Banking & Open Banking in Europe
177 banking & open banking providers across Europe, publishing 2192 APIs.
Banking & Open Banking across Europe — 177 providers on the APIs.io network sit in both cohorts, and between them they publish 2192 indexed APIs.
115 of the 177 publish at least one machine-readable API; 62 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 49 minimal, 45 developing, 36 thin, 28 emerging, 12 strong, and 7 exemplar.
Leading by rating: Klarna, Qonto, Memo Bank, Super Payments, Moneyhub, Atlar, and 171 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (177)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Klarna | Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ... | 22 | exemplar |
| Qonto | Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institution licence. Its Bus... | 13 | exemplar |
| Memo Bank | Memo Bank is an independent French commercial bank, accredited as a credit institution by the European Central Bank and supervised by the ACPR, that serves small and mid-sized c... | 15 | exemplar |
| Super Payments | Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards m... | 9 | exemplar |
| Moneyhub | Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insu... | 21 | exemplar |
| Atlar | Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ... | 20 | exemplar |
| Pliant | Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (Baa... | 19 | exemplar |
| Bancontact | Bancontact Company nv/sa (formerly Bancontact Payconiq Company) operates Belgium's national debit card scheme and the Bancontact Pro merchant acceptance service (the rebranded P... | 8 | strong |
| Genome | Genome, operated by UAB "Maneuver LT" of Vilnius, is an Electronic Money Institution licensed and supervised by the Bank of Lithuania. It runs multi-currency personal and busine... | 8 | strong |
| Modulr | Modulr is a United Kingdom-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable eMoney accounts and move money... | 26 | strong |
| Tink | Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for ... | 25 | strong |
| The Bank of London | The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the Bank of England's Prudential Regulation Authority and regulated by... | 11 | strong |
| iBanFirst | iBanFirst is a Brussels-headquartered cross-border payment and foreign-exchange platform for businesses, licensed as a payment institution by the National Bank of Belgium (compa... | 11 | strong |
| Bancomat | BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service. Launched in 1983 f... | 30 | strong |
| Northmill | Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and... | 31 | strong |
| Sibill | Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electronic invoicing (subm... | 12 | strong |
| Pennylane | Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy... | 20 | strong |
| Raiffeisenbank (Russia) | Raiffeisenbank (AO Raiffeisenbank, Райффайзен Банк) is a Russian bank providing a full range of banking services to retail and corporate clients (mortgages, loans, deposits, bus... | 113 | strong |
| first direct | first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offers personal current ... | 34 | strong |
| Allica Bank | Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current accounts, savings, commerci... | 18 | developing |
| Groupe BPCE | Groupe BPCE is the second-largest banking group in France, operating retail banking and insurance through its main brands Banque Populaire, Caisse d'Epargne and Natixis (per gro... | 7 | developing |
| SIX | SIX operates the financial market infrastructure of Switzerland and Spain, including SIX Swiss Exchange, BME, and Swiss interbank clearing and securities services, alongside SIX... | 11 | developing |
| Fintecture | Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immediate Transfer, Smart T... | 22 | developing |
| The Co-operative Bank | The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking policy. Following its 2... | 76 | developing |
| Agicap | Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps businesses forecast cas... | 52 | developing |
| Algbra | Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution authorised by the Financi... | 16 | developing |
| Fipto | Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin payments, hold multi-as... | 12 | developing |
| Deutsche Bank | Deutsche Bank is a global financial institution headquartered in Frankfurt, providing retail, corporate and investment banking, asset management and wealth management. Its devel... | 50 | developing |
| Sygnum | Sygnum is a regulated digital asset banking group, headquartered in Zurich with a Singapore arm, that received a Swiss FINMA banking and securities dealer licence in August 2019... | 10 | developing |
