Payments & Money Movement in Africa

71 payments & money movement providers across Africa, publishing 524 APIs.

71 providers 524 published APIs 530 indexed documents

Payments & Money Movement across Africa — 71 providers on the APIs.io network sit in both cohorts, and between them they publish 524 indexed APIs.

43 of the 71 publish at least one machine-readable API; 28 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 23 minimal, 17 developing, 17 emerging, 12 thin, and 2 strong.

Leading by rating: Paystack, Peach Payments, Flutterwave, MTN Group, Klasha, Paymob, and 65 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (71)

Provider	Description	APIs	Rating
Paystack	Paystack is an African payment processor (acquired by Stripe in 2020) that lets businesses accept payments in Nigeria, Ghana, South Africa, Kenya, Côte d'Ivoire, and Egypt acros...	21	strong
Peach Payments	Peach Payments is a pan-African payment orchestration gateway founded in 2012 in Cape Town, South Africa, operating across South Africa, Kenya, and Mauritius. Its PCI DSS Level ...	6	strong
Flutterwave	Flutterwave is a pan-African payment infrastructure company providing the rails for businesses to accept, send, and manage money across Africa and globally. The Flutterwave for ...	19	developing
MTN Group	MTN Group is Africa's largest mobile network operator, headquartered in Johannesburg, South Africa, serving roughly 290 million subscribers across around 16 markets in Africa. B...	145	developing
Klasha	Klasha is a cross-border payments company for emerging markets that lets international businesses sell into Africa and accept payments online in local African currencies. The Kl...	5	developing
Paymob	Paymob is a Cairo-headquartered, licensed payment infrastructure provider for the MENAP region. Serving roughly 390,000 merchants across Egypt, Saudi Arabia, the United Arab Emi...	10	developing
Duplo	Duplo is a fintech company building the financial operating system for African and emerging-market businesses, headquartered in Lagos, Nigeria with operations in South Africa. I...	1	developing
Cellulant	Cellulant is a pan-African payments platform headquartered in Nairobi, Kenya, operating across 35 African countries. Its flagship product Tingg is a single API that lets busines...	6	developing
Interswitch	Interswitch is Nigeria's foundational digital payments and transaction-switching company, founded in 2002 and regulated by the Central Bank of Nigeria. It owns the Verve card sc...	27	developing
Afriex	Afriex is a cross-border payments and remittance company that moves money between Africa, North America, Europe and Asia. Its consumer app handles person-to-person remittances, ...	10	developing
Cardtonic	Cardtonic is an Africa-focused fintech platform, operated by The Tonic Technologies, that lets users trade gift cards (sell unused cards for cash and buy over 14,000 local and i...	5	developing
Klump	Klump Technology Company Ltd is a Lagos, Nigeria based fintech whose flagship product, Klump BNPL (Buy Now, Pay Later), lets shoppers spread the cost of a purchase over monthly ...	1	developing
M-Pesa (Safaricom Daraja)	M-Pesa is Safaricom's mobile-money platform for Kenya, exposed to developers through the Daraja API. The Daraja REST APIs let businesses collect payments (M-Pesa Express / STK P...	11	developing
Moniepoint	Moniepoint is Africa's all-in-one financial platform for small and medium-sized businesses and individuals — Nigeria's largest merchant acquirer, with about 10 million business ...	19	developing
Ozow	Ozow (formerly i-Pay) is a South African fintech providing an instant EFT / "Pay by Bank" payment gateway. Merchants create a server-side payment request, redirect the customer ...	4	developing
Paga	Paga (Pagatech Financial Services Limited) is a Nigerian mobile-money and payments company founded in 2009 and licensed by the Central Bank of Nigeria. Its developer platform ex...	5	developing
dLocal	dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform ...	16	developing
NALA	NALA is a fintech building cross-border payments infrastructure for emerging markets. Its consumer app is an international money-transfer and multi-currency account used to send...	5	developing
Djamo	Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers...	1	developing
Nestcoin	Nestcoin is an African fintech company building Onboard, a digital-money platform and crypto exchange for on/off-ramping between fiat and crypto. Its developer product, Onboard ...	23	thin
Howler	Howler is a South African event technology platform that consolidates ticketing, RFID cashless payments, and vendor and access-control management into a single system for event ...	17	thin
BALAD	BALAD CORP (Balad) is a Cairo-based fintech providing cross-border payout and inward-remittance infrastructure for Egypt. Its Balad Gateway APIs let money transfer operators (MT...	7	thin
Stitch	Stitch is an open banking and payments API platform providing unified access to financial data and payment rails across banks and financial institutions in Africa, primarily Sou...	8	thin
Payflex	Payflex is a South African Buy Now Pay Later (BNPL) platform that enables merchants to offer interest-free installment payment options to consumers. Shoppers can split purchases...	4	thin
OPay	OPay is a Nigerian mobile money and fintech super-app operated by Blue Ridge Microfinance Bank (OPay Digital Services Limited) and majority-owned by Opera Limited with backing f...	3	thin
AZA Finance	AZA Finance is a regulated financial-infrastructure provider delivering foreign exchange (FX), collections, treasury and cross-border payout services across Africa and between A...	16	thin
LayUp Technologies	LayUp Technologies is a South African fintech that operates a lay-by / "Save Now, Buy Later" payment platform. Merchants use LayUp to let customers reserve goods with a deposit ...	29	thin
Mono	Mono is an African open-banking platform that lets businesses access bank and financial data and collect recurring payments through a single API. The Mono REST API at api.withmo...	10	thin
Carry1st	Carry1st is Africa's leading mobile games publisher and digital commerce platform, headquartered in South Africa and operating across high-growth African markets including Niger...	4	thin
Fawry	Fawry is Cairo-based Egypt's leading provider of e-payments and digital finance solutions, operating a nationwide network for card, e-wallet, and cash-based bill, merchant, gove...	4	thin
PayFast	South African payment gateway providing REST APIs for online payment processing, subscription billing, tokenized recurring card payments, onsite checkout, QR code payments, inst...	8	thin
Kora	Kora (formerly Korapay) is a pan-African payments infrastructure company that lets businesses collect payments, disburse payouts, run settlements, issue cards, verify identities...	7	emerging
