Banking & Open Banking in Latin America

55 banking & open banking providers across Latin America, publishing 396 APIs.

55 providers 396 published APIs 396 indexed documents

Banking & Open Banking across Latin America — 55 providers on the APIs.io network sit in both cohorts, and between them they publish 396 indexed APIs.

31 of the 55 publish at least one machine-readable API; 24 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 15 emerging, 15 minimal, 9 developing, 9 thin, and 7 strong.

Leading by rating: Efí Pay (Gerencianet), Pluggy, CloudWalk, Stark Bank, Cora, AltScore, and 49 more.

Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.

Providers (55)

Provider	Description	APIs	Rating
Efí Pay (Gerencianet)	Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a developer-first payme...	36	strong
Pluggy	Pluggy is a Brazilian Open Finance infrastructure company (pluggy.ai) offering APIs to connect bank data, collect payments and move money across Brazilian financial institutions...	24	strong
CloudWalk	CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small businesses. It operates th...	3	strong
Stark Bank	Stark Bank is a regulated Brazilian financial institution (authorized by the Banco Central do Brasil, not a payment service provider) that exposes end-to-end money movement thro...	31	strong
Cora	Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation and financial manag...	15	strong
AltScore	AltScore is a B2B credit infrastructure platform for Latin America — the "Rails of Lending" that lets any company build, embed, and deploy credit products in weeks instead of ye...	3	strong
NovoPayment	NovoPayment is a Miami-headquartered banking-as-a-service and embedded-finance platform serving banks, fintechs, retailers and payment companies across the Americas. Its develop...	47	strong
Datanomik	Datanomik is a Brazilian open finance and treasury-management platform that gives mid-to-large enterprises real-time, consolidated visibility across their bank accounts, balance...	10	developing
BTG Pactual	BTG Pactual is a Brazilian investment bank and financial services group, describing itself as the largest investment bank in Latin America, offering investment, banking and busi...	61	developing
Prometeo	Prometeo is a LatAm-founded (Uruguay) fintech infrastructure company offering a single financial API over 7,500+ banking connections across the Americas. Products span banking d...	6	developing
Lemon Cash	Lemon Cash is a Latin American digital-money app operated in Argentina by Bay Treasure Caramel S.A., registered as a virtual asset service provider (PSAV N° 162) with the Comisi...	1	developing
Banco Inter	Banco Inter (Inter&Co, Nasdaq: INTR) is a Brazilian digital bank and financial super app offering free digital checking accounts, payments, Pix, credit, investments, insurance a...	23	developing
Belvo	Belvo is a Latin American open-finance API platform that lets companies connect to bank, fiscal, and employment institutions across Mexico, Brazil, and Colombia to aggregate acc...	37	developing
Itaú Unibanco	Itaú Unibanco Holding S.A. (CNPJ 60.872.504/0001-23, São Paulo, Brazil) is Brazil's largest private bank, describing itself as the largest bank in Latin America. Through its dev...	9	developing
Cuenca	Cuenca is a Mexican fintech (challenger bank / neobank) founded in 2018 that offers a banking-as-a-service REST API for moving money in Mexico. The API at api.cuenca.com covers ...	1	developing
Cobre	Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and out of Colombia and ...	1	developing
Ualá	Ualá is a Latin American fintech founded in Argentina in 2017 by Pierpaolo Barbieri, offering a neobank super-app (prepaid and credit cards, savings, investments, loans, insuran...	4	thin
Kanastra	Kanastra is a Brazilian fintech building full-stack infrastructure for banking and the private credit market. Its Banking API offers banking-as-a-service capabilities to financi...	20	thin
Loopay	Loopay is a Latin American B2B fintech infrastructure company headquartered in Bogotá, Colombia and backed by 500 Global. It provides cross-border and local business payments, i...	15	thin
Efí	Efí (formerly Gerencianet) is a Brazilian payment institution and digital bank that exposes well-documented public REST APIs for the Brazilian financial system - Pix (immediate ...	7	thin
Iniciador	Iniciador is a Brazilian Open Finance infrastructure company that provides the regulated rails, APIs, and managed operations banks, payment institutions, fintechs, and platforms...	1	thin
Celcoin	Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post-paid cards, digital...	15	thin
QI Tech	QI Tech (legal entity on its docs: QI Sociedade de Crédito Direto S.A.) is a Brazilian financial-infrastructure company offering regulated APIs to build financial products: Lend...	5	thin
BBVA	BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, ...	4	thin
Cumbuca	Cumbuca is a Banco Central do Brasil-licensed Payment Institution that provides regulated "proxy" access to Brazil's Pix and Open Finance networks. Acting as a thin, transparent...	0	thin
Addi	Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit at the point of sale across Latin America. Consumers split purchas...	1	emerging