| Defacto | Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST API, partners (mark... | 18 | developing |
| Worldline | European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and authentication, and mer... | 79 | developing |
| Solaris | Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets partners embed regulat... | 2 | developing |
| Weatherbys Bank | Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in 1770 and incorporate... | 7 | developing |
| Lemonway | Lemonway is a European payment institution regulated by the French ACPR (registration 16568) since 2012, providing REST APIs for marketplace payments including IBAN wallet creat... | 22 | developing |
| ClearBank | ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licence in December 2016 ... | 15 | developing |
| Starling Bank | Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and authorised and regulated ... | 18 | developing |
| Virgin Money UK | Virgin Money UK is a full-service UK retail and business bank, operating the Virgin Money, Clydesdale Bank, Yorkshire Bank, and B brands across personal current and savings acco... | 17 | developing |
| Nopan | Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wallet payment methods... | 5 | developing |
| Yorkshire Building Society | Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rather than a shareholde... | 24 | developing |
| Triodos Bank UK | Triodos Bank UK Limited is a values-based, sustainability-focused bank headquartered in Bristol, England, and the UK arm of Triodos Bank N.V. (founded 1980, Netherlands), one of... | 10 | developing |
| Danske Bank (UK) | Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly own... | 35 | developing |
| lemon.markets | lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and platforms embed investi... | 17 | developing |
| Kontomatik | Kontomatik is a Warsaw- and Vilnius-based PSD2-licensed open banking provider delivering bank data aggregation, KYC, credit scoring, income verification, transaction labeling, a... | 16 | developing |
| TietoEVRY | TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p... | 22 | developing |
| Holvi | Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I... | 4 | developing |
| Brightfield Software | Brightfield Software, operating under the Distyra brand, provides European bank data APIs that deliver raw transaction information distilled into actionable signals. Their platf... | 9 | developing |
| WealthKernel | WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies the building blocks ... | 1 | developing |
| Interhyp | Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing options by comparing o... | 8 | developing |
| C. Hoare & Co. | C. Hoare & Co. (Hoares Bank) is the United Kingdom's oldest privately-owned bank, founded in 1672 by Sir Richard Hoare and owned continuously by the Hoare family for twelve gene... | 20 | developing |
| Tribe Payments | Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modular, API-driven platfo... | 44 | developing |
| Volt | Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Vol... | 12 | developing |
| Form3 | Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account payment processing as a single, unified REST API to banks and finte... | 28 | developing |
| Thredd | Thredd (formerly Global Processing Services / GPS) is a London-headquartered issuer-processor and next-generation payments technology company, founded in 2007, rebranded to Thre... | 10 | developing |
| AIB Group (UK) | AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorised by the Prudential ... | 15 | developing |
| Nationwide Building Society | Nationwide Building Society is the world's largest building society and one of the UK's biggest retail financial services providers, headquartered in Swindon, England. As a mutu... | 7 | developing |
| Investec | Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating through Investec plc (UK)... | 34 | developing |
| Newcastle Permanent Building Society | Newcastle Permanent Building Society is a customer-owned Australian authorised deposit-taking institution (ADI) founded in 1903 and headquartered in Newcastle, New South Wales. ... | 9 | developing |
| Yapily | Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account I... | 16 | developing |
| Coventry Building Society | Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, England, offering savings... | 34 | developing |
| Enable Banking | Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Financial Supervisory A... | 4 | developing |
| Vanquis Banking Group | Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender and savings bank headquartered in Bradford, England, listed on t... | 22 | developing |
