🇮🇳Financial Technology in India

110 financial technology providers in India, publishing 253 APIs.

110 providers 253 published APIs 256 indexed documents

Financial Technology in India — 110 providers on the APIs.io network sit in both cohorts, and between them they publish 253 indexed APIs.

29 of the 110 publish at least one machine-readable API; 81 publish nothing indexed at all. That split is the first thing worth reading here — a vertical can be well represented in a market and still have almost no programmable surface.

By Kin Score band: 60 minimal, 29 emerging, 12 thin, and 9 developing.

Leading by rating: PayMate, Groww, Digio, Razorpay, Open (open.money), Mudrex, and 104 more.

Country membership reads a tag, a stated headquarters or a stated nationality. A provider lands in India when one of its own top-level tags names the country, when its own description states a headquarters that names the country or one of its cities, or when it describes itself by nationality (“a French company”; roadmap#542, #719). Region words (“Latin American”), language uses (“French-speaking”) and a city named outside a headquarters statement are not counted, so this cell is a floor, not a census.

Providers (110)

Provider	Description	APIs	Rating
PayMate	PayMate India Limited is a Mumbai-headquartered B2B payments and supply-chain finance platform that digitizes, automates and streamlines business payables and receivables. Enter...	7	developing
Groww	Groww is an Indian fintech company offering investing and trading in stocks, futures & options, mutual funds, ETFs, IPOs and more through its consumer app and web platform. Back...	6	developing
Digio	Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offlin...	3	developing
Razorpay	Razorpay is India's leading full-stack payments and business banking platform, enabling merchants to accept, process, and disburse payments across cards, UPI, netbanking, wallet...	6	developing
Open (open.money)	Open is one of India's leading SMB neobanks, pioneering "connected banking" - a unified business finance platform that layers payments, automated reconciliation, accounting, pay...	20	developing
Mudrex	Mudrex is a US-headquartered, Bengaluru-based crypto investment and trading platform founded in 2018 and registered with India's Financial Intelligence Unit (FIU-IND). It serves...	3	developing
CoinSwitch	CoinSwitch is one of India's largest retail crypto investing platforms, based in Bengaluru and backed by a16z, Paradigm, and Ribbit Capital. Alongside its consumer buy/sell app ...	1	developing
Xflow	Xflow is a cross-border payments platform for Indian businesses, freelancers, and exporters, enabling them to receive international payments through local collection accounts (A...	18	developing
Jodo	Jodo is a Bengaluru-based fintech that automates fee collection for Indian educational institutes — schools, colleges, universities, coaching centres and skilling institutes. Fo...	6	developing
CashFlo	CashFlo is an India-based fintech platform that automates enterprise finance operations across accounts payable, payments, GST compliance, vendor management, and supply-chain fi...	1	thin
Leo1	LEO1 is a Mumbai-based education fintech founded in 2017 that operates an all-in-one campus and financial platform for Indian educational institutions. The company issues co-bra...	33	thin
Falcon	Falcon (Falcon Financial Services, falconfs.com) is a global embedded-finance and Banking-as-a-Service platform that lets fintechs, banks, and enterprises launch credit and paym...	41	thin
Easebuzz	Easebuzz is an Indian payments and financial-technology platform providing Software-as-a-Service embedded with payments infrastructure for businesses across India. Its products ...	2	thin
BillDesk	BillDesk is an Indian integrated payment solutions platform founded in 2000, offering REST APIs for bill payments, recurring mandates, UPI payments, net banking, card payments, ...	15	thin
StockGro	StockGro is an Indian stock market advisory, research and financial-education platform operated by Assetgro Fintech Private Limited and headquartered in Bengaluru. It is registe...	3	thin
Cleartax	Cleartax (operating as Clear, clear.in) is an Indian fintech and financial-compliance automation platform that provides tax, GST, and e-invoicing software for individuals, tax p...	5	thin
Decentro	Decentro is a banking-as-a-service platform that provides businesses with seamless integration to Indian banking infrastructure - including payments (UPI, IMPS, NEFT, RTGS), vir...	12	thin
