Banking & Open Banking in Latin America
43 banking & open banking providers across Latin America, publishing 45 APIs.
Banking & Open Banking across Latin America — 43 providers on the APIs.io network sit in both cohorts, and between them they publish 45 indexed APIs.
24 of the 43 publish at least one machine-readable API; 19 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 12 minimal, 11 thin, 11 emerging, 8 developing, and 1 exemplar.
Leading by rating: Efí Pay (Gerencianet), Prometeo, AltScore, CloudWalk, Stark Bank, Datanomik, and 37 more.
Region membership is derived from three explicit signals — a provider tag, a provider-name pattern, or a stated headquarters in the provider’s own description. This is a map of stated headquarters, not of markets served.
Providers (43)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Efí Pay (Gerencianet) | Efí Pay (formerly Gerencianet) is a Brazilian fintech and Banco Central-licensed payment institution headquartered in Belo Horizonte, Brazil. It provides a developer-first payme... | 6 | exemplar |
| Prometeo | Prometeo is a LatAm-founded (Uruguay) fintech infrastructure company offering a single financial API over 7,500+ banking connections across the Americas. Products span banking d... | 1 | developing |
| AltScore | AltScore is a B2B credit infrastructure platform for Latin America — the "Rails of Lending" that lets any company build, embed, and deploy credit products in weeks instead of ye... | 3 | developing |
| CloudWalk | CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small businesses. It operates th... | 1 | developing |
| Stark Bank | Stark Bank is a regulated Brazilian financial institution (authorized by the Banco Central do Brasil, not a payment service provider) that exposes end-to-end money movement thro... | 1 | developing |
| Datanomik | Datanomik is a Brazilian open finance and treasury-management platform that gives mid-to-large enterprises real-time, consolidated visibility across their bank accounts, balance... | 2 | developing |
| Lemon Cash | Lemon Cash is a Latin American digital-money app operated in Argentina by Bay Treasure Caramel S.A., registered as a virtual asset service provider (PSAV N° 162) with the Comisi... | 1 | developing |
| Cuenca | Cuenca is a Mexican fintech (challenger bank / neobank) founded in 2018 that offers a banking-as-a-service REST API for moving money in Mexico. The API at api.cuenca.com covers ... | 1 | developing |
| Cobre | Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and out of Colombia and ... | 1 | developing |
| Belvo | Belvo is a Latin American open-finance API platform that lets companies connect to bank, fiscal, and employment institutions across Mexico, Brazil, and Colombia to aggregate acc... | 1 | thin |
| Kanastra | Kanastra is a Brazilian fintech building full-stack infrastructure for banking and the private credit market. Its Banking API offers banking-as-a-service capabilities to financi... | 1 | thin |
| Ualá | Ualá is a Latin American fintech founded in Argentina in 2017 by Pierpaolo Barbieri, offering a neobank super-app (prepaid and credit cards, savings, investments, loans, insuran... | 2 | thin |
| Celcoin | Celcoin is a Brazilian Banking-as-a-Service (BaaS) infratech platform that provides REST APIs for Pix, boleto, TED transfers, bill payments, prepaid and post-paid cards, digital... | 3 | thin |
| Iniciador | Iniciador is a Brazilian Open Finance infrastructure company that provides the regulated rails, APIs, and managed operations banks, payment institutions, fintechs, and platforms... | 1 | thin |
| Efí | Efí (formerly Gerencianet) is a Brazilian payment institution and digital bank that exposes well-documented public REST APIs for the Brazilian financial system - Pix (immediate ... | 1 | thin |
| Cora | Cora is a Brazilian digital bank (conta PJ) for small and medium businesses, offering fee-free business checking, Pix, boletos, transfers, payment initiation and financial manag... | 1 | thin |
| Loopay | Loopay is a Latin American B2B fintech infrastructure company headquartered in Bogotá, Colombia and backed by 500 Global. It provides cross-border and local business payments, i... | 1 | thin |
| Cumbuca | Cumbuca is a Banco Central do Brasil-licensed Payment Institution that provides regulated "proxy" access to Brazil's Pix and Open Finance networks. Acting as a thin, transparent... | 0 | thin |
| BBVA | BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, ... | 4 | thin |
| Addi | Addi is a Colombian financial technology company founded in 2018 that provides buy-now-pay-later (BNPL) credit at the point of sale across Latin America. Consumers split purchas... | 1 | thin |