| Cashplus Bank | Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew from a prepaid-card iss... | 28 | developing |
| Hampden & Co | Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21 Charlotte Square, Edinburgh, with offices in London and Manchest... | 29 | developing |
| Mettle | Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and originally built with Capco... | 9 | developing |
| Chase UK | Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consu... | 28 | thin |
| Kroo | Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), that launched its di... | 28 | thin |
| Halifax | Halifax is a major British high-street banking brand serving personal and business customers with current accounts, savings, mortgages, credit cards, loans, and insurance. It op... | 9 | thin |
| Bank of Ireland (UK) | Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listing on Euronext Dublin... | 35 | thin |
| bunq | bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, sandbox https://publi... | 113 | thin |
| TSB Bank | TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards, and insurance to pe... | 12 | thin |
| Monument Bank | Monument Bank Limited is a UK challenger bank headquartered at 33 Cavendish Square, London, purpose-built for the "mass affluent" - professionals, entrepreneurs, and savers with... | 34 | thin |
| ECOMMPAY | ECOMMPAY is a London-headquartered international payment service provider and direct card acquirer founded in 2012, authorised by the UK Financial Conduct Authority (FRN 607597)... | 4 | thin |
| Lloyds Banking Group | Lloyds Banking Group plc is the United Kingdom's largest retail and commercial banking group, serving personal, business, and corporate customers through the Lloyds Bank, Halifa... | 37 | thin |
| Secure Trust Bank | Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts and specialist lendi... | 34 | thin |
| Tandem Bank | Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England, with offices in Car... | 28 | thin |
| Metro Bank | Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London and listed on the L... | 10 | thin |
| Skipton Building Society | Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North Yorkshire. It is the fourth-largest building society in the United K... | 9 | thin |
| Recognise Bank | Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings acco... | 34 | thin |
| Santander UK | Santander UK plc is a major British retail and commercial bank and one of the CMA9 banks mandated to deliver UK Open Banking. It is a wholly owned, ring-fenced subsidiary of Ban... | 34 | thin |
| Coutts | Coutts & Co is a British private bank and wealth manager founded in 1692, headquartered in London and serving high-net-worth individuals, families, commercial and institutional ... | 29 | thin |
| zopa | Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current account. As a registere... | 12 | thin |
| Insurely | Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, savings, and credit.... | 1 | thin |
| Principality Building Society | Principality Building Society is the largest building society in Wales and the sixth largest in the United Kingdom, founded in 1860 and headquartered in Cardiff. It is a mutual,... | 9 | thin |
| Handelsbanken UK | Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 ... | 7 | thin |
| Treezor | Treezor provides a comprehensive Banking-as-a-Service platform, offering payment processing, card issuing, SEPA transfers, KYC compliance, and embedded finance solutions for fin... | 14 | thin |
| Number26 | Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 European markets. Founde... | 1 | thin |
| Bud Financial | Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment, categorization, af... | 32 | thin |
| UK Open Banking | UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial serv... | 42 | thin |
| GB Bank | GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and privately backed rathe... | 34 | thin |
| Cynergy Bank | Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal and business banking needs of business owners, property entrepr... | 28 | thin |
| Thought Machine | Thought Machine is a London-headquartered cloud-native core banking technology company founded in 2014 by Paul Taylor, with offices in New York and Singapore. It builds Vault Co... | 2 | thin |
| Paragon Bank | Paragon Bank PLC is a UK specialist lender and retail savings bank, the principal banking subsidiary of Paragon Banking Group PLC (LSE: PAG), a FTSE 250 company founded in 1985 ... | 34 | thin |
| Leeds Building Society | Leeds Building Society is the fifth-largest building society in the United Kingdom, a mutual owned by and run for the benefit of its members rather than shareholders. Founded in... | 9 | thin |