EasyPay	EasyPay (Fawaterak) is an Egyptian digital payment gateway that lets businesses accept online payments and send invoices and payment links over WhatsApp or SMS without needing a...	1	emerging
Fincra	Fincra is an African cross-border payments infrastructure provider whose REST API lets businesses collect, hold, convert, and disburse money across multiple currencies. The plat...	8	emerging
Chimoney	Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile mon...	14	emerging
Geidea	Geidea is a Saudi-headquartered fintech and payments platform serving merchants across the MENA region (Saudi Arabia, Egypt, and the UAE). Its Payment Gateway lets merchants acc...	6	emerging
Wave Mobile Money	Wave is a Dakar, Senegal-headquartered mobile money company on a mission to "make Africa the first cashless continent." Founded by Drew Durbin and Lincoln Quirk (who previously ...	5	emerging
Earnipay	Earnipay is a Nigerian fintech that operates an NRS/FIRS-compliant e-invoicing platform for businesses. As an accredited Nigeria Revenue Service (NRS) and NITDA systems integrat...	13	emerging
Yoco	Yoco is a South African fintech providing card acceptance and payments infrastructure for small and medium businesses - card machines, point of sale, and online payments. Its de...	5	emerging
MFellows	Money Fellows (moneyfellows.com) is an Egyptian fintech that digitizes the traditional rotating savings and credit association (ROSCA, or "gam'eya") into app-based "money circle...	0	emerging
Julaya	Julaya is a West African B2B fintech, founded in 2018 and headquartered in Abidjan, Cote d'Ivoire, that digitizes corporate financial operations across the UEMOA zone (Cote d'Iv...	1	emerging
Kredete	Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ market...	0	emerging
Precium	Precium is a South African fintech that provides local payment infrastructure for global merchants expanding into Africa. Its enterprise-grade platform handles payment processin...	0	emerging
TranZak	TranZak is an African fintech platform headquartered in Douala, Cameroon, providing REST APIs for mobile money collections, merchant payments, bulk disbursements, bill payments,...	4	emerging
Swypex	Swypex is an Egyptian fintech, founded in 2022 and headquartered at Smart Village in Cairo, that provides an all-in-one financial management platform for businesses. The platfor...	0	emerging
dopay	dopay is a digital payroll platform operating in Egypt that lets employers register employees and disburse salaries in minutes through a single system, including permanent, temp...	0	emerging
Raenest	Raenest (formerly Geegpay) is a global money platform for freelancers, creators, remote workers, students, and businesses in Africa and beyond. It provides multi-currency accoun...	0	emerging
Onafriq	Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand...	9	emerging
Aella Credit	Aella (Aella Credit) is a technology-driven microfinance bank licensed by the Central Bank of Nigeria (CBN), building consumer and business financial infrastructure across Afric...	1	minimal
Capi Money	Capi Money is a cross-border payments fintech that lets businesses pay their suppliers in more than 30 currencies, targeting importers in Africa and other emerging markets who h...	0	minimal
AFi	AFi provides a platform for sending and receiving commercial payments across Africa. Targeting unbanked and underbanked small businesses, AFi enables B2B transactions via mobile...	0	minimal
Mukuru	Mukuru is a Cape Town-headquartered, pan-African fintech and one of the continent's largest formal remittance providers, serving over 16 million customers across Southern, Easte...	0	minimal
Konga	Konga is a Lagos, Nigeria-based e-commerce company founded in July 2012 and now operating as Nigeria's leading online shopping marketplace, combining a first-party retail busine...	0	minimal
Chipper Cash	Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment...	0	minimal
Jumba	Jumba is a Nairobi-based construction technology company founded in 2022 that digitizes the sourcing and financing of construction materials across Africa. Its B2B marketplace c...	0	minimal
Jumia	Jumia is a pan-African e-commerce company often described as the "Amazon of Africa." Headquartered in Berlin and listed on the New York Stock Exchange under the ticker JMIA sinc...	0	minimal
Kuda	Kuda is a Nigerian digital-first retail bank — branded "the money app for Africans" and "the bank of the free" — founded in 2019 by Babs Ogundeyi and Musty Mustapha and headquar...	0	minimal
Inyad	Inyad is an all-in-one business management and payments platform for small and medium businesses across Morocco, the Middle East, and Africa. Its mobile-first apps let merchants...	0	minimal
Raseedi	Raseedi is an Egyptian financial technology platform that helps underbanked users manage their spending and save money. Through its mobile app it offers free and discounted call...	0	minimal
Vendease	Vendease is a Nigerian B2B food procurement platform (founded 2020, Y Combinator W21, backed by Partech Africa and TLcom) that helps restaurants, hotels, and other food business...	0	minimal
Sokowatch / Wasoko	Sokowatch — rebranded as Wasoko in 2022 — is a pan-African B2B e-commerce and distribution platform serving informal retailers (the mom-and-pop dukas, kiosks, and neighborhood s...	0	minimal
Yassir	Yassir is an Algerian-founded super app providing on-demand and financial services across the Maghreb, sub-Saharan Africa, Canada, and France. Founded in 2017 by Noureddine Taye...	0	minimal
MNT-Halan	MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-H...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
Khazna	Khazna is Egypt's leading financial super app, a Cairo-based fintech building inclusive financial services for the country's underbanked payroll workers and their families. Thro...	0	minimal
Swoop	Swoop (formerly Thumo) is an African super-app building toward a single consumer platform for everyday commerce, starting with same-day food delivery and online shopping in Lago...	0	minimal
Jumo	JUMO is a Cape Town-based banking-as-a-service (BaaS) platform, founded in 2015, that uses artificial intelligence to power digital credit and savings products for banks, mobile...	0	minimal
Noon	Noon is a Dubai-headquartered e-commerce marketplace and digital ecosystem launched in 2017 as a joint venture between Saudi Arabia's Public Investment Fund and Emirati business...	0	minimal
KaliSpot	KaliSpot is a fintech network operated by Outsource Monetic Group Inc. (OMG), an Atlanta-headquartered startup with legal presence in Senegal and Morocco. KaliSpots are Financia...	0	minimal
Onit	Onit is a Kenyan digital bank operated by Onit Microfinance Bank Inc. and regulated by the Central Bank of Kenya (CBK), with deposits protected by the Kenya Deposit Insurance Co...	0	minimal
CrowdForce	CrowdForce was a Nigerian fintech that operated the PayForce agent-banking network, deploying point-of-sale and digital financial-services agents to extend cash-in/cash-out, bil...	0	minimal

