Financial Technology in France & Iberia
33 financial technology providers across France & Iberia, publishing 41 APIs.
Financial Technology across France & Iberia — 33 providers on the APIs.io network sit in both cohorts, and between them they publish 41 indexed APIs.
11 of the 33 publish at least one machine-readable API; 22 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 12 emerging, 10 minimal, 5 thin, 4 developing, and 2 strong.
Leading by rating: Pennylane, Agicap, 73 Strings, Fipto, Defacto, Cobee by Pluxee, and 27 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (33)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Pennylane | Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy... | 1 | strong |
| Agicap | Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps businesses forecast cas... | 19 | strong |
| 73 Strings | 73 Strings is an AI-powered financial technology company serving alternative asset managers in private equity, private credit, venture capital, infrastructure and multi-strategy... | 6 | developing |
| Fipto | Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin payments, hold multi-as... | 2 | developing |
| Defacto | Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST API, partners (mark... | 1 | developing |
| Cobee by Pluxee | Cobee is a Madrid-based flexible employee benefits and compensation platform, acquired by Pluxee (Sodexo group) in 2024. It lets companies manage a modular multi-benefit program... | 1 | developing |
| Greenly | Greenly is a Paris-headquartered (with offices in London and New York) carbon accounting platform focused on small and mid-sized businesses, helping companies measure, reduce, a... | 1 | thin |
| Swan | Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SEPA payments into the... | 7 | thin |
| Flanks | Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investment and banking data ... | 1 | thin |
| Koalaboox | Koalaboox is a Belgian cloud invoicing and cash-flow platform for small businesses, self-employed professionals and their accountants, now operating as Cegid Invoice & Financing... | 1 | thin |
| Goodvest | Goodvest is a French mission-driven fintech (entreprise à mission) based in Paris that sells climate-aligned retail savings and investment products: an ISR assurance-vie (Goodvi... | 0 | thin |
| Bitstack | Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitcoin through automati... | 0 | emerging |
| Novicap | Novicap is a Spanish working-capital and supply-chain-finance fintech that helps companies optimize their circulating capital. Its REST API (base URL https://api.novicap.com/v1)... | 1 | emerging |
| helios | helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a green savings passbo... | 0 | emerging |
| Graneet | Graneet is a French vertical-SaaS ERP for the construction and public-works (BTP) sector, built for small and mid-sized contractors (roughly EUR 2M to 100M in revenue) to protec... | 0 | emerging |
| Sumeria | Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers free online banking acc... | 0 | emerging |
| DoorFeed | DoorFeed is a technology-led residential real estate investment platform, founded in 2021 and headquartered in Paris, that helps institutional investors, funds, and family offic... | 0 | emerging |
| Murphy | Murphy is a Barcelona-based fintech building AI voice and omnichannel agents that automate debt collection and servicing for banks, fintechs, utilities, telecoms and debt collec... | 0 | emerging |
| Regular Finance | Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50% annual interest pa... | 0 | emerging |
| Epsor | Epsor is a French fintech, founded in 2017, that manages employee savings and retirement plans (épargne salariale et retraite) for companies and helps them turn that benefit int... | 0 | emerging |
| Happypal | Happypal (HappyPal) is a Paris-based HR-tech and fintech company, founded in 2019, that operates the most widely used digital platform for French works councils (Comite Social e... | 0 | emerging |
| Matera | Matera is a French proptech company providing a digital platform for condominium management (syndic de copropriété), rental property management (gestion locative), and real esta... | 0 | emerging |
| Plus Simple | +Simple (Plus Simple) is a French digital insurance underwriting agency (agence de souscription) founded in 2015 and headquartered in Marseille. Operating as one of France's lar... | 0 | emerging |
| Joko | Joko is a French fintech company operating a consumer cashback, rewards, and savings application that connects shoppers with more than 3,500 partner brands online and in physica... | 0 | minimal |
| RockFi | RockFi is a French private wealth management firm positioning itself as a modern family office, pairing experienced private-banking advisors with technology to serve high-net-wo... | 0 | minimal |
| Goin | Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less.... | 0 | minimal |
| Trezy | Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe... | 0 | minimal |
| Tulyp | Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visibility into their fo... | 0 | minimal |
| ValueCo | ValueCo (ValueCo Metrics SAS) is a Paris-based fintech building an objective ESG market view from the proprietary ESG scores of asset managers and institutional investors. Its p... | 0 | minimal |
| Alassio | Alassio is a French financial-technology company building a next-generation payroll software platform (logiciel de paie nouvelle generation) for businesses. Alassio positions it... | 0 | minimal |
| Grace | Grace (Grâce) is a Paris-based insurtech that lets luxury maisons offer their clients complimentary, embedded protection against theft, loss, and damage for high-value goods suc... | 0 | minimal |
| Lydia | Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills, and pay merchants f... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
Indexed API documents (127)
Two numbers, both real: these providers publish 41 APIs as their own documents, which the catalog indexes split one-per-resource into 127 documents.