Spliceforms	Spliceforms Enterprise Solutions (CIN U72200MH2022PTC395237) is a private limited company incorporated in India on 13 December 2022 that operates apibanking.com, an API and embe...	11	thin
Credgenics	Credgenics is an AI-powered debt collection and loan recovery SaaS platform used by banks, NBFCs, housing-finance companies, microfinance institutions, fintechs and asset-recons...	3	thin
Turtlemint	Turtlemint is an Indian insurtech that sells and services insurance (health, motor, life) and financial products to consumers and, through its advisor platform TurtlemintPro, to...	1	thin
Vauld	Vauld (formerly Bank of Hodlers) is a crypto asset management platform founded in India and headquartered in Singapore, backed by Peter Thiel's Valar Ventures, Pantera Capital, ...	1	thin
PhonePe	PhonePe is India's largest UPI payments network, owned by Walmart. Its PhonePe Business / Developer platform exposes the PhonePe Payment Gateway (PG) APIs for collecting payment...	21	emerging
Fibe	Fibe (formerly EarlySalary) is a digital consumer lending platform in India, founded in 2015 and headquartered in Pune. It offers instant personal loans up to Rs 10 lakh, loans ...	1	emerging
WIBMO	Wibmo is a full-stack PayTech company (acquired by PayU / Naspers in 2019) providing payment security, digital payments, and digital financial services to banks, fintechs, and b...	1	emerging
Paytm	Paytm (One97 Communications) is India's leading digital payments and financial services company. Through Paytm for Business it operates a wide catalogue of payment APIs covering...	17	emerging
Juspay	Juspay is an Indian payments orchestration and checkout platform that routes transactions across payment gateways, aggregators, UPI, cards, wallets, and netbanking for merchants...	5	emerging
Leap Finance	Leap Finance Inc. is a Bengaluru- and US-incorporated fintech that underwrites collateral-free education loans for Indian students pursuing graduate study abroad, underwriting o...	0	emerging
TartanHQ	Tartan (TartanHQ) is an India-based enterprise automation and verification-infrastructure company that unifies fragmented business systems (HRIS, ERP, CRM, government/regulatory...	0	emerging
Money View	Moneyview is an Indian consumer fintech platform offering a suite of financial services including personal loans (up to Rs 10L), home loans, business loans, loans against proper...	0	emerging
Indifi	Indifi Technologies Pvt. Ltd. is an Indian digital lending platform that provides collateral-free business loans to micro, small, and medium enterprises (MSMEs). Founded in Guru...	0	emerging
Yubi	Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across In...	0	emerging
Branchintl	Branch International (Branchintl) is a fintech company providing mobile‑first financial services and credit to consumers in emerging markets across Africa and India. Leveraging ...	0	emerging
Dezerv	Dezerv (Dezerv Investments Private Limited) is an Indian wealth-management platform building a house of investment solutions for affluent Indians. It offers discretionary Portfo...	0	emerging
Drivio	Drivio (Drivio Technologies Pvt Ltd) is a tech-enabled, omni-channel two-wheeler financing marketplace in India that connects motorcycle, scooter, and electric-vehicle buyers wi...	0	emerging
Innoviti	Innoviti Technologies Pvt. Ltd. is a Bengaluru-based payment technology company and RBI-authorized payment aggregator (online and, since January 2026, in-store) operating under ...	0	emerging
Jify	Jify is an India-based financial wellness platform (part of the Moneyview group) that partners with employers to give employees earned wage access: its On-Demand Salary lets wor...	0	emerging
M2P Fintech	M2P Fintech is Asia's largest API infrastructure company, powering banking, lending, and payment solutions for fintechs, banks, NBFCs, and enterprises. Founded in 2014 and headq...	0	emerging
Vested	Vested Finance is an investment platform that enables Indian residents to build globally diversified portfolios by investing in US markets. It provides access to 10,000+ US stoc...	0	emerging
Scripbox	Scripbox is an Indian direct-to-consumer wealth management and mutual fund investment platform operated by Scripbox Wealth Managers Private Limited. It helps families pursue fin...	0	emerging
QwikCilver	QwikCilver is India's largest gift card and prepaid commerce company, founded in 2006 and acquired by Pine Labs in 2019. It powers gift card issuance, distribution, and redempti...	1	emerging
Cars24	Cars24 (CARS24 Services Private Limited) is one of India's largest auto-tech companies and an online marketplace for buying and selling used cars, operating across India, the UA...	0	emerging