| Bank of Scotland | Bank of Scotland is a UK high-street retail and commercial bank, founded in 1695 and headquartered in Edinburgh, and is one of the oldest banks in the United Kingdom. It is a wh... | 34 | thin |
| Shawbrook Bank | Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Exchange in October 2025 ... | 34 | thin |
| Financial Conduct Authority | The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for most non-bank firms, ... | 2 | thin |
| BBVA | BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, ... | 4 | thin |
| Flanks | Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investment and banking data ... | 1 | thin |
| Acin | Acin is a London-based operational and non-financial risk (NFR) data company for financial services, founded in 2018 and acquired by regulatory-intelligence firm CUBE in June 20... | 1 | thin |
| 10x Banking Technology Services | 10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose SuperCore and "meta cor... | 1 | thin |
| Bitstack | Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitcoin through automati... | 0 | emerging |
| Escher Consulting GmbH | Escher Consulting GmbH develops BankingMCP, a banking MCP server that lets users connect their bank accounts to AI assistants such as Claude, ChatGPT, Mistral, and Cursor. It su... | 1 | emerging |
| Swan | Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SEPA payments into the... | 7 | emerging |
| UniCredit | UniCredit is a leading European banking group offering a full range of financial services, including corporate and investment banking, retail banking, asset management, and digi... | 2 | emerging |
| Kantox | Kantox is a foreign-exchange (FX) risk management and Currency Management Automation software company, headquartered in London and Barcelona and part of BNP Paribas. Its flagshi... | 0 | emerging |
| AAZZUR | AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financial services into thei... | 1 | emerging |
| Bank Convert | Bank Convert provides a UK‑focused bank statement conversion service that transforms PDF, CSV or OFX statements into structured transaction data. The site explains six conversio... | 1 | emerging |
| By Miles | By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover under roughly 7,000 mile... | 0 | emerging |
| helios | helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a green savings passbo... | 0 | emerging |
| Climate-X | Climate X is a London-headquartered climate risk analytics company that translates physical climate hazards into financial loss metrics for banks, insurers, asset managers, real... | 0 | emerging |
| Juni | Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency... | 0 | emerging |
| Trezy | Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe... | 0 | emerging |
| Redwood Bank | Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 2017 after receiving i... | 1 | emerging |
| Moneybox | Moneybox is a London-based digital wealth management company, operating as Digital Moneybox Limited, whose mobile app helps people in the United Kingdom save and invest — round-... | 0 | emerging |
| ANNA Money | ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app... | 0 | emerging |
| AgentifAI | AgentifAI is a Portuguese enterprise conversational-AI company, headquartered in Braga, that builds AliceOS - a voice-first AI contact-center and autonomous agent platform purpo... | 0 | emerging |
| Sumeria | Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers free online banking acc... | 0 | emerging |
| Grandhood | Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me... | 0 | emerging |
| Sidekick | Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-wealthy, delivered thr... | 0 | emerging |
| Lysa | Lysa is a Swedish fintech company offering automated investment and savings services. It provides a digital platform where users can open accounts, invest in diversified portfol... | 1 | emerging |
| Monese | Monese is a London-founded fintech that provides mobile money accounts to consumers across Europe. Operating as a licensed Electronic Money Institution (EMI) rather than a tradi... | 0 | emerging |
| flatfair | flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit administration products. It... | 0 | emerging |
| Regular Finance | Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50% annual interest pa... | 0 | emerging |
| Trade Republic | Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and crypto, ETF and stoc... | 0 | emerging |
| Curve | Curve is a London-based fintech, founded in 2015 by Shachar Bialick, that consolidates multiple debit and credit cards into a single smart card and mobile wallet. Its "over-the-... | 0 | emerging |
