🇺🇸Banking & Open Banking in United States

85 banking & open banking providers in United States, publishing 295 APIs.

85 providers 295 published APIs 338 indexed documents

Banking & Open Banking in United States — 85 providers on the APIs.io network sit in both cohorts, and between them they publish 295 indexed APIs.

41 of the 85 publish at least one machine-readable API; 44 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 38 minimal, 25 emerging, 9 developing, 9 thin, 2 exemplar, and 2 strong.

Leading by rating: Highnote, Plaid, Cash App, Dwolla, Akoya, Bond, and 79 more.

Country membership is exact-tag only. A provider lands in United States when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a banking & open banking company headquartered in United States that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.

Providers (85)

Provider	Description	APIs	Rating
Highnote	Highnote is a modern, unified embedded-finance and banking-as-a-service platform for card issuing, card acquiring, credit, and real-time money movement, with a built-in real-tim...	1	exemplar
Plaid	Plaid is a US financial-technology company and data-network aggregator that provides an API platform for businesses to securely connect with their users' bank and financial acco...	71	exemplar
Cash App	Cash App is a consumer mobile-first financial services platform operated by Block, Inc. (formerly Square, Inc.), a publicly traded company. Cash App is not itself a chartered ba...	12	strong
Dwolla	Dwolla is a Des Moines-based fintech providing an account-to-account (A2A) payments platform that lets businesses programmatically move money across the U.S. banking system. Its...	19	strong
Akoya	Akoya operates a tokenized, consumer-permissioned data-access network for US open finance, reaching 4,500+ financial institutions and powering 7,500+ apps and data recipients. I...	11	developing
Bond	Bond Financial Technologies is an enterprise-grade banking-as-a-service (BaaS) and embedded finance platform that lets software companies and fintechs embed financial products d...	9	developing
Finicity	Finicity, LLC is a Utah-based financial-data aggregator and open-finance technology provider acquired by Mastercard in 2020 and now operating as Mastercard Open Banking (US) wit...	1	developing
Capital One	Capital One is a US money-center bank and financial services company offering credit cards, checking and savings accounts, loans, and auto financing. Through the Capital One Dev...	14	developing
BMO	BMO Bank N.A. is the U.S. banking subsidiary of Canada's Bank of Montreal (BMO Financial Group), a nationally chartered commercial bank supervised by the Office of the Comptroll...	11	developing
KeyCorp	KeyCorp (KeyBank) is one of the nation's largest bank-based financial services companies and a super-regional commercial bank headquartered in Cleveland, Ohio, providing deposit...	9	developing
Varo Bank	Varo Bank is a mobile-first, FDIC-chartered digital bank offering fee-free checking and high-yield savings accounts, early direct deposit, instant cash advances, a credit-builde...	2	developing
Customers Bank	Customers Bank is a Pennsylvania state-chartered, FDIC-insured full-service commercial bank and the principal subsidiary of Customers Bancorp, Inc. (NYSE CUBI), a super-regional...	10	developing
Fifth Third Bancorp	Fifth Third Bancorp is a diversified super-regional financial services company providing commercial banking, branch banking, consumer lending, and wealth and asset management se...	1	developing
Goldman Sachs	Goldman Sachs is a leading global money-center investment bank and financial services firm. Its public developer surface is institutional and professional-client oriented, spann...	9	thin
Green Dot Corporation	Green Dot Corporation (NYSE: GDOT) is a US fintech and bank holding company whose subsidiary Green Dot Bank is a chartered, FDIC-insured member bank. Its Green Dot Arc embedded-...	17	thin
First Citizens BancShares	First Citizens BancShares is a super-regional financial holding company (parent of First-Citizens Bank & Trust) providing general banking, trust, investment, insurance, and asse...	10	thin
Navy Federal Credit Union	Navy Federal Credit Union is a federally chartered credit union headquartered in Vienna, Virginia, and the largest credit union in the world by both assets and membership, servi...	8	thin
Citigroup	Citigroup (Citi) is a global, diversified money-center financial services holding company headquartered in New York City, serving consumers, corporations, governments, and insti...	11	thin
