Financial Technology in Africa

86 financial technology providers across Africa, publishing 113 APIs.

86 providers 113 published APIs 395 indexed documents

Financial Technology across Africa — 86 providers on the APIs.io network sit in both cohorts, and between them they publish 113 indexed APIs.

45 of the 86 publish at least one machine-readable API; 41 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 34 minimal, 17 emerging, 15 thin, 11 developing, 7 strong, and 2 exemplar.

Leading by rating: Paystack, Peach Payments, Flutterwave, M-Pesa (Safaricom Daraja), Paymob, Interswitch, and 80 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (86)

Provider	Description	APIs	Rating
Paystack	Paystack is an African payment processor (acquired by Stripe in 2020) that lets businesses accept payments in Nigeria, Ghana, South Africa, Kenya, Côte d'Ivoire, and Egypt acros...	14	exemplar
Peach Payments	Peach Payments is a pan-African payment orchestration gateway founded in 2012 in Cape Town, South Africa, operating across South Africa, Kenya, and Mauritius. Its PCI DSS Level ...	1	exemplar
Flutterwave	Flutterwave is a pan-African payment infrastructure company providing the rails for businesses to accept, send, and manage money across Africa and globally. The Flutterwave for ...	1	strong
M-Pesa (Safaricom Daraja)	M-Pesa is Safaricom's mobile-money platform for Kenya, exposed to developers through the Daraja API. The Daraja REST APIs let businesses collect payments (M-Pesa Express / STK P...	1	strong
Paymob	Paymob is a Cairo-headquartered, licensed payment infrastructure provider for the MENAP region. Serving roughly 390,000 merchants across Egypt, Saudi Arabia, the United Arab Emi...	2	strong
Interswitch	Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc...	10	strong
Moniepoint	Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ...	13	strong
Ozow	Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer ...	1	strong
Paga	Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex...	1	strong
Cellulant	Cellulant is a pan-African payments platform headquartered in Nairobi, Kenya, operating across 35 African countries. Its flagship product Tingg is a single API that lets busines...	3	developing
Cardtonic	Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i...	2	developing
Duplo	Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I...	1	developing
dLocal	dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform ...	4	developing
Afriex	Afriex is a cross-border payments and remittance company that moves money between Africa, North America, Europe and Asia. Its consumer app handles person-to-person remittances, ...	1	developing
Klump	Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ...	1	developing
NALA	NALA is a fintech building cross-border payments infrastructure for emerging markets. Its consumer app is an international money-transfer and multi-currency account used to send...	1	developing
Djamo	Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers...	1	developing
Nestcoin	Nestcoin is an African fintech company building Onboard, a digital-money platform and crypto exchange for on/off-ramping between fiat and crypto. Its developer product, Onboard ...	1	developing
Payflex	Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options to consumers. Shoppers can split purchases...	1	developing
Howler	Howler is a South African event technology platform that consolidates ticketing, RFID cashless payments, and vendor and access-control management into a single system for event ...	1	developing
BALAD CORP	BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure for Egypt. Its Balad Gateway APIs let money transfer operators (MT...	1	thin
Kora	Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities...	1	thin
Okra	Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authent...	6	thin
Chimoney	Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile mon...	1	thin
AZA Finance	AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between A...	1	thin
Fincra	Fincra is an African cross-border payments infrastructure provider whose REST API lets businesses collect, hold, convert, and disburse money across multiple currencies. The plat...	1	thin
PayFast	South African payment gateway providing REST APIs for online payment processing, subscription billing, tokenized recurring card payments, onsite checkout, QR code payments, inst...	1	thin
OPay	OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f...	3	thin
LayUp Technologies	LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit ...	1	thin
Geidea	Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants acc...	1	thin
Carry1st	Carry1st is Africa's leading mobile games publisher and digital commerce platform, headquartered in South Africa and operating across high-growth African markets including Niger...	1	thin
Bamboo Invest	Bamboo is an African investment platform providing REST APIs for fractional stock investing, dollar investments, portfolio management, and access to US and Nigerian capital mark...	2	thin
Cowrywise	Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ...	1	thin
Fawry	Fawry is Cairo-based Egypt's leading provider of e-payments and digital finance solutions, operating a nationwide network for card, e-wallet, and cash-based bill, merchant, gove...	1	thin
Yoco	Yoco is a South African fintech providing card acceptance and payments infrastructure for small and medium businesses - card machines, point of sale, and online payments. Its de...	5	thin
EasyPay	EasyPay (Fawaterak) is an Egyptian digital payment gateway that lets businesses accept online payments and send invoices and payment links over WhatsApp or SMS without needing a...	1	emerging
8B Education Investments	8B Education Investments (legally 8B Finance, Inc., trading as 8B) is a New York headquartered education-finance company founded in 2017 by Lydiah Kemunto Bosire that helps Afri...	1	emerging
Wave Mobile Money	Wave is a Dakar, Senegal-headquartered mobile money company on a mission to "make Africa the first cashless continent." Founded by Drew Durbin and Lincoln Quirk (who previously ...	5	emerging
Earnipay	Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat...	1	emerging
TranZak	TranZak is an African fintech platform headquartered in Douala, Cameroon, providing REST APIs for mobile money collections, merchant payments, bulk disbursements, bill payments,...	4	emerging
MFellows	Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app-based "money circle...	0	emerging
Oze	Oze is an African fintech platform on a mission to help small businesses grow, with a stated vision of building 100 million profitable businesses. Operating across Ghana, Nigeri...	0	emerging
Kredete	Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ market...	0	emerging