Uni	Uni (Uni Cards) is an Indian consumer credit fintech founded in 2020 by Nitin Gupta, Prateek Jindal, and Laxmikant Vyas that delivers clutter-breaking credit products to consume...	0	emerging
Lentra	Lentra is a Pune, India based cloud-native digital lending platform for banks and non-banking financial companies. Built on a microservices architecture with customisable custom...	0	emerging
APAC Financial Services	APAC Financial Services (Apacfin) is a Mumbai-based, Reserve Bank of India registered Non-Banking Financial Company (NBFC) that provides customized MSME business loans to underb...	0	emerging
Perfios	Perfios is a Bangalore, India-headquartered financial technology (SaaS) company providing an AI-driven operating system for banks, NBFCs, fintechs, and insurers, serving over 1,...	0	emerging
Motilal Oswal	Motilal Oswal Financial Services Limited (MOFSL) is a diversified Indian financial services company offering equity and derivatives broking, wealth management, asset management,...	0	emerging
Refyne	Refyne is an Indian financial wellness platform and the country's first earned wage access (EWA) provider, letting employees draw a portion of their already-earned salary before...	0	emerging
Setu	Setu (a Pine Labs company) is an API-first embedded finance infrastructure provider for India. Its product catalogue covers UPI acceptance and payouts, BBPS bill collection and ...	8	emerging
Jiraaf	Jiraaf (Jiraaf Platform Private Limited, Bangalore, India) is an online fixed-income investment platform that lets retail investors discover, analyze, and invest in listed and s...	0	emerging
LVX (formerly LetsVenture)	LVX — formerly LetsVenture — is an India-based private market investing platform founded in 2013 by Shanti Mohan and headquartered in Bengaluru, with teams in Delhi and Mumbai. ...	0	emerging
Aerem	Aerem is a Mumbai-based "FinTech for CleanTech" group that finances, supplies and monitors rooftop solar in India. The group comprises Aerem Solutions Private Limited, NetZero F...	0	minimal
Arthanfinance	Arthanfinance is an Indian fintech platform focused on providing small business loans and financial services. It aims to empower entrepreneurs by offering quick loan disbursemen...	0	minimal
axiTrust	axiTrust is a technology and consulting platform for the Indian surety-bond market, connecting IRDAI-licensed insurers, MSMEs, and government procurement bodies. Its platform un...	0	minimal
Zopper	Zopper is an Indian insurtech platform that combines insurance and technology to deliver end-to-end, embedded insurance distribution for its partners. It builds APIs that let ba...	0	minimal
HomeFirst	HomeFirst (Home First Finance Company India Limited) is an affordable-housing finance company headquartered in Mumbai, India, that provides home loans, self-construction and res...	0	minimal
Oolka	Oolka is a Bangalore-based consumer fintech that helps people in India check, monitor, and improve their credit scores. Its mobile app provides free bureau-integrated credit-sco...	0	minimal
Rupifi	Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands offer their SME and retailer buyers a line of credit and Buy N...	0	minimal
Jupiter Money	Jupiter Money is a Bengaluru-based Indian digital banking app (neobank) operated by Amica Financial Technologies Private Limited. Founded in 2019 by Jitendra Gupta, Jupiter deli...	0	minimal
Bachatt	Bachatt is a daily savings and investments mobile app operated by Trusave Fintech Private Limited, designed for India's underserved and self-employed population. As an AMFI-regi...	0	minimal
GrowXCD	GrowXCD (GrowXCD Finance Private Limited) is an RBI-registered Non-Banking Financial Company (NBFC) headquartered in Chennai, India, focused on accelerating business growth for ...	0	minimal
Rupeek	Rupeek is an asset-backed online gold loan company operating across India, enabling customers to borrow money by pledging gold jewelry as collateral. Its products include gold l...	0	minimal
Aspora	Aspora is a cross-border fintech serving the Non-Resident Indian (NRI) diaspora, offering money transfers from the USA, UK, and UAE to India at near-mid-market ("Google") rates,...	0	minimal
Finova Capital	Finova Capital is a non-banking financial company (NBFC) licensed by the Reserve Bank of India, founded in 2015 by Mohit Sahney and Sunita Sahney and headquartered in Jaipur, Ra...	0	minimal