Western Alliance Bank	Western Alliance Bancorporation (NYSE: WAL) is a Phoenix, Arizona based super-regional bank holding company with roughly $80 billion in assets, operating through its principal s...	1	thin
Northern Trust	Northern Trust is a Fortune 500 global financial services firm providing asset servicing, asset management, wealth management, and banking to corporations, institutions, family ...	7	thin
East West Bank	East West Bank is the California state-chartered commercial banking subsidiary of East West Bancorp, Inc. (NASDAQ EWBC), headquartered in Pasadena, California, with roughly $79....	1	thin
BankUnited	BankUnited, N.A. is a national bank (OCC-chartered National Association) and the principal subsidiary of BankUnited, Inc. (NYSE: BKU), a bank holding company headquartered in Mi...	1	thin
Bluevine	Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit, bill pay, invoicing, and cash flow management tools for United St...	0	emerging
American Express	American Express is a globally integrated payments company and card network that offers charge and credit cards, merchant acquiring, corporate payments, travel, and Membership R...	12	emerging
Axos Bank	Axos Bank is a branchless, digital-first federal savings bank chartered and regulated by the U.S. Office of the Comptroller of the Currency (OCC) and a member of the FDIC. Found...	4	emerging
BNY Mellon	BNY Mellon (legal parent The Bank of New York Mellon Corporation, rebranded to "BNY" in 2024) is a US money-center bank and the world's largest custodian, overseeing roughly $50...	5	emerging
USAA	USAA (United Services Automobile Association) is a Fortune 100 financial services group offering banking, investing, and insurance products exclusively to people and families wh...	0	emerging
Ally Financial	Ally Financial (NYSE: ALLY) is a US super-regional, all-digital bank holding company and one of the country's largest auto finance providers, offering online deposit accounts, a...	2	emerging
HSBC USA	HSBC USA is the United States arm of HSBC Holdings plc, operating principally through HSBC Bank USA, N.A., a nationally chartered bank supervised by the Office of the Comptrolle...	2	emerging
UMB Bank	UMB Bank, National Association is the primary banking subsidiary of UMB Financial Corporation (Nasdaq ticker UMBF), a Kansas City, Missouri financial services holding company. U...	1	emerging
Dave	Dave is a U.S. consumer financial-technology company (Nasdaq: DAVE), founded in 2016 and headquartered in Los Angeles, that operates a mobile banking app serving roughly 14 mill...	0	emerging
EverBank	EverBank, N.A. is a Jacksonville, Florida based national bank (Member FDIC) focused on high-yield consumer deposits, business and treasury banking, and commercial lending, servi...	0	emerging
City National Bank	City National Bank is a national bank chartered in the United States and a wholly owned subsidiary of Royal Bank of Canada (RBC) since 2015, headquartered in Los Angeles, Califo...	0	emerging
F.N.B. Corporation	F.N.B. Corporation (NYSE: FNB) is a diversified financial services holding company headquartered in Pittsburgh, Pennsylvania, and the parent of First National Bank of Pennsylvan...	1	emerging
Raymond James Bank	Raymond James Bank is a Florida-chartered state member bank headquartered in St. Petersburg, Florida, and a wholly owned subsidiary of Raymond James Financial, Inc. (NYSE: RJF),...	1	emerging
Commerce Bank	Commerce Bank is the principal banking subsidiary of Commerce Bancshares, Inc. (NASDAQ CBSH), a Missouri-based regional bank holding company with roughly $32 billion in assets a...	1	emerging
UBS Bank USA	UBS Bank USA (BUSA) is a Utah state-chartered industrial bank and FDIC-insured depository institution headquartered in Salt Lake City, Utah, established in 2003 and reporting ro...	0	emerging
America First Credit Union	America First Credit Union is a federally chartered, NCUA-insured credit union headquartered in Riverdale, Utah, founded in 1939. With roughly $19 billion in assets, more than o...	0	emerging
Bank of Hawaii	Bank of Hawaii is a state-chartered commercial bank organized under the laws of the State of Hawaii in 1897, a member of the Federal Reserve System and FDIC-insured. It is the p...	0	emerging
First Hawaiian Bank	First Hawaiian Bank is Hawaii's oldest and largest financial institution, founded in 1858 and headquartered at First Hawaiian Center in Honolulu. It is a Hawaii state-chartered ...	1	emerging
Current	Current (Finco Services, Inc.) is a New York City-based U.S. financial technology company operating a mobile-first consumer banking platform serving over six million members. Th...	1	emerging
