Financial Technology in Nordics
24 financial technology providers across Nordics, publishing 143 APIs.
24 providers
143 published APIs
142 indexed documents
Financial Technology across Nordics — 24 providers on the APIs.io network sit in both cohorts, and between them they publish 143 indexed APIs.
12 of the 24 publish at least one machine-readable API; 12 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 10 emerging, 5 developing, 4 minimal, 2 strong, 2 thin, and 1 exemplar.
Leading by rating: Klarna, Atlar, Northmill, Safello, Strise, Bokio, and 18 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (24)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Klarna | Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ... | 22 | exemplar |
| Atlar | Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ... | 20 | strong |
| Northmill | Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and... | 31 | strong |
| Safello | Safello is a Swedish cryptocurrency brokerage founded in 2013, registered with the Swedish Financial Supervisory Authority (Finansinspektionen) and listed on Nasdaq First North ... | 7 | developing |
| Strise | Strise is an Oslo-based (founded 2019) AI platform for financial-crime compliance — "The Autonomous FinCrime Department" that European fincrime teams run on. It automates AML an... | 1 | developing |
| Bokio | Bokio is a Swedish cloud accounting and bookkeeping platform (a Visma company) for small businesses, sole traders and their accountants, combining automated bookkeeping, invoici... | 16 | developing |
| Holvi | Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I... | 4 | developing |
| TietoEVRY | TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p... | 22 | developing |
| Kivra | Kivra provides a digital mailbox service for individuals and businesses in Sweden, allowing users to receive, store, and manage electronic mail, invoices, and official documents... | 1 | thin |
| Swedbank Pay | Swedbank Pay provides a comprehensive, end‑to‑end payment platform for merchants and developers across Sweden and the Nordics. It offers in‑store, online, and acquiring solution... | 1 | thin |
| Flatpay | Flatpay is a Copenhagen-headquartered payments company founded in 2022 that sells card acceptance to small and medium-sized European merchants on a single flat per-transaction r... | 0 | emerging |
| Billecta | Billecta provides a cloud‑based invoicing and payment automation platform for businesses in Sweden and beyond. Their solution automates the full invoicing flow, from invoice cre... | 17 | emerging |
| Juni | Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency... | 0 | emerging |
| Lysa | Lysa is a Swedish fintech company offering automated investment and savings services. It provides a digital platform where users can open accounts, invest in diversified portfol... | 1 | emerging |
| Rocker | Rocker is a Swedish fintech company offering a peer‑to‑peer marketplace for buying and selling second‑hand goods, backed by a robust payment solution. The platform provides user... | 0 | emerging |
| Gilion (formerly ArK) | Gilion (formerly ArK) is an AI-powered financial platform, headquartered in Stockholm, that sits between founders and investors to streamline how growth capital is allocated. Fo... | 0 | emerging |
| Sumary | Sumary is a Denmark-based fintech building an AI-native workflow engine for finance and accounting teams. Its platform layers autonomous accounting agents, anomaly detection, an... | 0 | emerging |
| Opti | Opti is a Swedish fintech company offering digital savings and investment solutions. It provides a platform for personal and corporate customers to manage portfolios, pension fu... | 0 | emerging |
| Grandhood | Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me... | 0 | emerging |
| Mimo | Mimo (short for "Money In, Money Out") is a London- and Stockholm-based B2B fintech that gives small and medium-sized businesses a single platform to manage, understand and cont... | 0 | emerging |
| Anyfin | Anyfin is a Swedish consumer-fintech company that helps people lower the cost of their existing debt. Through its mobile app, customers photograph or import a current loan, cred... | 0 | minimal |
| Insurello | Insurello is a Swedish digital claims service that helps individuals obtain compensation from insurance after accidents or injuries. The platform offers a free case initiation, ... | 0 | minimal |
| Bluebook | Bluebook is a Stockholm, Sweden based software company building AI agents for accounting firms, accountants, and CFOs. The platform automates accounting workflows — reconciliati... | 0 | minimal |
| Kameo | Kameo is a Swedish fintech platform that connects real‑estate developers and growth companies with thousands of investors to finance property projects. It offers innovative loan... | 0 | minimal |
Indexed API documents (142)
Two numbers, both real: these providers publish 143 APIs as their own documents, which the catalog indexes split one-per-resource into 142 documents.
Klarna Payments API
Klarna
Create and authorize Klarna payment sessions; create orders against authorizations.
Klarna Checkout API
Klarna
Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now trades as Kustom; as of 202...
Klarna Order Management API
Klarna
Capture, refund, cancel and update orders post-authorization.
Klarna Customer Token API
Klarna
Persist a payment authorization as a customer token for repeat purchases.