Onecard	OneCard is a mobile-first metal credit card from India's FPL Technologies, a fintech unicorn that reimagines credit and payments with full-stack, in-house technology. OneCard is...	0	minimal
Slice	Slice is an Indian consumer fintech and small finance bank, founded in 2016 as SlicePay by Rajan Bajaj and headquartered between Bengaluru (corporate) and Guwahati (registered)....	0	minimal
KreditBee	KreditBee is a Bengaluru, India digital lending platform founded in 2017 by Madhusudan Ekambaram, Vivek Veda and Karthikeyan Krishnaswamy, operated by Finnovation Tech Solutions...	0	minimal
Oto Capital	OTO (Oto Capital) is India's leading platform to discover, research, and buy two-wheelers online with embedded financing. It offers digital bike loans with eligibility checks in...	0	minimal
Khatabook	Khatabook is a Bengaluru, India-based fintech company building a mobile-first digital ledger ("bahi khata") and business management platform for India's 6.3 crore-strong MSME se...	0	minimal
Fundly	Fundly is a Mumbai-based fintech platform purpose-built for India's pharmaceutical retail supply chain, offering embedded credit, B2B commerce, and payment solutions to pharma r...	0	minimal
Capitalfloat	Capitalfloat, now operating as Axio, is an Indian consumer finance platform offering pay‑later, credit, and personal finance management solutions. Founded to provide flexible fi...	0	minimal
FT Cash	FTCash (ftcash) is a Mumbai, India based financial services / fintech company focused on financial inclusion for micro-merchants and small and medium enterprises (SMEs). It prov...	0	minimal
Protectt AI	Protectt.ai (Protectt.ai Labs Pvt Ltd) is an AI-native, full-stack mobile application security and fraud-control platform for Android and iOS. Its products — AppProtectt (RASP w...	0	minimal
Sahi	Sahi is a high-performance Indian stock trading platform built for active retail traders, operated by Aaritya Broking Private Limited (SEBI INZ000317632) and based in Bangalore....	0	minimal
Vridhi Home Finance	Vridhi Home Finance (Vridhi Finserv Home Finance Limited) is an affordable housing finance company (HFC) headquartered in Bengaluru, India, founded in 2022. Operating as a tech-...	0	minimal
Upswing	Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed f...	0	minimal
Cholamandalam	Cholamandalam Investment and Finance Company (Chola) is an Indian non-banking financial company (NBFC) headquartered in Chennai and part of the Murugappa Group (CIN L65993TN1978...	0	minimal
Fivestargroup	Five Star Group (Five Star Business Finance) is an India-based non-banking financial company (NBFC) that provides small-business and mortgage loans to self-employed and underser...	0	minimal
Ofbusiness	OfBusiness is one of India's largest B2B raw-materials procurement and credit platforms, serving more than two million SMEs and corporates. It operates as an aggregator, manufac...	0	minimal
Powerup Money	PowerUp Money is an India-based mutual fund advisory app that helps retail investors select, monitor, and rebalance their mutual fund portfolios. It is operated by a SEBI-regist...	0	minimal
Bankbazaar	BankBazaar is India’s Largest FinTech Co-Branded Credit Card issuer & Online Platform for Free Credit Score with over 60 Million Registered Users. It offers credit card comparis...	0	minimal
One Assist	OneAssist is an Indian consumer protection and services company that provides device and appliance protection, extended warranty, and financial-fraud assistance to retail custom...	0	minimal
Policybazaar	Policybazaar is India's largest online insurance aggregator and digital marketplace, operated by PB Fintech Ltd. It lets consumers compare, buy and manage insurance across healt...	0	minimal
Knight Fintech	Knight Fintech is a Mumbai-based banking technology company that sells digital lending infrastructure to Indian banks and NBFCs. It positions itself as "India's leading digital ...	0	minimal
Transbnk	TransBnk — rebranded as TBX — is an Indian open-finance and transaction-banking infrastructure company founded in 2022 and headquartered in Mumbai. It gives banks, enterprises, ...	0	minimal
Fi Money	Fi Money is a Bengaluru, India based money-management application and consumer fintech operated by Epifi Technologies, founded in 2019 by ex-Google Pay (Tez) executives Sujith N...	0	minimal
Niyo Solutions	Niyo Solutions (brand: Niyo, goniyo.com) is a Bengaluru, India based consumer fintech founded in 2015 by Vinay Bagri and Virender Bisht, focused on international travel banking ...	0	minimal
Jar	Jar is a Bengaluru-based fintech company operating India's first micro-savings app, enabling tens of millions of Indians to save in 24K digital gold from as little as ₹10. The a...	0	minimal