Indexed API documents (530)

Two numbers, both real: these providers publish 524 APIs as their own documents, which the catalog indexes split one-per-resource into 530 documents. Showing the first 200.

Payments & Money Movement in Africa

Providers (71)

Indexed API documents (530)

Paystack Webhooks

Paystack Balance API

Paystack Bulk Charge API

Paystack Charge API

Paystack Customer API

Paystack Dedicated Virtual Account API

Paystack Dispute API

Paystack Integration API

Paystack Page API

Paystack Payment Request API

Paystack Plan API

Paystack Product API

Paystack Refund API

Paystack Settlement API

Paystack Split API

Paystack Subscription API

Paystack Transaction API

Paystack Transfer API

Paystack Transfer Recipient API

Paystack Verification API

Paystack Sub Account API

Peach Payments Authentication API

Peach Payments Checkout API

Peach Payments Payment Links API

Peach Payments API

Peach Payments Payouts API

Peach Payments Reconciliation API

Flutterwave Transfers API

Flutterwave Settlements API

Flutterwave Wallets API

Flutterwave Banks API

Flutterwave Webhooks API

Flutterwave Chargebacks API

Flutterwave Charges API

Flutterwave Customers API

Flutterwave Fees API

Flutterwave MobileNetworks API

Flutterwave Orchestration API

Flutterwave Orders API

Flutterwave Rates API

Flutterwave Recipients API

Flutterwave Refunds API

Flutterwave Senders API

Flutterwave Account Resolution API

Flutterwave Payment Methods API

Flutterwave Virtual Accounts API

MTN MoMo Collection API

MTN MoMo Disbursements API

MTN MoMo Remittance API

MTN MoMo Sandbox User Provisioning API

MTN Group Accessible to 3PP API

MTN Group Accessible to USSD Gateway API

MTN Group Activation API

MTN Group Add User API

MTN Group Admin Suspend API

MTN Group Adverts API

MTN Group Advice Reconcile API

MTN Group Agents API

MTN Group Applied Customer Billing Rate API

MTN Group Auth API

MTN Group Balance Buckets Methods API

MTN Group Balance Management API

MTN Group Balance Transfer API

MTN Group Banktech API

MTN Group Callback API

MTN Group Callmeback API

MTN Group callmeback with geographicLocation API

MTN Group Cancel Customer PreApproval API

MTN Group Capability Check API

MTN Group Catalog API

MTN Group Category API

MTN Group Channel Vas Controller API

MTN Group Communication API

MTN Group Communication Message API

MTN Group Consent API

MTN Group Consent Validation API

MTN Group Content Push API