Banking & Open Banking in India & South Asia
32 banking & open banking providers across India & South Asia, publishing 20 APIs.
32 providers
20 published APIs
29 indexed documents
Banking & Open Banking across India & South Asia — 32 providers on the APIs.io network sit in both cohorts, and between them they publish 20 indexed APIs.
8 of the 32 publish at least one machine-readable API; 24 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 19 minimal, 10 emerging, and 3 thin.
Leading by rating: Easebuzz, Decentro, Kotak Mahindra Bank, Open (open.money), Fibe, Yubi (fka CredAvenue), and 26 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (32)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Easebuzz | Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ... | 2 | thin |
| Decentro | Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir... | 2 | thin |
| Kotak Mahindra Bank | Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking finance company in India to convert into a full commercial bank. ... | 1 | thin |
| Open (open.money) | Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay... | 10 | emerging |
| Fibe | Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up to Rs 10 lakh, loans ... | 1 | emerging |
| Yubi (fka CredAvenue) | Yubi (formerly CredAvenue) is a Chennai-based Indian fintech that operates a unified technology platform for debt and credit markets, connecting borrowers, lenders, and investor... | 0 | emerging |
| Falcon | Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym... | 1 | emerging |
| Money View | Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper... | 0 | emerging |
| Probe Information | Probe Information Services (Probe42) is an Indian company-intelligence and business-data platform that collects, cleans, and curates information on roughly one million Indian co... | 1 | emerging |
| Yubi | Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across In... | 0 | emerging |
| M2P Fintech | M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Founded in 2014 and headq... | 0 | emerging |
| Lentra | Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable custom... | 0 | emerging |
| Uni | Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume... | 0 | emerging |
| Bachatt | Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed population. As an AMFI-regi... | 0 | minimal |
| Magicpin | Magicpin (operated by Samast Technologies Private Limited) is India's hyperlocal savings and discovery platform, connecting consumers with deals, cashback, and vouchers across r... | 0 | minimal |
| Aspora | Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,... | 0 | minimal |
| Onecard | OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is... | 0 | minimal |
| Slice | Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered).... | 0 | minimal |
| Jupiter Money | Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli... | 0 | minimal |
| Fundly | Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r... | 0 | minimal |
| Upswing | Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed f... | 0 | minimal |
| Infosys | Infosys is a global IT services, consulting, and outsourcing company headquartered in Bengaluru, India, providing digital transformation, cloud, AI, and business process service... | 2 | minimal |
| Knight Fintech | Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "India's leading digital ... | 0 | minimal |
| Fi Money | Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N... | 0 | minimal |
| Spenny | Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbanking and automatically ... | 0 | minimal |
| Transbnk | TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ... | 0 | minimal |
| Niyo Solutions | Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ... | 0 | minimal |
| Zet | Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred... | 0 | minimal |
| FairMoney | FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be... | 0 | minimal |
| MNT-Halan | MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-H... | 0 | minimal |
| Open | Open (Open Financial Technologies) operates at open.money as an India-based fintech offering a connected digital business banking platform for SMEs and startups. It pairs a busi... | 0 | minimal |
| Paytm Payments Bank | Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe... | 0 | minimal |
Indexed API documents (29)
Two numbers, both real: these providers publish 20 APIs as their own documents, which the catalog indexes split one-per-resource into 29 documents.
Easebuzz Payment Gateway API
Easebuzz
REST payment gateway API to initiate transactions, verify transaction status, and process refunds across 150+ payment options (cards, UPI...
Easebuzz Wire Payouts API
Easebuzz
REST payouts API (Wire) to disburse funds over NEFT, RTGS, IMPS and UPI, manage beneficiaries, run vendor and tax payments, and check pay...
Decentro KYC & Onboarding API
Decentro
Identity verification, customer onboarding, DigiLocker integration, Aadhaar OTP, document classification, and face match.
Decentro Virtual Accounts API
Decentro
Create and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections and reconciliation.
Decentro Accounts API
Decentro
The Accounts API from Decentro — 2 operation(s) for accounts.
Decentro Collections API
Decentro
The Collections API from Decentro — 2 operation(s) for collections.
Decentro Forensics API
Decentro
The Forensics API from Decentro — 2 operation(s) for forensics.