| Alt Bank | alt.bank (Alt Bank) is a Brazilian fintech providing a fully integrated, turnkey credit-card and consumer-credit platform for partners who want to launch prepaid and postpaid ca... | 1 | emerging |
| PicPay | PicPay is a Brazilian fintech super-app and digital bank serving over 67 million users with a digital wallet, payment account, credit and debit cards, personal loans, investment... | 4 | emerging |
| Kapital | Kapital (KPTL MEXICO BANK, S.A., Institucion de Banca Multiple, Kapital Mexico Grupo Financiero) is a licensed Mexican bank and AI-native financial platform for SMEs and corpora... | 0 | emerging |
| DolarApp | DolarApp — rebranded to ARQ in March 2026 — is a Latin American cross-border fintech founded in Mexico in 2022 by former Revolut operators Fernando Terres, Zach Garman and Alvar... | 1 | emerging |
| Traive | Traive is a Brazilian agri-fintech that connects agribusiness with financial investors, using AI and data analytics to simplify credit access in the agricultural sector. Its Tra... | 0 | emerging |
| Nu (Nubank) | Nu Holdings (Nubank) is Latin America's largest digital bank, with tens of millions of customers across Brazil, Mexico, and Colombia. Its core product surface - credit card, acc... | 5 | emerging |
| Morado | Morado is a Colombian fintech and B2B marketplace for the beauty and wellness industry across Latin America, founded in 2022 by Angela Maria Acosta (an early Rappi employee). It... | 0 | emerging |
| Dock | Dock is a Latin American financial technology infrastructure provider — formerly Conductor Technology — that delivers card issuing and processing, core banking, digital accounts... | 1 | emerging |
| Ziro | Zíro (somosziro.com) is a Colombian fintech that provides interest-free credit for small retailers in the traditional commerce channel. Its platform lets distributors and manufa... | 0 | emerging |
| Covalto | Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal checking accounts, f... | 0 | emerging |
| Albo | Albo (albo.com, formerly albo.mx) is a Mexican digital financial services company founded in 2016 and operating since 2022 as an Institución de Fondos de Pago Electrónico (IFPE)... | 0 | emerging |
| Juno | Juno is a Brazilian B2B payments fintech, acquired by EBANX in October 2021, that provides a complete billing and payments platform for Brazilian companies. Founded in 2014 in M... | 0 | minimal |
| Creditas | Creditas is a Brazilian digital lending fintech founded in 2012 and headquartered in Sao Paulo, operating in Brazil and Mexico. It provides secured consumer credit - loans backe... | 0 | minimal |
| Noh | Noh is a Brazilian consumer fintech (neobank) founded in November 2021 by Ana Zucato and Octavio Turra, headquartered in Sao Paulo, SP. Noh pioneered Brazil's first joint accoun... | 0 | minimal |
| Velotax | Velotax is a Brazilian digital-credit fintech (mobile app plus velotax.com.br), operating 100% online, that offers unsecured personal loans and income-tax (IRPF) refund advances... | 0 | minimal |
| Klar | Klar is a Mexican digital financial services platform (neobank) headquartered in Mexico City with engineering in Berlin, serving roughly 7 million customers. Regulated by Mexico... | 0 | minimal |
| Arq | Arq (formerly DolarApp) is a Latin American cross-border fintech app that gives travelers, investors, and professionals digital dollar and digital euro accounts at real market r... | 0 | minimal |
| Inventa | Inventa is a Brazilian B2B commerce platform — a "B2B commerce cloud" — that integrates technology, credit, and logistics on a single platform so brands and distributors can sca... | 0 | minimal |
| Yo Fio | YoFio is a Mexican fintech founded in 2019 that provides working-capital credit to micro and small businesses, particularly neighborhood corner stores (tienditas). Through a mob... | 0 | minimal |
| Vixtra | Vixtra (VIXTRA Tecnologia e Serviços Financeiros LTDA., CNPJ 43.443.444/0001-04) is a Brazilian trade-finance fintech founded in July 2021 and headquartered in São Paulo, positi... | 0 | minimal |
| EFEX (Ventu) | EFEX (efex.com, formerly efexpay.com) is a cross-border payments and treasury fintech serving businesses across the Americas. It enables international transfers to 140+ countrie... | 0 | minimal |
| Stori | Stori is a Mexico City–headquartered fintech (operating as a regulated Sociedad Financiera Popular under CNBV and CONDUSEF oversight) on a mission to democratize credit access f... | 0 | minimal |
| Lanistar | Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa... | 0 | minimal |
Indexed API documents (185)
Two numbers, both real: these providers publish 45 APIs as their own documents, which the catalog indexes split one-per-resource into 185 documents.