Klarna Settlements API
Klarna
Read merchant settlement reports and transactions.
Klarna Push Notifications
Klarna
Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates, Checkout push, and pen...
Klarna Captures API
Klarna
The Captures API from Klarna — 6 operation(s) for captures.
Klarna Checkout API
Klarna
The Checkout API from Klarna — 3 operation(s) for checkout.
Klarna Customer Token API
Klarna
The Customer Token API from Klarna — 3 operation(s) for customer token.
Klarna Hpp API
Klarna
The Hpp API from Klarna — 3 operation(s) for hpp.
Klarna Merchant Urls.address Update API
Klarna
The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.
Klarna Merchant Urls.country Change API
Klarna
The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.
Klarna Merchant Urls.shipping Option Update API
Klarna
The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option update.
Klarna Merchant Urls.validation API
Klarna
The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.
Klarna Orders API
Klarna
The Orders API from Klarna — 9 operation(s) for orders.
Klarna Payments API
Klarna
The Payments API from Klarna — 5 operation(s) for payments.
Klarna Payouts API
Klarna
The Payouts API from Klarna — 3 operation(s) for payouts.
Klarna Refunds API
Klarna
The Refunds API from Klarna — 2 operation(s) for refunds.
Klarna Reports API
Klarna
The Reports API from Klarna — 4 operation(s) for reports.
Klarna Transactions API
Klarna
The Transactions API from Klarna — 1 operation(s) for transactions.
Klarna Agentic Product Protocol (KAPP) API
Klarna
Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered 2026-09-04 from the same de...
Klarna Merchant Card API
Klarna
The Merchant Card API from Klarna — 6 operation(s) for merchant card.
Atlar Accounts API
Atlar
Accounts are financial accounts held by your organization.
Atlar Audit logs API
Atlar
Audit logs for IAM-related user events, such as login, logout, and password reset.
Atlar Connections API
Atlar
Connections represent your technical connections set up by Atlar to your third-party providers such as banks, PSPs, and ERPs.
Atlar Counterparties API
Atlar
Counterparties are entities that the account holder has a relationship with.
Atlar Credit Transfers API
Atlar
Credit transfers are payments initiated by a debtor to transfer funds to a creditor's account.
Atlar Direct Debits API
Atlar
Direct debits are payments initiated by a creditor to collect funds from a debtor's account.
Atlar Documents API
Atlar
Documents represent accounting transactions from your ERP system. Such as invoices, payments, credit memos, and journal entries.
Atlar Entities API
Atlar
Entities are legal entities, e.g. companies.
Atlar Events (webhooks) API
Atlar
Webhooks are automated notifications sent to a specified URL in response to events or changes.
Atlar External Accounts API
Atlar
External accounts are financial accounts held by counterparties at financial institutions.
Atlar Forecasted Transactions API
Atlar
Forecasted transactions are transactions that are expected to occur in the future. They can be used to predict future cash flows.
Atlar GL Accounts API
Atlar
A GL account represents a general ledger account in your ERP system.
Atlar GL Entities API
Atlar
A GL entity represents a legal entity in your ERP system. It can have a one-to-one relationship with an Atlar Entity.
Atlar Investments API
Atlar
Investments are financial assets held by your organization.
Atlar Mandates API
Atlar
Mandates are authorizations given by a debtor to a creditor to collect funds from the account.
Atlar OAuth API
Atlar
OAuth 2.0 endpoints.
Atlar Pending Transactions API
Atlar
Pending transactions are indications of movement of funds that may be booked on an account.
Atlar Regulatory Reporting API
Atlar
Regulatory reporting codes required for cross-border payments to certain countries.
Atlar Transactions API
Atlar
Transactions are movements of funds that have been booked on an account.
Atlar Webhooks API
Atlar
Webhook configuration.
Northmill Bank Open Banking API for TPPs
Northmill
Northmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confirmation of Available Funds (CB...
Northmill Accounting Settings API
Northmill
The AccountingSettings API from Northmill — 6 operation(s) for accountingsettings.
Northmill Articles API
Northmill
The Articles API from Northmill — 10 operation(s) for articles.
Northmill Articles Availability API
Northmill
The ArticlesAvailability API from Northmill — 2 operation(s) for articlesavailability.
Northmill Article Sets API
Northmill
The ArticleSets API from Northmill — 4 operation(s) for articlesets.
Northmill Bookable Resource Event Instances API
Northmill
The BookableResourceEventInstances API from Northmill — 2 operation(s) for bookableresourceeventinstances.
Northmill Bookable Resources API
Northmill
The BookableResources API from Northmill — 2 operation(s) for bookableresources.
