Nordics × Banking & Open Banking

Banking & Open Banking in Nordics

16 banking & open banking providers across Nordics, publishing 106 APIs.

16 providers 106 published APIs 106 indexed documents

Banking & Open Banking across Nordics — 16 providers on the APIs.io network sit in both cohorts, and between them they publish 106 indexed APIs.

9 of the 16 publish at least one machine-readable API; 7 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 5 emerging, 5 minimal, 3 developing, 2 strong, and 1 exemplar.

Leading by rating: Klarna, Atlar, Northmill, Holvi, Enable Banking, TietoEVRY, and 10 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (16)

Provider Description APIs Rating
Klarna Klarna Bank AB is a Swedish licensed bank and payments network serving 150M+ consumers and 600k+ merchants with buy-now-pay-later, financing, cards, banking and a shopping app. ... 22 exemplar
Atlar Atlar is a treasury and payment operations platform that centralizes cash management, payments, forecasting, bank reconciliation, and debt and investment management for finance ... 20 strong
Northmill Northmill Bank AB is a Swedish technology-driven bank, founded in Stockholm in 2006 and licensed by Finansinspektionen in 2019, that serves roughly 600,000 private customers and... 31 strong
Holvi Holvi is a Finnish digital business-banking service for freelancers, founders and small businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment I... 4 developing
Enable Banking Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Financial Supervisory A... 4 developing
TietoEVRY TietoEVRY (Tietoevry Corporation, listed as TIETO on Nasdaq Helsinki and Stockholm, rebranded to "Tieto" in 2026) is a Nordic software and technology company of roughly 14,000 p... 22 developing
Juni Juni is a Swedish fintech (headquartered in Göteborg, founded 2020) that provides a financial platform for ecommerce and digital businesses: business banking with multi-currency... 0 emerging
Lysa Lysa is a Swedish fintech company offering automated investment and savings services. It provides a digital platform where users can open accounts, invest in diversified portfol... 1 emerging
Opti Opti is a Swedish fintech company offering digital savings and investment solutions. It provides a platform for personal and corporate customers to manage portfolios, pension fu... 0 emerging
Grandhood Grandhood is a Danish digital pension provider that lets companies set up and run a modern workplace (company) pension scheme entirely online, without the traditional adviser me... 0 emerging
Nordea Nordea is a leading Nordic universal bank offering a wide range of financial services including retail banking, corporate banking, asset management, and investment solutions acr... 0 emerging
Swedbank Swedbank Group is a modern bank rooted in Sweden’s savings banks and cooperative agricultural banking tradition. It serves 7.3 million private customers and 548,000 corporate cu... 1 minimal
Länsförsäkringar Länsförsäkringar is a Swedish financial services group offering banking, insurance, loans, savings and pension products. It operates regionally across Sweden, providing digital ... 0 minimal
Bankgirot Bankgirot is Sweden’s central clearing house for bank payments, operating a nationwide payment infrastructure that connects banks, businesses and public sector entities. It prov... 1 minimal
Handelsbanken Handelsbanken is a leading Swedish bank offering a wide range of financial services, including personal banking, corporate banking, loans, mortgages, and investment solutions. T... 0 minimal
SEB SEB (Skandinaviska Enskilda Banken) is a leading Nordic financial services group offering banking, investment, and insurance solutions. Based in Sweden, SEB provides personal an... 0 minimal

Indexed API documents (106)

Two numbers, both real: these providers publish 106 APIs as their own documents, which the catalog indexes split one-per-resource into 106 documents.

Klarna Payments API

Klarna
Create and authorize Klarna payment sessions; create orders against authorizations.

Klarna Checkout API

Klarna
Hosted Klarna Checkout (KCO), the checkout/v3 surface. Klarna divested the Klarna Checkout product and it now trades as Kustom; as of 202...

Klarna Order Management API

Klarna
Capture, refund, cancel and update orders post-authorization.

