Banking & Open Banking in Europe

151 banking & open banking providers across Europe, publishing 365 APIs.

151 providers 365 published APIs 1723 indexed documents

Banking & Open Banking across Europe — 151 providers on the APIs.io network sit in both cohorts, and between them they publish 365 indexed APIs.

105 of the 151 publish at least one machine-readable API; 46 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 56 developing, 32 minimal, 29 thin, 20 emerging, 11 strong, and 2 exemplar.

Leading by rating: Klarna, Qonto, Memo Bank, Tink, Pennylane, Moneyhub, and 145 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (151)

Provider	Description	APIs	Rating
Klarna	Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ...	6	exemplar
Qonto	Qonto is a European business banking / neobank platform for freelancers and SMEs, founded in Paris in 2016 and operating on an EU-passported payment institution licence. Its Bus...	1	exemplar
Memo Bank	Memo Bank is an independent French commercial bank, accredited as a credit institution by the European Central Bank and supervised by the ACPR, that serves small and mid-sized c...	3	strong
Tink	Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for ...	9	strong
Pennylane	Pennylane is a French financial and accounting operating system for SMEs and accounting firms. The Company API (v2) lets companies, firms, and integration partners access and sy...	1	strong
Moneyhub	Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insu...	1	strong
iBanFirst	iBanFirst is a Brussels-headquartered cross-border payment and foreign-exchange platform for businesses, licensed as a payment institution by the National Bank of Belgium (compa...	2	strong
Super Payments	Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards m...	1	strong
Fintecture	Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immediate Transfer, Smart T...	5	strong
Northmill	Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and...	1	strong
Algbra	Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution authorised by the Financi...	1	strong
Swan	Swan is a European banking-as-a-service (BaaS) and embedded-finance platform that lets software companies embed banking features -- business accounts with native IBANs, physical...	1	strong
Kontomatik	Kontomatik is a Warsaw- and Vilnius-based PSD2-licensed open banking provider delivering bank data aggregation, KYC, credit scoring, income verification, transaction labeling, a...	4	strong
Agicap	Agicap is a European cash-flow and liquidity management platform headquartered in Lyon, France, backed by Partech and other investors. Its software helps businesses forecast cas...	19	developing
SIX	SIX operates the financial market infrastructure of Switzerland and Spain, including SIX Swiss Exchange, BME, and Swiss interbank clearing and securities services, alongside SIX...	8	developing
Yapily	Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account I...	5	developing
Sygnum	Sygnum is a regulated digital asset banking group, headquartered in Zurich with a Singapore arm, that received a Swiss FINMA banking and securities dealer licence in August 2019...	10	developing
first direct	first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offers personal current ...	4	developing
Fipto	Fipto is a Paris-based enterprise stablecoin payments and multi-currency accounts platform that lets businesses send and receive both fiat and stablecoin payments, hold multi-as...	2	developing
The Bank of London	The Bank of London (TBOL) is a UK principal clearing bank and Banking-as-a-Service provider, authorised by the Bank of England's Prudential Regulation Authority and regulated by...	1	developing
Deutsche Bank	Deutsche Bank is a global financial institution headquartered in Frankfurt, providing retail, corporate and investment banking, asset management and wealth management. Its devel...	2	developing
Enable Banking	Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Financial Supervisory A...	1	developing
Modulr	Modulr is a United Kingdom-based embedded payments and Banking-as-a-Service platform that lets businesses and software platforms open programmable eMoney accounts and move money...	1	developing
Solaris	Solaris SE is a Berlin-based embedded-finance / Banking-as-a-Service platform operating on a full German CRR commercial banking license. Its REST API lets partners embed regulat...	1	developing
Weatherbys Bank	Weatherbys Bank is a small, family-owned UK private bank, part of the Weatherbys Banking Group, trading since James Weatherby founded the family business in 1770 and incorporate...	4	developing
Nopan	Nopan is a specialized Payment Service Provider (PSP), built by former merchants and Netflix payments leaders, focused exclusively on European account and wallet payment methods...	1	developing
Sibill	Sibill is an Italian fintech platform that centralizes financial and administrative management for small and medium-sized businesses (PMI). It unifies electronic invoicing (subm...	1	developing