PiggyVest	PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ reg...	1	emerging
Julaya	Julaya is a West African B2B fintech, founded in 2018 and headquartered in Abidjan, Cote d'Ivoire, that digitizes corporate financial operations across the UEMOA zone (Cote d'Iv...	1	emerging
Precium	Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin...	0	emerging
Swypex	Swypex is an Egyptian fintech, founded in 2022 and headquartered at Smart Village in Cairo, that provides an all-in-one financial management platform for businesses. The platfor...	0	emerging
Mophones	Mophones (MoPhones) is a Nairobi, Kenya based fintech and recommerce company building accessible device-financing and re-commerce infrastructure for Africa, starting with premiu...	1	emerging
dopay	dopay is a digital payroll platform operating in Egypt that lets employers register employees and disburse salaries in minutes through a single system, including permanent, temp...	0	emerging
Raenest	Raenest (formerly Geegpay) is a global money platform for freelancers, creators, remote workers, students, and businesses in Africa and beyond. It provides multi-currency accoun...	0	emerging
Asaak	Asaak is an East African fintech company, headquartered in Kampala, Uganda, that provides asset financing and working capital to small businesses and individual entrepreneurs wh...	0	emerging
Avenews	Avenews (Avenews-GT) is a Nairobi-based agri-fintech and Digital Credit Provider licensed by the Central Bank of Kenya that delivers transaction-backed, recurring working-capita...	0	emerging
Metro Africa Xpress	Metro Africa Xpress (MAX), operating as maxdrive.ai, is a Nigerian technology-driven mobility company on a mission to make transportation safe, affordable, accessible and sustai...	0	minimal
Onafriq	Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand...	9	minimal
Jumba	Jumba is a Nairobi-based construction technology company founded in 2022 that digitizes the sourcing and financing of construction materials across Africa. Its B2B marketplace c...	0	minimal
Remedial Health	Remedial Health is a Nigeria-based healthtech company digitizing pharmaceutical procurement and pharmacy operations across Africa. Its platform connects retail pharmacies, hospi...	0	minimal
Qardy	Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro, small, and medium enterprises (MSMEs) with banks and financial ins...	0	minimal
Apollo Agriculture	Apollo Agriculture is an agricultural technology company founded in 2016 and headquartered in Nairobi, Kenya, that helps small-scale farmers across Africa maximize their profits...	0	minimal
Tugende	Tugende is a for-profit social enterprise founded in 2012 in Uganda that uses asset finance, technology, and a customer-centric model to help informal-sector entrepreneurs (MSME...	0	minimal
Moneyfellows	Money Fellows is an Egyptian fintech, founded in 2018 and regulated by the Central Bank of Egypt, that digitizes the traditional rotating savings and credit association (ROSCA /...	0	minimal
Aella Credit	Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric...	1	minimal
Capi Money	Capi Money is a cross-border payments fintech that lets businesses pay their suppliers in more than 30 currencies, targeting importers in Africa and other emerging markets who h...	0	minimal
Thndr	Thndr is an Egyptian investment and brokerage mobile app that lets retail users open a regulated brokerage account and invest in Egyptian Exchange (EGX) stocks, US equities, mut...	0	minimal
Mukuru	Mukuru is a Cape Town-headquartered, pan-African fintech and one of the continent's largest formal remittance providers, serving over 16 million customers across Southern, Easte...	0	minimal
Konga	Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine...	0	minimal
Breadfast	Breadfast is an Egyptian quick-commerce and online grocery platform, founded in 2017 in Cairo by Mostafa Amin, Muhammad Habib, and Abdallah Nofal. It delivers groceries, freshly...	0	minimal
Paynas	Paynas is an Egyptian HR, payroll, and employee-benefits platform offering hassle-free, digitized human-resources management for businesses. Through a single web and mobile inte...	0	minimal
Chipper Cash	Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment...	0	minimal
Anda	Anda (andaafrica.com) is an Angolan mobility and delivery company that operates ride-hailing and courier services using motorcycles, electric motorcycles, and tuk-tuks, integrat...	0	minimal
Raseedi	Raseedi is an Egyptian financial technology platform that helps underbanked users manage their spending and save money. Through its mobile app it offers free and discounted call...	0	minimal
Kuda	Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar...	0	minimal
Inyad	Inyad is an all-in-one business management and payments platform for small and medium businesses across Morocco, the Middle East, and Africa. Its mobile-first apps let merchants...	0	minimal
Shara	Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium...	0	minimal
WaystoCap	WaystoCap launched in 2015 in Casablanca, Morocco as a Y Combinator-backed B2B digital marketplace to facilitate cross-border trade across Africa, helping traders source commodi...	0	minimal
Bringy, Inc.	Bringy, Inc. is a digital insurance brokerage operating in Egypt, founded in 2019 and licensed by the Egyptian Financial Regulatory Authority (FRA License #100). Through its web...	0	minimal
Yassir	Yassir is an Algerian-founded super app providing on-demand and financial services across the Maghreb, sub-Saharan Africa, Canada, and France. Founded in 2017 by Noureddine Taye...	0	minimal
Gigmile	Gigmile is an African mobility platform and gig-economy fintech that gives riders, drivers, and fleet operators a pathway to financial independence through affordable vehicle fi...	0	minimal
Neqabty	Neqabty (NeQabty / نقابتي, "my syndicate") is an Arabic-language (RTL) web and mobile application serving members of professional syndicates in Egypt, backed by 500 Global. The ...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
MNT-Halan	MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-H...	0	minimal
Jumo	JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings products for banks, mobile...	0	minimal
Ejara	Ejara is a Cameroon-based, regulated fintech platform giving people across Francophone Africa and its diaspora access to digital savings and investment products through a mobile...	0	minimal
CrowdForce	CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil...	0	minimal
KaliSpot	KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. KaliSpots are Financia...	0	minimal
Khazna	Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and their families. Thro...	0	minimal
Onit	Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya Deposit Insurance Co...	0	minimal