Klarna Customer Token API

Klarna
Persist a payment authorization as a customer token for repeat purchases.

Klarna Settlements API

Klarna
Read merchant settlement reports and transactions.

Klarna Push Notifications

Klarna
Outbound HTTP POST callbacks Klarna issues to merchant-hosted URLs for Payments authorization, HPP status updates, Checkout push, and pen...

Klarna Captures API

Klarna
The Captures API from Klarna — 6 operation(s) for captures.

Klarna Checkout API

Klarna
The Checkout API from Klarna — 3 operation(s) for checkout.

Klarna Customer Token API

Klarna
The Customer Token API from Klarna — 3 operation(s) for customer token.

Klarna Hpp API

Klarna
The Hpp API from Klarna — 3 operation(s) for hpp.

Klarna Merchant Urls.address Update API

Klarna
The Merchant Urls.address Update API from Klarna — 1 operation(s) for merchant urls.address update.

Klarna Merchant Urls.country Change API

Klarna
The Merchant Urls.country Change API from Klarna — 1 operation(s) for merchant urls.country change.

Klarna Merchant Urls.shipping Option Update API

Klarna
The Merchant Urls.shipping Option Update API from Klarna — 1 operation(s) for merchant urls.shipping option update.

Klarna Merchant Urls.validation API

Klarna
The Merchant Urls.validation API from Klarna — 1 operation(s) for merchant urls.validation.

Klarna Orders API

Klarna
The Orders API from Klarna — 9 operation(s) for orders.

Klarna Payments API

Klarna
The Payments API from Klarna — 5 operation(s) for payments.

Klarna Payouts API

Klarna
The Payouts API from Klarna — 3 operation(s) for payouts.

Klarna Refunds API

Klarna
The Refunds API from Klarna — 2 operation(s) for refunds.

Klarna Reports API

Klarna
The Reports API from Klarna — 4 operation(s) for reports.

Klarna Transactions API

Klarna
The Transactions API from Klarna — 1 operation(s) for transactions.

Klarna Agentic Product Protocol (KAPP) API

Klarna
Klarna's agent-facing product protocol, exposing product and commerce data for AI agents to query. Registered 2026-09-04 from the same de...

Klarna Merchant Card API

Klarna
The Merchant Card API from Klarna — 6 operation(s) for merchant card.

Atlar Accounts API

Atlar
Accounts are financial accounts held by your organization.

Atlar Audit logs API

Atlar
Audit logs for IAM-related user events, such as login, logout, and password reset.

Atlar Connections API

Atlar
Connections represent your technical connections set up by Atlar to your third-party providers such as banks, PSPs, and ERPs.

Atlar Counterparties API

Atlar
Counterparties are entities that the account holder has a relationship with.

Atlar Credit Transfers API

Atlar
Credit transfers are payments initiated by a debtor to transfer funds to a creditor's account.

Atlar Direct Debits API

Atlar
Direct debits are payments initiated by a creditor to collect funds from a debtor's account.

Atlar Documents API

Atlar
Documents represent accounting transactions from your ERP system. Such as invoices, payments, credit memos, and journal entries.

Atlar Entities API

Atlar
Entities are legal entities, e.g. companies.

Atlar Events (webhooks) API

Atlar
Webhooks are automated notifications sent to a specified URL in response to events or changes.

Atlar External Accounts API

Atlar
External accounts are financial accounts held by counterparties at financial institutions.

Atlar Forecasted Transactions API

Atlar
Forecasted transactions are transactions that are expected to occur in the future. They can be used to predict future cash flows.

Atlar GL Accounts API

Atlar
A GL account represents a general ledger account in your ERP system.

Atlar GL Entities API

Atlar
A GL entity represents a legal entity in your ERP system. It can have a one-to-one relationship with an Atlar Entity.

Atlar Investments API

Atlar
Investments are financial assets held by your organization.

Atlar Mandates API

Atlar
Mandates are authorizations given by a debtor to a creditor to collect funds from the account.