Defacto	Defacto is an ACPR-authorized French fintech providing instant, embedded financing for small and medium-sized businesses across Europe. Through a single REST API, partners (mark...	1	developing
Starling Bank	Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and authorised and regulated ...	1	developing
Virgin Money UK	Virgin Money UK is a full-service UK retail and business bank, operating the Virgin Money, Clydesdale Bank, Yorkshire Bank, and B brands across personal current and savings acco...	1	developing
ClearBank	ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licence in December 2016 ...	11	developing
Pliant	Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (Baa...	1	developing
Triodos Bank UK	Triodos Bank UK Limited is a values-based, sustainability-focused bank headquartered in Bristol, England, and the UK arm of Triodos Bank N.V. (founded 1980, Netherlands), one of...	2	developing
Danske Bank (UK)	Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly own...	11	developing
Yorkshire Building Society	Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rather than a shareholde...	4	developing
Allica Bank	Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current accounts, savings, commerci...	2	developing
WealthKernel	WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies the building blocks ...	1	developing
Holvi	Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I...	1	developing
C. Hoare & Co.	C. Hoare & Co. (Hoares Bank) is the United Kingdom's oldest privately-owned bank, founded in 1672 by Sir Richard Hoare and owned continuously by the Hoare family for twelve gene...	3	developing
Atlar	Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ...	1	developing
Form3	Form3 is a United Kingdom-headquartered, cloud-native payments technology company offering account-to-account payment processing as a single, unified REST API to banks and finte...	1	developing
The Co-operative Bank	The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking policy. Following its 2...	1	developing
Newcastle Permanent Building Society	Newcastle Permanent Building Society is a customer-owned Australian authorised deposit-taking institution (ADI) founded in 1903 and headquartered in Newcastle, New South Wales. ...	3	developing
Interhyp	Interhyp AG is Germany's leading platform for residential mortgage financing (Baufinanzierung), connecting homebuyers and partners with the best financing options by comparing o...	2	developing
Tribe Payments	Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modular, API-driven platfo...	15	developing
Investec	Investec is an international specialist bank and wealth manager, dual-listed on the London Stock Exchange and Johannesburg Stock Exchange and operating through Investec plc (UK)...	3	developing
UK Open Banking	UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial serv...	7	developing
Bud Financial	Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment, categorization, af...	1	developing
Hampden & Co	Hampden & Co (trading as Hampden Bank since March 2024) is an independent UK private bank headquartered at 20/21 Charlotte Square, Edinburgh, with offices in London and Manchest...	3	developing
Vanquis Banking Group	Vanquis Banking Group plc (formerly Provident Financial plc, rebranded 2023) is a UK specialist non-prime lender and savings bank headquartered in Bradford, England, listed on t...	3	developing
Nationwide Building Society	Nationwide Building Society is the world's largest building society and one of the UK's biggest retail financial services providers, headquartered in Swindon, England. As a mutu...	3	developing
TietoEVRY	TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p...	24	developing
Coventry Building Society	Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, England, offering savings...	4	developing
Volt	Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Vol...	1	developing
AIB Group (UK)	AIB Group (UK) p.l.c. is a UK bank incorporated in Northern Ireland (registered number NI018800, registered office 92 Ann Street, Belfast BT1 3HH), authorised by the Prudential ...	1	developing
Kroo	Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), that launched its di...	3	developing
Thredd	Thredd (formerly Global Processing Services / GPS) is a London-headquartered issuer-processor and next-generation payments technology company, founded in 2007, rebranded to Thre...	10	developing
Chase UK	Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consu...	3	developing
Cashplus Bank	Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew from a prepaid-card iss...	3	developing
lemon.markets	lemon.markets is a Berlin-based, BaFin-licensed investment firm that sells brokerage infrastructure as an API. Its Brokerage API lets fintechs, banks and platforms embed investi...	1	developing
Monument Bank	Monument Bank Limited is a UK challenger bank headquartered at 33 Cavendish Square, London, purpose-built for the "mass affluent" - professionals, entrepreneurs, and savers with...	4	developing