Efí Pay (Gerencianet) Account API
Efí Pay (Gerencianet) Accounts API
Efí Pay (Gerencianet) Authorization API
Efí Pay (Gerencianet) Automatic Charges API
Efí Pay (Gerencianet) Automatic Pix API
Efí Pay (Gerencianet) Bill Payments API
Efí Pay (Gerencianet) Biometric Pix API
Efí Pay (Gerencianet) Card Payments API
Efí Pay (Gerencianet) Carnets API
Efí Pay (Gerencianet) Charges API
Efí Pay (Gerencianet) Configuration API
Efí Pay (Gerencianet) Devolutions API
Efí Pay (Gerencianet) Due Charge Batches API
Efí Pay (Gerencianet) Due Charges API
Efí Pay (Gerencianet) Immediate Charges API
Efí Pay (Gerencianet) Immediate Pix API
Efí Pay (Gerencianet) Locations API
Efí Pay (Gerencianet) MED Infractions API
Efí Pay (Gerencianet) Notifications API
Efí Pay (Gerencianet) Participants API
Efí Pay (Gerencianet) Payment Links API
Efí Pay (Gerencianet) Pix Keys API
Efí Pay (Gerencianet) Pix Send API
Efí Pay (Gerencianet) Plans API
Efí Pay (Gerencianet) QR Codes API
Efí Pay (Gerencianet) Receipts API
Efí Pay (Gerencianet) Received Pix API
Efí Pay (Gerencianet) Recurring Pix API
Efí Pay (Gerencianet) Reports API
Efí Pay (Gerencianet) Scheduled Pix API
Efí Pay (Gerencianet) SFTP API
Efí Pay (Gerencianet) Splits API
Efí Pay (Gerencianet) Statement Files API
Efí Pay (Gerencianet) Statement Schedules API
Efí Pay (Gerencianet) Subscriptions API
Efí Pay (Gerencianet) Webhooks API
Prometeo Fiscal API
Prometeo Account Validation API
Prometeo Banking API
Prometeo Cross-Border API
Prometeo Identity API
Prometeo Payment API
AltData API
Borrower Central API
Credit Management System API
CloudWalk Checkout Links API
CloudWalk InfinitePay Checkout API
CloudWalk Payments API
Stark Bank Balance API
Stark Bank Boleto API
Stark Bank Boleto Holmes API
Stark Bank Boleto Payment API
Stark Bank Brcode Payment API
Stark Bank Darf Payment API
Stark Bank Deposit API
Stark Bank Dynamic Brcode API
Stark Bank Event API
Stark Bank Event Attempt API
Stark Bank Institutions API
Stark Bank Invoice API
Stark Bank Invoice Pull Request API
Stark Bank Invoice Pull Subscription API
Stark Bank Merchant Card API
Stark Bank Merchant Installment API
Stark Bank Merchant Purchase API
Stark Bank Merchant Session API
Stark Bank Payment Preview API
Stark Bank Payment Request API
Stark Bank Pix Key API
Stark Bank Public Key API
Stark Bank Split API
Stark Bank Split Profile API
Stark Bank Split Receiver API
Stark Bank Tax Payment API
Stark Bank Transaction API
Stark Bank Transfer API
Stark Bank Utility Payment API
Stark Bank Webhook API
Stark Bank Workspace API
Datanomik Accounts API
Datanomik Applications API
Datanomik Balances API
Datanomik General Owners API
Datanomik Investments API
Datanomik Links API
Datanomik Payment Slips API
Datanomik Payments API