Wintrust Financial	Wintrust Financial Corporation is a Rosemont, Illinois-based financial holding company operating a network of chartered community banks (Wintrust Bank, N.A. and its affiliates) ...	2	emerging
Associated Bank	Associated Bank, N.A. is the primary banking subsidiary of Associated Banc-Corp (NYSE ASB), a nationally chartered commercial bank and the largest bank holding company headquart...	1	emerging
First Horizon	First Horizon Corporation is a Fortune 500 financial services holding company headquartered in Memphis, Tennessee. Through First Horizon Bank it provides commercial, private, co...	5	emerging
M&T Bank	M&T Bank is a US super-regional bank holding company (M&T Bank Corporation, NYSE: MTB) headquartered in Buffalo, New York, operating through its national bank subsidiary Manufac...	10	emerging
MidFirst Bank	MidFirst Bank is a federally chartered savings association (thrift) headquartered in Oklahoma City, Oklahoma, and owned by Midland Financial Co. Founded in 1982 with roots in Mi...	0	emerging
Marcus by Goldman Sachs	Marcus by Goldman Sachs is the U.S. consumer banking brand of The Goldman Sachs Group, launched in 2016 to offer no-fee high-yield Online Savings Accounts and Certificates of De...	1	emerging
Webster Bank	Webster Bank, N.A. is a nationally chartered commercial bank (National Association) and the principal banking subsidiary of Webster Financial Corporation (NYSE: WBS), a Delaware...	0	minimal
Atlantic Union Bank	Atlantic Union Bank is a Virginia state-chartered commercial bank with roots going back to 1902, and the principal banking subsidiary of Atlantic Union Bankshares Corporation (N...	0	minimal
PNC	PNC Financial Services Group is a Pittsburgh-based money-center bank and Fortune 500 diversified financial services company offering retail banking, corporate and institutional ...	6	minimal
Frost Bank	Frost Bank is the banking subsidiary of Cullen/Frost Bankers, Inc. (NYSE: CFR), a San Antonio, Texas-based financial holding company and one of the largest Texas-headquartered b...	0	minimal
Bank OZK	Bank OZK is a regional bank headquartered in Little Rock, Arkansas, tracing its charter to 1903 and today operating roughly 265 offices across Arkansas, Georgia, Florida, North ...	0	minimal
BECU	BECU (Boeing Employees' Credit Union) is a member-owned, not-for-profit state-chartered credit union founded in 1935 and headquartered in Tukwila, Washington (NMLS ID 490518). O...	0	minimal
Popular (Banco Popular)	Popular, Inc. (NASDAQ: BPOP), operating as Banco Popular, is a publicly traded financial holding company founded in 1893 and headquartered in Hato Rey, San Juan, Puerto Rico. It...	0	minimal
Cadence Bank	Cadence Bank is a regional U.S. commercial bank headquartered in Tupelo, Mississippi and Houston, Texas, formed in October 2021 when legacy Cadence Bancorporation merged into Ba...	0	minimal
Live Oak Bank	Live Oak Bank (Live Oak Banking Company) is a digital, branchless, North Carolina state-chartered commercial bank founded in 2008 and headquartered in Wilmington, NC, operating ...	0	minimal
Security Service Federal Credit Union	Security Service Federal Credit Union (SSFCU), headquartered in San Antonio, Texas, is a member-owned, not-for-profit financial cooperative federally chartered and insured by th...	0	minimal
Old National Bank	Old National Bank is a nationally chartered, FDIC-insured regional commercial bank and the primary subsidiary of Old National Bancorp (NASDAQ: ONB), headquartered in Evansville,...	0	minimal
Valley National Bank	Valley National Bank is a nationally chartered commercial bank (OCC-regulated) and the principal banking subsidiary of Valley National Bancorp (NASDAQ: VLY), a regional financia...	0	minimal
Prosperity Bank	Prosperity Bank is a Texas-chartered commercial bank (member FDIC, NMLS ID 466414) and the banking subsidiary of Prosperity Bancshares, Inc. (NYSE: PB), a Houston, Texas based r...	0	minimal
SouthState Bank	SouthState Bank, National Association is an OCC-chartered national commercial bank headquartered in Winter Haven, Florida, and the principal subsidiary of SouthState Bank Corpor...	0	minimal
Barclays US	Barclays US is the United States consumer banking arm of Barclays PLC, operated through Barclays Bank Delaware, a Delaware state-chartered bank headquartered in Wilmington. Doin...	0	minimal
Texas Capital Bank	Texas Capital Bank, National Association is the banking subsidiary of Texas Capital Bancshares, Inc. (NASDAQ: TCBI), a Dallas-headquartered full-service financial services firm ...	2	minimal
