Dwolla Accounts API

openapi: 3.2.0
info:
  title: Dwolla Accounts API
  version: '2.0'
  contact:
    name: Dwolla Developer Relations Team
    url: https://developers.dwolla.com
    email: api@dwolla.com
  license:
    name: MIT
    url: https://github.com/Dwolla/dwolla-openapi/blob/master/LICENSE
  termsOfService: https://www.dwolla.com/legal/tos/
  description: 'Operations tagged accounts across 2 of this provider''s published API definitions: dwolla-accounts-openapi.yml, dwolla-openapi.yml. Each path carries the servers of the definition it was published in.'
servers:
- url: https://api.dwolla.com
  description: Production server
- url: https://api-sandbox.dwolla.com
  description: Sandbox server
security:
- clientCredentials: []
tags:
- name: accounts
  description: Operations related to Accounts
paths:
  /accounts/{id}:
    get:
      tags:
      - accounts
      summary: Retrieve account details
      description: Returns basic account information for your authorized Main Dwolla Account, including account ID, name, and links to related resources such as funding sources, transfers, and customers.
      operationId: getAccount
      x-speakeasy-name-override: get
      x-codeSamples:
      - lang: bash
        source: 'GET https://api-sandbox.dwolla.com/accounts/ca32853c-48fa-40be-ae75-77b37504581b

          Accept: application/vnd.dwolla.v1.hal+json

          Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY

          '
      - lang: javascript
        source: '// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node

          var accountUrl = "https://api-sandbox.dwolla.com/accounts/ca32853c-48fa-40be-ae75-77b37504581b";


          dwolla.get(accountUrl).then((res) => res.body.name); // => ''Jane Doe''

          '
      - lang: python
        source: '# Using dwollav2 - https://github.com/Dwolla/dwolla-v2-python

          account_url = ''https://api-sandbox.dwolla.com/accounts/ca32853c-48fa-40be-ae75-77b37504581b''


          account = app_token.get(account_url)

          account.body[''name'']

          '
      - lang: php
        source: '<?php

          // Using dwollaswagger - https://github.com/Dwolla/dwolla-swagger-php

          $accountUrl = ''https://api-sandbox.dwolla.com/accounts/ca32853c-48fa-40be-ae75-77b37504581b'';


          $accountsApi = new DwollaSwagger\AccountsApi($apiClient);


          $account = $accountsApi->id($accountUrl);

          print($account->name); # => "Jane Doe"

          ?>

          '
      - lang: ruby
        source: '# Using dwolla_v2 - https://github.com/Dwolla/dwolla-v2-ruby

          account_url = ''https://api-sandbox.dwolla.com/accounts/ca32853c-48fa-40be-ae75-77b37504581b''


          account = app_token.get account_url

          account.name # => "Jane Doe"

          '
      parameters:
      - name: id
        in: path
        description: Account's unique identifier
        required: true
        schema:
          type: string
      - $ref: '#/components/parameters/Accept'
      responses:
        '200':
          description: successful operation
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                $ref: '#/components/schemas/Account'
        '403':
          description: forbidden
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: forbidden
                  message:
                    type: string
                    example: Not authorized to retrieve an Account by id.
        '404':
          description: not found
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                $ref: '#/components/schemas/NotFoundError'
    servers:
    - url: https://api.dwolla.com
      description: Production server
    - url: https://api-sandbox.dwolla.com
      description: Sandbox server
  /funding-sources:
    post:
      tags:
      - accounts
      summary: Create a funding source for an account
      description: 'Create a funding source by adding a bank account to a Main Dwolla Account. This endpoint allows you to connect a checking or savings account using either manual bank account details or an exchange resource.


        For more information about funding sources, see the [Funding Sources API Reference](https://developers.dwolla.com/docs/api-reference/funding-sources).