Secure Trust Bank	Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts and specialist lendi...	4	developing
Aldermore Bank	Aldermore Bank plc is a UK specialist bank founded in 2009 and headquartered in Reading, offering savings accounts and specialist lending across residential and buy-to-let mortg...	4	developing
Bank of Ireland (UK)	Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listing on Euronext Dublin...	4	developing
Tandem Bank	Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England, with offices in Car...	3	developing
Recognise Bank	Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings acco...	4	developing
Mettle	Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and originally built with Capco...	1	developing
zopa	Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current account. As a registere...	2	developing
TSB Bank	TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards, and insurance to pe...	2	developing
Coutts	Coutts & Co is a British private bank and wealth manager founded in 1692, headquartered in London and serving high-net-worth individuals, families, commercial and institutional ...	3	thin
Worldline	European payment and digital services company providing REST APIs for payment processing, acquiring, digital banking services, open banking, identity and authentication, and mer...	9	thin
Lloyds Banking Group	Lloyds Banking Group plc is the United Kingdom's largest retail and commercial banking group, serving personal, business, and corporate customers through the Lloyds Bank, Halifa...	5	thin
Santander UK	Santander UK plc is a major British retail and commercial bank and one of the CMA9 banks mandated to deliver UK Open Banking. It is a wholly owned, ring-fenced subsidiary of Ban...	4	thin
Halifax	Halifax is a major British high-street banking brand serving personal and business customers with current accounts, savings, mortgages, credit cards, loans, and insurance. It op...	1	thin
Handelsbanken UK	Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 ...	7	thin
bunq	bunq is a European (Dutch) neobank offering personal and business accounts across the EU. Its Public API is a REST API over HTTPS (https://api.bunq.com/v1, sandbox https://publi...	1	thin
Metro Bank	Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London and listed on the L...	1	thin
GB Bank	GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and privately backed rathe...	4	thin
Cynergy Bank	Cynergy Bank is an FCA- and PRA-authorised UK specialist bank (FCA reference 575105) serving the blended personal and business banking needs of business owners, property entrepr...	3	thin
Skipton Building Society	Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North Yorkshire. It is the fourth-largest building society in the United K...	1	thin
ECOMMPAY	ECOMMPAY is a London-headquartered international payment service provider and direct card acquirer founded in 2012, authorised by the UK Financial Conduct Authority (FRN 607597)...	4	thin
Number26	Number26 — trading as N26 (legally N26 GmbH) — is a German licensed digital bank offering 100% mobile banking to more than 8 million customers across 24 European markets. Founde...	1	thin
Thought Machine	Thought Machine is a London-headquartered cloud-native core banking technology company founded in 2014 by Paul Taylor, with offices in New York and Singapore. It builds Vault Co...	2	thin
Insurely	Insurely is a European open finance platform that provides real-time access to consented, structured financial data across investments, pensions, insurance, savings, and credit....	1	thin
Ordo	Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a ...	6	thin
Paragon Bank	Paragon Bank PLC is a UK specialist lender and retail savings bank, the principal banking subsidiary of Paragon Banking Group PLC (LSE: PAG), a FTSE 250 company founded in 1985 ...	4	thin
Principality Building Society	Principality Building Society is the largest building society in Wales and the sixth largest in the United Kingdom, founded in 1860 and headquartered in Cardiff. It is a mutual,...	1	thin
Lemonway	Lemonway is a European payment institution regulated by the French ACPR (registration 16568) since 2012, providing REST APIs for marketplace payments including IBAN wallet creat...	2	thin
Shawbrook Bank	Shawbrook Bank Limited is a specialist UK savings and lending bank (trading as Shawbrook, part of Shawbrook Group plc, which listed on the London Stock Exchange in October 2025 ...	4	thin
Bank of Scotland	Bank of Scotland is a UK high-street retail and commercial bank, founded in 1695 and headquartered in Edinburgh, and is one of the oldest banks in the United Kingdom. It is a wh...	4	thin
Financial Conduct Authority	The Financial Conduct Authority (FCA) is the United Kingdom's conduct regulator for around 42,000 financial services firms and the prudential regulator for most non-bank firms, ...	2	thin
Swan	Swan is a European embedded-banking / Banking-as-a-Service (BaaS) platform, headquartered in France, that lets companies embed accounts, IBANs, cards, and SEPA payments into the...	7	thin
