Financial Services in Africa
30 financial services providers across Africa, publishing 21 APIs.
Financial Services across Africa — 30 providers on the APIs.io network sit in both cohorts, and between them they publish 21 indexed APIs.
9 of the 30 publish at least one machine-readable API; 21 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 15 minimal, 10 emerging, 3 developing, and 2 thin.
Leading by rating: Klasha, Afriex, Djamo, AZA Finance, Cowrywise, Earnipay, and 24 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (30)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Klasha | Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Kl... | 5 | developing |
| Afriex | Afriex is a cross-border payments and remittance company that moves money between Africa, North America, Europe and Asia. Its consumer app handles person-to-person remittances, ... | 1 | developing |
| Djamo | Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers... | 1 | developing |
| AZA Finance | AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between A... | 1 | thin |
| Cowrywise | Cowrywise is a Nigerian wealth management platform and SEC-licensed fund manager offering savings plans, investment portfolios, dollar accounts, and financial goal tracking for ... | 1 | thin |
| Earnipay | Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat... | 1 | emerging |
| 8B Education Investments | 8B Education Investments (legally 8B Finance, Inc., trading as 8B) is a New York headquartered education-finance company founded in 2017 by Lydiah Kemunto Bosire that helps Afri... | 1 | emerging |
| MFellows | Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app-based "money circle... | 0 | emerging |
| Julaya | Julaya is a West African B2B fintech, founded in 2018 and headquartered in Abidjan, Cote d'Ivoire, that digitizes corporate financial operations across the UEMOA zone (Cote d'Iv... | 1 | emerging |
| Kredete | Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ market... | 0 | emerging |
| Precium | Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin... | 0 | emerging |
| dopay | dopay is a digital payroll platform operating in Egypt that lets employers register employees and disburse salaries in minutes through a single system, including permanent, temp... | 0 | emerging |
| Swypex | Swypex is an Egyptian fintech, founded in 2022 and headquartered at Smart Village in Cairo, that provides an all-in-one financial management platform for businesses. The platfor... | 0 | emerging |
| Asaak | Asaak is an East African fintech company, headquartered in Kampala, Uganda, that provides asset financing and working capital to small businesses and individual entrepreneurs wh... | 0 | emerging |
| Onafriq | Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand... | 9 | emerging |
| Thndr | Thndr is an Egyptian investment and brokerage mobile app that lets retail users open a regulated brokerage account and invest in Egyptian Exchange (EGX) stocks, US equities, mut... | 0 | minimal |
| Apollo Agriculture | Apollo Agriculture is an agricultural technology company founded in 2016 and headquartered in Nairobi, Kenya, that helps small-scale farmers across Africa maximize their profits... | 0 | minimal |
| Moneyfellows | Money Fellows is an Egyptian fintech, founded in 2018 and regulated by the Central Bank of Egypt, that digitizes the traditional rotating savings and credit association (ROSCA /... | 0 | minimal |
| Tugende | Tugende is a for-profit social enterprise founded in 2012 in Uganda that uses asset finance, technology, and a customer-centric model to help informal-sector entrepreneurs (MSME... | 0 | minimal |
| Qardy | Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro, small, and medium enterprises (MSMEs) with banks and financial ins... | 0 | minimal |
| Inyad | Inyad is an all-in-one business management and payments platform for small and medium businesses across Morocco, the Middle East, and Africa. Its mobile-first apps let merchants... | 0 | minimal |
| Raseedi | Raseedi is an Egyptian financial technology platform that helps underbanked users manage their spending and save money. Through its mobile app it offers free and discounted call... | 0 | minimal |
| Bringy | Bringy, Inc. is a digital insurance brokerage operating in Egypt, founded in 2019 and licensed by the Egyptian Financial Regulatory Authority (FRA License #100). Through its web... | 0 | minimal |
| Shara | Shara (Shara Technology Management Nigeria Ltd) is a Lagos-based fintech that provides collateral-free working-capital loans of up to NGN 10 million to Nigerian small and medium... | 0 | minimal |
| MNT-Halan | MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-H... | 0 | minimal |
| Jumo | JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings products for banks, mobile... | 0 | minimal |
| Ejara | Ejara is a Cameroon-based, regulated fintech platform giving people across Francophone Africa and its diaspora access to digital savings and investment products through a mobile... | 0 | minimal |
| Khazna | Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and their families. Thro... | 0 | minimal |
| KaliSpot | KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. KaliSpots are Financia... | 0 | minimal |
| Onit | Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya Deposit Insurance Co... | 0 | minimal |
Indexed API documents (57)
Two numbers, both real: these providers publish 21 APIs as their own documents, which the catalog indexes split one-per-resource into 57 documents.
Klasha Payments API
Klasha Payout API
Klasha Swap API
Klasha Virtual Account API
Klasha Payment Link API
Afriex MCP Server
Afriex Balance API
Afriex Checkout Sessions API
Afriex Customers API
Afriex Media API
Afriex Payment Methods API
Afriex Rates API
Afriex SME Registration API
Afriex Transactions API
Afriex Webhooks API
Djamo Business API
AZA Finance Account Debits API
AZA Finance Account Validation API
AZA Finance Accounts API
AZA Finance API Logs API
AZA Finance Currency Info API
AZA Finance dlocal balance API
AZA Finance Documents API
AZA Finance Logs API
AZA Finance Mandates API
AZA Finance Payin Methods API
AZA Finance Payment Methods API
AZA Finance Payout Methods API
AZA Finance Recipients API
AZA Finance Senders API
AZA Finance Transactions API
AZA Finance Webhooks API
Cowrywise Embed API
Earnipay App API
Earnipay APP Provider API
Earnipay Authentication API
Earnipay Bank API
Earnipay Business API
Earnipay Customers API
Earnipay Invoices API
Earnipay IRN Generator API
Earnipay Payment Details API
Earnipay Products API
Earnipay QR Code Generator API
Earnipay Team API
Earnipay Users API
8B Model Context Protocol Server
Julaya Partner API
Onafriq Async Payouts API
Onafriq Sync Payouts API
Onafriq Sync Bank Transfers API
Onafriq Collections API
Onafriq Get Rates API
Onafriq Async Webhooks API
Onafriq Contacts API
Baxi Agent Banking API
Onafriq Card Issuance API
Other industries in Africa
Financial Services elsewhere
This page is the intersection of two independently computed cohorts:
Africa and
Financial Services. A provider appears here only when it is
already a member of both. Africa membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.