BlackBuck	BlackBuck, operated by Zinka Logistics Solutions and incorporated in 2015, runs India's largest digital trucking platform, digitizing the truck-operator lifecycle for roughly a ...	0	minimal
Oxyzo	Oxyzo Financial Services is an RBI-registered Non-Banking Financial Company (NBFC) providing customized SME and corporate financing across India. Founded as the lending arm of t...	0	minimal
Zet	Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured cred...	0	minimal
Aggra	Aggra Technologies Private Limited operates Moneytor, an autonomous, self-learning platform for stressed loan recovery. Founded in 2017 in Mumbai, India by Ayush Srivastava and ...	0	minimal
Samunnati	Samunnati is an integrated agri-enterprise platform working to de-fragment India's agricultural value chain by connecting farmers, Farmer Producer Organizations (FPOs), and agri...	0	minimal
Shriram City	Shriram City (Shriram City Union Finance Ltd) was a leading Indian non-banking financial company (NBFC) in the Shriram Group, offering personal, business, two-wheeler, gold and ...	0	minimal
SK Finance	SK Finance Ltd (skfin.in) is a Jaipur, India-based non-banking financial company (NBFC) providing asset-backed retail lending. Its products span commercial vehicle, car, tractor...	0	minimal
Spenny	Spenny is an Indian personal-finance and micro-investing app that works like a digital piggy bank, rounding up everyday spending on cards, UPI, and netbanking and automatically ...	0	minimal
Trinkerr	Trinkerr is a Bengaluru, India algorithmic and social trading platform founded in 2021 by Manvendra Singh and Gaurav Agarwal, backed by Accel and India Quotient. Its mobile app ...	0	minimal
SwitchMe	SwitchMe was a Mumbai, India based fintech startup founded in 2012 and backed by 500 Global that helped consumers evaluate and switch their home loans and mobile service provide...	0	minimal
FairMoney	FairMoney is a credit-led digital bank for emerging markets, founded in 2017 and headquartered in Paris, France, with operating subsidiaries in Nigeria and India. The company be...	0	minimal
Mintifi	Mintifi is an Indian supply-chain financing platform that provides inventory and working-capital financing to SMEs, distributors, and dealers across manufacturer distribution ne...	0	minimal
NAKAD	NAKAD is India's leading Reconciliation-as-a-Service platform, a fintech delivering cash-flow and working-capital solutions to small businesses and MSMEs. Its proprietary MicroB...	0	minimal
Okcredit	OkCredit is a mobile digital ledger (bahi khata) application for small business owners and merchants across India, letting shopkeepers record credit and payment transactions dig...	0	minimal
BharatPe	BharatPe is a New Delhi-based fintech company founded in 2018 by Ashneer Grover and Shashvat Nakrani that provides digital payments and financial services to Indian small and me...	0	minimal
Credright	CredRight is a fintech technology provider based in Hyderabad, India, offering digital lending solutions for micro, small and medium enterprises. Founded in 2016, it uses altern...	1	minimal
Paytm Payments Bank	Paytm Payments Bank Limited is an Indian payments bank headquartered in Noida, offering digital savings and current accounts, the Paytm Wallet, FASTag, debit cards, UPI and othe...	0	minimal
Redcarpetup	Redcarpetup is a company surfaced as a portfolio company of y-combinator and added to the API Evangelist network as a stub for enrichment. This profile is a lead awaiting the en...	0	minimal
Three Wheels United	Three Wheels United is a fintech-driven electric vehicle financing company in India, founded in 2017 by Cedrick Tandong, Kevin Wervenbos, and Apurv Mehra. It works to remove the...	0	minimal
Mochatrade	Mochatrade is a regulated neo-brokerage for Indian traders offering onchain perpetual futures on US stocks and commodities. Traders access 50+ US equities (including TSLA, NVDA,...	0	minimal
InstaPaisa	InstaPaisa was an India-based personal-finance and lending fintech surfaced as a 500 Global (500 Startups) portfolio company and added to the API Evangelist network as a stub fo...	0	minimal
Itzcash	Itzcash (ItzCash Card Ltd, operated by Ebix Payment Services Private Limited, CIN U74999MH2006PTC160835, Mumbai) was one of India's early prepaid payment and digital-payments co...	0	minimal
Koinex	Koinex was an Indian digital-asset exchange launched in 2017, describing itself as India's first and largest cryptocurrency exchange with more than one million users. It offered...	0	minimal