        '
      operationId: createFundingSource
      x-speakeasy-group: accounts.fundingSources
      x-speakeasy-name-override: create
      x-codeSamples:
      - lang: bash
        source: "POST https://api-sandbox.dwolla.com/funding-sources\nContent-Type: application/vnd.dwolla.v1.hal+json\nAccept: application/vnd.dwolla.v1.hal+json\nAuthorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY\n{\n    \"routingNumber\": \"222222226\",\n    \"accountNumber\": \"123456789\",\n    \"bankAccountType\": \"checking\",\n    \"name\": \"My Bank\"\n}\n"
      - lang: javascript
        source: "// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node\nvar requestBody = {\n  routingNumber: \"222222226\",\n  accountNumber: \"123456789\",\n  bankAccountType: \"checking\",\n  name: \"My Bank\",\n};\n\ndwolla\n  .post(\"funding-sources\", requestBody)\n  .then((res) => res.headers.get(\"location\")); // => 'https://api-sandbox.dwolla.com/funding-sources/04173e17-6398-4d36-a167-9d98c4b1f1c3'\n"
      - lang: python
        source: "# Using dwollav2 - https://github.com/Dwolla/dwolla-v2-python\nrequest_body = {\n  'routingNumber': '222222226',\n  'accountNumber': '123456789',\n  'bankAccountType': 'checking',\n  'name': 'My Bank'\n}\n\nfunding_source = app_token.post('funding-sources', request_body)\nfunding_source.headers['location'] # => 'https://api-sandbox.dwolla.com/funding-sources/04173e17-6398-4d36-a167-9d98c4b1f1c3'\n"
      - lang: php
        source: "<?php\n// Using dwollaswagger - https://github.com/Dwolla/dwolla-swagger-php\n$fundingApi = new DwollaSwagger\\FundingsourcesApi($apiClient);\n\n$fundingSource = $fundingApi->createFundingSource([\n  \"routingNumber\" => \"222222226\",\n  \"accountNumber\" => \"123456789\",\n  \"bankAccountType\" => \"checking\",\n  \"name\" => \"My Bank\"\n]);\n$fundingSource; # => \"https://api-sandbox.dwolla.com/funding-sources/04173e17-6398-4d36-a167-9d98c4b1f1c3\"\n?>\n"
      - lang: ruby
        source: "# Using dwolla_v2 - https://github.com/Dwolla/dwolla-v2-ruby\nrequest_body = {\n  routingNumber: '222222226',\n  accountNumber: '123456789',\n  bankAccountType: 'checking',\n  name: 'My Bank'\n}\n\nfunding_source = app_token.post \"funding-sources\", request_body\nfunding_source.response_headers[:location] # => \"https://api-sandbox.dwolla.com/funding-sources/04173e17-6398-4d36-a167-9d98c4b1f1c3\"\n"
      parameters:
      - $ref: '#/components/parameters/Accept'
      requestBody:
        required: true
        description: Parameters for the funding source to be created
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateAccountFundingSource'
      responses:
        '201':
          description: successful operation
          headers:
            Location:
              $ref: '#/components/headers/Location'
        '400':
          description: Bad request or duplicate resource
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                oneOf:
                - $ref: '#/components/schemas/BadRequestSchema'
                - $ref: '#/components/schemas/DuplicateResourceSchema'
        '403':
          description: forbidden
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: forbidden
                  message:
                    type: string
                    example: Not authorized to create funding source.
    servers:
    - url: https://api.dwolla.com
      description: Production server
    - url: https://api-sandbox.dwolla.com
      description: Sandbox server
  /accounts/{id}/funding-sources:
    get:
      tags:
      - accounts
      summary: List funding sources for an account
      description: 'Get a list of all funding sources associated with a specific Main Dwolla Account. This endpoint returns both bank accounts and balance funding sources, with detailed information about each funding source''s status, type, and available processing channels.