Alt Bank	alt.bank (Alt Bank) is a Brazilian fintech providing a fully integrated, turnkey credit-card and consumer-credit platform for partners who want to launch prepaid and postpaid ca...	4	emerging
PicPay	PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, personal loans, investment...	4	emerging
Traive	Traive is a Brazilian agri-fintech that connects agribusiness with financial investors, using AI and data analytics to simplify credit access in the agricultural sector. Its Tra...	0	emerging
Kapital	Kapital (KPTL MEXICO BANK, S.A., Institucion de Banca Multiple, Kapital Mexico Grupo Financiero) is a licensed Mexican bank and AI-native financial platform for SMEs and corpora...	0	emerging
DolarApp	DolarApp — rebranded to ARQ in March 2026 — is a Latin American cross-border fintech founded in Mexico in 2022 by former Revolut operators Fernando Terres, Zach Garman and Alvar...	1	emerging
Morado	Morado is a Colombian fintech and B2B marketplace for the beauty and wellness industry across Latin America, founded in 2022 by Angela Maria Acosta (an early Rappi employee). It...	0	emerging
Ziro	Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional commerce channel. Its platform lets distributors and manufa...	0	emerging
C6 Bank	C6 Bank is a Brazilian digital bank offering a full suite of financial products including checking accounts, credit cards, loans, investments, and international banking, all acc...	0	emerging
Dock	Dock is a Latin American financial technology infrastructure provider — formerly Conductor Technology — that delivers card issuing and processing, core banking, digital accounts...	1	emerging
Juno	Juno is a Brazilian B2B payments fintech, acquired by EBANX in October 2021, that provides a complete billing and payments platform for Brazilian companies. Founded in 2014 in M...	0	emerging
Covalto	Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal checking accounts, f...	0	emerging
Agrolend	Agrolend is a Brazilian agricultural-credit fintech — legally Agrolend Sociedade de Credito, Financiamento e Investimento S/A (CNPJ 43.774.196/0001-84), a Banco Central do Brasi...	0	emerging
Albo	Albo (albo.com, formerly albo.mx) is a Mexican digital financial services company founded in 2016 and operating since 2022 as an Institución de Fondos de Pago Electrónico (IFPE)...	0	emerging
Noh	Noh is a Brazilian consumer fintech (neobank) founded in November 2021 by Ana Zucato and Octavio Turra, headquartered in Sao Paulo, SP. Noh pioneered Brazil's first joint accoun...	0	emerging
Creditas	Creditas is a Brazilian digital lending fintech founded in 2012 and headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured consumer credit - loans backe...	0	minimal
Nu (Nubank)	Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil, Mexico, and Colombia. Its core product surface - credit card, acc...	5	minimal
Velotax	Velotax is a Brazilian digital-credit fintech (mobile app plus velotax.com.br), operating 100% online, that offers unsecured personal loans and income-tax (IRPF) refund advances...	0	minimal
Klar	Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico...	0	minimal
Arq	Arq (formerly DolarApp) is a Latin American cross-border fintech app that gives travelers, investors, and professionals digital dollar and digital euro accounts at real market r...	0	minimal
Vixtra	Vixtra (VIXTRA Tecnologia e Serviços Financeiros LTDA., CNPJ 43.443.444/0001-04) is a Brazilian trade-finance fintech founded in July 2021 and headquartered in São Paulo, positi...	0	minimal
Inventa	Inventa is a Brazilian B2B commerce platform — a "B2B commerce cloud" — that integrates technology, credit, and logistics on a single platform so brands and distributors can sca...	0	minimal
Yo Fio	YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses, particularly neighborhood corner stores (tienditas). Through a mob...	0	minimal
EFEX (Ventu)	EFEX (efex.com, formerly efexpay.com) is a cross-border payments and treasury fintech serving businesses across the Americas. It enables international transfers to 140+ countrie...	0	minimal
Banco Central do Brasil	Banco Central do Brasil (BCB) is the central bank of Brazil, responsible for ensuring price stability, overseeing the financial system, and promoting economic growth. It regulat...	0	minimal
Banco Galicia	Banco Galicia is a leading Argentine bank offering a wide range of financial products and services, including personal and business accounts, credit cards, loans, mortgages, inv...	0	minimal
Credijusto	Credijusto, now operating under the brand Covalto, is a digital bank for businesses in Mexico offering unsecured financing, credit lines, and financial services through an onlin...	0	minimal
Bindx	Bindx is an Argentine fintech company offering a modular, integrated financial ecosystem through APIs. It provides services such as digital wallets, payments, lending, insurance...	1	minimal
Stori	Stori is a Mexico City–headquartered fintech (operating as a regulated Sociedad Financiera Popular under CNBV and CONDUSEF oversight) on a mission to democratize credit access f...	0	minimal
Lanistar	Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa...	0	minimal

