🇬🇧Financial Technology in United Kingdom
72 financial technology providers in United Kingdom, publishing 107 APIs.
Financial Technology in United Kingdom — 72 providers on the APIs.io network sit in both cohorts, and between them they publish 107 indexed APIs.
38 of the 72 publish at least one machine-readable API; 34 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.
By Kin Score band: 25 developing, 18 emerging, 17 minimal, 7 thin, and 4 strong.
Leading by rating: Moneyhub, Super Payments, Smart Pension, Algbra, Yapily, first direct, and 66 more.
Country membership is exact-tag only. A provider lands in United Kingdom when one of its own top-level tags names the country — there is no headquarters signal on the country axis, unlike the region axis which reads tag, provider-name pattern, and stated HQ. So this cell is a floor, not a census, and it understates by construction — a financial technology company headquartered in United Kingdom that never tags itself is counted nowhere on this axis. The region cuts read the wider signal set and will generally hold more.
Providers (72)
| Provider | Description | APIs | Rating |
|---|---|---|---|
| Moneyhub | Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insu... | 1 | strong |
| Super Payments | Super Payments is a UK payments provider offering free card and open-banking (pay-by-bank) payment processing for businesses, funded by a customer-acquisition and cash-rewards m... | 1 | strong |
| Smart Pension | Smart Pension is a UK defined contribution workplace pension master trust operated by Smart Pension Limited (Smart Group), managing pensions for millions of UK savers on behalf ... | 2 | strong |
| Algbra | Algbra is a UK values-based, sustainability-focused fintech operated by Algbra FS UK Limited (company number 12629086), an electronic money institution authorised by the Financi... | 1 | strong |
| Yapily | Yapily is a UK-headquartered Open Banking platform that exposes a single REST API across 2,000+ banks in the UK and 18+ European countries. The platform provides AISP (Account I... | 5 | developing |
| first direct | first direct is a telephone- and internet-based retail bank and a division of HSBC UK Bank plc, headquartered in Leeds, England and launched in 1989. It offers personal current ... | 4 | developing |
| Starling Bank | Starling Bank is a UK app-only digital challenger bank founded in 2014 by Anne Boden and headquartered in London, holding a full UK banking licence and authorised and regulated ... | 1 | developing |
| ClearBank | ClearBank is a UK clearing and Banking-as-a-Service bank, founded in 2015 by Nick Ogden (founder of WorldPay) and Charles McManus and granted a banking licence in December 2016 ... | 11 | developing |
| Danske Bank (UK) | Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly own... | 11 | developing |
| The Co-operative Bank | The Co-operative Bank plc is a UK high-street retail and commercial bank, headquartered in Manchester and long known for its customer-led ethical banking policy. Following its 2... | 1 | developing |
| Yorkshire Building Society | Yorkshire Building Society (YBS) is a UK mutual building society founded in 1864 and headquartered in Bradford, West Yorkshire. As a member-owned mutual rather than a shareholde... | 4 | developing |
| Allica Bank | Allica Bank Limited is a UK financial-technology bank built specifically for established small and medium-sized businesses, offering business current accounts, savings, commerci... | 2 | developing |
| WealthKernel | WealthKernel is a UK- and EU-regulated digital investing infrastructure provider that offers "investing as a service" through a single REST API. It supplies the building blocks ... | 1 | developing |
| Adfin | Adfin is a London-based fintech that combines payment collection and AI-powered credit control so businesses get paid faster. Its developer platform exposes invoicing, payments ... | 1 | developing |
| Wagestream | Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial wellbeing platform that gives hourly and salaried employees earned ... | 2 | developing |
| UK Open Banking | UK Open Banking standard with REST APIs for account and transaction data, payment initiation, variable recurring payments, and confirmation of funds for regulated financial serv... | 7 | developing |
| Bud Financial | Bud Financial (formerly Bud, thisisbud.com) is a UK-based fintech infrastructure company providing AI-driven Open Banking aggregation, transaction enrichment, categorization, af... | 1 | developing |
| Coventry Building Society | Coventry Building Society is the United Kingdom's second-largest building society, a member-owned mutual founded in 1884 and headquartered in Coventry, England, offering savings... | 4 | developing |