| Fincompare | Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the ... | 0 | emerging |
| rekord | Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platform unifies data fro... | 0 | emerging |
| Onafriq | Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand... | 9 | emerging |
| Reposit | Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash deposit, tenants pay a ... | 0 | minimal |
| Wollit | Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial C... | 0 | minimal |
| Uhura Solutions | Uhura Solutions is a London-based AI platform for document-driven process automation in financial services, combining fine-tuned large language models, a low-code framework, and... | 0 | minimal |
| Cleafy | Cleafy is a Milan‑based cybersecurity company founded in 2014, providing an AI‑powered fraud detection and prevention platform for banks and financial institutions. Its solution... | 1 | minimal |
| Opti | Opti is a Swedish fintech company offering digital savings and investment solutions. It provides a platform for personal and corporate customers to manage portfolios, pension fu... | 0 | minimal |
| N26 | N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics... | 0 | minimal |
| Vivid | Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated entities Vivid Money S... | 0 | minimal |
| Close Brothers | Close Brothers Group plc (LSE: CBG) is a UK merchant banking group founded in 1878 and a constituent of the FTSE 250 Index, headquartered at 10 Crown Place, London EC2A 4FT. The... | 0 | minimal |
| Goin | Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less.... | 0 | minimal |
| Atom Bank | Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web banking). Authorised ... | 0 | minimal |
| Plumery | Plumery is an Amsterdam, Netherlands-based fintech that provides a headless, mobile-first digital banking engagement platform it markets as the "Digital Success Fabric" — a "Dig... | 0 | minimal |
| Porters | Porters is an AI-native outsourcing partner for European banking operations. Its platform uses AI agents with human oversight to automate high-volume back-office banking process... | 0 | minimal |
| Viva.com | Viva.com provides an all‑in‑one payments, banking and business solutions platform for European companies. It offers omnichannel payment processing, card issuing, account service... | 0 | minimal |
| Pollinate | Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment processors reinvent ... | 0 | minimal |
| Pollen | Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no code and a fully ma... | 0 | minimal |
| Atom Bank plc | Atom Bank plc is a UK‑based digital‑only bank founded in 2014 and launched in 2016. It offers savings accounts, mortgages and business loans through a mobile‑first app, emphasiz... | 0 | minimal |
| ECB Data Portal | The European Central Bank (ECB) Data Portal provides access to a wide range of statistical data, economic indicators, and financial datasets published by the ECB. It offers APIs... | 0 | minimal |
| NestEgg | NestEgg matches UK credit union members with affordable loans, acting as a free broker that does not lend directly. It offers loans from £200 to £25,000, supports all credit his... | 0 | minimal |
| Crosslend | CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analytics for loan-level da... | 0 | minimal |
| Nordea | Nordea is a leading Nordic universal bank offering a wide range of financial services including retail banking, corporate banking, asset management, and investment solutions acr... | 0 | minimal |
| Fintech Farm | Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded... | 0 | minimal |
| Rabobank | Rabobank is a Dutch multinational banking and financial services company organized as a cooperative with a strong focus on the food and agriculture sector. It serves retail, bus... | 5 | minimal |
| Swedbank | Swedbank Group is a modern bank rooted in Sweden’s savings banks and cooperative agricultural banking tradition. It serves 7.3 million private customers and 548,000 corporate cu... | 1 | minimal |
| Tulyp | Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visibility into their fo... | 0 | minimal |
| Scalable Capital | Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands. It offers a self-di... | 0 | minimal |
| Länsförsäkringar | Länsförsäkringar is a Swedish financial services group offering banking, insurance, loans, savings and pension products. It operates regionally across Sweden, providing digital ... | 0 | minimal |
| Credit Agricole | Credit Agricole is a leading French banking group offering a wide range of retail, corporate and investment banking services. It serves millions of customers through an extensiv... | 0 | minimal |