Columbia Bank	Columbia Bank is an Oregon state-chartered commercial bank and the principal banking subsidiary of Columbia Banking System, Inc. (NASDAQ: COLB), a West Coast regional bank holdi...	1	minimal
SchoolsFirst FCU	SchoolsFirst Federal Credit Union is a federally chartered, member-owned credit union headquartered in Tustin, California, serving educators and their families. Founded in 1934 ...	0	minimal
CIBC Bank USA	CIBC Bank USA is an Illinois state-chartered, FDIC-insured commercial bank (FDIC Cert #33306) headquartered at 120 South LaSalle Street in Chicago, Illinois. Formerly The Privat...	0	minimal
Santander US	Santander Bank, N.A. (santanderbank.com) is the US retail and commercial banking subsidiary of Spain's Banco Santander S.A., headquartered in Boston, Massachusetts. It is a nati...	0	minimal
Randolph-Brooks FCU	Randolph-Brooks Federal Credit Union (RBFCU) is a member-owned, not-for-profit federal credit union headquartered in Live Oak, Texas, federally insured by the NCUA and serving m...	0	minimal
First Tech Federal Credit Union	First Tech Federal Credit Union is a federally chartered, member-owned, not-for-profit financial cooperative headquartered in San Jose, California, and one of the largest credit...	0	minimal
BOK Financial	BOK Financial Corporation (NASDAQ: BOKF) is a regional financial-services holding company headquartered in Tulsa, Oklahoma, delivering banking under the Bank of Oklahoma, Bank o...	0	minimal
Comerica	Comerica Incorporated is a Texas-headquartered super-regional financial services holding company providing retail, small-business, commercial, and wealth-management banking acro...	0	minimal
State Employees' Credit Union	State Employees' Credit Union (SECU / NCSECU) is a member-owned, not-for-profit financial cooperative headquartered in Raleigh, North Carolina. Founded in 1937 with 17 members a...	0	minimal
Pinnacle Financial	Pinnacle Financial Partners, Inc. (NASDAQ: PNFP) is a Nashville, Tennessee based regional bank holding company whose principal subsidiary, Pinnacle Bank, is a Tennessee state-ch...	0	minimal
Alliant Credit Union	Alliant Credit Union is a federally chartered, member-owned credit union headquartered in Chicago, Illinois, regulated by the National Credit Union Administration (NCUA). Founde...	0	minimal
Flagstar	Flagstar Bank, N.A. is the OCC-chartered national bank subsidiary of Flagstar Financial, Inc. (NYSE: FLG), the Hicksville, New York holding company formerly known as New York Co...	0	minimal
PenFed Credit Union	PenFed Credit Union (Pentagon Federal Credit Union), founded in 1935 and headquartered in McLean, Virginia, is a federally chartered credit union regulated by the National Credi...	0	minimal
Sallie Mae Bank	Sallie Mae Bank is a Utah state-chartered industrial bank (industrial loan company) founded on November 28, 2005 and headquartered in Salt Lake City, Utah, operating as the FDIC...	0	minimal
Zions Bancorporation	Zions Bancorporation, National Association is a nationally chartered bank and bank holding company headquartered in Salt Lake City, Utah, with roughly $87 billion in total asset...	0	minimal
abcMob	abcMob is a mobile business application company founded in 2010 and headquartered in Westminster, California. It builds and sells ready-made and custom native business applicati...	0	minimal
DCU (Digital Federal Credit Union)	Digital Federal Credit Union (DCU) is a not-for-profit, member-owned federal credit union headquartered in Marlborough, Massachusetts and regulated by the National Credit Union ...	0	minimal
VyStar Credit Union	VyStar Credit Union is a member-owned, not-for-profit financial cooperative headquartered in Jacksonville, Florida. Founded in 1952 as Jax Navy Federal Credit Union to serve mil...	0	minimal
Golden 1 Credit Union	Golden 1 Credit Union is a state-chartered, member-owned not-for-profit financial cooperative headquartered in Sacramento, California, and is one of the largest credit unions in...	0	minimal
Mountain America Credit Union	Mountain America Credit Union (MACU) is a federally chartered, member-owned not-for-profit financial cooperative headquartered in Sandy, Utah, founded in 1936 and regulated and ...	0	minimal
Suncoast Credit Union	Suncoast Credit Union is a state-chartered, federally insured (NCUA), member-owned not-for-profit financial cooperative headquartered in Tampa, Florida. Founded in 1934 as Hills...	0	minimal
Protego Trust Bank	Protego Trust Bank is a Seattle, Washington digital-asset trust bank built for institutional clients, offering crypto-asset custody, trading, lending/borrowing and issuer servic...	0	minimal