        '
      operationId: listFundingSources
      x-speakeasy-group: accounts.fundingSources
      x-speakeasy-name-override: list
      x-codeSamples:
      - lang: bash
        source: 'GET https://api-sandbox.dwolla.com/accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/funding-sources

          Accept: application/vnd.dwolla.v1.hal+json

          Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY

          '
      - lang: javascript
        source: "// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node\ndwolla\n  .get(\"accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/funding-sources\")\n  .then((res) => res.body.total); // => 1\n"
      - lang: python
        source: '# Using dwollav2 - https://github.com/Dwolla/dwolla-v2-python

          funding_sources = app_token.get(''accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/funding-sources'')

          funding_sources.body[''total''] # => 1

          '
      - lang: php
        source: '<?php

          // Using dwollaswagger - https://github.com/Dwolla/dwolla-swagger-php

          $fundingApi = new DwollaSwagger\FundingsourcesApi($apiClient);


          $fundingSources = $fundingApi->getAccountFundingSources("CA366CA3-6D30-44D6-B0F3-8D86C64462A1");

          $fundingSources->total; # => 1

          ?>

          '
      - lang: ruby
        source: '# Using dwolla_v2 - https://github.com/Dwolla/dwolla-v2-ruby

          funding_sources = app_token.get "accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/funding-sources"

          funding_sources.total # => 1

          '
      parameters:
      - name: id
        in: path
        description: Account's unique identifier
        required: true
        schema:
          type: string
      - $ref: '#/components/parameters/Accept'
      - name: removed
        in: query
        description: Filter removed funding sources. Boolean value. Defaults to `true`
        required: false
        schema:
          type: string
      responses:
        '200':
          description: successful operation
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                $ref: '#/components/schemas/FundingSources'
        '403':
          description: forbidden
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: forbidden
                  message:
                    type: string
                    example: Not authorized to list funding sources.
        '404':
          description: not found
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: notFound
                  message:
                    type: string
                    example: Account not found.
    servers:
    - url: https://api.dwolla.com
      description: Production server
    - url: https://api-sandbox.dwolla.com
      description: Sandbox server
  /accounts/{id}/transfers:
    get:
      tags:
      - accounts
      summary: List and search account transfers
      description: Returns a paginated, searchable list of transfers associated with the specified Main Dwolla account. Supports advanced filtering by amount range, date range, transfer status, and correlation ID. Results are limited to 10,000 transfers per query; use date range filters for historical data beyond this limit.
      operationId: listAndSearchTransfers
      x-speakeasy-group: accounts.transfers
      x-speakeasy-name-override: list
      x-codeSamples:
      - lang: bash
        source: 'GET https://api-sandbox.dwolla.com/accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/transfers

          Accept: application/vnd.dwolla.v1.hal+json

          Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY

          '
      - lang: javascript
        source: "// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node\ndwolla\n  .get(\"accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/transfers\")\n  .then((res) => res.body.total); // => 1\n"
      - lang: python
        source: '# Using dwollav2 - https://github.com/Dwolla/dwolla-v2-python

          transfers = app_token.get(''accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/transfers'')

          transfers.body[''total''] # => 1

          '
      - lang: php
        source: '<?php

          // Using dwollaswagger - https://github.com/Dwolla/dwolla-swagger-php

          $transfersApi = new DwollaSwagger\TransfersApi($apiClient);


          $transfers = $transfersApi->getAccountTransfers("CA366CA3-6D30-44D6-B0F3-8D86C64462A1");

          $transfers->total; # => 1

          ?>

          '
      - lang: ruby
        source: '# Using dwolla_v2 - https://github.com/Dwolla/dwolla-v2-ruby

          transfers = app_token.get "accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/transfers"

