Financial Services in Africa
29 financial services providers across Africa, publishing 20 APIs.
29 providers
20 published APIs
47 indexed documents
Financial Services across Africa — 29 providers on the APIs.io network sit in both cohorts, and between them they publish 20 indexed APIs.
8 of the 29 publish at least one machine-readable API; 21 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 16 minimal, 9 emerging, 2 thin, 1 strong, and 1 developing.
Leading by rating: Klasha, Djamo, AZA Finance, Cowrywise, 8B Education Investments, Earnipay, and 23 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (29)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Klasha | Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Kl... | 5 | strong |
| Djamo | Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers... | 1 | developing |
| AZA Finance | AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between A... | 1 | thin |
| Cowrywise | Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... | 1 | thin |
| 8B Education Investments | 8B Education Investments (legally 8B Finance, Inc., trading as 8B) is a New York headquartered education-finance company founded in 2017 by Lydiah Kemunto Bosire that helps Afri... | 1 | emerging |
| Earnipay | Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... | 1 | emerging |
| MFellows | Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app-based "money circle... | 0 | emerging |
| Kredete | Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ market... | 0 | emerging |
| Julaya | Julaya is a West African B2B fintech, founded in 2018 and headquartered in Abidjan, Cote d'Ivoire, that digitizes corporate financial operations across the UEMOA zone (Cote d'Iv... | 1 | emerging |
| Precium | Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin... | 0 | emerging |
| Swypex | Swypex is an Egyptian fintech, founded in 2022 and headquartered at Smart Village in Cairo, that provides an all-in-one financial management platform for businesses. The platfor... | 0 | emerging |
| dopay | dopay is a digital payroll platform operating in Egypt that lets employers register employees and disburse salaries in minutes through a single system, including permanent, temp... | 0 | emerging |
| Asaak | Asaak is an East African fintech company, headquartered in Kampala, Uganda, that provides asset financing and working capital to small businesses and individual entrepreneurs wh... | 0 | emerging |
| Onafriq | Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand... | 9 | minimal |
| Qardy | Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro, small, and medium enterprises (MSMEs) with banks and financial ins... | 0 | minimal |
| Apollo Agriculture | Apollo Agriculture is an agricultural technology company founded in 2016 and headquartered in Nairobi, Kenya, that helps small-scale farmers across Africa maximize their profits... | 0 | minimal |
| Tugende | Tugende is a for-profit social enterprise founded in 2012 in Uganda that uses asset finance, technology, and a customer-centric model to help informal-sector entrepreneurs (MSME... | 0 | minimal |
| Moneyfellows | Money Fellows is an Egyptian fintech, founded in 2018 and regulated by the Central Bank of Egypt, that digitizes the traditional rotating savings and credit association (ROSCA /... | 0 | minimal |
| Thndr | Thndr is an Egyptian investment and brokerage mobile app that lets retail users open a regulated brokerage account and invest in Egyptian Exchange (EGX) stocks, US equities, mut... | 0 | minimal |
| Raseedi | Raseedi is an Egyptian financial technology platform that helps underbanked users manage their spending and save money. Through its mobile app it offers free and discounted call... | 0 | minimal |
| Inyad | Inyad is an all-in-one business management and payments platform for small and medium businesses across Morocco, the Middle East, and Africa. Its mobile-first apps let merchants... | 0 | minimal |
| Shara | Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium... | 0 | minimal |
| Bringy, Inc. | Bringy, Inc. is a digital insurance brokerage operating in Egypt, founded in 2019 and licensed by the Egyptian Financial Regulatory Authority (FRA License #100). Through its web... | 0 | minimal |
| MNT-Halan | MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-H... | 0 | minimal |
| Jumo | JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings products for banks, mobile... | 0 | minimal |
| Ejara | Ejara is a Cameroon-based, regulated fintech platform giving people across Francophone Africa and its diaspora access to digital savings and investment products through a mobile... | 0 | minimal |
| KaliSpot | KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. KaliSpots are Financia... | 0 | minimal |
| Khazna | Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and their families. Thro... | 0 | minimal |
| Onit | Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya Deposit Insurance Co... | 0 | minimal |
Indexed API documents (47)
Two numbers, both real: these providers publish 20 APIs as their own documents, which the catalog indexes split one-per-resource into 47 documents.
Klasha Payments API
Klasha
Collect payments from customers in Africa via card, bank transfer, USSD, M-Pesa, mobile money and the Klasha wallet, including charge val...
Klasha Payout API
Klasha
Send money locally to bank accounts and mobile money wallets across Africa and to China, with bank-code lookup, account resolution, walle...
Klasha Swap API
Klasha
Generate a quote and swap funds between merchant wallets using internal Klasha foreign-exchange rates, then fetch the resulting swap by r...
Klasha Virtual Account API
Klasha
Create virtual accounts on demand in NGN and GHS, receive customer funds through them, requery accounts, poll collection status and pull ...
Klasha Payment Link API
Klasha
Generate payment links for merchants and sub-merchants to collect payments without a code integration, from the dashboard or over the API.
Djamo Business API
Djamo
REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies, and receive HMAC-signed...
AZA Finance Account Debits API
AZA Finance
The Account Debits API from AZA Finance — 1 operation(s) for account debits.
AZA Finance Account Validation API
AZA Finance
The Account Validation API from AZA Finance — 1 operation(s) for account validation.
AZA Finance Accounts API
AZA Finance
The Accounts API from AZA Finance — 2 operation(s) for accounts.