Leeds Building Society	Leeds Building Society is the fifth-largest building society in the United Kingdom, a mutual owned by and run for the benefit of its members rather than shareholders. Founded in...	1	thin
10x Banking Technology Services	10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose SuperCore and "meta cor...	1	thin
Acin	Acin is a London-based operational and non-financial risk (NFR) data company for financial services, founded in 2018 and acquired by regulatory-intelligence firm CUBE in June 20...	1	thin
Flanks	Flanks is an AI-powered wealth data platform, headquartered in Barcelona with offices in Madrid, Paris, and London, that aggregates and standardizes investment and banking data ...	1	thin
BBVA	BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, ...	4	thin
Kevin.	kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information services to merchants acr...	1	thin
Bitstack	Bitstack is a French consumer Bitcoin savings application operated by Bitstack Digital Assets SAS (Meyreuil, France), which lets retail users accumulate Bitcoin through automati...	0	emerging
Kantox	Kantox is a foreign-exchange (FX) risk management and Currency Management Automation software company, headquartered in London and Barcelona and part of BNP Paribas. Its flagshi...	0	emerging
Bancontact	Bancontact is Belgium's most popular electronic payment system, operating through the Bancontact Payconiq Company (now transitioning to Bancontact Pro brand). The platform provi...	1	emerging
By Miles	By Miles is a London-based insurtech that pioneered pay-by-mile motor insurance in the United Kingdom, founded in 2016 for low-mileage drivers who cover under roughly 7,000 mile...	0	emerging
Climate-X	Climate X is a London-headquartered climate risk analytics company that translates physical climate hazards into financial loss metrics for banks, insurers, asset managers, real...	0	emerging
helios	helios is a French sustainable-banking company (HELIOS SAS, Paris) offering current, Premium, joint, youth, Liberté and independent/professional accounts, a green savings passbo...	0	emerging
Bancomat	BANCOMAT S.p.A. is Italy's leading payment network operator managing the PagoBancomat debit card scheme, ATM network, and BANCOMAT Pay mobile payment service. Launched in 1983 f...	1	emerging
Juni	Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency...	0	emerging
Redwood Bank	Redwood Bank is a specialist UK challenger bank for small and medium-sized businesses, headquartered in Letchworth Garden City, Hertfordshire. Launched in 2017 after receiving i...	1	emerging
Moneybox	Moneybox is a London-based digital wealth management company, operating as Digital Moneybox Limited, whose mobile app helps people in the United Kingdom save and invest — round-...	0	emerging
ANNA Money	ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app...	0	emerging
Tink	Tink (a Visa company) is a European open-banking platform offering account aggregation, payment initiation, identity, and KYC products across 3,400+ banks. The Tink API exposes ...	5	emerging
Sumeria	Sumeria is a French fintech and mobile-first banking service created by Lydia Solutions in 2024 as a consumer spinoff of the Lydia payment app. It offers free online banking acc...	0	emerging
Sidekick	Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-wealthy, delivered thr...	0	emerging
Grandhood	Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me...	0	emerging
flatfair	flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit administration products. It...	0	emerging
Regular Finance	Regular Finance (Regular) is a French fintech offering a consumer digital-asset yield account. Customers deposit euros by bank transfer and earn roughly 5.50% annual interest pa...	0	emerging
Monese	Monese is a London-founded fintech that provides mobile money accounts to consumers across Europe. Operating as a licensed Electronic Money Institution (EMI) rather than a tradi...	0	emerging
Trade Republic	Trade Republic is a Berlin-based digital bank and Europe's largest savings platform, offering commission-optimized trading of stocks, ETFs, derivatives, and crypto, ETF and stoc...	0	emerging
Curve	Curve is a London-based fintech, founded in 2015 by Shachar Bialick, that consolidates multiple debit and credit cards into a single smart card and mobile wallet. Its "over-the-...	0	emerging
Fincompare	Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the ...	0	minimal
rekord	Rekord is a Dublin-based fintech platform that helps banks and fintechs automate credit underwriting and customer onboarding. Its AI-native decisioning platform unifies data fro...	0	minimal
AAZZUR	AAZZUR is a Berlin-based embedded finance and Banking-as-a-Service (BaaS) platform that lets enterprises, financial institutions, and startups embed financial services into thei...	0	minimal
Onafriq	Onafriq (formerly MFS Africa) is a pan-African digital payments network headquartered in London with operating entities across Mauritius, Ghana, Nigeria, Tanzania, Rwanda, Ugand...	9	minimal
