SoFi Technologies Status API

openapi: 3.2.0
info:
  version: '25.02'
  title: Dispute API 3.0 Status API
  description: The following documents the Intake API and Interaction APIs.
  termsOfService: ''
  contact: {}
  license:
    name: ''
servers:
- url: '{corename}.gft-dispute-api.{env}.gpsrv.com/gft-dispute-api/1.0/'
tags:
- name: Status
paths:
  /claim/retrieve:
    parameters:
    - $ref: '#/components/parameters/AuthorizationHeaderParam'
    - $ref: '#/components/parameters/ProfileTypeHeaderParam'
    post:
      summary: /claim/retrieve
      operationId: postClaimRetrieve
      description: Use this endpoint to retrieve claim details and status
      parameters: []
      responses:
        '200':
          description: Successful status retrieve request
          content:
            application/json:
              schema:
                type: object
                properties:
                  ClaimType:
                    type: string
                  ClaimReason:
                    type: string
                  ClaimReasonType:
                    type: string
                  TotalClaimAmount:
                    type: number
                  IsRegE10Satisfied:
                    type: boolean
                    description: Whether the Reg E 10 Business Day provisional credit obligation has been satisfied.
                  RegE10:
                    type: string
                    format: Date-Time
                    description: The deadline by which provisional credit must be granted and the provisional credit letter sent — 10 business days from the contact date (for ATM/debit POS and non-US ATM disputes).
                  RegE10Threshold:
                    type: string
                    format: Date-Time
                    description: The approaching/warning date for the Reg E 10 milestone, used to trigger early action before the RegE10 deadline.
                  IsRegESatisfied:
                    type: boolean
                    description: Whether the final Reg E resolution deadline has been satisfied.
                  RegEDeadline:
                    type: string
                    format: Date-Time
                    description: The final Reg E regulatory deadline by which the claim must be resolved (write-off executed and resolution letter sent). 90 days for POS/non-US ATM disputes; 45 days for US ATM and ACH disputes.
                  RegEThreshold:
                    type: string
                    format: Date-Time
                    description: The approaching/warning date for the final Reg E deadline (RegEDeadline), used to trigger action before the deadline is breached.
                  IsRegZ30Satisfied:
                    type: boolean
                    description: Whether the Reg Z 30-day acknowledgement obligation has been satisfied.
                  RegZ30:
                    type: string
                    format: Date-Time
                    description: The deadline by which an acknowledgement letter must be sent to the cardholder — 30 days from the contact date.
                  RegZ30Threshold:
                    type: string
                    format: Date-Time
                    description: The approaching/warning date for the Reg Z 30 milestone.
                  IsRegZPCSatisfied:
                    type: boolean
                    description: Whether the Reg Z Withholding Protection provisional credit obligation has been satisfied.
                  RegZPC:
                    type: string
                    format: Date-Time
                    description: The Reg Z Withholding Protection date — the deadline by which provisional credit must be issued to prevent collection on the disputed amount (primarily relevant for cardholders enrolled in autopayment). Set to the earlier of the next autopayment date or statement cycle date, with a minimum of contact date + 3 business days.
                  RegZPCThreshold:
                    type: string
                    format: Date-Time
                    description: The approaching/warning date for the Reg Z PC provisional credit milestone.
                  IsRegZ90Satisfied:
                    type: boolean
                    description: Whether the Reg Z 90-day resolution obligation has been satisfied.
                  RegZ90:
                    type: string
                    format: Date-Time
                    description: The final Reg Z deadline by which write-off must be executed and a resolution letter sent. Equals the 2nd statement cycle date following the contact date, capped at 90 days. Defaults to 60 days if cycle date is unavailable or the calculated date falls below 60 days.
                  RegZ90Threshold:
                    type: string
                    format: Date-Time
                    description: The approaching/warning date for the Reg Z 90 milestone.
                  CustomerDetails:
                    type: object
                    properties:
                      FirstName:
                        type: string
                      MiddleName:
                        type: string
                      LastName:
                        type: string
                      EmailAddress:
                        type: string
                      PhoneNumber:
                        type: string
                      LastAddressChangeDate:
                        type: string
                        format: Date-Time
                      CustomerId:
                        type: string
                  Address:
                    type: object
                    properties:
                      Line1:
                        type: string
                        description: Mailing address line 1
                        examples:
                        - 6 Ashbridge Lane
                      Line2:
                        type: string
                        description: Mailing address line 2
                        examples:
                        - Suite 1
                      Line3:
                        type: string
                        description: Mailing address line 3
                        examples:
                        - Atlanta, GA. 30033
                      City:
                        type: string
                        description: Mailing address City
                        examples:
                        - Linwood
                      State:
                        type: string
                        description: Mailing address 2 character State code
                        examples:
                        - NJ
                      Zip:
                        type: string
                        description: Mailing address zip code (5 digits or 5-4 digites)
                        examples:
                        - 12345-4567
                      Country:
                        type: string
                        description: Mailing address Country code
                        examples:
                        - USA
                  AccountDetails:
                    type: object
                    properties:
                      Description:
                        type: string
                      AccountNumber:
                        type: string
                      CardDescription:
                        type: string
                      CardNumber:
                        type: string
                      Balance:
                        type: number
                      OpenDate:
                        type: string
                        format: Date-Time
                      AccountStatus:
                        type: string
                      LastStatementDate:
                        type: string
                        format: Date-Time
                  ExternalCaseId:
                    type: string
                    description: Optional ID representing claim identifier external to this dispute system (client internal identifier)
                  CustomerContactDate:
                    type: string
                    format: Date-Time
                    description: Date customer contacted institution about dispute
                    example: '2024-08-05T16:29:45.350Z'
                  CreateName:
                    type: string
                    description: userId of the user who created the claim
                    example: dispute_api@disputeme.info
                  AccountType:
                    type: string
                    example: CreditCard
                  ClaimStatus:
                    type: string
                    example: Open-Analyze
                  AccountHolder:
                    type: string
                    example: SoFi Tech Solutions User
                  Actions:
                    type: array
                    description: Actions that can be taken on the claim
                    items:
                      type: object
                      properties:
                        Importance:
                          type: string
                          description: Importance of the action
                        ActionName:
                          type: string
                          description: Action Name
                  HasOutstandingTasks:
                    type: boolean
                    description: Does the claim have oustanding workable tasks for interaction api
                  HeaderDisplay:
                    type: string
                    description: Text for display
                  Stages:
                    type: array
                    description: List of claim stages
                    items:
                      type: object
                      properties:
                        Status:
                          type: string
                          description: Status of this stage
                        Name:
                          type: string
                          description: Name of this stage
                  StatusList:
                    type: array
                    items:
                      type: object
                      properties:
                        Type:
                          type: string
                          description: Status of the request
                          examples:
                          - Success
                          enum:
                          - Error
                          - Success
                        Message:
                          type: string
                          description: Message about the status
                          examples:
                          - Success
                        Code:
                          type: string
                          description: Numeric code for the status
                          examples:
                          - '200'
                  TalkingPoints:
                    type: array
                    description: List of claim talking points
                    items:
                      type: object
                      properties:
                        DisplayText:
                          type: string
                          description: Text for display
                  rtoken:
                    type: string
                    nullable: true
                    description: A system-generated ID used for tracking
                  StatusCode:
                    type: integer
                    nullable: true
                    description: The HTTP response status code
              examples:
                successExample:
                  value:
                    ClaimType: ConvenienceCheck
                    ClaimReason: Unauthorized
                    TotalClaimAmount: 50.99
                    IsRegE10Satisfied: false
                    RegE10: '2025-09-23T22:00:00.000Z'
                    RegE10Threshold: '2025-09-26T22:00:00.000Z'
                    IsRegESatisfied: false
                    RegEDeadline: '2025-09-28T22:00:00.000Z'
                    RegEThreshold: '2025-09-23T22:00:00.000Z'
                    IsRegZ30Satisfied: false
                    RegZ30: '2025-09-23T22:00:00.000Z'
                    RegZ30Threshold: '2025-09-21T22:00:00.000Z'
                    IsRegZPCSatisfied: false
                    RegZPC: '2025-09-23T22:00:00.000Z'
                    RegZPCThreshold: '2025-09-23T22:00:00.000Z'
                    IsRegZ90Satisfied: false
                    RegZ90: '2025-09-23T22:00:00.000Z'
                    RegZ90Threshold: '2025-09-23T22:00:00.000Z'
                    CustomerDetails:
                      CustomerId: 123456789
                      FirstName: John
                      MiddleName: J
                      LastName: Smith
                      EmailAddress: john.smith@disputeme.info
                      PhoneNumber: 122-345-6789
                      LastAddressChangeDate: '2023-02-03T22:00:00.000Z'
                    AccountDetails:
                      Description: MyChecking Account
                      AccountNumber: 47386789132877656
                      CardDescription: Visa Credit Card
                      CardNumber: '562139058235'
                      Balance: 234.71
                      OpenDate: '1997-06-09'
                      AccountStatus: ''
                      LastStatementDate: '2025-01-31'
                    CardNumber: '562139058235'
                    ClaimId: 2110050013C
                    ExternalCaseId: 13tovbv
                    Actions:
                    - Importance: other
                      ActionName: View Communication
                    StatusList:
                    - Type: Success
                      Message: Success
                      Code: '200'
                    Stages:
                    - Status: Current
                      Name: Received
                    - Status: Complete
                      Name: Investigating
                    CustomerContactDate: 20220323 GMT
                    CreateName: SoFi Tech Solutions User
                    EmailAddress: dispute_api@disputeme.info
                    AccountType: CreditCard
                    AccountNumber: '8025307835'
                    RequiredDocumentCount: 1