Atlar OAuth API

Atlar
OAuth 2.0 endpoints.

Atlar Pending Transactions API

Atlar
Pending transactions are indications of movement of funds that may be booked on an account.

Atlar Regulatory Reporting API

Atlar
Regulatory reporting codes required for cross-border payments to certain countries.

Atlar Transactions API

Atlar
Transactions are movements of funds that have been booked on an account.

Atlar Webhooks API

Atlar
Webhook configuration.

Northmill Bank Open Banking API for TPPs

Northmill
Northmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confirmation of Available Funds (CB...

Northmill Accounting Settings API

Northmill
The AccountingSettings API from Northmill — 6 operation(s) for accountingsettings.

Northmill Articles API

Northmill
The Articles API from Northmill — 10 operation(s) for articles.

Northmill Articles Availability API

Northmill
The ArticlesAvailability API from Northmill — 2 operation(s) for articlesavailability.

Northmill Article Sets API

Northmill
The ArticleSets API from Northmill — 4 operation(s) for articlesets.

Northmill Bookable Resource Event Instances API

Northmill
The BookableResourceEventInstances API from Northmill — 2 operation(s) for bookableresourceeventinstances.

Northmill Bookable Resources API

Northmill
The BookableResources API from Northmill — 2 operation(s) for bookableresources.

Northmill Booking Orders API

Northmill
The BookingOrders API from Northmill — 6 operation(s) for bookingorders.

Northmill Brands API

Northmill
The Brands API from Northmill — 4 operation(s) for brands.

Northmill Campaigns API

Northmill
The Campaigns API from Northmill — 4 operation(s) for campaigns.

Northmill Cash Cards API

Northmill
The CashCards API from Northmill — 2 operation(s) for cashcards.

Northmill Cashier Users API

Northmill
The CashierUsers API from Northmill — 2 operation(s) for cashierusers.

Northmill Customers API

Northmill
The Customers API from Northmill — 8 operation(s) for customers.

Northmill Groups API

Northmill
The Groups API from Northmill — 4 operation(s) for groups.

Northmill Health API

Northmill
The Health API from Northmill — 1 operation(s) for health.

Northmill Locations API

Northmill
The Locations API from Northmill — 4 operation(s) for locations.

Northmill Online Solutions API

Northmill
The OnlineSolutions API from Northmill — 10 operation(s) for onlinesolutions.

Northmill Orders API

Northmill
The Orders API from Northmill — 6 operation(s) for orders.

Northmill Orders V3 API

Northmill
The OrdersV3 API from Northmill — 6 operation(s) for ordersv3.

Northmill Receipts API

Northmill
The Receipts API from Northmill — 4 operation(s) for receipts.

Northmill Sales API

Northmill
The Sales API from Northmill — 2 operation(s) for sales.

Northmill Settings API

Northmill
The Settings API from Northmill — 4 operation(s) for settings.

Northmill Sms API

Northmill
The Sms API from Northmill — 2 operation(s) for sms.

Northmill Stores API

Northmill
The Stores API from Northmill — 2 operation(s) for stores.

Northmill Suppliers API

Northmill
The Suppliers API from Northmill — 4 operation(s) for suppliers.

Northmill Ticket Orders API

Northmill
The TicketOrders API from Northmill — 6 operation(s) for ticketorders.

Northmill Vouchers API

Northmill
The Vouchers API from Northmill — 4 operation(s) for vouchers.

Northmill Web Hook Categories API

Northmill
The WebHookCategories API from Northmill — 2 operation(s) for webhookcategories.

Northmill Web Hooks API

Northmill
The WebHooks API from Northmill — 4 operation(s) for webhooks.

Northmill Account Codes API

Northmill
The Account Codes API from Northmill — 4 operation(s) for account codes.

Northmill Service Orders API

Northmill
The Service Orders API from Northmill — 4 operation(s) for service orders.

Holvi Account Information API

Holvi
AISP endpoints - read Holvi customer payment accounts and payments.