Wollit	Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial C...	0	minimal
Reposit	Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash deposit, tenants pay a ...	0	minimal
Uhura Solutions	Uhura Solutions is a London-based AI platform for document-driven process automation in financial services, combining fine-tuned large language models, a low-code framework, and...	0	minimal
N26	N26 is a European mobile-first neobank founded in 2013 and headquartered in Berlin, Germany, offering fully digital current accounts, debit and virtual cards, spending analytics...	0	minimal
Vivid	Vivid Money is a European fintech company operating a mobile-first financial super-app for individuals and businesses across the EU. Through its regulated entities Vivid Money S...	0	minimal
Close Brothers	Close Brothers Group plc (LSE: CBG) is a UK merchant banking group founded in 1878 and a constituent of the FTSE 250 Index, headquartered at 10 Crown Place, London EC2A 4FT. The...	0	minimal
Goin	Goin is a European consumer fintech platform, backed by Anthemis and based in Barcelona, Spain, that helps more than 700,000 users across Europe grow their money and spend less....	0	minimal
Atom Bank	Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web banking). Authorised ...	0	minimal
Trezy	Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe...	0	minimal
Plumery	Plumery is an Amsterdam, Netherlands-based fintech that provides a headless, mobile-first digital banking engagement platform it markets as the "Digital Success Fabric" — a "Dig...	0	minimal
Pollinate	Pollinate is a London-headquartered financial technology company that builds a cloud-based, bank-grade digital experience platform helping banks and payment processors reinvent ...	0	minimal
Fidor Bank	Fidor Bank was a German digital challenger bank founded in Munich in 2009 and an early pioneer of Banking-as-a-Service and open banking through its fidorOS / bankOS middleware p...	1	minimal
Porters	Porters is an AI-native outsourcing partner for European banking operations. Its platform uses AI agents with human oversight to automate high-volume back-office banking process...	0	minimal
Tulyp	Tulyp is a SaaS treasury platform from French company SmarTrade SAS that gives CFOs and treasurers of SMEs and mid-caps (10-200M euro revenue) real-time visibility into their fo...	0	minimal
Pollen	Pollen Technologies is a London-based, FCA-authorised white-label fintech platform that lets any business launch its own banking and payments product with no code and a fully ma...	0	minimal
Fintech Farm	Fintech Farm is a London-based fintech company that builds and operates credit-led digital banks (neobanks) in emerging markets in partnership with licensed local banks. Founded...	0	minimal
Crosslend	CrossLend is a Berlin-based fintech providing digital debt technology for the private lending and securitisation space. Its platform offers Portfolio Analytics for loan-level da...	0	minimal
Rabobank	Rabobank is a Dutch multinational banking and financial services company organized as a cooperative with a strong focus on the food and agriculture sector. It serves retail, bus...	5	minimal
Scalable Capital	Scalable Capital is a Munich-based digital investment platform and licensed bank operating across Germany, Austria, Italy, France, Spain and the Netherlands. It offers a self-di...	0	minimal
Lydia	Lydia is a French fintech, founded in 2013, that built one of Europe's most popular mobile peer-to-peer payments apps, letting users send money, split bills, and pay merchants f...	0	minimal
Webfinanceholding	Web Finance Holding AD is a Bulgarian financial-services holding company established in 2002 (formerly Finance Consulting AD). It specializes in the consultation and management ...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
Fraudio	Fraudio is an Amsterdam-based payments fraud detection and financial-crime scale-up founded in 2019 by João Moura (CEO), Nathan Trousdell (COO), and team, with additional office...	0	minimal
Fortu	Fortu (Fortu Wealth Ltd) is a London-based fintech, founded in 2019, offering digital private banking for high-net-worth individuals and their businesses, including borderless m...	0	minimal
Savedo	Savedo was a German fintech operating a consumer deposit marketplace that let savers in Germany open fixed-term and savings accounts across multiple European partner banks from ...	0	minimal
Tuza	Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally launched in the UK ...	0	minimal
Standard Chartered	A British multinational banking and financial services company headquartered in London with a strong focus on Asia, Africa, and the Middle East. Provides corporate, institutiona...	0	minimal
Lanistar	Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa...	0	minimal
Vyne	Vyne was a London-based account-to-account (A2A) open banking payments platform, founded in 2019. It offered merchants real-time pay-by-bank payments, instant refunds, no-code p...	0