Datanomik Pix Transactions API
Datanomik Transactions API
Lemon Cash Mini App SDK
Cuenca API
Cobre Platform API
Belvo Accounts API
Belvo Balances API
Belvo Incomes API
Belvo Institutions API
Belvo Links API
Belvo Owners API
Belvo Payments (Brazil) API
Belvo Recurring Expenses API
Belvo Transactions API
Belvo Webhooks API
Kanastra Accounts API
Kanastra Amendment API
Kanastra Authentication API
Kanastra Balance API
Kanastra Bank Account Beneficiary API
Kanastra Bank Slip (Boleto) API
Kanastra CNAB API
Kanastra Commercial Note API
Kanastra Create API
Kanastra File Return API
Kanastra Guarantees API
Kanastra Issuers API
Kanastra Pagamentos API
Kanastra PIX Deposit API
Kanastra PIX Keys API
Kanastra PIX Transfer API
Kanastra QRCodes API
Kanastra TED Transfer API
Kanastra Transactions API
Kanastra Wallet API
Ualá Authentication API
Ualá Orders API
Ualá Refunds API
Ualá Ualá Bis API Cobros Online V2 API
Celcoin Card Solutions API
Celcoin Payments API
Celcoin Open Finance API
Celcoin AnnotationCompetenceCalendar API
Celcoin BankCorrespondentAgent API
Celcoin Consignee API
Celcoin Files API
Celcoin Guarantee API
Celcoin LegacyGuarantee API
Celcoin LegalPerson API
Celcoin NaturalPerson API
Celcoin OutstandingBalance API
Celcoin Proposal API
Celcoin Settlement API
Celcoin TaggingJourney API
Iniciador Open Finance API
Efí Authorization API
Efí Carnê API
Efí Cobranças API
Efí Open Finance API
Efí Pix Charges API
Efí Pix Payments API
Efí Pix Webhooks API
Cora API
Loopay Affiliate API
Loopay Bank API
Loopay Company API
Loopay CompanyProduct API
Loopay Country API
Loopay Currency API
Loopay DocumentType API
Loopay Movements API
Loopay PaidMethods API
Loopay PayIn API
Loopay Payout API
Loopay PhysicalPoint API
Loopay SourcesOfPayment API
Loopay SourcesOfPaymentAdmin API
Loopay User API
BBVA Accounts PSD2 API
BBVA Payments PSD2 API
BBVA Mexico Business Payments API
BBVA Locations API
Addi Credit & Checkout API
GUARD API
CC Integration API
SDK KYC API
Alt Bank Underwriting API
PicPay Ecommerce Checkout API
PicPay Gateway Checkout API
PicPay PIX API
PicPay Payment Link API
DolarApp Status API
Nubank Open Finance Brasil API
NuPay for Business - Checkout API
NuPay for Business - Authentication API
NuPay for Business - Beneficiary Management API
NuPay for Business - Event Webhooks
Dock Caradhras API
Other industries in Latin America
Banking & Open Banking elsewhere
This page is the intersection of two independently computed cohorts:
Latin America and
Banking & Open Banking. A provider appears here only when it is
already a member of both. Latin America membership is matched on tag, name pattern, stated HQ,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every region here is available over the APIs.io API and to AI agents over MCP.