, invoice and receipt processing, payments, and financial administration for small and medium-sized businesses, ble...	0	minimal

Indexed API documents (1388)

Two numbers, both real: these providers publish 337 APIs as their own documents, which the catalog indexes split one-per-resource into 1388 documents. Showing the first 200.

Financial Technology in Europe

Providers (230)

Indexed API documents (1388)

Klarna Payments API

Klarna Checkout API

Klarna Order Management API

Klarna Customer Token API

Klarna Settlements API

Klarna Push Notifications

Klarna Captures API

Klarna Checkout API

Klarna Customer Token API

Klarna Hpp API

Klarna Merchant Urls.address Update API

Klarna Merchant Urls.country Change API

Klarna Merchant Urls.shipping Option Update API

Klarna Merchant Urls.validation API

Klarna Orders API

Klarna Payments API

Klarna Payouts API

Klarna Refunds API

Klarna Reports API

Klarna Transactions API

Klarna Agentic Product Protocol (KAPP) API

Klarna Merchant Card API

Qonto Cards API

Qonto Client Invoices API

Qonto Internal Transfers API

Qonto International Transfers API

Qonto Organizations & Accounts API

Qonto Payment Links API

Qonto SEPA Direct Debit API

Qonto SEPA Transfers API

Qonto Supplier Invoices API

Qonto Terminals API

Qonto Webhooks API

Qonto O Auth API

Qonto Transactions and Statements API

AlgoVoi Pay (Payable Core) API

AlgoVoi Gateway API

AlgoVoi RFC 9421 Clinic (Verifiable-Comms Agent) API

AlgoVoi Agent Trust Bench API

AlgoVoi Audit Verifier API

AlgoVoi MCP Server

Bancontact Pro Payment V3 API

Bancontact Pro Payment Refund Service API

Bancontact Pro Merchant Reconciliation API

Super Payments Checkout Sessions API

Super Payments Customer API

Super Payments Payment Links API

Super Payments Payment Methods API

Super Payments API

Super Payments Refunds API

Super Payments Rewards API

Super Payments Settlements API

Super Payments Webhooks API

Kota Associated Persons API

Kota Contribution Reports API

Kota Dependents Management Intents API

Kota Embed Sessions API

Kota Employees API

Kota Employers API

Kota Enrolment Intents API

Kota Events API

Kota Group Policies API

Kota Group Policy Intents API

Kota Group Quote Intents API

Kota Groups API

Kota Health Insurance API

Kota Hosted Sessions API

Kota Plans API

Kota Policies API

Kota Policy Amendment Intents API

Kota Policy Import Intents API

Kota Providers API

Kota Requirements API

Kota Webhooks API

Kota API Reference API

Kota Types of events API

Kota Types of events V2 API