| iDEAL | iDEAL is a Dutch online payment method that enables consumers to pay for e‑commerce purchases directly from their own bank accounts. It connects the shopper’s bank with the merc... | 0 | minimal |
| Commerzbank | Commerzbank AG is a major German universal bank offering a wide range of financial services including retail banking, corporate banking, investment banking, and asset management... | 0 | minimal |
| Lydia | Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills, and pay merchants f... | 0 | minimal |
| Asseco | Asseco is a European IT solutions provider specializing in banking, insurance, and public sector software. Through its Ceptor platform, it offers API management, access manageme... | 0 | minimal |
| Bforbank | Bforbank is a French digital bank offering online banking services, credit cards, savings accounts, loans, and investment products. It emphasizes a human‑centric digital experie... | 0 | minimal |
| Handelsbanken | Handelsbanken is a leading Swedish bank offering a wide range of financial services, including personal banking, corporate banking, loans, mortgages, and investment solutions. T... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| Fraudio | Fraudio is an Amsterdam-based payments fraud detection and financial-crime scale-up founded in 2019 by João Moura (CEO), Nathan Trousdell (COO), and team, with additional office... | 0 | minimal |
| Webfinanceholding | Web Finance Holding AD is a Bulgarian financial-services holding company established in 2002 (formerly Finance Consulting AD). It specializes in the consultation and management ... | 0 | minimal |
| Bankgirot | Bankgirot is Sweden’s central clearing house for bank payments, operating a nationwide payment infrastructure that connects banks, businesses and public sector entities. It prov... | 1 | minimal |
| Tuza | Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally launched in the UK ... | 0 | minimal |
| Fortu | Fortu (Fortu Wealth Ltd) is a London-based fintech, founded in 2019, offering digital private banking for high-net-worth individuals and their businesses, including borderless m... | 0 | minimal |
| SEB | SEB (Skandinaviska Enskilda Banken) is a leading Nordic financial services group offering banking, investment, and insurance solutions. Based in Sweden, SEB provides personal an... | 0 | minimal |
| Bnpparibasfortis | BNP Paribas Fortis is a major Belgian bank, part of the international BNP Paribas Group. It offers a wide range of banking and financial services to individuals, businesses, and... | 0 | minimal |
| Boursobank | Boursobank, operating under the brand BoursoBank, is a French online bank offering a full suite of financial services including free banking accounts, credit cards, loans, insur... | 0 | minimal |
| Standard Chartered | A British multinational banking and financial services company headquartered in London with a strong focus on Asia, Africa, and the Middle East. Provides corporate, institutiona... | 0 | minimal |
| Fidor Bank | Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS / bankOS middleware p... | 1 | minimal |
| Kevin. | kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information services to merchants acr... | 1 | minimal |
| Lanistar | Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa... | 0 | minimal |
| Ordo | Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a ... | 7 | minimal |
| Savedo | Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European partner banks from ... | 0 | minimal |
| Vyne | Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instant refunds, no-code p... | 0 | minimal |
Indexed API documents (2194)
Two numbers, both real: these providers publish 2192 APIs as their own documents, which the catalog indexes split one-per-resource into 2194 documents. Showing the first 200.
Klarna Payments API
Klarna Checkout API
Klarna Order Management API
Klarna Customer Token API
Klarna Settlements API
Klarna Push Notifications
Klarna Captures API
Klarna Checkout API
Klarna Customer Token API
Klarna Hpp API
Klarna Merchant Urls.address Update API
Klarna Merchant Urls.country Change API
Klarna Merchant Urls.shipping Option Update API
Klarna Merchant Urls.validation API
Klarna Orders API
Klarna Payments API
Klarna Payouts API
Klarna Refunds API
Klarna Reports API
Klarna Transactions API
Klarna Agentic Product Protocol (KAPP) API
Klarna Merchant Card API
Qonto Cards API
Qonto Client Invoices API
Qonto Internal Transfers API
Qonto International Transfers API
Qonto Organizations & Accounts API
Qonto Payment Links API
Qonto SEPA Direct Debit API
Qonto SEPA Transfers API
Qonto Supplier Invoices API
Qonto Terminals API
Qonto Webhooks API
Qonto O Auth API
Qonto Transactions and Statements API