| Kroo | Kroo Bank Ltd is a UK app-based challenger bank, founded in 2016 and granted a full UK banking licence by the PRA/FCA in 2021 (restrictions lifted in 2022), that launched its di... | 3 | developing |
| Chase UK | Chase UK is the digital retail bank operated in the United Kingdom by J.P. Morgan Europe Limited, a wholly owned subsidiary of JPMorgan Chase & Co. that launched the Chase consu... | 3 | developing |
| Mettle | Mettle is a digital-only business bank account brand for UK sole traders, freelancers, and small limited companies, wholly owned by NatWest Group and originally built with Capco... | 1 | developing |
| Cashplus Bank | Cashplus Bank (legal entity Advanced Payment Solutions Limited, rebranded to Zempler Bank in July 2024) is a UK challenger bank founded in 2005 that grew from a prepaid-card iss... | 3 | developing |
| TSB Bank | TSB Bank plc is a British retail and commercial bank headquartered in Edinburgh, offering current accounts, savings, mortgages, personal loans, credit cards, and insurance to pe... | 2 | developing |
| Paysend | Paysend is a London-headquartered global fintech, founded in 2017, building a cross-border digital payments network that moves money to bank accounts, cards, and wallets across ... | 1 | developing |
| Bank of Ireland (UK) | Bank of Ireland (UK) plc is the UK banking arm of Bank of Ireland Group plc, Ireland's oldest bank, founded in 1783 and headquartered in Dublin with a listing on Euronext Dublin... | 4 | developing |
| Recognise Bank | Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings acco... | 4 | developing |
| Kriya | Kriya (Kriya Finance Limited, London) is a UK B2B embedded-finance and working-capital provider that lets merchants offer trade credit to their business buyers. Its products spa... | 2 | developing |
| Tandem Bank | Tandem Bank (Tandem Bank Limited) is a UK app-only challenger and self-styled "greener" digital bank founded in 2014 and headquartered in Blackpool, England, with offices in Car... | 3 | developing |
| zopa | Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current account. As a registere... | 2 | developing |
| Metro Bank | Metro Bank is a UK retail and commercial bank founded in 2010 as the first new high-street bank to open in Britain in over 150 years, headquartered in London and listed on the L... | 1 | thin |
| Handelsbanken UK | Handelsbanken UK (Handelsbanken plc) is the UK relationship bank of Svenska Handelsbanken AB (publ), the Swedish banking group, and operates a decentralised network of over 200 ... | 7 | thin |
| GB Bank | GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and privately backed rathe... | 4 | thin |
| Hnry | Hnry is a New Zealand-founded financial administration and accounting service for sole traders, contractors and freelancers, operating in New Zealand, Australia and the United K... | 1 | thin |
| Muse Finance | Muse Finance is a UK embedded-finance platform (Muse Finance Limited, London & Hastings) providing modular working-capital infrastructure — invoice finance, trade finance and su... | 1 | thin |
| Thought Machine | Thought Machine is a London-headquartered cloud-native core banking technology company founded in 2014 by Paul Taylor, with offices in New York and Singapore. It builds Vault Co... | 2 | thin |
| 10x Banking Technology Services | 10x Banking Technology Services is a London-headquartered cloud-native core banking platform vendor, founded by former Barclays CEO Antony Jenkins, whose SuperCore and "meta cor... | 1 | thin |
| Freetrade | Freetrade is a UK retail investment platform, founded in 2018 and headquartered in London, that offers commission-free investing in more than 8,600 stocks, ETFs, investment trus... | 0 | emerging |
| Globacap | Globacap is a London-based private capital markets technology company, founded in 2017, that builds workflow-automation software-as-a-service for issuance, share register manage... | 0 | emerging |
| LendInvest | LendInvest is a London-based fintech property finance platform and mortgage lender, founded in 2013 after spinning out of Montello Bridging Finance, and listed on the London Sto... | 0 | emerging |
| Tide | Tide is a UK business finance and administration platform ("built by business owners for business owners") serving over two million small businesses, sole traders, freelancers, ... | 0 | emerging |
| Investly | Investly is a European fintech invoice-financing marketplace that helps growing small and medium-sized businesses unlock working capital by financing their outstanding 30-180 da... | 1 | emerging |