Indexed API documents (395)

Two numbers, both real: these providers publish 113 APIs as their own documents, which the catalog indexes split one-per-resource into 395 documents. Showing the first 200.

Other industries in Africa

Payments & Money Movement 71 Financial Services 30 E-Commerce Platform 29 Banking & Open Banking 22 Supply Chain & Procurement 21 Mobility & Fleet 17 Logistics 16 Blockchain, Crypto & Web3 15 Retail 14 Venture Capital & Investing 12 Accounting & Finance Operations 11 Artificial Intelligence 11 All of Africa →

Financial Technology elsewhere

Europe 229 North America 176 Latin America 150 India & South Asia 111 United Kingdom & Ireland 104 Southeast Asia 81 Middle East 65 DACH (Germany · Austria · Switzerland) 44 France & Iberia 33 Japan & Korea 21 Greater China 20 Nordics 16 All of Financial Technology →

This page is the intersection of two independently computed cohorts: Africa and Financial Technology. A provider appears here only when it is already a member of both. Africa membership is matched on tag, name pattern, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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Financial Technology in Africa

Providers (86)

Indexed API documents (395)

Paystack Webhooks

Paystack Balance API

Paystack Bulk Charge API

Paystack Charge API

Paystack Customer API

Paystack Dedicated Virtual Account API

Paystack Dispute API

Paystack Integration API

Paystack Page API

Paystack Payment Request API

Paystack Plan API

Paystack Product API

Paystack Refund API

Paystack Settlement API

Paystack Split API

Paystack Subscription API

Paystack Transaction API

Paystack Transfer API

Paystack Transfer Recipient API

Paystack Verification API

Paystack Sub Account API

Peach Payments Authentication API

Peach Payments Checkout API

Peach Payments Payment Links API

Peach Payments API

Peach Payments Payouts API

Peach Payments Reconciliation API

Flutterwave Transfers API

Flutterwave Settlements API

Flutterwave Wallets API

Flutterwave Banks API

Flutterwave Webhooks API

Flutterwave Chargebacks API

Flutterwave Charges API

Flutterwave Customers API

Flutterwave Fees API

Flutterwave MobileNetworks API

Flutterwave Orchestration API

Flutterwave Orders API

Flutterwave Rates API

Flutterwave Recipients API

Flutterwave Refunds API

Flutterwave Senders API

Flutterwave Account Resolution API

Flutterwave Payment Methods API

Flutterwave Virtual Accounts API

M-Pesa (Safaricom Daraja) Account Balance API

M-Pesa (Safaricom Daraja) Authorization API

M-Pesa (Safaricom Daraja) B2C API

M-Pesa (Safaricom Daraja) C2B API

M-Pesa (Safaricom Daraja) Dynamic QR API

M-Pesa (Safaricom Daraja) M-Pesa Express API

M-Pesa (Safaricom Daraja) Reversal API

M-Pesa (Safaricom Daraja) Standing Order API

M-Pesa (Safaricom Daraja) Tax Remittance API

M-Pesa (Safaricom Daraja) Transaction Status API

M-Pesa (Safaricom Daraja) B2 B API

Paymob Accounts API

Paymob Authentication API

Paymob Capture API

Paymob Disbursement API

Paymob Orders API

Paymob Payment Keys API

Paymob Payment Links API

Paymob Payments API

Paymob Transactions API

Paymob Top Up API

Interswitch Airtime API

Interswitch Balance API

Interswitch Billers API

Interswitch Cards API

Interswitch Checkout API

Interswitch Customer Validation API

Interswitch Customers API

Interswitch Demography API

Interswitch Detail API

Interswitch E-Pins API