Northmill Booking Orders API
Northmill
The BookingOrders API from Northmill — 6 operation(s) for bookingorders.
Northmill Brands API
Northmill
The Brands API from Northmill — 4 operation(s) for brands.
Northmill Campaigns API
Northmill
The Campaigns API from Northmill — 4 operation(s) for campaigns.
Northmill Cash Cards API
Northmill
The CashCards API from Northmill — 2 operation(s) for cashcards.
Northmill Cashier Users API
Northmill
The CashierUsers API from Northmill — 2 operation(s) for cashierusers.
Northmill Customers API
Northmill
The Customers API from Northmill — 8 operation(s) for customers.
Northmill Groups API
Northmill
The Groups API from Northmill — 4 operation(s) for groups.
Northmill Health API
Northmill
The Health API from Northmill — 1 operation(s) for health.
Northmill Locations API
Northmill
The Locations API from Northmill — 4 operation(s) for locations.
Northmill Online Solutions API
Northmill
The OnlineSolutions API from Northmill — 10 operation(s) for onlinesolutions.
Northmill Orders API
Northmill
The Orders API from Northmill — 6 operation(s) for orders.
Northmill Orders V3 API
Northmill
The OrdersV3 API from Northmill — 6 operation(s) for ordersv3.
Northmill Receipts API
Northmill
The Receipts API from Northmill — 4 operation(s) for receipts.
Northmill Sales API
Northmill
The Sales API from Northmill — 2 operation(s) for sales.
Northmill Settings API
Northmill
The Settings API from Northmill — 4 operation(s) for settings.
Northmill Sms API
Northmill
The Sms API from Northmill — 2 operation(s) for sms.
Northmill Stores API
Northmill
The Stores API from Northmill — 2 operation(s) for stores.
Northmill Suppliers API
Northmill
The Suppliers API from Northmill — 4 operation(s) for suppliers.
Northmill Ticket Orders API
Northmill
The TicketOrders API from Northmill — 6 operation(s) for ticketorders.
Northmill Vouchers API
Northmill
The Vouchers API from Northmill — 4 operation(s) for vouchers.
Northmill Web Hook Categories API
Northmill
The WebHookCategories API from Northmill — 2 operation(s) for webhookcategories.
Northmill Web Hooks API
Northmill
The WebHooks API from Northmill — 4 operation(s) for webhooks.
Northmill Account Codes API
Northmill
The Account Codes API from Northmill — 4 operation(s) for account codes.
Northmill Service Orders API
Northmill
The Service Orders API from Northmill — 4 operation(s) for service orders.
Safello Account API
Safello
Account management
Safello Auth API
Safello
Authentication flow
Safello Compliance API
Safello
User's compliance information/status
Safello Market API
Safello
Market endpoints
Safello Orders API
Safello
Buy and sell crypto
Safello Prices API
Safello
Price endpoints
Safello Wallet API
Safello
User's wallet
Strise Connect API
Strise
GraphQL API for programmatic access to core Strise functionality — search companies and persons, screen for PEP/sanctions/ownership, run ...
Bokio Authorization API
Bokio
Authorization operations for OAuth 2.0 Grants
Bokio Bank Payments API
Bokio
Operations for creating and reading bank payments
Bokio Chart Of Accounts API
Bokio
Operations for managing chart of accounts
Bokio Company Information API
Bokio
Operations for managing company information
Bokio Connections API
Bokio
Connections operations
Bokio Credit Notes API
Bokio
Operations for managing credit notes
Bokio Customers API
Bokio
Operations for managing customer data
Bokio Fiscal Years API
Bokio
Operations for managing fiscal years
Bokio Invoices API
Bokio
Operations for managing invoices
Bokio Items API
Bokio
Operations for managing inventory items
Bokio Journal Entries API
Bokio
Operations for managing accounting journal entries
Bokio Sie Files API
Bokio
Operations for managing SIE files
Bokio Supplier Invoices API
Bokio
Operations for managing supplier invoices
Bokio Suppliers API
Bokio
Operations for managing suppliers
Bokio Tag Groups API
Bokio
Operations for managing tag groups and tags
Bokio Uploads API
Bokio
Operations for managing file uploads
Holvi Account Information API
Holvi
AISP endpoints - read Holvi customer payment accounts and payments.
Holvi Consent API
Holvi
PSU authentication and consent token exchange.
Holvi Payment Initiation API
Holvi
PISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.
Holvi Third Party Provider API
Holvi
TPP certificate lifecycle.
Tietoevry Credit Cloud
TietoEVRY
A credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of credit, organised around loan...
TietoEVRY Account consent service API
TietoEVRY
Operations for establish and managing account information consent.