Memo Bank Account assessments API
Memo Bank Accounts API
Memo Bank AIS API
Memo Bank Attachments API
Memo Bank Collections API
Memo Bank Mandate signature requests API
Memo Bank PIS API
Memo Bank Sandbox API
Memo Bank Transactions API
Memo Bank Transfers API
Memo Bank Webhook API
Memo Bank Webhooks API
Memo Bank Wire Transfers API
Memo Bank IBA Ns API
Memo Bank O Auth2 API
Super Payments Checkout Sessions API
Super Payments Customer API
Super Payments Payment Links API
Super Payments Payment Methods API
Super Payments API
Super Payments Refunds API
Super Payments Rewards API
Super Payments Settlements API
Super Payments Webhooks API
Moneyhub Open Banking Payments API
Moneyhub Accounts API
Moneyhub Affordability API
Moneyhub Beneficiaries API
Moneyhub Categories API
Moneyhub categorise transactions API
Moneyhub Counterparties API
Moneyhub Holdings API
Moneyhub notification thresholds API
Moneyhub Projects API
Moneyhub regular transactions API
Moneyhub rental records API
Moneyhub savings goals API
Moneyhub spending analysis API
Moneyhub spending goals API
Moneyhub Standard Financial Statements API
Moneyhub standing orders API
Moneyhub Statements API
Moneyhub Sync API
Moneyhub Tax API
Moneyhub Transactions API
Atlar Accounts API
Atlar Audit logs API
Atlar Connections API
Atlar Counterparties API
Atlar Credit Transfers API
Atlar Direct Debits API
Atlar Documents API
Atlar Entities API
Atlar Events (webhooks) API
Atlar External Accounts API
Atlar Forecasted Transactions API
Atlar GL Accounts API
Atlar GL Entities API
Atlar Investments API
Atlar Mandates API
Atlar OAuth API
Atlar Pending Transactions API
Atlar Regulatory Reporting API
Atlar Transactions API
Atlar Webhooks API
Pliant Account Entries API
Pliant Accounting Projects API
Pliant Accounting Teams API
Pliant Accounting Transactions API
Pliant Callbacks API
Pliant Card Accounts API
Pliant Card Controls API
Pliant Card Copilots API
Pliant Card Sensitive Data API
Pliant Cardholders API
Pliant Cards API
Pliant Custom Fields API
Pliant Organizations API
Pliant Payments API
Pliant Receipt Automatching API
Pliant Receipts API
Pliant Statements API
Pliant Test Data Generator (Sandbox-only) API
Pliant Transactions API
Bancontact Callback to Merchants API
Bancontact Merchant Acknowledge API
Bancontact Merchant Endpoints API
Bancontact Payments API
Bancontact Payout List API
Bancontact Payout Payments API
Bancontact Payout Refunds API
Bancontact Refunds API
Genome
Genome Host-to-Host API
Genome Payouts API
Genome SEPA Payout API
Genome Query on Demand API
Genome Verification of Payee API
Genome PSD2 API
Genome Hosted Payment Page
Modulr Access Group API
Modulr Accounts API
Modulr Async API
Modulr Beneficiaries API
Modulr Card Simulator API
Modulr Cards API
Modulr Cards Bulk Operations API
Modulr Channel Manager Card API
Modulr Channel Manager Webhook Notifications API
Modulr Confirmation of Payee API
Modulr Customers API
Modulr Direct Debit Outbound Mandate Operations API
Modulr Direct Debits API
Modulr Document API
Modulr File Upload API
Modulr Inbound Payments API
Modulr Integration Notification API
Modulr Notification API
Modulr Payment Initiations API
Modulr Payments API
Modulr Restricted API
Modulr Rules API
Modulr Share secure card details API
Modulr Transactions API
Modulr Variable Recurring Payments API
Modulr Verification of Payee API
Tink Accounts API
Tink AccountVerificationReports API
Tink BalanceRefresh API
Tink Budgets API
Tink BusinessAccountVerificationReports API
Tink Categories API
Tink ConnectorAccounts API
Tink ConnectorTransactions API
Tink EnrichedTransactions API
Tink ExpenseChecks API
Tink FinancialCalendar API
Tink Identities API
Tink IncomeChecks API
Tink Investments API
Tink Loans API
Tink Mandates API
Tink Payments API
Tink RecurringTransactions API
Tink RiskCategorisation API
Tink RiskInsights API
Tink Transactions API
Tink User API
Tink O Auth API
Tink Cash Flow API
Tink Webhook Endpoints API
Bank of London PSD2 / Open Banking UK API
The Bank of London Accounts API
The Bank of London Confirmation of Payee API
The Bank of London Customer Management API
The Bank of London Mandates (Direct Debits) API
The Bank of London Payments V2 API
The Bank of London Standing Orders API
The Bank of London Statements API
The Bank of London Transactions API
The Bank of London Virtual Account Management API
The Bank of London Webhook Management API
iBanFirst MCP Connector
iBanFirst PSD2 XS2A API
iBanFirst Accounts API
Other industries in Europe
Banking & Open Banking elsewhere
This page is the intersection of two independently computed cohorts:
Europe and
Banking & Open Banking. A provider appears here only when it is
already a member of both. Europe membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.