Defacto Accounting API
The Accounting API from Defacto — 1 operation(s) for accounting.
Work with this as data
Every API here is available over the APIs.io API and to AI agents over MCP.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for apis
7 MCP tools reach this
find_apisBrowse and filter every API in the catalog.get_api_artifactsOne API's artifacts, grouped by type.get_openapiThe primary OpenAPI for this API.find_similar_apisAPIs that look like this one.apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
This API
curl "https://apis.io/api/v1/apis/defacto-accounting-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"Discovery needs no key. Ratings and market analysis are Pro.
Get an API key
Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.
A second provider on the same verified email joins the account you already have.
OpenAPI Specification
openapi: 3.2.0
info:
title: Defacto Accounting API
version: v1.0.0
description: Defacto provides instant, embedded financing for SMBs across Europe. This REST API lets partners onboard borrowers, test eligibility and credit limits, upload business/bank data, create invoices, request and manage loans, handle repayments and recollection, issue and manage credit cards, bill fees, and subscribe to webhooks. Reconstructed by API Evangelist from the per-operation OpenAPI fragments published on Defacto's ReadMe developer portal (developers.getdefacto.com/llms.txt). operationId values are the provider's ReadMe reference slugs; summaries are the reference page titles.
contact:
email: contact@getdefacto.com
url: https://developers.getdefacto.com/
servers:
- url: https://api.getdefacto.com
description: Production
- url: https://api-sandbox.getdefacto.com
description: Sandbox
security:
- Bearer: []
tags:
- name: Accounting
paths:
/events:
get:
description: Search for business events. These events will let you read business events to build you logic on top of it.
parameters:
- description: Pagination cursor from the previous response's next_page field. Omit to get the first page.
in: query
name: cursor
required: false
x-nullable: true
schema:
type: string
default: null
- in: query
name: event_type
required: false
x-nullable: true
explode: true
schema:
type: array
items:
enum:
- LOAN_CANCELED
- LOAN_DISBURSEMENT_PAID
- LOAN_EXTRA_PAID
- LOAN_GUARANTEE_DEPOSIT_CHARGED_BACK
- LOAN_GUARANTEE_DEPOSIT_PAID
- LOAN_INTERESTS_CHARGEBACK_PENALIZED
- LOAN_INTERESTS_DISCOUNTED
- LOAN_INTERESTS_FALLEN_DUE
- LOAN_INTEREST_DEPOSIT_CHARGED_BACK
- LOAN_INTEREST_DEPOSIT_PAID
- LOAN_INTEREST_FROM_DEPOSIT_PAID
- LOAN_INTEREST_FROM_DEPOSIT_UNPAID
- LOAN_PRINCIPAL_FALLEN_DUE
- LOAN_PRINCIPAL_FALLEN_LATE
- LOAN_PRINCIPAL_FROM_DEPOSIT_PAID
- LOAN_REFUND_PAID
- LOAN_REPAYMENT_FEES_CHARGED_BACK
- LOAN_REPAYMENT_FEES_PAID
- LOAN_REPAYMENT_NOMINAL_CHARGED_BACK
- LOAN_REPAYMENT_NOMINAL_PAID
- LOAN_REPAYMENT_NOMINAL_UNPAID
- LOAN_RETURNED_PAID
- LOAN_VALIDATED
type: string
default: null
- in: query
name: from_date
required: false
x-nullable: true
schema:
type: string
format: date-time
default: null
- in: query
name: loan_id
required: false
x-nullable: true
explode: true
schema:
type: array
items:
format: uuid
type: string
default: null
- description: Maximum number of items to return per page.
in: query
name: page_size
required: false
schema:
type: integer
default: 100
- in: query
name: to_date
required: false
x-nullable: true
schema:
type: string
format: date-time
default: null
responses:
'200':
description: ''
content:
'*/*':
schema:
$ref: '#/components/schemas/TypedApiPage4'
security:
- Bearer: []
tags:
- Accounting
operationId: get_events
summary: /events
components:
schemas:
TypedApiPage4:
properties:
count:
type: integer
data:
items:
$ref: '#/components/schemas/ApiEvent'
type: array
next_page:
default: null
type:
- string
- 'null'
page_size:
type: integer
previous_page:
default: null
type:
- string
- 'null'
total:
default: null
type:
- integer
- 'null'
required:
- count
- page_size
type: object
ApiLoanEventPayload:
properties:
deposit_amount:
default: null
type:
- integer
- 'null'
fees_amount:
default: null
type:
- integer
- 'null'
loan_id:
format: uuid
type: string
metadata:
additionalProperties: {}
type: object
principal_amount:
default: null
type:
- integer
- 'null'
required:
- loan_id
- metadata
type: object
ApiEvent:
properties:
event_at:
format: date-time
type: string
event_payload:
$ref: '#/components/schemas/ApiLoanEventPayload'
event_type:
enum:
- LOAN_CANCELED
- LOAN_DISBURSEMENT_PAID
- LOAN_EXTRA_PAID
- LOAN_GUARANTEE_DEPOSIT_CHARGED_BACK
- LOAN_GUARANTEE_DEPOSIT_PAID
- LOAN_INTERESTS_CHARGEBACK_PENALIZED
- LOAN_INTERESTS_DISCOUNTED
- LOAN_INTERESTS_FALLEN_DUE
- LOAN_INTEREST_DEPOSIT_CHARGED_BACK
- LOAN_INTEREST_DEPOSIT_PAID
- LOAN_INTEREST_FROM_DEPOSIT_PAID
- LOAN_INTEREST_FROM_DEPOSIT_UNPAID
- LOAN_PRINCIPAL_FALLEN_DUE
- LOAN_PRINCIPAL_FALLEN_LATE
- LOAN_PRINCIPAL_FROM_DEPOSIT_PAID
- LOAN_REFUND_PAID
- LOAN_REPAYMENT_FEES_CHARGED_BACK
- LOAN_REPAYMENT_FEES_PAID
- LOAN_REPAYMENT_NOMINAL_CHARGED_BACK
- LOAN_REPAYMENT_NOMINAL_PAID
- LOAN_REPAYMENT_NOMINAL_UNPAID
- LOAN_RETURNED_PAID
- LOAN_VALIDATED
type: string
required:
- event_at
- event_payload
- event_type
type: object
securitySchemes:
Bearer:
in: header
name: Authorization
type: apiKey