TietoEVRY Account Information Service API
TietoEVRY
Operations for managing account information.
TietoEVRY Aggregated services API
TietoEVRY
Operations, which are executed for multiple destination providers.
TietoEVRY Bulk Payment Initiation Service API
TietoEVRY
Operations for bulk payments.
TietoEVRY Card account information service API
TietoEVRY
Operations for managing card account information.
TietoEVRY Card information service API
TietoEVRY
Operations for managing card information.
TietoEVRY Confirmation of Funds Service API
TietoEVRY
Operations for receiving funds confirmation.
TietoEVRY Confirmation of Funds Service consent API
TietoEVRY
Operations for establish and managing confirmation of funds consent.
TietoEVRY Creditor API
TietoEVRY
Operation for creditors
TietoEVRY Debtor API
TietoEVRY
Operation for debtors
TietoEVRY End User management API
TietoEVRY
Operations for managing anonymous End Users.
TietoEVRY Payment Initiation Service API
TietoEVRY
Operations for payments.
TietoEVRY Payment Recall Initiation Service API
TietoEVRY
Operations for recalling the payments.
TietoEVRY Periodic Payment Initiation Service API
TietoEVRY
Operations for periodic payments.
TietoEVRY Pre-step SCA service API
TietoEVRY
Operations for establishing Pre-step SCA
TietoEVRY Provider information API
TietoEVRY
Retrieve information about providers.
TietoEVRY Request to pay Initiation Service API
TietoEVRY
Operations to request for payments.
TietoEVRY Signing Baskets Service API
TietoEVRY
Signing Baskets Service
TietoEVRY Subscription Initiation Service API
TietoEVRY
Operations to create subscription.
TietoEVRY User Roles service API
TietoEVRY
Operations for managing user roles.
TietoEVRY Users service API
TietoEVRY
Operations for managing users.
Kivra API
Kivra
Kivra provides a digital mailbox API documented at the developer portal.
Swedbank Pay Psp API
Swedbank Pay
The Psp API from Swedbank Pay — 6 operation(s) for psp.
Billecta API
Billecta
Main API documented at Billecta Docs reference page.
Billecta Accounting API
Billecta
The Accounting API from Billecta — 3 operation(s) for accounting.
Billecta Accountingdimensions API
Billecta
The Accountingdimensions API from Billecta — 3 operation(s) for accountingdimensions.
Billecta Action API
Billecta
The Action API from Billecta — 1 operation(s) for action.
Billecta Authentication API
Billecta
The Authentication API from Billecta — 2 operation(s) for authentication.
Billecta Bankaccount API
Billecta
The Bankaccount API from Billecta — 2 operation(s) for bankaccount.
Billecta Bankid API
Billecta
The Bankid API from Billecta — 2 operation(s) for bankid.
Billecta Common API
Billecta
The Common API from Billecta — 1 operation(s) for common.
Billecta Contractinvoice API
Billecta
The Contractinvoice API from Billecta — 2 operation(s) for contractinvoice.
Billecta Creditors API
Billecta
The Creditors API from Billecta — 2 operation(s) for creditors.
Billecta Debtors API
Billecta
The Debtors API from Billecta — 1 operation(s) for debtors.
Billecta Invoice API
Billecta
The Invoice API from Billecta — 1 operation(s) for invoice.
Billecta Products API
Billecta
The Products API from Billecta — 1 operation(s) for products.
Billecta Search API
Billecta
The Search API from Billecta — 1 operation(s) for search.
Billecta Add Ons API
Billecta
The Add Ons API from Billecta — 2 operation(s) for add ons.
Billecta Cost Centers API
Billecta
The Cost Centers API from Billecta — 2 operation(s) for cost centers.
Lysa API
Lysa
API for Lysa platform (no machine-readable spec discovered)
Other industries in Nordics
Climate & Sustainability 28
Government & Public Sector 25
Artificial Intelligence 22
Digital Health & Telehealth 22
E-Commerce Platform 19
Gaming & Interactive 18
Healthcare 18
Payments & Money Movement 18
Energy 17
Banking & Open Banking 16
Education & EdTech 15
Retail 15
All of Nordics →
Financial Technology elsewhere
Europe 254
North America 180
Latin America 152
India & South Asia 116
United Kingdom & Ireland 108
Africa 89
MENA (Middle East & North Africa) 88
Southeast Asia 87
Middle East 65
DACH (Germany · Austria · Switzerland) 45
France & Iberia 35
Japan & Korea 23
All of Financial Technology →
This page is the intersection of two independently computed cohorts:
Nordics and
Financial Technology. A provider appears here only when it is
already a member of both. Nordics membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.