          transfers.total # => 1

          '
      parameters:
      - name: id
        in: path
        description: Account's unique identifier
        required: true
        schema:
          type: string
      - $ref: '#/components/parameters/Accept'
      - name: search
        in: query
        description: A string to search on fields `firstName`, `lastName`, `email`, `businessName`, Customer ID, and Account ID
        required: false
        schema:
          type: string
      - name: startAmount
        in: query
        description: Only include transactions with an amount equal to or greater than `startAmount`
        required: false
        schema:
          type: string
      - name: endAmount
        in: query
        description: Only include transactions with an amount equal to or less than `endAmount`
        required: false
        schema:
          type: string
      - name: startDate
        in: query
        description: Only include transactions created after this date. ISO-8601 format `YYYY-MM-DD`
        required: false
        schema:
          type: string
      - name: endDate
        in: query
        description: Only include transactions created before this date. ISO-8601 format `YYYY-MM-DD`
        required: false
        schema:
          type: string
      - name: status
        in: query
        description: Filter on transaction status. Possible values are `pending`, `processed`, `failed`, or `cancelled`
        required: false
        schema:
          type: string
      - name: correlationId
        in: query
        description: A string value to search on if `correlationId` was specified for a transaction
        required: false
        schema:
          type: string
      - name: limit
        in: query
        description: Number of search results to return. Defaults to 25
        required: false
        schema:
          type: string
      - name: offset
        in: query
        description: Number of search results to skip. Use for pagination
        required: false
        schema:
          type: string
      responses:
        '200':
          description: successful operation
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                $ref: '#/components/schemas/Transfers'
        '404':
          description: not found
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: notFound
                  message:
                    type: string
                    example: Account not found.
    servers:
    - url: https://api.dwolla.com
      description: Production server
    - url: https://api-sandbox.dwolla.com
      description: Sandbox server
  /accounts/{id}/mass-payments:
    get:
      tags:
      - accounts
      summary: List account mass payments
      description: Returns a paginated list of mass payments created by your Main Dwolla account. Results are sorted by creation date in descending order (newest first) and can be filtered by correlation ID.
      operationId: listMassPayments
      x-speakeasy-group: accounts.massPayments
      x-speakeasy-name-override: list
      x-codeSamples:
      - lang: bash
        source: 'GET https://api-sandbox.dwolla.com/accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/mass-payments

          Accept: application/vnd.dwolla.v1.hal+json

          Authorization: Bearer pBA9fVDBEyYZCEsLf/wKehyh1RTpzjUj5KzIRfDi0wKTii7DqY

          '
      - lang: javascript
        source: "// Using dwolla-v2 - https://github.com/Dwolla/dwolla-v2-node\ndwolla\n  .get(\"accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/mass-payments\")\n  .then((res) => res.body.total); // => 1\n"
      - lang: python
        source: '# Using dwollav2 - https://github.com/Dwolla/dwolla-v2-python

          mass_payments = app_token.get(''accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/mass-payments'')

          mass_payments.body[''total''] # => 1

          '
      - lang: php
        source: '<?php

          // Using dwollaswagger - https://github.com/Dwolla/dwolla-swagger-php

          $massPaymentsApi = new DwollaSwagger\MasspaymentsApi($apiClient);


          $massPayments = $massPaymentsApi->getAccountMassPayments("CA366CA3-6D30-44D6-B0F3-8D86C64462A1");

          $massPayments->total; # => 1

          ?>

          '
      - lang: ruby
        source: '# Using dwolla_v2 - https://github.com/Dwolla/dwolla-v2-ruby

          mass_payments = app_token.get "accounts/CA366CA3-6D30-44D6-B0F3-8D86C64462A1/mass-payments"