Pennylane Account API
Pennylane Accounting Exports API
Pennylane Bank Accounts API
Pennylane Billing Subscriptions API
Pennylane Categories API
Pennylane Change Events API
Pennylane Customer Invoices API
Pennylane Customers API
Pennylane E-Invoicing API
Pennylane File Attachments API
Pennylane Journals API
Pennylane Ledger Accounts API
Pennylane Ledger Entries API
Pennylane Mandates API
Pennylane Products API
Pennylane Quotes API
Pennylane Supplier Invoices API
Pennylane Suppliers API
Pennylane Transactions API
Agicap Account reports API
Agicap Accrued interests API
Agicap Analytical Plan API
Agicap Anything API
Agicap Authentication API
Agicap Bank accounts API
Agicap Bank files API
Agicap Beta API
Agicap Card expenses bank journal API
Agicap Causales API
Agicap Client addresses API
Agicap Client Credit Notes API
Agicap Client Invoices API
Agicap Client Quotes API
Agicap Clients API
Agicap Connections API
Agicap Cookies API
Agicap Credit limit API
Agicap Delivery Notes API
Agicap Dynamic data API
Agicap E-Reporting API
Agicap Entities API
Agicap Export API
Agicap External contacts API
Agicap Financial investments API
Agicap Financings API
Agicap HTTP Methods API
Agicap Images API
Agicap Import and delete API
Agicap Inbox API
Agicap Interests statements API
Agicap Internal contacts API
Agicap Invested cash API
Agicap Invoice Flows API
Agicap Invoices API
Agicap Manage beneficiaries API
Agicap Proforma Invoices API
Agicap Purchase journal API
Agicap Purchase Orders API
Agicap Redirects API
Agicap Request inspection API
Agicap Response formats API
Agicap Response inspection API
Agicap Route payment files API
Agicap Sales Orders API
Agicap Statements API
Agicap Status codes API
Agicap Supplier Credit Notes API
Agicap Supplier Invoices API
Agicap Suppliers API
Agicap User rights API
Agicap webhooks API
73 Strings Asset Info API
73 Strings Documents API
73 Strings Financial Data API
73 Strings Qualitative Data API
73 Strings Transaction API
73 Strings cap table API
Fipto AISP/PISP API
Fipto Assets API
Fipto Automations API
Fipto Beneficiaries API
Fipto Companies API
Fipto Conversions API
Fipto Internal Transfers API
Fipto Payin Simulation API
Fipto Payment links API
Fipto Transactions API
Fipto Travel Rule API
Fipto Wallets API
Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Eligibility and credit limit API
Defacto Financial product API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Defacto Repay API
Defacto Sharing business data API
Defacto Subscription API
Defacto Testing API
Defacto Translation API
Defacto Webhook API
Cobee by Pluxee Companies API
Cobee by Pluxee OAUTH API
Greenly alternatives API
Greenly live API
Greenly offsetProjects API
Greenly ready API
Greenly transactions API
Greenly users API
Greenly Purchase Categories API
Swan Accounts API
Swan Account Memberships API
Swan Cards API
Swan Payments API
Swan Transactions API
Swan Onboarding API
Swan Users and Consents API
Flanks API
Cegid Click & Finance API
Novicap Confirming Standard API
Novicap Dynamic Discounting API
Other industries in France & Iberia
Financial Technology elsewhere
This page is the intersection of two independently computed cohorts:
France & Iberia and
Financial Technology. A provider appears here only when it is
already a member of both. France & Iberia membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.