Holvi Consent API

Holvi
PSU authentication and consent token exchange.

Holvi Payment Initiation API

Holvi
PISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.

Holvi Third Party Provider API

Holvi
TPP certificate lifecycle.

Enable Banking Accounts data API

Enable Banking
The Accounts data API from Enable Banking — 4 operation(s) for accounts data.

Enable Banking Misc API

Enable Banking
The Misc API from Enable Banking — 2 operation(s) for misc.

Enable Banking Payments API

Enable Banking
The Payments API from Enable Banking — 3 operation(s) for payments.

Enable Banking User sessions API

Enable Banking
The User sessions API from Enable Banking — 3 operation(s) for user sessions.

Tietoevry Credit Cloud

TietoEVRY
A credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of credit, organised around loan...

TietoEVRY Account consent service API

TietoEVRY
Operations for establish and managing account information consent.

TietoEVRY Account Information Service API

TietoEVRY
Operations for managing account information.

TietoEVRY Aggregated services API

TietoEVRY
Operations, which are executed for multiple destination providers.

TietoEVRY Bulk Payment Initiation Service API

TietoEVRY
Operations for bulk payments.

TietoEVRY Card account information service API

TietoEVRY
Operations for managing card account information.

TietoEVRY Card information service API

TietoEVRY
Operations for managing card information.

TietoEVRY Confirmation of Funds Service API

TietoEVRY
Operations for receiving funds confirmation.

TietoEVRY Confirmation of Funds Service consent API

TietoEVRY
Operations for establish and managing confirmation of funds consent.

TietoEVRY Creditor API

TietoEVRY
Operation for creditors

TietoEVRY Debtor API

TietoEVRY
Operation for debtors

TietoEVRY End User management API

TietoEVRY
Operations for managing anonymous End Users.

TietoEVRY Payment Initiation Service API

TietoEVRY
Operations for payments.

TietoEVRY Payment Recall Initiation Service API

TietoEVRY
Operations for recalling the payments.

TietoEVRY Periodic Payment Initiation Service API

TietoEVRY
Operations for periodic payments.

TietoEVRY Pre-step SCA service API

TietoEVRY
Operations for establishing Pre-step SCA

TietoEVRY Provider information API

TietoEVRY
Retrieve information about providers.

TietoEVRY Request to pay Initiation Service API

TietoEVRY
Operations to request for payments.

TietoEVRY Signing Baskets Service API

TietoEVRY
Signing Baskets Service

TietoEVRY Subscription Initiation Service API

TietoEVRY
Operations to create subscription.

TietoEVRY User Roles service API

TietoEVRY
Operations for managing user roles.

TietoEVRY Users service API

TietoEVRY
Operations for managing users.

Lysa API

Lysa
API for Lysa platform (no machine-readable spec discovered)

Swedbank API

Swedbank
Swedbank developer portal provides API documentation and access.

Bankgirot API

Bankgirot
Swedish payment clearing house API (no public documentation found).

Other industries in Nordics

Climate & Sustainability 28 Government & Public Sector 25 Financial Technology 24 Artificial Intelligence 22 Digital Health & Telehealth 21 E-Commerce Platform 19 Gaming & Interactive 18 Payments & Money Movement 18 Energy 17 Healthcare 17 Education & EdTech 15 Retail 15 All of Nordics →

Banking & Open Banking elsewhere

North America 174 Europe 171 United Kingdom & Ireland 88 Australia & New Zealand 66 Latin America 49 India & South Asia 32 Africa 23 France & Iberia 23 MENA (Middle East & North Africa) 21 DACH (Germany · Austria · Switzerland) 17 Middle East 16 Southeast Asia 11 All of Banking & Open Banking →

This page is the intersection of two independently computed cohorts: Nordics and Banking & Open Banking. A provider appears here only when it is already a member of both. Nordics membership is matched on tag, name pattern, stated HQ, so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.

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Tools for regions

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  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
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