          mass_payments.total # => 1

          '
      parameters:
      - name: id
        in: path
        description: Account's unique identifier
        required: true
        style: simple
        explode: false
        schema:
          type: string
      - $ref: '#/components/parameters/Accept'
      - name: limit
        in: query
        description: Maximum number of results to return
        required: false
        schema:
          type: integer
          format: int32
          minimum: 1
          maximum: 200
          default: 25
          example: 25
      - name: offset
        in: query
        description: How many results to skip.
        style: form
        explode: true
        schema:
          type: integer
          format: int32
          default: 0
          example: 0
      - name: correlationId
        in: query
        description: Correlation ID to search by.
        style: form
        explode: true
        schema:
          type: string
      responses:
        '200':
          description: successful operation
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                $ref: '#/components/schemas/MassPayments'
        '403':
          description: forbidden
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: forbidden
                  message:
                    type: string
                    example: Not authorized to list mass payments.
        '404':
          description: not found
          headers: {}
          content:
            application/vnd.dwolla.v1.hal+json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                    example: notFound
                  message:
                    type: string
                    example: Account not found.
    servers:
    - url: https://api.dwolla.com
      description: Production server
    - url: https://api-sandbox.dwolla.com
      description: Sandbox server
components:
  schemas:
    FundingSources:
      title: FundingSources
      type: object
      properties:
        _links:
          additionalProperties:
            $ref: '#/components/schemas/HalLink'
        _embedded:
          type: object
          properties:
            funding-sources:
              type: array
              items:
                $ref: '#/components/schemas/FundingSource'
        total:
          type: integer
          format: int32
          example: 3
    HalLink:
      title: HalLink
      type: object
      properties:
        href:
          type: string
          example: https://api.dwolla.com
        type:
          type: string
          example: application/vnd.dwolla.v1.hal+json
        resource-type:
          type: string
          example: resource-type
    Transfer:
      title: Transfer
      type: object
      properties:
        _links:
          type: object
          additionalProperties:
            $ref: '#/components/schemas/HalLink'
        id:
          type: string
          example: 15c6bcce-46f7-e811-8112-e8dd3bececa8
        status:
          type: string
          example: pending
        amount:
          type: object
          properties:
            value:
              type: string
              example: '42.00'
            currency:
              type: string
              example: USD
        created:
          type: string
          format: date-time
          example: '2018-12-03T22:00:22.970Z'
        clearing:
          type: object
          properties:
            source:
              type: string
              example: standard
            destination:
              type: string
              example: same-day
        metadata:
          type: object
          properties:
            paymentId:
              type: string
              example: '12345678'
            note:
              type: string
              example: Payment for completed work Dec. 1
        achDetails:
          type: object
          description: ACH-specific details for the transfer. Present when transfer was processed via ACH network.
          properties:
            source:
              type: object
              description: Information sent to the source/originating bank account along with the transfer
              properties:
                addenda:
                  type: object
                  description: Contains addenda information for the transfer
                  properties:
                    values:
                      type: array
                      items:
                        type: string
                        example: ABC123_AddendaValue
                      description: An array containing a single string addenda value
                beneficiaryName:
                  type: string
                  description: Beneficiary of the transaction's name. In general, should match the user onboarded to the Platform's name
                  example: John Doe
                companyEntryDescription:
                  type: string
                  description: Describes the purpose of the transaction
                  example: PAYMENT
                  enum:
                  - REVERSAL
                  - RECLAIM
                  - NO CHECK
                  - AUTOENROLL
                  - REDEPCHECK
                  - RETURN FEE
                  - RETRY PMNT
                  - HEALTHCARE
                  - PAYMENT
                companyId:
                  type: string
                  description: Numeric identifier of originator
                  example: '1234567890'
                companyName:
                  type: string
                  description: Name of the originator
                  example: Acme Corporation
                effectiveDate:
                  type: string
                  format: date
                  description: The date when the ACH transaction becomes effective, formatted as YYYY-MM-DD. This is typically the settlement date for the transaction
                  example: '2021-12-01'
                postingData:
                  type: string
                  description: Suggested memo line format for bank statements, structured as companyName:companyDiscretionaryData:beneficiaryName
                  example: Acme Corporation:Payment Reference:John Doe
                routingNumber:
                  type: string
                  description: Routing number of Originating Depository Financial Institution (ODFI). Identifies the financial institution that originated the ACH transaction
                  example: '222222226'
                traceId:
                  type: string
                  description: A unique identifier for tracing the ACH transaction through the banking network. Used for transaction tracking and reconciliation purposes
                  example: '222222225926346'
            destination:
              type: object
              description: Information sent to the destination/receiving bank account along with the transfer
