Nordics × Banking & Open Banking

Banking & Open Banking in Nordics

8 banking & open banking providers across Nordics, publishing 34 APIs.

8 providers 34 published APIs 66 indexed documents

Banking & Open Banking across Nordics — 8 providers on the APIs.io network sit in both cohorts, and between them they publish 34 indexed APIs.

6 of the 8 publish at least one machine-readable API; 2 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 4 developing, 2 emerging, 1 exemplar, and 1 strong.

Leading by rating: Klarna, Northmill, Enable Banking, Holvi, Atlar, TietoEVRY, and 2 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (8)

Provider Description APIs Rating
Klarna Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ... 6 exemplar
Northmill Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and... 1 strong
Enable Banking Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Financial Supervisory A... 1 developing
Holvi Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I... 1 developing
Atlar Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ... 1 developing
TietoEVRY TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p... 24 developing
Juni Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency... 0 emerging
Grandhood Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me... 0 emerging

Indexed API documents (66)

Two numbers, both real: these providers publish 34 APIs as their own documents, which the catalog indexes split one-per-resource into 66 documents.

Klarna Payments API

Klarna
Create and authorize Klarna payment sessions; create orders against authorizations.

Klarna Checkout API

Klarna
Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now trades as Kustom; as of 202...

Klarna Order Management API

Klarna
Capture, refund, cancel and update orders post-authorization.

Klarna Customer Token API

Klarna
Persist a payment authorization as a customer token for repeat purchases.

Klarna Settlements API

Klarna
Read merchant settlement reports and transactions.

Klarna Push Notifications

Klarna
Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates, Checkout push, and pen...

Klarna Captures API

Klarna
The Captures API from Klarna — 6 operation(s) for captures.

Klarna Checkout API

Klarna
The Checkout API from Klarna — 3 operation(s) for checkout.

Klarna Customer Token API

Klarna
The Customer Token API from Klarna — 3 operation(s) for customer token.

Klarna Hpp API

Klarna
The Hpp API from Klarna — 3 operation(s) for hpp.

Klarna Merchant Urls.address Update API

Klarna
The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.

Klarna Merchant Urls.country Change API

Klarna
The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.

Klarna Merchant Urls.shipping Option Update API

Klarna
The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option update.

Klarna Merchant Urls.validation API

Klarna
The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.

Klarna Merchantcard API

Klarna
The Merchantcard API from Klarna — 6 operation(s) for merchantcard.

Klarna Orders API

Klarna
The Orders API from Klarna — 9 operation(s) for orders.

Klarna Payments API

Klarna
The Payments API from Klarna — 5 operation(s) for payments.

Klarna Payouts API

Klarna
The Payouts API from Klarna — 3 operation(s) for payouts.

Klarna Refunds API

Klarna
The Refunds API from Klarna — 2 operation(s) for refunds.

Klarna Reports API

Klarna
The Reports API from Klarna — 4 operation(s) for reports.

Klarna Transactions API

Klarna
The Transactions API from Klarna — 1 operation(s) for transactions.

Klarna Agentic Product Protocol (KAPP) API

Klarna
Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered 2026-09-04 from the same de...

Northmill Bank Open Banking API for TPPs

Northmill
Northmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confirmation of Available Funds (CB...

Northmill Account Codes API

Northmill
The AccountCodes API from Northmill — 4 operation(s) for accountcodes.

Northmill Accounting Settings API

Northmill
The AccountingSettings API from Northmill — 6 operation(s) for accountingsettings.

Northmill Articles API

Northmill
The Articles API from Northmill — 10 operation(s) for articles.

Northmill Articles Availability API

Northmill
The ArticlesAvailability API from Northmill — 2 operation(s) for articlesavailability.

Northmill Article Sets API

Northmill
The ArticleSets API from Northmill — 4 operation(s) for articlesets.

Northmill Bookable Resource Event Instances API

Northmill
The BookableResourceEventInstances API from Northmill — 2 operation(s) for bookableresourceeventinstances.

Northmill Bookable Resources API

Northmill
The BookableResources API from Northmill — 2 operation(s) for bookableresources.

Northmill Booking Orders API

Northmill
The BookingOrders API from Northmill — 6 operation(s) for bookingorders.

Northmill Brands API

Northmill
The Brands API from Northmill — 4 operation(s) for brands.

Northmill Campaigns API

Northmill
The Campaigns API from Northmill — 4 operation(s) for campaigns.

Northmill Cash Cards API

Northmill
The CashCards API from Northmill — 2 operation(s) for cashcards.

Northmill Cashier Users API

Northmill
The CashierUsers API from Northmill — 2 operation(s) for cashierusers.

Northmill Customers API

Northmill
The Customers API from Northmill — 8 operation(s) for customers.