| Satago | Satago is a UK financial-technology platform offering a three-in-one cash flow management solution for small and medium-sized businesses: Risk Insights (real-time credit checks,... | 0 | emerging |
| Tem | Tem (Tem-Energy Limited) is a UK-based energy technology company building AI-native transaction infrastructure for a modern energy market. Its RED platform is a modern utility t... | 1 | emerging |
| Briefcase | Briefcase is an AI-native accounting and bookkeeping automation platform for UK accounting firms and businesses. Founded in 2024 in London by Reuben Steenkamp and Ján Stehlík, a... | 0 | emerging |
| Moneybox | Moneybox is a London-based digital wealth management company, operating as Digital Moneybox Limited, whose mobile app helps people in the United Kingdom save and invest — round-... | 0 | emerging |
| Wayhome | Wayhome (formerly Unmortgage) is a London-based property technology company founded in 2016 by Nigel Purves and Josef Wasinski. It offers "Gradual Homeownership" — a part-buy, p... | 0 | emerging |
| ANNA Money | ANNA Money (a trading name of Absolutely No Nonsense Admin Ltd, company number 10149389, Cardiff, a subsidiary of ANNA Holdings Ltd) is a UK digital business account and tax app... | 0 | emerging |
| Zilch | Zilch is a London-headquartered "buy now, pay later" and ad-subsidised payments network founded in 2018, and one of the United Kingdom's most prominent BNPL brands. Rather than ... | 0 | emerging |
| Sidekick | Sidekick is a UK-based online wealth management and investing platform that offers expert-led investments and savings products once reserved for the ultra-wealthy, delivered thr... | 0 | emerging |
| Lendable | Lendable Ltd is a UK consumer lending fintech founded in 2014 and headquartered in London, offering unsecured personal loans directly to borrowers through a fully digital applic... | 0 | emerging |
| DoorFeed | DoorFeed is a technology-led residential real estate investment platform, founded in 2021 and headquartered in Paris, that helps institutional investors, funds, and family offic... | 0 | emerging |
| Nutmeg (J.P. Morgan Personal Investing) | Nutmeg is a UK digital wealth manager and robo-advisor founded in 2011 and acquired by JPMorgan Chase in 2021, now operating as J.P. Morgan Personal Investing. It offers consume... | 0 | emerging |
| flatfair | flatfair is a UK-based tenancy deposit platform for letting agents, landlords, and Build-to-Rent operators, offering deposit alternatives and deposit administration products. It... | 0 | emerging |
| London House Exchange (Property Partner) | London House Exchange, formerly Property Partner, is an FCA-regulated online platform that operates the world's only regulated exchange for individual residential, student and c... | 0 | emerging |
| Carmoola | Carmoola is a UK-based, mobile-first car finance platform that lets consumers get a pre-approved budget in minutes through its app, then pay dealers or private sellers directly ... | 0 | minimal |
| ProGrad | ProGrad (prograd.uk) is a UK-based consumer mobile app that lets users earn money by playing games and completing online tasks such as surveys and offers, positioning itself as ... | 0 | minimal |
| Proportunity | Proportunity is a London-based proptech/fintech mortgage lender, founded in 2016 by Vadim Toader and Stefan Boronea, that helps first-time buyers get onto the property ladder wi... | 0 | minimal |
| Wollit | Wollit is a UK-based credit-health subscription service (£9.99/month) that helps consumers build and strengthen their credit profile. Authorised and regulated by the Financial C... | 0 | minimal |
| Habito | Habito is a UK-based digital mortgage broker that lets people research, compare, and apply for mortgages online across the whole of the market, pairing self-serve digital tools ... | 0 | minimal |
| Reposit | Reposit is a UK-based PropTech and fintech company offering a deposit alternative for the residential rental market. Instead of paying a traditional cash deposit, tenants pay a ... | 0 | minimal |
| Superscript | Superscript is a UK- and Netherlands-based business insurance provider offering flexible, subscription-based cover for small and growing businesses, sole traders, landlords, and... | 0 | minimal |
| Taxscouts | TaxScouts is a UK online tax-return and Self Assessment service that pairs individuals, sole traders, landlords and investors with accredited accountants to prepare, review and ... | 0 | minimal |
| Yonder | Yonder is a UK-based financial technology company offering rewards credit and debit cards — a "financial membership" that earns points on everyday spending, redeemable across 30... | 0 | minimal |