Indexed API documents (396)

Two numbers, both real: these providers publish 396 APIs as their own documents, which the catalog indexes split one-per-resource into 396 documents. Showing the first 200.

Banking & Open Banking in Latin America

Providers (55)

Indexed API documents (396)

Efí Pay (Gerencianet) Account API

Efí Pay (Gerencianet) Accounts API

Efí Pay (Gerencianet) Authorization API

Efí Pay (Gerencianet) Automatic Charges API

Efí Pay (Gerencianet) Automatic Pix API

Efí Pay (Gerencianet) Bill Payments API

Efí Pay (Gerencianet) Biometric Pix API

Efí Pay (Gerencianet) Card Payments API

Efí Pay (Gerencianet) Carnets API

Efí Pay (Gerencianet) Charges API

Efí Pay (Gerencianet) Configuration API

Efí Pay (Gerencianet) Devolutions API

Efí Pay (Gerencianet) Due Charge Batches API

Efí Pay (Gerencianet) Due Charges API

Efí Pay (Gerencianet) Immediate Charges API

Efí Pay (Gerencianet) Immediate Pix API

Efí Pay (Gerencianet) Locations API

Efí Pay (Gerencianet) MED Infractions API

Efí Pay (Gerencianet) Notifications API

Efí Pay (Gerencianet) Participants API

Efí Pay (Gerencianet) Payment Links API

Efí Pay (Gerencianet) Pix Keys API

Efí Pay (Gerencianet) Pix Send API

Efí Pay (Gerencianet) Plans API

Efí Pay (Gerencianet) QR Codes API

Efí Pay (Gerencianet) Receipts API

Efí Pay (Gerencianet) Received Pix API

Efí Pay (Gerencianet) Recurring Pix API

Efí Pay (Gerencianet) Reports API

Efí Pay (Gerencianet) Scheduled Pix API

Efí Pay (Gerencianet) SFTP API

Efí Pay (Gerencianet) Splits API

Efí Pay (Gerencianet) Statement Files API

Efí Pay (Gerencianet) Statement Schedules API

Efí Pay (Gerencianet) Subscriptions API

Efí Pay (Gerencianet) Webhooks API

Pluggy Enrichment API

Pluggy Status API

Pluggy Account API

Pluggy Auth API

Pluggy Automatic PIX API

Pluggy Bill API

Pluggy Boleto Management API

Pluggy Category API

Pluggy Connector API

Pluggy Consent API

Pluggy Identity API

Pluggy Investment API

Pluggy Items API

Pluggy Loan API

Pluggy Merchant API

Pluggy Payment Customer API

Pluggy Payment Intent API

Pluggy Payment Recipient API

Pluggy Payment Request API

Pluggy Payment Schedule API

Pluggy SCR API

Pluggy Smart Transfer API

Pluggy Transaction API

Pluggy Webhook API

CloudWalk Checkout Links API

CloudWalk InfinitePay Checkout API

CloudWalk Payments API

Stark Bank Balance API

Stark Bank Boleto API

Stark Bank Boleto Holmes API

Stark Bank Boleto Payment API

Stark Bank Brcode Payment API

Stark Bank Darf Payment API

Stark Bank Deposit API

Stark Bank Dynamic Brcode API

Stark Bank Event API

Stark Bank Event Attempt API

Stark Bank Institutions API

Stark Bank Invoice API

Stark Bank Invoice Pull Request API

Stark Bank Invoice Pull Subscription API