              properties:
                addenda:
                  type: object
                  description: Contains addenda information for the transfer
                  properties:
                    values:
                      type: array
                      items:
                        type: string
                        example: ZYX987_AddendaValue
                      description: An array containing a single string addenda value
                beneficiaryName:
                  type: string
                  description: Beneficiary of the transaction's name. In general, should match the user onboarded to the Platform's name
                  example: Jane Smith
                companyEntryDescription:
                  type: string
                  description: Describes the purpose of the transaction
                  example: PAYMENT
                  enum:
                  - REVERSAL
                  - RECLAIM
                  - NO CHECK
                  - AUTOENROLL
                  - REDEPCHECK
                  - RETURN FEE
                  - RETRY PMNT
                  - HEALTHCARE
                  - PAYMENT
                companyId:
                  type: string
                  description: Numeric identifier of originator
                  example: '1234567890'
                companyName:
                  type: string
                  description: Name of the originator
                  example: Acme Corporation
                effectiveDate:
                  type: string
                  format: date
                  description: The date when the ACH transaction becomes effective, formatted as YYYY-MM-DD. This is typically the settlement date for the transaction
                  example: '2021-12-01'
                postingData:
                  type: string
                  description: Suggested memo line format for bank statements, structured as companyName:companyDiscretionaryData:beneficiaryName
                  example: Acme Corporation:Payment Reference:Jane Smith
                routingNumber:
                  type: string
                  description: Routing number of Originating Depository Financial Institution (ODFI). Identifies the financial institution that originated the ACH transaction
                  example: '222222226'
                traceId:
                  type: string
                  description: A unique identifier for tracing the ACH transaction through the banking network. Used for transaction tracking and reconciliation purposes
                  example: '222222225926346'
        rtpDetails:
          type: object
          description: Real-Time Payments (RTP) network specific details. Present when transfer was processed via RTP network.
          properties:
            destination:
              type: object
              description: RTP destination details with network identifiers
              properties:
                remittanceData:
                  type: string
                  description: Remittance information included in the transfer request
                  example: ABC_123 Remittance Data
                networkId:
                  type: string
                  description: Unique identifier for the transfer within the RTP network
                  example: 20210617021214273T1BG27487110796028
                endToEndReferenceId:
                  type: string
                  description: End-to-end reference identifier for the RTP transfer
                  example: E2E-RTP-20210617-001
        fedNowDetails:
          type: object
          description: FedNow Service network specific details. Present when transfer was processed via FedNow network.
          properties:
            destination:
              type: object
              description: FedNow destination details with network identifiers
              properties:
                remittanceData:
                  type: string
                  description: Remittance information included in the transfer request
                  example: ABC_123 Remittance Data
                networkId:
                  type: string
                  description: Unique identifier for the transfer within the FedNow network
                  example: 20240115123456789FEDNOW123456
                endToEndReferenceId:
                  type: string
                  description: End-to-end reference identifier for the FedNow transfer
                  example: E2E-FEDNOW-20240115-001
        correlationId:
          type: string
          example: 8a2cdc8d-629d-4a24-98ac-40b735229fe2
        processingChannel:
          type: object
          properties:
            destination:
              type: string
              enum:
              - real-time-payments
              - fed-now
              description: The payment network used to process the transfer
              example: real-time-payments
    FundingSource:
      title: FundingSource
      type: object
      properties:
        _links:
          additionalProperties:
            $ref: '#/components/schemas/HalLink'
        id:
          type: string
          example: d3d6b41e-5567-4bc6-9c6e-0efd0a3e647e
        status:
          type: string
          example: unverified
        type:
          type: string
          example: bank
        bankAccountType:
          type: string
          example: checking
        name:
          type: string
          example: My bank
        created:
          type: string
          format: date-time
          example: '2022-07-23T00:18:21.419Z'
        removed:
          type: boolean
          example: true
        channels:
          type: array
          description: Payment processing channels supported by this funding source
          items:
            type: string
            enum:
            - ach
            - real-time-payments
            - wire
            - external
            example: ach
        bankName:
          type: string
          example: SANDBOX TEST BANK
        fingerprint:
          type: string
          example: 5012989b55af15400e8102f95d2ec5e7ce3aef45c01613280d80a236dd8d6c
        bankUsageType:
          type: string
          description: The usage type of the bank account. Indicates if this is a settlement account for card network processors.
          enum:
          - card-network
          example: card-network
        cardDetails:
          type: object
          description: Card-specific details. Only present when type is 'card'.
          properties:
            brand:
              type: string
              description: The card brand/network (e.g., Visa, Mastercard, American Express)
              example: Visa
            lastFour:
              type: string


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# Full source: https://raw.githubusercontent.com/api-evangelist/dwolla/refs/heads/main/openapi/dwolla-accounts-api-openapi.yml