| Atom Bank | Atom Bank plc is a UK app-only digital bank headquartered in Newcastle upon Tyne, and the first mobile-only bank in the United Kingdom (no branches, no web banking). Authorised ... | 0 | minimal |
| Chipper Cash | Chipper Cash is a pan-African fintech (legal entities Critical Ideas, Inc. and Voyse Technologies US, Inc.) operating a mobile-first cross-border money transfer, digital payment... | 0 | minimal |
| IMP Software | IMP Software builds MAT-first financial management software for the UK education sector. Its flagship product, IMP Planner, is a single-database, trust-wide platform for budgeti... | 0 | minimal |
| crowdcube | Crowdcube is a UK-based equity crowdfunding platform that lets everyday and professional investors buy shares in early-stage and growth-stage private companies, and lets founder... | 0 | minimal |
| Fluidly | Fluidly was a London-based intelligent cashflow forecasting fintech founded in 2016 by Caroline Plumb, providing SME cash-flow prediction, scenario planning, and working-capital... | 0 | minimal |
| PrimaryBid | PrimaryBid was a UK-based fintech that gave retail investors access to public capital markets — IPOs, follow-on equity raises, and public offerings that were historically restri... | 0 | minimal |
| Tuza | Tuza is a banking automation platform that orchestrates AI agents, customers and workflows to eliminate the manual processes that slow banks down. Originally launched in the UK ... | 0 | minimal |
| Trussle | Trussle was a UK online mortgage broker founded in 2015 and backed by Seedcamp, offering a consumer-facing mortgage comparison, application and monitoring service. It was acquir... | 0 | minimal |
| Lanistar | Lanistar was a London-based consumer fintech founded in 2019 by Gurhan Kiziloz, known for a heavily influencer-marketed "polymorphic" Mastercard debit card with an on-card keypa... | 0 |
Indexed API documents (749)
Two numbers, both real: these providers publish 107 APIs as their own documents, which the catalog indexes split one-per-resource into 749 documents. Showing the first 200.
Moneyhub Open Banking Payments API
Moneyhub Accounts API
Moneyhub Affordability API
Moneyhub Beneficiaries API
Moneyhub Categories API
Moneyhub categorise transactions API
Moneyhub Counterparties API
Moneyhub Holdings API
Moneyhub notification thresholds API
Moneyhub Projects API
Moneyhub regular transactions API
Moneyhub rental records API
Moneyhub savings goals API
Moneyhub spending analysis API
Moneyhub spending goals API
Moneyhub Standard Financial Statements API
Moneyhub standing orders API
Moneyhub Statements API
Moneyhub Sync API
Moneyhub Tax API
Moneyhub Transactions API
Super Payments Checkout Sessions API
Super Payments Customer API
Super Payments Payment Links API
Super Payments Payment Methods API
Super Payments API
Super Payments Refunds API
Super Payments Rewards API
Super Payments Settlements API
Super Payments Webhooks API
Smart Pension Account Claiming API
Smart Pension Accounts API
Smart Pension Account Subaccounts Switch Plans API
Smart Pension Additional Tax Residences API
Smart Pension Add Money Forms API
Smart Pension Adviser API
Smart Pension Adviser Companies API
Smart Pension Adviser Exports API
Smart Pension Adviser Invitations API
Smart Pension Advisers API
Smart Pension Assessments API
Smart Pension Available Funds API
Smart Pension Available Glidepath API
Smart Pension Available Withdrawal Options API
Smart Pension Bank Account Detail API
Smart Pension Batch API
Smart Pension Benefit API
Smart Pension Benefit Categories API
Smart Pension Benefit Check Results API
Smart Pension Benefit Evidence Types API
Smart Pension Benefit Form API
Smart Pension Benefit Group Auto Allocator Results API
Smart Pension Benefit Groups API
Smart Pension Benefit Money Out State API
Smart Pension Benefits API
Smart Pension Benefit Schedule API
Smart Pension Benefit Statements API
Smart Pension Cities API
Smart Pension Companies API
Smart Pension Company API
Smart Pension Company Automations API
Smart Pension Company Branding API
Smart Pension Company Branding Stocks API
Smart Pension Company Exports API
Smart Pension Company Fees API
Smart Pension Company Lookups API
Smart Pension Company Rules API
Smart Pension Company Scheme Details API
Smart Pension Constants API
Smart Pension Contribution API
Smart Pension Contributions API
Smart Pension Countries API
Smart Pension Currency API
Smart Pension Custom App Styling API
Smart Pension Customer API
Smart Pension Customer Lead API
Smart Pension Declaration Of Compliance Employee Totals API
Smart Pension Discounted Valuation API