Indexed API documents (338)

Two numbers, both real: these providers publish 295 APIs as their own documents, which the catalog indexes split one-per-resource into 338 documents. Showing the first 200.

🇺🇸Banking & Open Banking in United States

Providers (85)

Indexed API documents (338)

Highnote Issuing API

Highnote Account Holders & Onboarding API

Highnote Acquiring API

Highnote Money Movement API

Highnote Transactions & Disputes API

Highnote Spend Controls & Collaborative Authorization API

Highnote Webhooks & Event Notifications API

Plaid Plaid API

Cash App Add Cash App Pay To Your Site API

Cash App API Keys API

Cash App Balances API

Cash App Billing Agreements (Deprecated) API

Cash App Brands API

Cash App Customer Request API

Cash App Customers API

Cash App App Default API

Cash App Disputes API

Cash App Fee Plans API

Cash App Grants Afterpay API

Cash App Merchants API

Cash App Network API

Cash App Payments API

Cash App Payouts API

Cash App Refunds API

Cash App Request Chains API

Cash App Requests API

Cash App Webhooks API

Dwolla Accounts API

Dwolla beneficial owners API

Dwolla client tokens API

Dwolla Customers API

Dwolla Documents API

Dwolla Events API

Dwolla exchange sessions API

Dwolla Exchanges API

Dwolla funding sources API

Dwolla Kba API

Dwolla Labels API

Dwolla mass payments API

Dwolla Root API

Dwolla sandbox simulations API

Dwolla Tokens API

Dwolla Transfers API

Dwolla webhook subscriptions API

Dwolla Webhooks API

Akoya Accounts API

Akoya Balances API

Akoya Transactions API

Akoya Investments API

Akoya Statements API

Akoya Customers API

Akoya Payments API

Akoya Tax API

Akoya Consent API

Akoya Apps Management API

Akoya Notifications API

Bond Customers & KYC API

Bond Businesses & KYB API

Bond Cards API

Bond Accounts & Statements API

Bond Transfers API

Bond Ledger (Transactions) API

Bond Credit API

Bond Webhooks API

Bond Simulation (Sandbox) API

Finicity Connect

Finicity Verification of Assets (VoA) API

Finicity Verification of Income & Employment (VoIE) API

Finicity Transaction Analysis (Cash Flow) API

Finicity Payments (Account Validation) API

Finicity Open Banking Data Access (FDX)

Finicity Account Validation Assistance API

Finicity Accounts API

Finicity Accounts (Simple) API

Finicity App Registration API

Finicity Authentication API

Finicity Balance Analytics API