AZA Finance API Logs API
AZA Finance
The API Logs API from AZA Finance — 2 operation(s) for api logs.
AZA Finance Currency Info API
AZA Finance
The Currency Info API from AZA Finance — 3 operation(s) for currency info.
AZA Finance dlocal balance API
AZA Finance
The dlocal balance API from AZA Finance — 1 operation(s) for dlocal balance.
AZA Finance Documents API
AZA Finance
The Documents API from AZA Finance — 2 operation(s) for documents.
AZA Finance Logs API
AZA Finance
The Logs API from AZA Finance — 2 operation(s) for logs.
AZA Finance Mandates API
AZA Finance
The Mandates API from AZA Finance — 1 operation(s) for mandates.
AZA Finance Payin Methods API
AZA Finance
The Payin Methods API from AZA Finance — 2 operation(s) for payin methods.
AZA Finance Payment Methods API
AZA Finance
The Payment Methods API from AZA Finance — 2 operation(s) for payment methods.
AZA Finance Payout Methods API
AZA Finance
The Payout Methods API from AZA Finance — 2 operation(s) for payout methods.
AZA Finance Recipients API
AZA Finance
The Recipients API from AZA Finance — 3 operation(s) for recipients.
AZA Finance Senders API
AZA Finance
The Senders API from AZA Finance — 2 operation(s) for senders.
AZA Finance Transactions API
AZA Finance
The Transactions API from AZA Finance — 7 operation(s) for transactions.
AZA Finance Webhooks API
AZA Finance
The Webhooks API from AZA Finance — 3 operation(s) for webhooks.
Cowrywise Embed API
Cowrywise
Investment-as-a-service REST API that allows developers to embed regulated investment products (savings, mutual funds, treasury bills, Eu...
8B Model Context Protocol Server
8B Education Investments
An OAuth-protected Model Context Protocol endpoint served from 8B's own WordPress installation at www.8b.africa. Discovery is standards-c...
Earnipay App API
Earnipay
The App API from Earnipay — 1 operation(s) for app.
Earnipay APP Provider API
Earnipay
Third-party APP provider integration (Taxly) for FIRS submission
Earnipay Authentication API
Earnipay
User authentication and authorization endpoints
Earnipay Bank API
Earnipay
The Bank API from Earnipay — 2 operation(s) for bank.
Earnipay Business API
Earnipay
Business profile management and FIRS configuration
Earnipay Customers API
Earnipay
Customer management for invoicing
Earnipay Invoices API
Earnipay
Invoice creation, management, and FIRS validation
Earnipay IRN Generator API
Earnipay
Generate FIRS-compliant Invoice Reference Numbers
Earnipay Payment Details API
Earnipay
The Payment Details API from Earnipay — 2 operation(s) for payment details.
Earnipay Products API
Earnipay
The Products API from Earnipay — 2 operation(s) for products.
Earnipay QR Code Generator API
Earnipay
Generate FIRS-compliant encrypted QR codes for invoices
Earnipay Team API
Earnipay
Team member and invitation management
Earnipay Users API
Earnipay
User profile management
Julaya Partner API
Julaya
Auth-gated partner integration API for programmatic disbursement (mobile money and bank transfers) and collection (cash and mobile money)...
Onafriq Async Payouts API
Onafriq
Asynchronous payouts designed for Money Transfer Organizations (MTOs) and disbursement partners. Partners create payments to mobile money...
Onafriq Sync Payouts API
Onafriq
Synchronous payouts custom-built for Mobile Network Operators (MNOs) and partners that require synchronous responses. Transaction results...
Onafriq Sync Bank Transfers API
Onafriq
Synchronous bank transfer API for sending funds directly to bank accounts across the Onafriq network with real-time response semantics.
Onafriq Collections API
Onafriq
Collections (Payins) API for receiving funds from customers across cards, cash agent networks, and mobile money wallets. Supports merchan...
Onafriq Get Rates API
Onafriq
Programmatic access to daily foreign-exchange rates used by the Onafriq network so partners can price cross-border transactions and perfo...
Onafriq Async Webhooks API
Onafriq
Instant Payment Notification (IPN) webhooks delivered asynchronously to partner endpoints as transaction state changes — used in combinat...
Onafriq Contacts API
Onafriq
Contacts API for adding and retrieving customer (payer / payee) records used across Payins, Payouts, and reconciliation workflows on the ...
Baxi Agent Banking API
Onafriq
Onafriq's Nigerian agent-banking platform (Baxi) exposes Virtual Account, Fingerprint (POS biometric activation), and Account Debit (card...
Onafriq Card Issuance API
Onafriq
Card issuance and processing platform for partners launching physical and virtual prepaid card programs, including Visa virtual card crea...
Other industries in Africa
Banking & Open Banking 22
Supply Chain & Procurement 21
Mobility & Fleet 17
Logistics 16
Blockchain, Crypto & Web3 14
Retail 14
Artificial Intelligence 11
Venture Capital & Investing 10
Human Resources & Payroll 9
Cybersecurity & Identity 7
Digital Health & Telehealth 7
Healthcare 7
All of Africa →
Financial Services elsewhere
North America 258
Europe 139
United Kingdom & Ireland 90
India & South Asia 54
Latin America 42
Southeast Asia 31
DACH (Germany · Austria · Switzerland) 20
Greater China 15
France & Iberia 14
Middle East 13
Japan & Korea 7
Nordics 5
All of Financial Services →
This page is the intersection of two independently computed cohorts:
Africa and
Financial Services. A provider appears here only when it is
already a member of both. Africa membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.