Indexed API documents (256)

Two numbers, both real: these providers publish 253 APIs as their own documents, which the catalog indexes split one-per-resource into 256 documents. Showing the first 200.

🇮🇳Financial Technology in India

Providers (110)

Indexed API documents (256)

PayMate India Business Payments API

PayMate Businesses API

PayMate Cards API

PayMate Collections API

PayMate Contacts API

PayMate Payments API

PayMate Reference API

Groww Authentication API

Groww Historical Data API

Groww Live Data API

Groww Margin API

Groww Orders API

Groww Portfolio API

Digio DigiLocker API

Digio AML/CFT API

Digio Documents API

Digio eMandate API

Digio KYC API

Digio e Sign API

Razorpay Core REST API

Razorpay Payments API

Razorpay Webhooks

Razorpay Orders API

Razorpay Payments API

Razorpay Refunds API

Open Zwitch Virtual Accounts API

Open Zwitch Transfers API

Open Zwitch Beneficiaries API

Open Zwitch UPI API

Open Layer Payment Gateway API

Open Zwitch Verification API

Open Zwitch Split Settlements API

Open Zwitch Webhooks

Open Zwitch Payment Pages API

Open Connected Banking Platform

Open (open.money) Accounts API

Open (open.money) Constants API

Open (open.money) Events API

Open (open.money) Icp API

Open (open.money) Kycs API

Open (open.money) Pg API

Open (open.money) Pg Settlements API

Open (open.money) Refund API

Open (open.money) Transfers API

Open (open.money) Verifications API

Mudrex Futures Trading API

Mudrex Market Data API

Mudrex MCP Server

CoinSwitch PRO Trading API

Xflow Accounts API

Xflow Addresses API

Xflow Balance API

Xflow Deposits API

Xflow Events API

Xflow Files API

Xflow Payments API

Xflow Payouts API

Xflow Persons API

Xflow Quotes API

Xflow Receivables API

Xflow Transfers API

Xflow Account Settings API

Xflow Balance Transactions API

Xflow Exchange Rates API

Xflow Fee Plans API

Xflow Payment Links API

Xflow Webhook Endpoints API

Jodo Webhooks

Jodo Configuration API

Jodo Flex API

Jodo Pay API

Jodo Students API

Jodo Users API

CashFlo Ingest API

Leo1 Auth API

Leo1 Common Fee Type API

Leo1 Communication API