Indexed API documents (1723)

Two numbers, both real: these providers publish 365 APIs as their own documents, which the catalog indexes split one-per-resource into 1723 documents. Showing the first 200.

Other industries in Europe

Artificial Intelligence 268 Data & Analytics 173 Climate & Sustainability 153 Education & EdTech 144 Financial Services 139 Government & Public Sector 133 Healthcare 123 Digital Health & Telehealth 122 Supply Chain & Procurement 101 Cybersecurity & Identity 95 Mobility & Fleet 85 Venture Capital & Investing 85 All of Europe →

Banking & Open Banking elsewhere

North America 170 United Kingdom & Ireland 87 Australia & New Zealand 66 Latin America 43 India & South Asia 32 Africa 22 France & Iberia 18 DACH (Germany · Austria · Switzerland) 16 Middle East 16 Southeast Asia 10 Nordics 8 Benelux 6 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: Europe and Banking & Open Banking. A provider appears here only when it is already a member of both. Europe membership is matched on tag, name pattern, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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get_region_leadersPRO — top-rated providers in this region.
cohort_statsPRO — the distribution across the region.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This region

curl "https://apis.io/api/v1/regions/europe-banking"

All regions

curl "https://apis.io/api/v1/regions?limit=25"

As a scored cohort

curl "https://apis.io/api/v1/cohorts/region/europe-banking"

The distribution (Pro)

curl "https://apis.io/api/v1/cohorts/region/europe-banking/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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Banking & Open Banking in Europe

Providers (151)

Indexed API documents (1723)

Klarna Payments API

Klarna Checkout API

Klarna Order Management API

Klarna Customer Token API

Klarna Settlements API

Klarna Push Notifications

Klarna Captures API

Klarna Checkout API

Klarna Customer Token API

Klarna Hpp API

Klarna Merchant Urls.address Update API

Klarna Merchant Urls.country Change API

Klarna Merchant Urls.shipping Option Update API

Klarna Merchant Urls.validation API

Klarna Merchantcard API

Klarna Orders API

Klarna Payments API

Klarna Payouts API

Klarna Refunds API

Klarna Reports API

Klarna Transactions API

Klarna Agentic Product Protocol (KAPP) API

Qonto Cards API

Qonto Client Invoices API

Qonto Internal Transfers API

Qonto International Transfers API

Qonto OAuth API

Qonto Organizations & Accounts API

Qonto Payment Links API

Qonto SEPA Direct Debit API

Qonto SEPA Transfers API

Qonto Supplier Invoices API

Qonto Terminals API

Qonto Transactions & Statements API

Qonto Webhooks API

Memo Bank Account assessments API

Memo Bank Accounts API

Memo Bank AIS API

Memo Bank Attachments API

Memo Bank Collections API

Memo Bank IBA Ns API

Memo Bank Mandate signature requests API

Memo Bank O Auth2 API

Memo Bank PIS API

Memo Bank Sandbox API

Memo Bank Transactions API

Memo Bank Transfers API

Memo Bank Webhook API

Memo Bank Webhooks API

Memo Bank Wire Transfers API

Tink Accounts API

Tink AccountVerificationReports API

Tink BalanceRefresh API

Tink Budgets API

Tink BusinessAccountVerificationReports API

Tink CashFlow API

Tink Categories API

Tink ConnectorAccounts API

Tink ConnectorTransactions API

Tink EnrichedTransactions API

Tink ExpenseChecks API

Tink FinancialCalendar API

Tink Identities API

Tink IncomeChecks API

Tink Investments API

Tink Loans API

Tink Mandates API

Tink OAuth API

Tink Payments API

Tink RecurringTransactions API

Tink RiskCategorisation API

Tink RiskInsights API

Tink Transactions API

Tink User API

Tink WebhookEndpoints API

Pennylane Account API

Pennylane Accounting Exports API