Decentro Journals API
Decentro
The Journals API from Decentro — 1 operation(s) for journals.
Decentro Mandates API
Decentro
The Mandates API from Decentro — 2 operation(s) for mandates.
Decentro Payouts API
Decentro
The Payouts API from Decentro — 2 operation(s) for payouts.
Decentro Settlements API
Decentro
The Settlements API from Decentro — 1 operation(s) for settlements.
Decentro Transactions API
Decentro
The Transactions API from Decentro — 1 operation(s) for transactions.
Decentro Verification API
Decentro
The Verification API from Decentro — 1 operation(s) for verification.
Kotak API Platform
Kotak Mahindra Bank
The Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 published API products across s...
Open Zwitch Virtual Accounts API
Open (open.money)
Programmatic creation and management of virtual accounts used as transfer wallets, collection wallets, and collection tools on top of par...
Open Zwitch Transfers API
Open (open.money)
Initiate single or bulk fund transfers from a virtual account to bank beneficiaries over NEFT, IMPS, or RTGS, and inspect transfer status...
Open Zwitch Beneficiaries API
Open (open.money)
Manage the set of bank-account beneficiaries that can be paid from a virtual account. Supports creating beneficiaries, listing, retrievin...
Open Zwitch UPI API
Open (open.money)
UPI collect requests, UPI Intent strings, and dynamic UPI QR codes for accepting customer-initiated payments on India's Unified Payments ...
Open Layer Payment Gateway API
Open (open.money)
Layer is Zwitch's hosted payment gateway. A few lines of layer.js render a fully PCI-compliant checkout pop-up that accepts net banking, ...
Open Zwitch Verification API
Open (open.money)
Identity and account-validation suite used during merchant onboarding, KYB, and pre-payout checks. Endpoints cover PAN verification, name...
Open Zwitch Split Settlements API
Open (open.money)
Configure split-settlement rules so that incoming payments are automatically apportioned across multiple beneficiary accounts at settleme...
Open Zwitch Webhooks
Open (open.money)
Real-time event delivery for payment, transfer, refund, settlement, virtual-account, and verification lifecycle events, with HMAC signatu...
Open Zwitch Payment Pages API
Open (open.money)
No-code hosted payment pages and payment links that small businesses can share over email, SMS, or WhatsApp to collect one-time or recurr...
Open Connected Banking Platform
Open (open.money)
Open's flagship SMB neobanking application. Connects one or more partner-bank current accounts (ICICI, SBI, Axis Bank, Yes Bank, and othe...
Fibe MCP Server
Fibe
OAuth-protected Model Context Protocol (JSON-RPC 2.0) server exposing Fibe's consumer lending platform to AI agents. Advertised scopes: l...
Falcon API
Falcon
Falcon's RESTful embedded-finance API for card issuance, lending, and program management. All responses are JSON; authentication is a JWT...
Probe42 API
Probe Information
The Probe42 API provides programmatic access to curated intelligence on Indian companies — company profiles, financials, directors, and c...
Infosys Finacle Open Bank Project Sandbox
Infosys
Public Open Bank Project sandbox instance hosted by Infosys Finacle that exposes standard OBP REST APIs for accounts, transactions, custo...
Infosys Banking API Platform
Infosys
Banking API Platform from Infosys delivering open banking APIs across deposits, loans, payments, trade finance, and data privacy, bundled...
Other industries in India & South Asia
Financial Services 54
Supply Chain & Procurement 50
Retail 46
Artificial Intelligence 30
Logistics 29
Healthcare 28
Education & EdTech 27
Digital Health & Telehealth 26
Mobility & Fleet 25
Venture Capital & Investing 23
Cybersecurity & Identity 21
Insurance 17
All of India & South Asia →
Banking & Open Banking elsewhere
North America 170
Europe 151
United Kingdom & Ireland 87
Australia & New Zealand 66
Latin America 43
Africa 22
France & Iberia 18
DACH (Germany · Austria · Switzerland) 16
Middle East 16
Southeast Asia 10
Nordics 8
Benelux 6
All of Banking & Open Banking →
This page is the intersection of two independently computed cohorts:
India & South Asia and
Banking & Open Banking. A provider appears here only when it is
already a member of both. India & South Asia membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.