Open Zwitch Virtual Accounts API

Programmatic creation and management of virtual accounts used as transfer wallets, collection wallets, and collection tools on top of partner-bank infrastructure. Virtual accounts give platforms a unique IFSC-and-account-number pair for each end customer so that inbound transfers (NEFT, IMPS, RTGS, UPI) auto-reconcile to the correct beneficiary, and outbound payouts can be debited from a controlled sub-ledger.

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API entry from apis.yml

apis.yml Raw ↑
aid: open-financial:virtual-accounts
name: Open Zwitch Virtual Accounts API
description: Programmatic creation and management of virtual accounts used as transfer wallets, collection
  wallets, and collection tools on top of partner-bank infrastructure. Virtual accounts give platforms
  a unique IFSC-and-account-number pair for each end customer so that inbound transfers (NEFT, IMPS, RTGS,
  UPI) auto-reconcile to the correct beneficiary, and outbound payouts can be debited from a controlled
  sub-ledger.
humanURL: https://developers.zwitch.io/reference/virtual-accounts
baseURL: https://api.zwitch.io/v1
tags:
- Virtual Accounts
- Subaccounts
- Reconciliation
tags_raw:
- Virtual Accounts
- Sub-Accounts
- Reconciliation
properties:
- type: Documentation
  url: https://developers.zwitch.io/reference/virtual-accounts
- type: Authentication
  url: https://developers.zwitch.io/reference/authorization