Northmill Groups API

Northmill
The Groups API from Northmill — 4 operation(s) for groups.

Northmill Health API

Northmill
The Health API from Northmill — 1 operation(s) for health.

Northmill Locations API

Northmill
The Locations API from Northmill — 4 operation(s) for locations.

Northmill Online Solutions API

Northmill
The OnlineSolutions API from Northmill — 10 operation(s) for onlinesolutions.

Northmill Orders API

Northmill
The Orders API from Northmill — 6 operation(s) for orders.

Northmill Orders V3 API

Northmill
The OrdersV3 API from Northmill — 6 operation(s) for ordersv3.

Northmill Receipts API

Northmill
The Receipts API from Northmill — 4 operation(s) for receipts.

Northmill Sales API

Northmill
The Sales API from Northmill — 2 operation(s) for sales.

Northmill Service Orders API

Northmill
The ServiceOrders API from Northmill — 4 operation(s) for serviceorders.

Northmill Settings API

Northmill
The Settings API from Northmill — 4 operation(s) for settings.

Northmill Sms API

Northmill
The Sms API from Northmill — 2 operation(s) for sms.

Northmill Stores API

Northmill
The Stores API from Northmill — 2 operation(s) for stores.

Northmill Suppliers API

Northmill
The Suppliers API from Northmill — 4 operation(s) for suppliers.

Northmill Ticket Orders API

Northmill
The TicketOrders API from Northmill — 6 operation(s) for ticketorders.

Northmill Vouchers API

Northmill
The Vouchers API from Northmill — 4 operation(s) for vouchers.

Northmill Web Hook Categories API

Northmill
The WebHookCategories API from Northmill — 2 operation(s) for webhookcategories.

Northmill Web Hooks API

Northmill
The WebHooks API from Northmill — 4 operation(s) for webhooks.

Enable Banking Accounts data API

Enable Banking
The Accounts data API from Enable Banking — 4 operation(s) for accounts data.

Enable Banking Misc API

Enable Banking
The Misc API from Enable Banking — 2 operation(s) for misc.

Enable Banking Payments API

Enable Banking
The Payments API from Enable Banking — 3 operation(s) for payments.

Enable Banking User sessions API

Enable Banking
The User sessions API from Enable Banking — 3 operation(s) for user sessions.

Holvi Account Information API

Holvi
AISP endpoints - read Holvi customer payment accounts and payments.

Holvi Consent API

Holvi
PSU authentication and consent token exchange.

Holvi Payment Initiation API

Holvi
PISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.

Holvi Third Party Provider API

Holvi
TPP certificate lifecycle.

Atlar API

Atlar
Resource-oriented JSON REST API for treasury and payment operations. Paths follow /{namespace}/v#/{resource} across financial-data, payme...

Tietoevry Open Banking XS2A APIs

TietoEVRY
PSD2-compliant Access to Account (XS2A) APIs implementing the Berlin Group NextGenPSD2 framework, plus Tietoevry premium extensions beyon...

Tietoevry Financial API Aggregation

TietoEVRY
A single-integration aggregation layer over Nordic and Baltic banks, exposing provider discovery, end-user management and aggregated XS2A...

Tietoevry SEPA Direct Debits

TietoEVRY
A SEPA Direct Debit gateway for Creditor and Debtor roles, allowing creditors to initiate payments, cancel (reverse) them and issue refun...

Tietoevry Credit Cloud

TietoEVRY
A credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of credit, organised around loan...

Other industries in Nordics

Climate & Sustainability 20 Artificial Intelligence 19 Gaming & Interactive 16 Retail 14 Digital Health & Telehealth 13 Education & EdTech 13 Cybersecurity & Identity 12 Telecommunications & Connectivity 12 Entertainment 10 Semiconductors & Hardware 10 Energy 9 Healthcare 9 All of Nordics →

Banking & Open Banking elsewhere

North America 170 Europe 151 United Kingdom & Ireland 87 Australia & New Zealand 66 Latin America 43 India & South Asia 32 Africa 22 France & Iberia 18 DACH (Germany · Austria · Switzerland) 16 Middle East 16 Southeast Asia 10 Benelux 6 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: Nordics and Banking & Open Banking. A provider appears here only when it is already a member of both. Nordics membership is matched on tag, name pattern, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

Work with this as data

Every region here is available over the APIs.io API and to AI agents over MCP.

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Tools for regions

6 MCP tools reach this
  • find_regionsBrowse and filter every region in the catalog.
  • get_region_leadersPRO — top-rated providers in this region.
  • cohort_statsPRO — the distribution across the region.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

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As a scored cohort 
curl "https://apis.io/api/v1/cohorts/region/nordics-banking"
The distribution (Pro) 
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