                    ClaimStatus: New
                    TalkingPoints:
                    - DisplayText: We have created a claim ID, but the process is incomplete
                    AccountHolder: SoFi Tech Solutions User
                    HeaderDisplay: Transaction Dispute (claimId)
                    HasOutstandingTasks: true
                    Address:
                      Zip: '01234'
                      State: NY
                      LongAddress: THE CRIB NYC NY 01234
                      Country: United States of America
                      City: NYC
                      Line1: THE CRIB
                      Line2: ''
                      Line3: ''
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '200'
        '400':
          description: Error retrieve status request
          content:
            application/json:
              schema:
                type: object
                properties:
                  StatusList:
                    type: array
                    items:
                      type: object
                      properties:
                        Type:
                          type: string
                          description: Status of the request
                          examples:
                          - Success
                          enum:
                          - Error
                          - Success
                        Message:
                          type: string
                          description: Message about the status
                          examples:
                          - Success
                        Code:
                          type: string
                          description: Numeric code for the status
                          examples:
                          - '200'
                  rtoken:
                    type: string
                    nullable: true
                    description: A system-generated ID used for tracking
                  StatusCode:
                    type: integer
                    nullable: true
                    description: The HTTP response status code
              examples:
                claimRetrievalError:
                  value:
                    StatusList:
                    - Type: Error
                      Message: Error Retrieving Claim Status
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '400'
                  summary: A sample failed claim retrieval error Response
                error4Example:
                  value:
                    StatusList:
                    - Type: Error
                      Message: The requested Claim ID is not valid.
                      Code: '4'
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '400'
                  summary: A sample Error 4 response
                error5Example:
                  value:
                    StatusList:
                    - Type: Error
                      Message: 'Invalid Request: {message}'
                      Code: '5'
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '400'
                  summary: A sample Error 5 response
                error14Example:
                  value:
                    StatusList:
                    - Type: Error
                      Message: Invalid request message
                      Code: '14'
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '400'
                  summary: A sample Error 14 response
        '500':
          description: Error retrieve status request
          content:
            application/json:
              schema:
                type: object
                properties:
                  StatusList:
                    type: array
                    items:
                      type: object
                      properties:
                        Type:
                          type: string
                          description: Status of the request
                          examples:
                          - Success
                          enum:
                          - Error
                          - Success
                        Message:
                          type: string
                          description: Message about the status
                          examples:
                          - Success
                        Code:
                          type: string
                          description: Numeric code for the status
                          examples:
                          - '200'
                  rtoken:
                    type: string
                    nullable: true
                    description: A system-generated ID used for tracking
                  StatusCode:
                    type: integer
                    nullable: true
                    description: The HTTP response status code
              examples:
                errorExample:
                  value:
                    StatusList:
                    - Type: Error
                      Message: Could not obtain a lock on the claim
                      Code: '500'
                    rtoken: 984513-395483653-4483483478
                    StatusCode: '500'
                  summary: A sample Error 500 response
      requestBody:
        content:
          application/json:
            schema:
              type: object
              required:
              - claimId
              - statusRole
              - transactionId
              - providerId
              properties:
                providerId:
                  type: integer
                  format: int32
                  description: 'Your unique provider identifier from SoFi Tech Solutions.

                    Pattern: Max 10 digits

                    Example: `9999`'
                  example: 9999
                transactionId:
                  type: string
                  maxLength: 60
                  minLength: 1
                  description: 'Supply a globally unique ID to identify this endpoint request ("transaction").

                    Pattern: Max 60 characters

                    Example: `"984513-395483653-4483483478"`'
                  example: 984513-395483653-4483483478
                claimId:
                  type: string
                  description: Unique claim ID
                  example: 2501240026C
                statusRole:
                  type: string
                  description: Status role of the current user
                  example: Customer
      tags:
      - Status
components:
  parameters:
    AuthorizationHeaderParam:
      name: Authorization
      in: header
      description: For `{token}` insert base64-encoded `apiLogin:apiTransKey`
      schema:
        type: string
        default: Basic {token}
    ProfileTypeHeaderParam:
      name: profile-type
      in: header
      description: Optional param to call Dispute API as a customer-service agent or a cardholder
      schema:
        type: string
        enum:
        - agent
        - cardholder
        default: agent
externalDocs:
  url: ''
  description: ''
x-readme:
  explorer-enabled: true
  proxy-enabled: true