Smart Pension Discovery API
Smart Pension Documents API
Smart Pension Economic Zone API
Smart Pension Employee API
Smart Pension Employee Configuration API
Smart Pension Employee External Pensions API
Smart Pension Employee Fund Holdings API
Smart Pension Employee Rate Recommendation API
Smart Pension Employee Verification Checks API
Smart Pension Employment Category API
Smart Pension Employment Periods API
Smart Pension Enrolment API
Smart Pension Enrolment Employees API
Smart Pension Envelopes API
Smart Pension Envelope Signing API
Smart Pension Estimate Benefit Valuations API
Smart Pension Exports API
Smart Pension Expression Of Wish API
Smart Pension External Employee Data Availability API
Smart Pension Funds API
Smart Pension Fund Splits API
Smart Pension Glidepaths API
Smart Pension Group API
Smart Pension Historical Contribution API
Smart Pension Historical Contributions API
Smart Pension Historical Transfer In API
Smart Pension Historical Transfer Ins API
Smart Pension Identity API
Smart Pension Import API
Smart Pension Income Adequacy Projection API
Smart Pension Individual API
Smart Pension Investments Performance API
Smart Pension Jwks API
Smart Pension Later Life Projection API
Smart Pension Legal Bank Location API
Smart Pension Letter API
Smart Pension Letters API
Smart Pension Mandate Charge Schedule API
Smart Pension Mandates API
Smart Pension Marketing Preference API
Smart Pension Membership Fees API
Smart Pension Mobile App Versions API
Smart Pension Modeller Projections API
Smart Pension Money Summary API
Smart Pension Nationalities API
Smart Pension Next Pay Period Date API
Smart Pension Notifications API
Smart Pension Notifications Accounts API
Smart Pension Onboarding API
Smart Pension Opt In Request API
Smart Pension Overfunding Thresholds API
Smart Pension Page Visit API
Smart Pension Paid In Amounts API
Smart Pension Password API
Smart Pension Payment API
Smart Pension Payment Approvals API
Smart Pension Payroll configuration details API
Smart Pension Payroll configurations API
Smart Pension Payroll Configuration API
Smart Pension Payroll Configuration Detail API
Smart Pension Forecast API
Smart Pension Forecast Inputs API
Smart Pension Pensionlab Consent API
Smart Pension Portfolios API
Smart Pension Postponement API
Smart Pension Preview Contribution Rates API
Smart Pension Projection API
Smart Pension Referrals API
Smart Pension Regular Income Projection API
Smart Pension Role API
Smart Pension Scheme API
Smart Pension Schemes Available Currencies API
Smart Pension SSIF Import API
Smart Pension SSIF Headers Mappings API
Smart Pension SSIF Imports API
Smart Pension Staging Date API
Smart Pension Subaccount Groups Valuations API
Smart Pension Subaccounts API
Smart Pension Summaries API
Smart Pension Switches API
Smart Pension Tasks API
Smart Pension Tax Preview API
Smart Pension Tax Information Change API
Smart Pension Tax Residence API
Smart Pension Third Party Payment Provider API
Smart Pension Third Party Payment Providers API
Smart Pension Todo Items API
Smart Pension Tokens API
Smart Pension Total Funds AM Cs API
Smart Pension Transactions API
Smart Pension Transfer In API
Smart Pension Transfer Money Review API
Smart Pension Ultimate Beneficial Owner And Configuration API
Smart Pension Ultimate Beneficial Owners API
Smart Pension URLS API
Smart Pension User API
Smart Pension Valuations API
Smart Pension Bank Account Details API
Smart Pension Company Lookup API
Smart Pension Feature Flags API
Smart Pension Verification Checks API
Algbra Payment Initiation API (PIS)
Algbra Confirmation of Funds API (CBPII)
Algbra Partner Banking API
Algbra Account Access API
Algbra Accounts API
Algbra Balances API
Algbra Beneficiaries API
Algbra Transactions API
Yapily Institutions API
Yapily Consents and Authorisations API
Yapily Payments API (PIS)
Yapily Data Plus API
Yapily Application Beneficiaries API
Yapily Application Management API
Yapily Authorisations API
Yapily Constraints API
Yapily Financial Data API
Yapily Hosted Consent Pages API
Yapily Hosted Payment Pages API
Yapily Notifications API
Yapily User Beneficiaries API
Other industries in United Kingdom
Financial Technology elsewhere
This page is the intersection of two independently computed cohorts:
United Kingdom and
Financial Technology. A provider appears here only when it is
already a member of both. United Kingdom membership is matched on tag,
so this is a floor rather than a census — coverage gaps show up here as small numbers, not as absent pages.
Work with this as data
Every country here is available over the APIs.io API and to AI agents over MCP. Countries is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.